Toledo Homes with FHA Terms

Toledo Homes with FHA Terms

Toledo, a charming city located in Lewis County, Washington, is an ideal place to call home. Situated in the beautiful Pacific Northwest region of the United States, Toledo offers a serene and picturesque setting for residents to enjoy.

One of the notable features of the real estate market in Toledo is the availability of homes with FHA terms. This means that potential buyers have the option to secure financing through the Federal Housing Administration (FHA). FHA loans are known for their flexible qualification criteria and low down payment requirements, making homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Toledo offers a variety of housing options to suit different needs and budgets. From cozy single-family homes to spacious townhouses, there is something for everyone in this vibrant community.

In addition to its real estate offerings, Toledo boasts a range of amenities and attractions. Outdoor enthusiasts will appreciate the proximity to Lewis and Clark State Park, where they can enjoy hiking, camping, and fishing. The city also features a charming downtown area with local shops, restaurants, and community events.

With its small-town charm, natural beauty, and affordable housing options, Toledo is a city worth considering for those looking to settle down in Lewis County, Washington. Contact a local real estate agent today to explore the available homes with FHA terms and discover all that Toledo has to offer.

Newest Toledo Homes with FHA Terms

$579,900
3 Beds ⋅ 3 Baths ⋅ 2557575 MLS ⋅ ACTIVE Status
Welcome to your own private Northwest retreat! Within walking distance of the Cowlitz river, Nestled on over 5 peaceful acres in Toledo, this custom-built home offers the perfect blend of privacy, comfort, and natural beauty. Enjoy stunning territorial, lake, and mountain views from the expansive decks while surrounded by mature trees and abundant wildlife. Inside, you'll find soaring vaulted ceilings, hardwood floors, a spacious gourmet kitchen with granite countertops, and a desirable main-level primary suite with a luxurious ensuite bath. The impressive detached shop with its own heated bonus room and ¾ bath offers endless possibilities for hobbies, guests, a home office, or additional workspace. With RV parking, central A/C, a heat pump, wired generator hookup, and room to roam, this is Pacific Northwest living at its finest.

222 Oxbow Lake Lane, Toledo

Listing courtesy of Terrafin.

$395,000
3 Beds ⋅ 2 Baths ⋅ 2551838 MLS ⋅ ACTIVE Status
Tucked away in the quiet streets of Toledo awaits your new home! 3 Bedrooms, 1.75 Bathrooms, Large Kitchen w/ Eating Space, Sprawling Family Room with Wood Burning Fireplace spread across the main level. Partially finished basement offers Pantry/Cellar space, Bonus Room, Rec Area and Utility (Could be a basement apartment?). Covered patio for watching the sun go down or enjoying that first cup of coffee in the morning. Enormous gated Back Yard with mature Walnut trees, Shed/Studio, and 600sqft Shop with loft space. Front yard offers private fenced Court Yard, Flowers and paved driveway that leads to the Single Garage in front. Mature grapes are just about ready in the garden boxes and mature flowering plants surround the home. Back Deck lays under the tree canopy in the yard making it an ideal grilling and entertainment space to host your favorite guests or take in a sunny afternoon. This house is loaded with potential and waiting for you to make it HOME. Don’t miss this gem!

621 S Second Street, Toledo

Listing courtesy of eXp Realty.

$435,000
3 Beds ⋅ 2 Baths ⋅ 2521638 MLS ⋅ ACTIVE Status
Set on 5 peaceful acres with a circular driveway, this beautifully remodeled 3-bedroom, 1.5-bath home offers the perfect blend of modern comfort & rural charm. Inside, you’ll find an open-concept layout w/ updated finishes throughout, including new LVP flooring, fresh interior paint, recessed lighting, & a cozy wood stove capable of heating much of the home. The fully updated kitchen features a large island w/ butcher block-style countertops, white cabinetry w/ black hardware, modern sink, & SS appliances. The spacious main bath includes dual vanities, updated fixtures, & storage, while the half bath is conveniently located off the mudroom entrance & includes a utility sink, ideal after outdoor projects, pets, or gardening. Extensive upgrades include all new windows, updated plumbing, new water filtration system, newer septic system, new well equipment, & Toledo Tel fiber internet with speeds up to 1 Gbps, making work-from-home easy & reliable. Outside, enjoy flat, usable acreage w/ plenty of room for animals, hobbies, gardens, or simply soaking in the peaceful surroundings. Wildlife including deer and elk are frequent visitors, & apple & pear trees add to the property’s appeal. Conveniently located just minutes to I-5 access, some of the region’s best fishing, & centrally positioned between Seattle & Portland, with easy drives to the Pacific beaches & White Pass skiing. This property offers the space, privacy, & flexibility to enjoy the best of Pacific Northwest living.

252 Eadon Road, Toledo

Listing courtesy of eXp Realty.

