Steilacoom Homes with FHA Terms

Steilacoom Homes with FHA Terms

Welcome to Steilacoom, a charming city located in Pierce County, Washington, United States. Steilacoom is a hidden gem nestled in the beautiful Pacific Northwest. With its rich history, stunning landscapes, and friendly community, this city offers a truly unique living experience.

Steilacoom is known for its small-town charm and close-knit community. Residents here enjoy a slower pace of life while still being within easy reach of the bustling city of Tacoma, which is just a short drive away. The city is also conveniently located near the shores of the Puget Sound, providing residents with breathtaking views and access to various water activities.

If you're looking to buy a home in Steilacoom, you'll be pleased to know that there are options available with FHA terms. The Federal Housing Administration (FHA) offers loans that are designed to make homeownership more accessible for individuals and families. These loans often have lower down payment requirements and more flexible credit criteria, making it easier for buyers to qualify.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Steilacoom has a range of housing options to suit different budgets and preferences. From cozy cottages to spacious family homes, you'll find a variety of architectural styles and sizes to choose from.

With its picturesque surroundings, welcoming community, and homes available with FHA terms, Steilacoom is an ideal place to settle down and call home. Explore the real estate market in this charming city and discover the perfect property to suit your needs.

Newest Steilacoom Homes with FHA Terms

$549,000
2 Beds ⋅ 2 Baths ⋅ 2570459 MLS ⋅ ACTIVE Status
Tucked into the heart of Steilacoom, this home offers easy 1 level living in a location that captures what makes this historic waterfront town so special. This home is just down the street from Saltars Point and minutes from downtown, parks, and the waterfront! Inside, the 1,449 sq ft layout features 2 spacious bedrooms and 2 bathrooms, beautifully maintained hardwood flooring, wood-wrapped windows, and a spacious kitchen with so much cabinet space that is filled with natural light from overhead skylights. The space feels bright and open with vaulted ceilings, plus a really unique built-in office space & eating nook overlooking the front yard. You'll be thrilled at just how spacious this home truly is! All appliances stay including W/D! Through the sliding door from living room is the fully fenced backyard that has a covered patio with low maintenance yard. Enjoy partial sound views from the street, and no HOA! Large 2 car garage with additional parking and tons of storage space. A roof approximately 5 years old adds peace of mind. Enjoy morning walks toward the Sound, sunsets along the waterfront and the small-town charm of Steilacoom, all just outside your door. Easy base access without freeway under 10 minutes! Must see!

307 Champion Street, Steilacoom

Listing courtesy of RE/MAX Exclusive.

$848,000
3 Beds ⋅ 3 Baths ⋅ 2569108 MLS ⋅ ACTIVE Status
Immaculate 2011 custom-built home in the heart of historic Steilacoom featuring abundant natural light, peek-a-boo Sound views, and exceptional attention to detail throughout. Spacious open-concept living with a stunning electric fireplace, chef’s kitchen with stainless steel appliances and double ovens, plus a large covered deck ideal for year-round entertaining. The oversized utility room includes a convenient dog washing station. Enjoy close proximity to waterfront parks, trails, golf courses including Chambers Bay, and all the charm Steilacoom has to offer. Attached 2-car garage, and beautifully maintained grounds with sprinkler system complete this rare opportunity.

1312 Adams Street, Steilacoom

Listing courtesy of John L. Scott R.E.Tacoma North.

$749,000
4 Beds ⋅ 3 Baths ⋅ 2566670 MLS ⋅ ACTIVE Status
Great Steilacoom home sits on oversized corner lot on quiet dead end street, walk a few blocks to town and beaches. Close walk to elementary school (trail to school from the cul-de sac) Comfortable home with large entry on main level leads to bright open living and dining room. Open concept kitchen has been recently updated and includes ample cabinets, walk-in pantry, breakfast bar, ss appliances, flows nicely into family space with cozy gas fireplace. Many windows in the home provide abundant natural light. Generous bonus room for home office, gym, or hobbies. Upstairs you have primary bedroom with en-suite, 2 walk-in closets and 3 good sized guest rooms, all newly carpeted, plus a full guest bathroom. Expansive fully fenced backyard with patio, relax and watch your terraced garden grow. Sprinkler system, big side yard, bring the boat and the RV. Enjoy all Steilacoom has to offer, community events, coffee shops, restaurants, beaches, parks, ferry, walking trails. Close to JBLM, golf and fort Steilacoom, great Steilacoom schools. Home is virtually staged.

811 Shannon Street, Steilacoom

Listing courtesy of PNW Towns and Sound.

$589,950
3 Beds ⋅ 2 Baths ⋅ 2563381 MLS ⋅ ACTIVE Status
One of a kind Steilacoom homes thats been there since 1959 and remodeled in 1984. Additional upgrades have been added to this property by the owners with loving care over the last 57 years of living here. It features a comfortable living space to gather in one place or to go to separate areas of the home. It has 1640 feet inside with 3 bedrooms 2 baths. Ft. Conveint kitchen with eating space. Lots of space outside with a large newer garage and two drive ways up to house. Large manicured yard with fencing. Well maintained and clean appearance due to ownership pride in this gem. Walking distance to water and parks as it is centrally located in the heart of town. Easy access to outgoing roads to JBLM and South to Olympia. Just Several miles to medical facilities and shoppingl. Most reasonably priced home for its value in Steilacoom. A must See to appreciate!!

