Sumner Homes with FHA Terms

Sumner Homes with FHA Terms

Welcome to Sumner, a charming city located in Pierce County, Washington. With its small-town feel and convenient location, Sumner is a fantastic place to call home.

Situated in the beautiful Pacific Northwest region of the United States, Sumner offers a unique blend of natural beauty and urban amenities. The city is known for its picturesque landscapes, including stunning views of Mount Rainier and the Puyallup River. Residents can enjoy a variety of outdoor activities, from hiking and biking to fishing and boating.

Sumner is also known for its rich history and vibrant community. The city's downtown area is filled with historic buildings, boutique shops, and delicious eateries. It's the perfect place to stroll around and soak up the local culture.

If you're looking for a home in Sumner, you'll be pleased to know that there are options available with FHA terms. FHA loans are backed by the Federal Housing Administration, making them a popular choice for first-time homebuyers or those with lower credit scores. These loans offer competitive interest rates and flexible down payment options, making homeownership more accessible.

Whether you're a nature enthusiast, history buff, or simply looking for a welcoming community, Sumner has something for everyone. With its FHA terms, finding your dream home in this charming city has never been easier. So, why wait? Start exploring Sumner today and discover all that this wonderful city has to offer.

Newest Sumner Homes with FHA Terms

$685,000
3 Beds ⋅ 2 Baths ⋅ 2562145 MLS ⋅ ACTIVE Status
Welcome to effortless luxury. This beautifully updated three-bedroom home perfectly blends sophisticated updates with relaxed, everyday comfort. Rich, newly refinished real hardwood floors flow through the main living spaces & primary bedroom, accented by elegant wood shutters throughout. The heart of the home is the fully remodeled kitchen, boasting quartz countertops, premium stainless appliances, and an extra-quiet dishwasher designed to keep conversations flowing seamlessly while you entertain. Both the primary and three-quarter baths have been masterfully tiled and refreshed. Step through new vinyl sliders from the dining or family rooms into your private outdoor oasis. The parklike grounds feature an extended covered patio ideal for outdoor dining, alongside a premium Bullfrog covered hot tub & brand new roof.. Storage is abundant with both attached and detached sheds, plus a pristine garage finished with an epoxy floor. Brand-new plush carpet in the secondary bedrooms completes this turnkey retreat. Best of all, you are just blocks from the local YMCA, top-rated schools, medical facilities, seamless commuting options, Sound Transit, and a premier local park with covered basketball and pickleball courts—giving you the ultimate small-town lifestyle with everything at your fingertips.

15420 63rd Street Ct E, Sumner

Listing courtesy of Berkshire Hathaway HS NW.

$1,199,000
4 Beds ⋅ 3 Baths ⋅ 2561423 MLS ⋅ ACTIVE Status
Perfectly positioned to capture sweeping panoramic views of the Olympic Mountains, Sumner Valley, City Lights, Tacoma Skyline and unforgettable Sunsets from nearly every room. Pristinely maintained, single-owner Northwest Contemporary offers an exceptional lifestyle inside and out. Elegant double-door entry opens to soaring 14-foot ceilings, dramatic floor-to-ceiling stone fireplace with built-ins and walls of tinted windows showcase the breathtaking scenery. Thoughtfully designed for the way you live, spacious kitchen features abundant prep space and convenient pass-through to dining area. A main-level office w/12-foot ceiling, luxurious primary suite with double-sided fireplace, spa-inspired five-piece bath, jetted tub and walk-in closet. Daylight lower level with 3 bedrooms, full bath, expansive recreation room and wet bar provide exceptional flexibility for everyday living and hosting with ease, comfort and style. Custom StruXure PNW 192 SQ FT fully automated louvered roof system that transforms the view deck into a true four-season retreat with motorized retractable screens, rain and wind sensors and smart technology. Professionally designed landscaping*water features*360-degree exterior trim lights*30 OWNED solar panels*central AC*on-demand tankless water heater*whole-house water softener*generator wiring*hot tub hookups & MORE! A three-car garage w/insulated doors complete this remarkable home, just minutes from parks/trails, commuter routes and Sumner Sounder Station

8110 172nd Avenue E, Sumner

Listing courtesy of John L. Scott, Inc.