$529,999
3 Beds ⋅ 2 Baths ⋅ 2479858 MLS ⋅ ACTIVE Status
Discover the perfect blend of privacy and potential on this nearly 2-acre property in Toledo. Offering a rare combination of high-bank Cowlitz River views, unobstructed views of Mt. St. Helens and Mt. Rainier. The property features a spacious 1,950 sq. ft. triple-wide manufactured home with an open-concept 3-bedroom, 2-bathroom layout, alongside a substantial 30x40 insulated shop equipped with its own power service and concrete floors. Home includes a bonus living space with a large TV that stays with the home and an office space. Home was recently remodeled. Remodel includes updated kitchen, new flooring, new windows, paint inside and out, new sinks and faucets, new water heater, and newer roof. Come experience the stunning mountain and river views this home has to offer! Due to recent boundary line adjustment, map is incorrect. Please refer to plat map provided in supplements or refer to Lewis County Parcels for the correct Map Information!

240 Rakoz Road, Toledo

Listing courtesy of Realty One Group Pacifica.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2476220 MLS ⋅ ACTIVE Status
2nd Chance Opportunity! Back on the market due to buyer financing—not the property. Discover the perfect blend of country living and everyday convenience with this beautifully maintained 3 bedroom, 2 bath manufactured home on a fully fenced, flat, and highly usable 5-acre property in Toledo, WA. Take in stunning views of Mt. Rainier from your own backyard while enjoying endless possibilities for hobbies, animals, gardening, or future improvements. Recent updates include a newer roof, newer siding, fresh interior paint, and updated flooring, making this home move-in ready. A standout feature is the dedicated RV parking and storage, complete with RV hookups, offering the perfect setup for recreational vehicles, trailers, boats, or guests. Conveniently located just minutes from the freeway, this property delivers peaceful rural living without sacrificing accessibility. Whether you're looking for room to roam, space for your toys, or simply a place to enjoy spectacular mountain views, this rare 5-acre opportunity is one you won't want to miss.

241 Foster Creek Road Unit #B, Toledo

Listing courtesy of Real Broker LLC.

$199,999
2470938 MLS ⋅ ACTIVE Status
Your dream property is nearly ready to build on Jenny Kay Lane in Toledo. This expansive 20.8± acre parcel offers a blend of privacy, usability, and conservation. Approximately 16.75+/- acres are preserved in conservation easement reservation and open space with Lewis County, providing tax exemption benefits, while 4.05+/- acres are ready for building your dream home with plenty of space for animals or gardens. The property has a survey, wetland study/critical area report is completed, and a Lewis County approved building plan already in place saving you time and expense. Infrastructure is ready with power, phone lines, and high-speed fiber internet available in the street. A well is already installed on the property. This property invites an outdoor lifestyle with room to hike, explore, and enjoy the outdoors. Just minutes from local parks and the renowned Cowlitz River, with excellent fishing access. Light CC&Rs are in place to protect your investment while maintaining a rural feel.

113 Jenny Kay Lane, Toledo

Listing courtesy of Olympic Sotheby's Int'l Realty.

$399,900
3 Beds ⋅ 1 Baths ⋅ 2461625 MLS ⋅ ACTIVE Status
Move-In Ready Rambler with Home Office, Fiber Internet & Detached Garage! Experience the perfect blend of comfort, convenience, and modern connectivity in this freshly updated 3-bedroom, 1,714 sq. ft. rambler situated on a desirable corner lot. Clean, vacant, and ready for immediate occupancy, this home is ideal for today's work-from-home lifestyle. Step inside to discover fresh interior paint, spacious living and dining areas, New Stainless Appliances and a versatile bonus room perfectly suited as a dedicated home office, creative studio, homeschool space, or hobby room. With fiber internet available, you'll enjoy the speed and reliability needed for remote work, streaming, gaming, and staying connected. The functional one-level floor plan features a cozy wood-burning fireplace, generous room sizes, and an easy flow designed for comfortable everyday living. New appliances are included, making your move even easier. Outside, relax on the deck while enjoying the added privacy and curb appeal of the corner lot. The finished detached two-car garage provides abundant space for vehicles, storage, a workshop, or recreational equipment—offering flexibility that today's buyers appreciate. Combining small-town charm, modern updates, high-speed internet access, and valuable workspace options, this move-in-ready home is a rare opportunity you won't want to miss.

300 Maple Street, Toledo

Listing courtesy of Southwest Washington Realty.

$695,000
3 Beds ⋅ 3 Baths ⋅ 2458730 MLS ⋅ ACTIVE Status
Tucked away at the end of the road, this newly constructed custom home offers the perfect blend of privacy and comfort. Set on 6.71 park like acres with lake access, the property provides room to roam, relax, and enjoy the outdoors. Plenty of room for a large shop. Inside, you’ll find 3 spacious bedrooms, 2.5 stylish bathrooms, custom tile work, modern finishes, and a bright open layout designed for everyday living. The spacious loft offers flexible use as a second living area, office, hobby space, or guest retreat, while the walk-in pantry and abundant storage add everyday convenience. Additional features include RV parking, plumbing for a future wet bar, and endless opportunities for recreation and outdoor enjoyment. Modern luxury meets rural tranquility in this private countryside sanctuary. Brink your boots and come explore this hidden gem.

241 Oxbow Lake Ln, Toledo

Listing courtesy of Realty One Group Pacifica.

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