603 Gove, Steilacoom

Listing courtesy of eXp Realty.

$554,000
3 Beds ⋅ 2 Baths ⋅ 2561753 MLS ⋅ ACTIVE Status
Comfort and convenience come together in this charming Steilacoom rambler, offering easy one-level living in one of the area's most sought-after communities. Tucked into a sun-soaked large lot surrounded by greenery, this 3-bedroom, 2-bath home offers the whole package. Inside, you'll enjoy vaulted ceilings and skylights that flood the living space with natural light, and a gas fireplace to warm up to in the cooler fall and winter evenings. The kitchen opens seamlessly to the private family room, with easy access to the back deck and spacious double decker yard. Outside, you'll find plenty of room to garden, entertain, and unwind. A large built-in shed is ready for extra storage, too! You'll enjoy great neighbors and a friendly neighborhood within walking distance to Cherrydale Elementary, parks, and playgrounds. And when you're ready for the water, downtown Steilacoom awaits! You'll be just a few minutes from Saltars Point and Sunnyside beaches, and the sparkling shores of Puget Sound. This is the perfect opportunity to own a great piece of property in Steilacoom, while being close to amenities, JBLM, Tacoma, and more!

1250 Roe Street, Steilacoom

Listing courtesy of RE/MAX Exclusive.

$639,000
3 Beds ⋅ 2 Baths ⋅ 2561807 MLS ⋅ ACTIVE Status
From the moment you walk in the door you will feel that this home is special. Pride in ownership will be apparent! Rather than sacrificing space for simplicity, this thoughtfully designed rambler offers both. With 1,849 square feet of living space in this 3 bedroom 2 bathroom home you'll enjoy soaring vaulted ceilings, abundant natural light, and a floor plan that provides flexibility for everyday living & entertaining. The formal living room & dining welcomes guests while the open concept kitchen, eating nook, and second living area with a cozy gas fireplace create the heart of the home. Retreat to the spacious primary suite featuring a generous 5 piece en-suite bath and oversized walk-in closet. Two additional bedrooms provide room for guests, hobbies, or a home office. Step outside to back deck overlooking the low-maintenance yard perfect for relaxing without spending weekends on yard work. An oversized garage with plenty of room for vehicles, tools, and toys plus abundant attic storage! Double gate off the side yard for your boat or RV & no HOA! This home is tucked away at the end of a quiet cul-de-sac in desirable Steilacoom, you'll enjoy peaceful surroundings while remaining close to parks, schools, beaches, and easy commute to JBLM without freeway driving. Must see!

2744 Sutherland Place, Steilacoom

Listing courtesy of RE/MAX Exclusive.

$679,000
3 Beds ⋅ 2 Baths ⋅ 2562731 MLS ⋅ ACTIVE Status
Discover the timeless appeal of this 2,640 sq. ft. Mid-Century Modern home nestled in the heart of historic Steilacoom. Featuring 3 bedrooms plus a den, 2 baths, two spacious family rooms, a formal dining room, and a kitchen with a cozy breakfast nook. This home offers a flexible floor plan with room to gather, entertain, or simply relax. Excellent potential for multi-generational living or rental income. Surrounded by mature Northwest landscaping, the private yard feels like your own peaceful retreat. While the landscape has grown naturally over time, it provides a lush backdrop with incredible potential to create a stunning outdoor oasis. Inside, you'll appreciate the clean lines, generous living spaces, and classic mid-century character ready for your personal touch. Whether you're looking to preserve its architectural charm or update it with today's finishes, this home presents an exciting opportunity. Located just a short stroll from downtown Steilacoom, you'll enjoy charming shops, local restaurants, coffee houses, community events, waterfront parks, beaches, the ferry and scenic walking trails. Experience the unique lifestyle of one of Washington's oldest and most beloved waterfront communities while making this distinctive home your own.

1107 Sequalish Street, Steilacoom

Listing courtesy of RE/MAX Exclusive.

$350,000
2 Beds ⋅ 1 Baths ⋅ 2560462 MLS ⋅ ACTIVE Status
Recently updated Steilacoom Gardens condo offering comfort, function & value-complete with upgraded air conditioning and flooring throughout. The spacious living area featuring updated lighting and seamlessly connected to the dining space. Large patio with space for plants and other item with only access from this unit. The kitchen sits just off the dining area & features refreshed cabinets, counters, fixtures & new appliances. There are 2 generously sized bedrooms & full bath w/ updated vanity & tub surround. Additional updates include newer paint, doors, trim, electrical & hot water tank. Unit includes private garage parking spot & storage + additional uncovered parking space. Washer and dryer in laundry in the unit no need to go out to do laundry. Low HOA dues cover water, sewer, garbage & cable. Perfect location near parks, shopping & Western State Hospital! No age restrictions. “As Is”

2806 Garden Court Unit #D, Steilacoom

Listing courtesy of eXp Realty.

