Silverdale Homes with VA Loan Terms

Silverdale Homes with VA Loan Terms

Silverdale is a charming city located in Kitsap County, Washington, United States. Nestled in the beautiful Pacific Northwest, this city offers a perfect mix of natural beauty and urban convenience. With its close proximity to the Puget Sound and stunning mountain views, Silverdale is a haven for outdoor enthusiasts.

One of the advantages of living in Silverdale is the availability of homes with VA loan terms. For military service members and veterans, VA loans provide an excellent opportunity to purchase a home with favorable terms. These loans are backed by the U.S. Department of Veterans Affairs, offering benefits such as no down payment, lower interest rates, and no private mortgage insurance requirement.

Whether you're a first-time homebuyer or looking to upgrade your current residence, Silverdale offers a range of housing options that can be financed with VA loans. From cozy single-family homes to spacious townhouses and condominiums, there is something to suit every lifestyle and budget.

In addition to its real estate offerings, Silverdale boasts a vibrant community with excellent schools, shopping centers, and recreational amenities. The city is home to the Kitsap Mall, which features a variety of stores, restaurants, and entertainment options. Outdoor enthusiasts will appreciate the numerous parks and trails in the area, including Silverdale Waterfront Park, which offers breathtaking views of the Sound.

Overall, Silverdale is a desirable city that offers a high quality of life and attractive real estate opportunities, especially for those interested in purchasing a home with VA loan terms.

Newest Silverdale Homes with VA Loan Terms

$1,250,000
3 Beds ⋅ 3 Baths ⋅ 2572767 MLS ⋅ ACTIVE Status
Wake up to breathtaking, panoramic views of the Olympic Mountains and the glittering waters of the Puget Sound from this exceptional Silverdale estate. Perched perfectly to frame the region's most iconic Northwest vistas, massive windows and an expansive deck put the dramatic scenery front and center from almost every room. Tucked away inside a private gated community, an easy circular driveway winds through manicured, mature landscaping to a grand, pillar-framed entry. Inside, glowing hardwood floors lead into a light-filled great room highlighted by soaring vaulted ceilings. The luxurious main floor primary suite offers a private sanctuary oriented completely around the scenery. The gourmet island kitchen is a chef’s dream, fully equipped with a double oven and custom cabinetry. Step outside onto the deck to entertain against the mountain backdrop. The sprawling outdoor oasis features thriving fruit trees and a private athletic court, while a built-in luxury sauna inside the house offers ultimate relaxation. This home offers the ultimate blend of secluded luxury and modern convenience. It is situated just minutes from Central Kitsap’s premier shopping, extensive dining, and top-tier medical facilities. Commuters will love the seamless access to Seattle—with both the Bainbridge Island and Bremerton ferry terminals a short drive away, you can enjoy an iconic cross-sound ferry ride straight into downtown Seattle, making this the perfect peaceful retreat w/in reach of the city.

7308 NW Duckabush Lane, Silverdale

Listing courtesy of Keller Williams Greater 360.

$589,900
4 Beds ⋅ 3 Baths ⋅ 2573737 MLS ⋅ ACTIVE Status
Welcome home to this spacious 4-bedroom, 3-bath tri-level home featuring a bright, welcoming layout and plenty of room to gather. Step inside to the formal living and dining rooms, where vaulted ceilings create an open and airy feel. The beautiful kitchen features stainless steel appliances, abundant cabinetry and storage, an eat-in island, and an additional dining area. Just beyond, 1 bedroom, bath and the cozy family room with fireplace that opens directly to the backyard patio, making indoor-outdoor entertaining easy. Upstairs, you'll find all 3 bedrooms, including a spacious primary suite with a walk-in closet and 5-piece bath. Outside, enjoy a partial fenced backyard with mature landscaping, a storage shed, and plenty of space to relax, play, or entertain. Located in a great neighborhood with convenient access to shopping, everyday amenities, and Naval Base Kitsap. Welcome home!

13730 Connor Loop NW, Silverdale

Listing courtesy of Keller Williams Greater 360.

$715,000
4 Beds ⋅ 2 Baths ⋅ 2574802 MLS ⋅ ACTIVE Status
Stunning Views, Serene Setting & Exceptional Location! Welcome home to this wonderful Chaffey built rambler, perfectly situated at the end of a quiet cul de sac in an established & highly desired Silverdale/Chico neighborhood. Offering breathtaking views of Dyes Inlet, the Cascade Mtns & Mt. Rainier, this 4 bedroom home beautifully blends comfort, privacy, & convenience. Freshly painted interior & new carpet create a clean, polished, move-in ready feel throughout. The spacious primary suite features a 5-piece bath w/an updated shower area, while the guest bath has been fully updated. A thoughtfully designed floor plan is ideal for everyday living & entertaining. The updated kitchen opens seamlessly to the dining area & family room, creating a welcoming space where everyone can gather while you cook, relax & entertain. Every east-facing window frames a stunning view, bringing the beauty of the Pacific Northwest right into your home. Outside, enjoy a beautifully landscaped, easy care yard & a fully fenced backyard designed for privacy & outdoor enjoyment. The patio provides the perfect setting for al fresco dining, morning coffee, or hosting guests. Additional highlights include generator, quick & easy freeway access & proximity to shopping, the hospital, trails, dining & naval bases. Located in the sought after CK School District & close to Silverdale Waterfront & Newberry Hill Heritage Parks. Location, lifestyle & views, come see what makes this home truly special!