$1,199,000
4 Beds ⋅ 3 Baths ⋅ 2556329 MLS ⋅ ACTIVE Status
Perfectly positioned to capture sweeping panoramic views of the Olympic Mountains, Sumner Valley, City Lights, Tacoma Skyline and unforgettable Sunsets from nearly every room. Pristinely maintained, single-owner Northwest Contemporary offers an exceptional lifestyle inside and out. Elegant double-door entry opens to soaring 14-foot ceilings, dramatic floor-to-ceiling stone fireplace with built-ins and walls of tinted windows showcase the breathtaking scenery. Thoughtfully designed for the way you live, spacious kitchen features abundant prep space and convenient pass-through to dining area. A main-level office w/12-foot ceiling, luxurious primary suite with double-sided fireplace, spa-inspired five-piece bath, jetted tub and walk-in closet. Daylight lower level with 3 bedrooms, full bath, expansive recreation room and wet bar provide exceptional flexibility for everyday living and hosting with ease, comfort and style. Custom StruXure PNW 192 SQ FT fully automated louvered roof system that transforms the view deck into a true four-season retreat with motorized retractable screens, rain and wind sensors and smart technology. Professionally designed landscaping*water features*360-degree exterior trim lights*30 OWNED solar panels*central AC*on-demand tankless water heater*whole-house water softener*generator wiring*hot tub hookups & MORE! A three-car garage w/insulated doors complete this remarkable home, just minutes from parks/trails, commuter routes and Sumner Sounder Station

8110 172nd Avenue E, Sumner

Listing courtesy of John L. Scott, Inc.

$749,900
3 Beds ⋅ 3 Baths ⋅ 2558151 MLS ⋅ ACTIVE Status
Fully Updated 2,412 sq ft, 3 bed, 2 bath home + office on a 20,000+ sf level lot. The open kitchen features all new cabinets, Quartz counters & back-splash, new Samsung Appliance package including fridge & glass top range. Engineered plank floors throughout the living area. All new doors, millwork, paint, lighting & plumbing fixtures. Spacious Primary bedroom includes a roomy bathroom with double sinks and a large shower. Jack & Jill bathroom upstairs. New Vinyl windows. Separate laundry room. 400 sq ft of covered parking. & 160 sq ft shed. Beautiful View of Mt Rainier. Surrounded by farm land. Come See!

16221 75th Street E, Sumner

Listing courtesy of Engel & Volkers Chambers Bay.

$715,000
4 Beds ⋅ 4 Baths ⋅ 2558032 MLS ⋅ ACTIVE Status
Welcome home to this beautifully remodeled residence where modern updates meet thoughtful functionality. Every detail has been carefully considered, featuring a ductless mini-split system with A/C for year-round comfort, brand-new windows, stylish cabinetry, quartz countertops, stainless steel appliances, new flooring, and contemporary finishes throughout. Designed for flexible living, the home offers a desirable main-level primary suite complete with a private ensuite bathroom, making everyday living both comfortable and convenient. An attached two-car garage and abundant storage options provide plenty of space for vehicles, hobbies, and organization. Ideally located just minutes from the heart of Downtown Sumner, you'll enjoy easy access to local restaurants, coffee shops, boutiques, parks, and community events. Whether you're taking a stroll through nearby parks or exploring the charm and amenities of downtown, this location offers the perfect balance of neighborhood tranquility and everyday convenience.

1319 Wood Avenue, Sumner

Listing courtesy of NextHome Prolific.

$460,000
2 Beds ⋅ 2 Baths ⋅ 2556188 MLS ⋅ ACTIVE Status
Well-maintained rambler in Sumner's Riverwalk Community. Located on a quiet dead-end street, this 2-bedroom, 2-bathroom home features a thoughtful, single-level layout. The entry opens to a formal living and dining area, leading to the back of the home where the kitchen, breakfast nook, and great room connect. The kitchen features Corian countertops and 2 pantries for storage and looks out to the fully fenced, private backyard with patio and small lawn with sprinkler system. The large primary suite includes an attached bathroom with walk-in shower and closet. Low-maintenance living is made easy by the HOA, which covers front yard maintenance, common areas, roof, siding, sprinklers, and exterior insurance. Excellent location with close proximity to the Sumner Train Station, Riverwalk trail, and freeway access. Priced to sell!