$1,495,000
4 Beds ⋅ 4 Baths ⋅ 2556903 MLS ⋅ ACTIVE Status
The Gabriel by Connie Kay Design is a modern French home, and this copyrighted plan was designed exclusively for the Bradford Collection. A crystal chandelier hangs within a tower of windows, where a custom walnut staircase spans the foyer. The bright, open main floor features exposed beams framing the dining room and a modern linear fireplace. The chef’s kitchen features a THOR gas range, double ovens, Bosch dishwasher, built-in microwave, pot filler, prep sink, 10’ island, custom walnut hood, walk-in pantry & a cozy built-in bench overlooking a private side patio and rose garden. The main-level bedroom features a private ensuite bath. Upstairs, the primary suite offers two walk-in closets with custom built-ins and a private balcony with territorial views. Spa-inspired bath features a 2-person soaking tub, designer-tiled shower with handheld, gold hardware and toe-kick lighting. Additional amenities include a custom walnut-paneled home theater with built-ins, 2 beverage fridges, designer lighting, built-in desk, tech panel, 8’ doors, and laundry rooms on each floor. The large, covered patio is wood wrapped with skylights and backs to a forested greenbelt. Outdoors, enjoy a terraced stone-wall garden, extended eaves, sprinkler system, custom landscaping, propane for BBQ and dawn-to-dusk exterior lighting. An oversized finished garage with insulated garage door completes the home. Located next to a walking trail and just minutes from Steilacoom’s waterfront and ferry.

710 Chris David Drive, Steilacoom

Listing courtesy of Keller Williams Rty Tacoma.

$549,999
3 Beds ⋅ 2 Baths ⋅ 2557499 MLS ⋅ ACTIVE Status
Have you ever dreamed of being able to walk to the beach from your front door? This beautifully updated home makes that dream a reality, with Puget Sound just a 2-minute stroll away in Steilacoom's coveted Saltars Point neighborhood—one of the most desirable areas in town. Situated on a private 0.26-acre lot with a peaceful forested backdrop, this home offers the perfect balance of privacy, beachside living, and convenience, just minutes from downtown Steilacoom's charming shops, restaurants, coffee houses, waterfront parks, and marina. Inside, the thoughtfully reimagined main level features a bright, open floor plan centered around a stunning fireplace, creating a warm and inviting space for both everyday living and entertaining. The seamless flow between the living, dining, and kitchen areas is complemented by extensive 2020 updates, including luxury vinyl plank flooring, refreshed cabinetry, modern countertops, and updated appliances. Lovingly maintained, the home has benefited from more than $60,000 in professional improvements, including updated electrical, a tankless water heater, and numerous additional upgrades that provide comfort and peace of mind. The partially unfinished basement offers an incredible opportunity to build sweat equity while creating the space you've always envisioned. Design a luxurious primary suite with a spa-inspired walk-in shower, a home gym, media room, guest quarters, or flexible multi-generational living. The options are endless!

307 4th Street, Steilacoom

Listing courtesy of eXp Realty.

$399,950
2 Beds ⋅ 2 Baths ⋅ 2559231 MLS ⋅ ACTIVE Status
Discover a completely reimagined home in Steilacoom’s sought-after Steilacoom Gardens community. This fully remodeled end unit stands apart from every other home in the complex with bright, airy living spaces, designer finishes, and custom details throughout. Enjoy a sleek new kitchen with stainless steel appliances, two modern bathrooms, two large bedrooms, and thoughtful extras, including a rare attic room/storage area. Every surface shines with quality and intention. Light pours through large windows, and custom lighting creates a sense of calm and connection. A rare find in a 48-unit complex refined, refreshed, and truly one of a kind.

2802 Garden Court Unit #A, Steilacoom

Listing courtesy of Real Broker LLC.

$589,995
3 Beds ⋅ 2 Baths ⋅ 2556886 MLS ⋅ ACTIVE Status
Welcome Home to this turnkey rambler sitting on a spacious lot in the charming and historic town of Steilacoom! Minutes from the waterfront, Fort Steilacoom, and a quick drive to Chambers Bay, enjoy this home’s quiet cul-de-sac living while being close by all the fun PNW activities and amenities. Step inside to timeless hardwoods with skylights above, creating a warm and bright living space with French doors inviting you out to the covered deck and grassy fully fenced backyard. Curved archways lead you to your peaceful dining space, adorable kitchen with a clever breakfast bar, and a cozy extra living space with gas fireplace and more beautiful skylights. Enjoy the spacious bedrooms, guest bathroom, and finally your sprawling primary suite with walk in closet and newly renovated en suite. Home features an attached 2 car garage, and new in 2023 electrical panel, vapor barrier, and crawlspace insulation. Enjoy this pre-inspected gem of a home with its own park right at the end of the street! Close to beaches, parks, Downtown Steilacoom, JBLM and More!

2723 Webber Court, Steilacoom

Listing courtesy of John L. Scott R.E.Tacoma North.

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