Tenino Homes with USDA Loan Terms

Tenino Homes with USDA Loan Terms

Tenino is a charming city located in Thurston County, Washington, in the United States. Nestled in the beautiful Pacific Northwest, Tenino offers residents a serene and picturesque setting to call home. With its small-town atmosphere and close-knit community, it's no wonder that Tenino is a sought-after location for those looking to settle down.

One of the attractive features of Tenino is the availability of homes with USDA loan terms. The USDA loan program is a government-backed initiative that aims to promote rural development by providing affordable financing options for eligible homebuyers. This means that if you're considering purchasing a home in Tenino, you may be able to take advantage of favorable loan terms offered through the USDA program.

USDA loans offer several benefits, including low-interest rates, flexible credit requirements, and the option for zero down payment. These loan terms can make homeownership more accessible and affordable for individuals and families in Tenino. Whether you're a first-time homebuyer or looking to upgrade to a larger property, exploring homes with USDA loan terms in Tenino could be a wise choice.

With its natural beauty, friendly community, and access to amenities, Tenino is an ideal place to settle down. If you're interested in purchasing a home in this area, be sure to explore the options available with USDA loan terms. It could be the key to making your dream of homeownership in Tenino a reality.

Newest Tenino Homes with USDA Loan Terms

$590,000
2566324 MLS ⋅ ACTIVE Status
Beautiful side-by-side rambler duplex with territorial views in Tenino! Offered for sale as the owners retire, this well-maintained investment presents an exceptional opportunity for investors or owner-occupants alike. Each spacious unit features 3 bedrooms, 2 full bathrooms, and an attached 2-car garage, separated by the garages for added privacy. Situated on a level, dry 31,492 sq. ft. (.723-acre) lot, the property offers potential for additional units (buyer to verify) and includes RV power hookups. Live in one side while generating income from the other, or maximize your investment by renting both units. Enjoy inviting covered front porches, private rear patios with a privacy fence between units, and a peaceful setting with room to grow. Recently connected to city sewer, with NO HOA. Recent updates include new carpet in Unit A (2022), a new dishwasher in Unit A (2025), and a new dishwasher in Unit B (2020). All kitchen appliances are included; washers and dryers belong to the tenants, as does the refrigerator in Unit B. Sellers currently pay water, sewer, and garbage. Rarely does a duplex this clean, versatile, and well cared for become available—ask your broker to schedule a showing today!

149 N Wherrett Street, Tenino

Listing courtesy of John L. Scott Lacey.

$689,900
3 Beds ⋅ 3 Baths ⋅ 2565023 MLS ⋅ ACTIVE Status
Beautiful 5-acre property in a gated community offering the perfect blend of privacy, functionality, and convenience. This well-maintained home features 3 bedrooms upstairs, plus a main-level office with a closet and an adjacent full bathroom, making it an ideal guest room or potential fourth bedroom. The spacious primary suite boasts vaulted ceilings, while new carpet throughout the upstairs adds a fresh, updated feel. Hardwood floors, a cozy wood-burning fireplace, and a bright sunroom create warm, inviting living spaces throughout the main level. A heat pump installed in 2021 provides efficient year-round comfort, and the home is wired for a generator for added peace of mind. Outside, the property is packed with exceptional amenities, including mature fruit trees, a fenced goat enclosure with two goat houses and an elevated perch built among the trees, a detached 24' x 34' heated shop with an office and wood stove, and a new 20' x 12' Tuff Shed for additional storage. The property also includes an owned 500-gallon propane tank and an additional 250-gallon propane tank. The backyard offers direct access to the Yelm Tenino Trail, while residents also enjoy private McIntosh Lake access and nearby river access for year-round recreation. Conveniently located near shopping, restaurants, and everyday amenities, this property delivers the serenity and space of country living without sacrificing modern convenience.

14722 McIntosh Lane SE, Tenino

Listing courtesy of Keller Williams South Sound.

