Toledo Homes with USDA Loan Terms

Toledo Homes with USDA Loan Terms

Toledo, a charming city located in Lewis County, Washington, is a wonderful place to call home. Nestled in the heart of the state, Toledo offers residents a peaceful and idyllic setting surrounded by natural beauty.

With its small-town atmosphere and friendly community, Toledo provides a welcoming environment for families, retirees, and individuals seeking a slower pace of life. The city boasts a range of amenities, including parks, recreational facilities, and local shops, ensuring that residents have everything they need within reach.

One of the advantages of living in Toledo is the availability of homes with USDA loan terms. The USDA loan program, offered by the United States Department of Agriculture, provides affordable financing options for eligible homebuyers in rural areas. With Toledo's location in a rural county, residents may have the opportunity to take advantage of this program.

USDA loans offer several benefits, including low interest rates, no down payment requirement, and flexible credit guidelines. This makes homeownership more accessible and affordable for individuals and families who may not qualify for traditional financing options.

Whether you're looking for a cozy single-family home or a spacious property with acreage, Toledo has a variety of housing options to suit different needs and budgets. With the added benefit of USDA loan terms, purchasing a home in Toledo becomes even more attainable.

If you're considering making Toledo your home, take advantage of the serene surroundings, friendly community, and the opportunity to secure a home with USDA loan terms. It's an ideal combination for those seeking a peaceful and affordable place to live in beautiful Lewis County, Washington.

Newest Toledo Homes with USDA Loan Terms

$449,500
3 Beds ⋅ 2 Baths ⋅ 2568947 MLS ⋅ ACTIVE Status
Here is your opportunity for a beautiful mini-farm/horse property. This includes 5+ acres of flat, excellent land, a great barn, and a very comfortable, affordable home. The house has a new roof, all new solid-surface flooring throughout, new baseboard trim, new light fixtures, newly built front porch and a beautiful new kitchen. Trust me - you will love the new floors. You absolutely can't find a better location. Three bedrooms, two full bathrooms. Outbuildings and tons of possibilities.

559 Toledo Salmon Creek Road, Toledo

Listing courtesy of CENTURY 21 Lund, Realtors.

$334,900
4 Beds ⋅ 2 Baths ⋅ 2568221 MLS ⋅ ACTIVE Status
Don’t miss this beautifully remodeled home in the quiet Toledo community! This 4 bed, 2 bath, 1,782 sq ft home features a spacious living room, open floor plan, new appliances, utility room, large walk-in closets, and a full tub. The park-like property has fresh gravel and a new fence. 1GB fiber optic line available. Don't miss out on this opportunity for a low maintenance property and home!

421 N 5th Street, Toledo

Listing courtesy of RE/MAX Premier Group.

$475,500
3 Beds ⋅ 2 Baths ⋅ 2563393 MLS ⋅ ACTIVE Status
20 FLAT acres and seller has bought CONTINGENT, great chance to make offer today, Luxurious 20 spacious acres close to the LAKE, just off of I 5. 3 bedroom 2 bath fixer home for your custom makeover. LOTS OF MATERIAL ON SITE TO REMODEL lets make a deal, all your electric fences are installed and 2nd well serves all 20 acres, 2 covered greenhouse 80' gardens, 2 detached shops 2350+/- square feet of stick built garages that you are dreaming of with 10 - 16+ foot ceilings. Excellent chance to turn garage into anExcellent chance to turn garage into a real house or rent out for additional income, Award-winning soil for the finest crops and animals, buy this rare kind of peace and tranquility Today not Tommorow, no homeowners association or restrictions. NOTE: zoned agriculture taxes are only $624 a YEAR! The perfect prepper’s paradise. Loan, Cash, Rehab, creative financing ideas with help from seller here is possible today, please place your bid now farm equiptmemt negotiable or can be left behind for the convenience of the seller and your benefit. If you get a rehabilitation loan and turn the large three car garage into a home by adding a bathroom, kitchen and heat this home would be financeable.

237 Collins Road, Toledo

Listing courtesy of Michael J Real Estate LLC.

$395,000
3 Beds ⋅ 2 Baths ⋅ 2551838 MLS ⋅ ACTIVE Status
Tucked away in the quiet streets of Toledo awaits your new home! 3 Bedrooms, 1.75 Bathrooms, Large Kitchen w/ Eating Space, Sprawling Family Room with Wood Burning Fireplace spread across the main level. Partially finished basement offers Pantry/Cellar space, Bonus Room, Rec Area and Utility (Could be a basement apartment?). Covered patio for watching the sun go down or enjoying that first cup of coffee in the morning. Enormous gated Back Yard with mature Walnut trees, Shed/Studio, and 600sqft Shop with loft space. Front yard offers private fenced Court Yard, Flowers and paved driveway that leads to the Single Garage in front. Mature grapes are just about ready in the garden boxes and mature flowering plants surround the home. Back Deck lays under the tree canopy in the yard making it an ideal grilling and entertainment space to host your favorite guests or take in a sunny afternoon. This house is loaded with potential and waiting for you to make it HOME. Don’t miss this gem!

621 S Second Street, Toledo

Listing courtesy of eXp Realty.