7404 143rd Avenue Ct E, Sumner

Listing courtesy of Redfin.

$725,000
3 Beds ⋅ 3 Baths ⋅ 2553704 MLS ⋅ ACTIVE Status
Originally designed as the neighborhood’s model home, this beautifully remodeled corner-lot residence is ideally located near parks, schools, shopping, restaurants, and the Sounder Train Station. Step inside to a dramatic two-story entry with soaring 20-ft ceilings and 9-ft ceilings throughout the main level. The fully remodeled chef’s kitchen features new cabinetry, countertops, backsplash, and appliances, opening to the spacious great room with bar seating, dining area, and living room—perfect for entertaining. A dedicated main-floor office offers an ideal work-from-home space. Upstairs you’ll find spacious bedrooms, including a stunning primary suite with a fully remodeled bath featuring new flooring, vanity, custom shower, and freestanding soaking tub. Engineered hardwood flooring runs throughout the home, and a heat pump provides efficient air conditioning for warm summer days. Additional updates include a newer roof, fresh interior and exterior paint, and a low-maintenance backyard with room for gardening. Complete with an attached two-car garage. Pre-inspected for buyer confidence—ask your agent for a copy of the inspection report.

15217 Daffodil Street Ct E, Sumner

Listing courtesy of Windermere Prof Partners.

$699,950
4 Beds ⋅ 3 Baths ⋅ 2549947 MLS ⋅ ACTIVE Status
Blending vintage mid-century charm with thoughtful modern updates, this inviting 1.5-story home with a finished basement offers 3,264 SqFt of flexible living space in a convenient Sumner location. Warm & welcoming throughout, the home features an updated kitchen with stainless steel appliances, abundant storage, built-ins, beautiful flooring, & two wood-burning fireplaces that create cozy gathering spaces on both the main and lower levels. A finished attic offers a private bedroom retreat with generous storage & peek-a-boo Mt. Rainier views. The fully finished lower level adds exceptional versatility with a private entrance, second kitchen, family room, bedroom, additional finished room & full bath; ideal for multi-generational living, guests, or potential rental income. Main level sunroom and multi-purpose laundry/mudroom with 3/4 bath. Outside, enjoy a spacious fully fenced backyard with a large covered patio, wired for a future hot tub. 11' x 20' powered shed for storage, hobbies, or workspace. Durable cedar siding & generous parking for multiple vehicles, RV & boat. Located within the sought-after Sumner School District & just minutes from downtown Sumner & the Sounder commuter rail, this home offers easy access to Seattle, Tacoma, & beyond. Nearby paved trails, parks, & local favorites including Sumner Link Trail, Loyalty Park, Rainier View Park, Van Lierop Park, Farm 12, Knutson Farms, & Spooner Farms complete a lifestyle centered on connection, recreation, & ease.

15115 74th Street E, Sumner

Listing courtesy of John L. Scott, Inc.

$612,000
3 Beds ⋅ 2 Baths ⋅ 2553130 MLS ⋅ ACTIVE Status
Offered for the first time since 1992, THIS RARE GEM IN SUMNER IS A TRUE PRIDE-OF-OWNERSHIP PROPERTY YOU WON'T WANT TO MISS!! Situated on over 1/3 of an acre, this well-maintained rambler offers 3 bedrooms and 1.75 baths with thoughtful updates throughout. Enjoy peace of mind with a new roof (2021), new furnace (2023), new water heater (2020), updated fireplace and flooring (2022), and LeafGuard gutters installed in 2025.The outdoor space is just as impressive—featuring mature fruit trees, a covered patio perfect for entertaining, and plenty of room to relax or garden. For hobbyists, business owners, or those needing extra space, the 24x40 detached shop, additional shop space in the garage, covered RV parking, and even a charming playhouse provide endless possibilities.This is a unique opportunity to own a lovingly cared-for property with space, functionality, and updates already in place—all in a desirable Sumner location.