$699,950
4 Beds ⋅ 3 Baths ⋅ 2562633 MLS ⋅ ACTIVE Status
Welcome to your own private retreat on the beautiful Scatter Creek river! Nestled on nearly 4 acres of flat, usable land, this impressive Tenino property offers the perfect blend of peaceful country living and endless possibilities. Step inside to discover a warm and inviting kitchen designed to be the heart of the home, with plenty of space for cooking, gathering and entertaining. The spacious living room is filled with natural light and opens onto an expansive deck overlooking the river--an ideal setting for morning coffee, evening sunsets or simply enjoying the tranquil surroundings. The main floor features a comfortable primary suite, providing convenient single-level living. Downstairs offers incredible flexibility with space that's perfect for multi-generational living, extended guests, a home office or even potential income-producing opportunities. Outside, the massive detached outbuilding is truly a standout feature. Whether you've been dreaming of a workshop, garage, home-based business, hobby space, RV storage or something entirely your own, this versatile building is ready to bring your vision to life. With nearly 4 acres of usable property, room to roam and the peaceful backdrop of Scatter Creek, opportunities like this are hard to find. If you've been searching for space, privacy and versatility in a beautiful setting, this is a home you simply have to see!

17925 Old Highway 99 SW, Tenino

Listing courtesy of John L. Scott Dupont.

$449,900
3 Beds ⋅ 2 Baths ⋅ 2559915 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained rambler in the desirable Frog Hollow community! This 3 bedroom, 2 bath home offers a thoughtfully designed single level floor plan with vaulted ceilings, abundant natural light and comfortable living spaces. The spacious kitchen features granite countertops and flows seamlessly into the dining and living area, creating an inviting space for everyday living and entertaining. The primary suite offers a private retreat complete with a large soaking tub, separate shower and walk-in closet. A new roof installed in 2021 provides added peace of mind. Enjoy year-around comfort with a heat pump, plus a fully fenced backyard with plenty of room to relax, garden or entertain. Situated on a generous .42 acre lot with RV parking and an attached 2 car garage, this home offers the perfect blend small town charm and convenient access to Tenino, Tumwater, Olympia and I-5.

1400 Frog Hollow Lane, Tenino

Listing courtesy of Dove Realty, Inc..

$385,000
3 Beds ⋅ 2 Baths ⋅ 2542527 MLS ⋅ ACTIVE Status
Escape to over an acre on your own sanctuary. The shop is a few steps outside the backdoor. Quiet, nice neighbors with serenity included can be yours with your easy commute back home! Moreover, this substantially updated home is available at an affordable price. 3 bedrooms, 2 baths, the shop and outdoor space will set you free. The new roof, furnace, water heater, electrical panel, wall heaters and pex re-plumbing showcase some of the improvements. Find the rest on the highlights sheet from your agent. See the trails back to the chair and table but don’t relax too long. The level pasture, garden space and trails will appeal to a variety use. As a homeowner you will find there are always things to improve your owner equity. Six figures and more were added over the past several years and you can chip away making additional returns on your investment here as well. The side yard is fully fenced for your favorite pet or spouse. The attic is also available as potential getaway living space as well. You make the call. Four short minutes from the center of quaint, fun Tenino and not far from I-5, you can have the country and the life you seek as well!

16743 Bucoda Highway SE, Tenino

Listing courtesy of Realty One Group Pacifica.