$785,000
4 Beds ⋅ 2 Baths ⋅ 2509288 MLS ⋅ ACTIVE Status
THERE ARE NO OTHER HOMES LIKE THIS ONE, THIS ONE IS A MUST SEE! Years of love and care have been given to turn this home into the outdoor oasis setting that it is now. The grounds of this home are like a private park with a gazebo, Koi pond, firepit, decks, patios, covered hot tub and so much more. Oh Yeah! it's also a HORSE PROPERTY - 5 acre farm already set up with a 36x36x15 ft tall to the rafters & beyond barn, horse matting, chicken coop, outdoor arena, field fencing, cross fenced plus 16x17 new Tuff Shed. Chicken coop is housed in the barn with chicken yard off of the barn. This beautiful home has it all - 4 bedrooms, New updated Kitchen with all new cabinets and granite counters including stainless appliances and a coffee station. A family room, great room, formal dining and formal living rooms round out the open floor plan. Quadro wood stove to keep you cozy. Full master bath with soaking tub and double sinks. Detached 3 car garage is wired with 220. Covered RV Parking12x30x12high with power. 40x8 metal container with metal door and window. New 90%efficiency Trane Furnace & Heat pump, New septic floats and pump, fully fenced perimeter, garden area and orchard with fenced fields, fully enclosed gardens & orchard. Satelite-fibre optics through Toledo Tel. Well is 60 ft deep needing no softner or filtration equip needed.

138 Twin Peaks Road, Toledo

Listing courtesy of Windermere Northwest Living.

$385,000
3 Beds ⋅ 1 Baths ⋅ 2480013 MLS ⋅ CONTINGENT Status
If you are looking for peace, calm and the luxury of slower paced living, look no further. Peaceful country living meets move-in ready comfort at 209 Drews Prairie Rd! This charming 3-bedroom, 1-bath home offers 1,224 sq ft on just shy of 1 acre in a quiet Toledo setting. Fresh interior paint and easy-care laminate flooring create a clean, inviting feel, while the open-concept layout offers comfortable one-level living. Step outside to the covered deck and take in the gorgeous territorial views, the perfect place to relax and enjoy the peaceful surroundings. An extended breezeway adds convenience and connects to the garage. A brand-new 30-year roof with transferable warranty will be installed prior to closing — buyer may choose the color! Storage and hobby space abound with multiple outbuildings plus a newer 40x22 metal shop. As the seasons change, cozy up beside the warmth of the wood-burning stove. Enjoy the tranquility of country living with the convenience of being just minutes to town, easy I-5 access, and high-speed internet through ToledoTel. A wonderful opportunity to add your own touches and make this peaceful retreat home!

209 Drews Prairie Road, Toledo

Listing courtesy of BHGRE - Northwest Home Team.

$529,999
3 Beds ⋅ 2 Baths ⋅ 2479858 MLS ⋅ ACTIVE Status
Discover the perfect blend of privacy and potential on this nearly 2-acre property in Toledo. Offering a rare combination of high-bank Cowlitz River views, unobstructed views of Mt. St. Helens and Mt. Rainier. The property features a spacious 1,950 sq. ft. triple-wide manufactured home with an open-concept 3-bedroom, 2-bathroom layout, alongside a substantial 30x40 insulated shop equipped with its own power service and concrete floors. Home includes a bonus living space with a large TV that stays with the home and an office space. Home was recently remodeled. Remodel includes updated kitchen, new flooring, new windows, paint inside and out, new sinks and faucets, new water heater, and newer roof. Come experience the stunning mountain and river views this home has to offer! Due to recent boundary line adjustment, map is incorrect. Please refer to plat map provided in supplements or refer to Lewis County Parcels for the correct Map Information!

240 Rakoz Road, Toledo

Listing courtesy of Realty One Group Pacifica.

$399,900
3 Beds ⋅ 1 Baths ⋅ 2461625 MLS ⋅ ACTIVE Status
Move-In Ready Rambler with Home Office, Fiber Internet & Detached Garage! Experience the perfect blend of comfort, convenience, and modern connectivity in this freshly updated 3-bedroom, 1,714 sq. ft. rambler situated on a desirable corner lot. Clean, vacant, and ready for immediate occupancy, this home is ideal for today's work-from-home lifestyle. Step inside to discover fresh interior paint, spacious living and dining areas, New Stainless Appliances and a versatile bonus room perfectly suited as a dedicated home office, creative studio, homeschool space, or hobby room. With fiber internet available, you'll enjoy the speed and reliability needed for remote work, streaming, gaming, and staying connected. The functional one-level floor plan features a cozy wood-burning fireplace, generous room sizes, and an easy flow designed for comfortable everyday living. New appliances are included, making your move even easier. Outside, relax on the deck while enjoying the added privacy and curb appeal of the corner lot. The finished detached two-car garage provides abundant space for vehicles, storage, a workshop, or recreational equipment—offering flexibility that today's buyers appreciate. Combining small-town charm, modern updates, high-speed internet access, and valuable workspace options, this move-in-ready home is a rare opportunity you won't want to miss.

300 Maple Street, Toledo

Listing courtesy of Southwest Washington Realty.

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