15120 Elm Street E, Sumner

Listing courtesy of Keller Williams Realty.

$645,000
3 Beds ⋅ 2 Baths ⋅ 2552298 MLS ⋅ ACTIVE Status
Set on a large, beautifully maintained lot in the heart of Sumner, this charming 1915 Craftsman home with farmhouse flair has been thoughtfully updated inside and out. A welcoming covered front porch leads into a light-filled living room and formal dining room with charming arched detail. The bright updated kitchen features white cabinetry, quartz counters, tile backsplash, stainless appliances, pantry space, and a built-in desk or coffee bar area. Just beyond, the generous rear family room offers a second living area with a slider to the covered back porch and a separate door to the backyard. The layout is functional and flexible with a main-level bedroom and nearby full bath, plus two additional bedrooms on the upper level, a second full bath, and a versatile upper landing that works well as a study nook, play area, or reading space. Step outside to the private, fully fenced backyard with a whimsical feel, featuring a paver courtyard, stone fire pit, grassy lawn, mature landscaping, and colorful garden details. The 830 sq ft detached 2-car garage and shop provides plenty of room for vehicles, storage, projects, and hobbies, with RV parking and electrical hookup for added flexibility. Updates include a new roof and gutters, new furnace, newer hot water heater, and new stove and dishwasher. Seller-procured inspection available. Close to downtown Sumner, local shops, dining, schools, and the Sounder Train.

1718 Langdon Street, Sumner

Listing courtesy of John L. Scott, Inc..

$469,000
2 Beds ⋅ 1 Baths ⋅ 2548683 MLS ⋅ ACTIVE Status
Welcome home to this charming 1949 bungalow, perfectly situated on a beautifully landscaped corner lot in the heart of Sumner. Thoughtfully updated with a new roof, new insulation, and new appliances, this move-in ready home blends timeless character with modern comfort. Inside, you'll find an inviting living room with a cozy fireplace, abundant natural light, and a bright, functional kitchen designed for everyday living. Step outside to your own private outdoor retreat featuring a pergola-covered patio, mature landscaping, and a collection of pear, peach, cherry, and apple trees, grapevines, and a stunning Japanese maple, creating the perfect setting for entertaining, gardening, or relaxing. Ideally located just minutes from downtown Sumner, you'll enjoy easy access to local coffee shops, restaurants, parks, boutique shopping, and the Sounder commuter rail. Whether you're looking for your first home, downsizing, or searching for a home full of character in a walkable neighborhood, this special property offers the perfect combination of charm, thoughtful updates, and an exceptional location. Don't miss your opportunity to make it yours!

803 Bonney Avenue, Sumner

Listing courtesy of Real Broker LLC.

$730,000
4 Beds ⋅ 3 Baths ⋅ 2545007 MLS ⋅ ACTIVE Status
Welcome to the kind of home that simply makes life easier. Nestled in one of Sumner's newer neighborhoods and just blocks from the charming shops, restaurants, parks, and events of downtown Sumner, this beautifully upgraded 4-bedroom, 2.75-bath home offers the perfect blend of style, comfort, and functionality. The highly desirable main-floor bedroom and adjacent bath with a walk-in shower create an ideal setup for guests, multi-generational living, or a private home office. Inside, you'll find stunning granite countertops, custom cabinetry, a warm gas fireplace, and thoughtful finishes throughout that make every space feel inviting. The spacious three-car garage provides room for vehicles, hobbies, and storage, while the oversized corner lot offers one of the largest backyards in the neighborhood—perfect for entertaining, summer BBQs, pets, gardening, or simply creating memories with the people you love. Whether you're enjoying peaceful evenings at home or taking a short stroll into downtown Sumner to experience its small-town charm, this home offers a lifestyle that's hard to find. Beautifully maintained, move-in ready, and filled with upgrades, this is more than just a place to live—it's a place to truly feel at home. Don't Dream it, OWN it!

15742 58th Street Ct E, Sumner

Listing courtesy of Real Broker LLC.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.