$509,900
3 Beds ⋅ 2 Baths ⋅ 2534954 MLS ⋅ ACTIVE Status
Freedom & flexibility of country living without sacrificing convenience. Situated on a beautifully landscaped double lot in Downtown Tenino, this thoughtfully improved property offers space to live, work, garden & entertain. Inside you'll find 3 bedrooms, 2 full bathrooms, generous living spaces, a basement, utility room & a functional kitchen complete w/ pantry storage. The double-lot offers future growth & investment opportunity built right in. Possibilities of another home &/or ADU for multi-generational living, or an income-producer! Comfort & efficiency are at the forefront with a recently installed high-efficiency ductless heating & cooling system providing individualized climate control throughout the home. Solar panels help offset utility expenses and contribute to the property's energy-conscious design. The outdoor spaces are equally impressive, featuring mature fruit trees, colorful perennial plantings, established garden areas, and a gazebo perfect for enjoying the peaceful surroundings. RV parking with hookups provides additional flexibility for guests, travel, or recreational use. A detached garage offers ample room for projects, equipment, storage, or hobby space. Additional improvements include multiple French drains, greenhouse, efficient property ownership. Conveniently located near schools, shopping, dining, and other everyday amenities, this move-in-ready property offers a rare combination of self-sufficiency, modern upgrades, and small-town charm.

260 Lincoln Avenue E, Tenino

Listing courtesy of John L. Scott Lacey.

$699,000
4 Beds ⋅ 2 Baths ⋅ 2535018 MLS ⋅ ACTIVE Status
MOTIVATED SELLER!!! Bring your horses and enjoy peaceful country living on this beautiful 10-acre farm. This spacious farmhouse offers room for everyone with 4 bedrooms, 2 baths and plenty of flexible living space, including bonus rooms perfect for hobbies, office space, guests, or recreation. The updated kitchen features modern touches while maintaining warm country charm. Large decks and a gazebo covered patio provide the perfect place to relax, entertain, and take in the quiet rural surroundings. Designed with horse lovers in mind, the property includes fenced pastures and a potential outdoor riding arena, offering endless opportunities for riding, training, and enjoying your animals right at home. Fenced front yard for the smaller furry friends. A newer 2-year-old roof adds peace of mind and value. Whether you are looking for a hobby farm, equestrian property, or simply a private retreat with room to spread out, this property delivers the ideal combination of comfort, functionality, and serene country living. List of recent updates includes 5 Bed septic in 2023, Roof 2024, New windows, wiring, electrical panel, siding, kitchen 2006. Pex pipes under house 2008. Deck 2026. Well pressure tank 2023, appliances 2025.

3734 160th Lane SW, Tenino

Listing courtesy of John L. Scott CNT.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2533009 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 1,584 sq ft home in the heart of charming Tenino! Featuring 3 bedrooms and 1.75 baths, this home also offers exciting potential — a 400 sq ft space could easily be finished to create one or two additional bedrooms, or a spacious home office, or flexible bonus space, making it a possible 4- or 5-bedroom home or home business. Fresh interior paint and brand-new carpet create a bright, inviting feel throughout. The well-designed floor plan offers comfortable living areas, generously sized bedrooms, and a functional layout ideal for both everyday living and entertaining. Outside, enjoy a detached 2-car garage and established landscaping with beautiful flowing shrubs that enhance the curb appeal and create a peaceful setting. Located in the welcoming community of Tenino, you’ll appreciate the town’s friendly atmosphere, historic downtown, annual community events, and highly rated schools. Tenino is known for its scenic surroundings, access to parks and trails, and easy commuting options to Olympia, Joint Base Lewis-McChord, and I-5. Enjoy local shops, eateries, farmers markets, and nearby outdoor recreation including biking, hiking, and lakes — all while experiencing the slower pace and strong sense of community that make Tenino so special. Small-town living with everyday conveniences — this Tenino gem is ready to welcome you home!

466 Garfield Avenue E, Tenino

Listing courtesy of Keller Williams South Sound.

$699,000
4 Beds ⋅ 2 Baths ⋅ 2527665 MLS ⋅ ACTIVE Status
MOTIVATED SELLER!!! Bring your horses and enjoy peaceful country living on this beautiful 10-acre farm. This spacious farmhouse offers room for everyone with 4 bedrooms, 2 baths and plenty of flexible living space, including bonus rooms perfect for hobbies, office space, guests, or recreation. The updated kitchen features modern touches while maintaining warm country charm. Large decks and a gazebo covered patio provide the perfect place to relax, entertain, and take in the quiet rural surroundings. Designed with horse lovers in mind, the property includes fenced pastures and a potential outdoor riding arena, offering endless opportunities for riding, training, and enjoying your animals right at home. Fenced front yard for the smaller furry friends. A newer 2-year-old roof adds peace of mind and value. Whether you are looking for a hobby farm, equestrian property, or simply a private retreat with room to spread out, this property delivers the ideal combination of comfort, functionality, and serene country living. List of recent updates includes 5 Bed septic in 2023, Roof 2024, New windows, wiring, electrical panel, siding, kitchen 2006. Pex pipes under house 2008. Deck 2026. Well pressure tank 2023, appliances 2025.

3734 160th Lane SW, Tenino

Listing courtesy of John L. Scott CNT.

$464,900
3 Beds ⋅ 2 Baths ⋅ 2528129 MLS ⋅ ACTIVE Status
ANOTHER AMAZING PROJECT FROM L3R LLC delivering high quality remodels & new since 2005. ALL BRAND NEW & FULLY PERMITTED! 1,389 SqFt Home with 3 Bedrooms, 1.75 Baths on a 2/3 acre lot. Home & Garage only cover 1/4 of the lot. New 24' x 24' 2 car garage. Property took over 2 years to develop but worth the wait. Great covered porch leads to front door. Large Primary Suite with Bedroom, Big Walk-in Closet & Amazing Primary Bath. Bath has double sinks, Fully Tiled Shower & Glass Doors. Dedicated Laundry Room - options for washer & dryer; front or top loaded + a big laundry sink. Back door out of Laundry leads to private back yard. 2 extra large bedrooms are with nice sized closets. Main living space has living roomwith lots of windows, large dining room; big kitchen with Walk-in Pantry, all stainless appliances, large farm sink built into island with room for 3-4 seats. Dining Room has a sliding door that leads to a 600 sq ft custom patio using pavers leading to the awesome 2 car garage. Includes garage door opener & 100amp subpanel. Use garage as workshop, studio?? Wide 36" doors allows for wheel chair access to living space & primary bedroom. Developed lot with 10+ cars parking, tall timber, room for RV, boats, trailers, other outbuildings, tree house. Individual well & septic, you only need electric & internet. 1 mile to Millersylvania State Park & 10 minutes from Tumwater/Olympia. Do NOT miss this! Welcome home to your own slice of rural paradise!

14009 Tilley Road S, Tenino

Listing courtesy of Real Estate Gladiators.

$849,900
3 Beds ⋅ 4 Baths ⋅ 2402927 MLS ⋅ ACTIVE Status
Price reduced to $849,900. 5BR/3.5BA home with 1BR ADU in McIntosh Ridge near Tenino. 5.2 gated acres, shop, solar, fiber internet. Built 2005. This 5-bedroom, 3.5-bath home with additional 1-bedroom ADU offers 3,616 square feet on 5.2 gated acres in McIntosh Ridge. Designed for flexible living, the property combines a spacious main residence, private guest quarters, and infrastructure that supports work, recreation, and multi-generational living. Built in 2005, the home features a main-floor primary suite with a 5-piece bath and walk-in closet. The open kitchen, dining, and living areas create functional gathering space, while additional flex rooms provide options for home offices, hobbies, guests, or extra sleeping areas. The detached 1-bedroom ADU includes its own entrance, kitchen, and living space for extended living or guests. Property features include central A/C, ductless heat pumps, solar power, fiber-optic internet, generator backup wiring, and a private well. Outside, the gated 5.2-acre setting includes a paved driveway, RV parking, carports, and an approximately 876-square-foot shop with power, heating, and cooling. Located near Tenino with convenient access to Olympia, Lacey, and Yelm. Choice of Tenino or Rainier School Districts. 1 year home warranty included.

7531 152nd Lane SE, Tenino

Listing courtesy of Blue Emerald Real Estate Co..

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