7685 Esther Place NW, Silverdale

Listing courtesy of RE/MAX Platinum Srvs/Silverdal.

$715,000
4 Beds ⋅ 2 Baths ⋅ 2566845 MLS ⋅ ACTIVE Status
Stunning Views, Serene Setting & Exceptional Location! Welcome home to this wonderful Chaffey built rambler, perfectly situated at the end of a quiet cul de sac in an established & highly desired Silverdale/Chico neighborhood. Offering breathtaking views of Dyes Inlet, the Cascade Mtns & Mt. Rainier, this 4 bedroom home beautifully blends comfort, privacy, & convenience. Freshly painted interior & new carpet create a clean, polished, move-in ready feel throughout. The spacious primary suite features a 5-piece bath w/an updated shower area, while the guest bath has been fully updated. A thoughtfully designed floor plan is ideal for everyday living & entertaining. The updated kitchen opens seamlessly to the dining area & family room, creating a welcoming space where everyone can gather while you cook, relax & entertain. Every east-facing window frames a stunning view, bringing the beauty of the Pacific Northwest right into your home. Outside, enjoy a beautifully landscaped, easy care yard & a fully fenced backyard designed for privacy & outdoor enjoyment. The patio provides the perfect setting for al fresco dining, morning coffee, or hosting guests. Additional highlights include generator, quick & easy freeway access & proximity to shopping, the hospital, trails, dining & naval bases. Located in the sought after CK School District & close to Silverdale Waterfront & Newberry Hill Heritage Parks. Location, lifestyle & views, come see what makes this home truly special!

7685 Esther Place NW, Silverdale

Listing courtesy of RE/MAX Platinum Srvs/Silverdal.

$625,000
4 Beds ⋅ 3 Baths ⋅ 2574346 MLS ⋅ ACTIVE Status
Welcome to a home where thoughtful upgrades, generous space, and exceptional care come together. Tucked into a rarely available neighborhood in the desirable Central Kitsap School District, this custom home offers a peaceful, private setting with room to live, work, and entertain. The spacious interior features oversized rooms and closets, abundant storage, a walk-in pantry, and a flexible 4th bedroom or den. Major improvements include a new heat pump (2026), insulated siding, triple-pane windows, remodeled bathrooms with custom tile, new appliances, a pellet stove, updated fireplace surround, and gutters. Outside, enjoy a new covered lanai, gazebo, newer deck, fresh fencing, landscaped low-maintenance yard, and a dedicated hot tub pad with electrical. RV parking with 50-amp service, a generator hookup, and storage shed add even more functionality. Beautifully maintained and extensively updated, this property offers the space, privacy, efficiency, and versatility that are increasingly hard to find.

2860 NW North Star Drive, Silverdale

Listing courtesy of Every Door Real Estate.

$445,000
3 Beds ⋅ 3 Baths ⋅ 2571441 MLS ⋅ ACTIVE Status
Welcome home to low-maintenance living at its finest! Nestled in Silverdale’s desirable Arbors at Ridgeview community, this delightful 1,304 sq ft townhouse condo perfectly blends comfort, style, and convenience. Step inside to an inviting main level featuring durable luxury laminate flooring, a bright and open floor plan, and a cozy corner fireplace perfect for Pacific Northwest evenings. The thoughtfully arranged kitchen boasts rich oak cabinetry, sleek granite-look countertops, stainless steel appliances—including a gas range and built-in microwave—and a practical breakfast bar open to the living spaces. Unwind in the spacious primary bedroom complete with a ceiling fan, a large walk-in closet, and an ensuite bath with a separate shower and built-in storage. Upstairs, you'll find two additional spacious bedrooms, perfect for guests, a home office, or a media room, paired with a shared bathroom. Storage is effortless with a generous walk-in closet system and a deep two-car attached garage. Transition seamlessly to outdoor living through the sliding glass doors onto your private, patio deck pergola. It is an ideal oasis for summer barbecues, surrounded by a fully fenced, terraced backyard with mature greenery and a stone-lined pathway. An absolute dream location for military personnel, this property offers an exceptionally short commute to Naval Base Kitsap - Bangor, Keyport Naval Reservation, Puget Sound Naval Shipyard in Bremerton. Come see this one today!

10959 Tulip Place NW, Silverdale

Listing courtesy of Keller Williams Greater 360.

$715,000
3 Beds ⋅ 3 Baths ⋅ 2570973 MLS ⋅ ACTIVE Status
Welcome to this inviting 3-bedroom, 2.5-bath Silverdale home set on a spacious 0.39-acre lot. Step inside to a bright and welcoming living room featuring a vaulted ceiling, skylights, and gas fireplace, creating an open and comfortable gathering space. The living room flows seamlessly into the dining area and well-appointed kitchen, complete with granite countertops and stainless steel appliances. A spacious laundry room provides added convenience and storage, while a dedicated office offers an ideal space for working from home. The primary suite is a relaxing retreat with a 5-piece en-suite bath and walk-in closet. Stay comfortable year-round with a ductless mini-split system with AC. Outside, enjoy the generous yard, patio, and storage shed, offering plenty of room for outdoor activities and entertaining. The attached 3-car garage provides excellent parking and storage. Conveniently located near parks, shopping, Costco, and everyday amenities, with access to the Central Kitsap School District. Enjoy comfortable living with wonderful space inside and out in a convenient Silverdale location. Mortgage savings may be available for buyers of this listing.

6385 NW Airpark Court, Silverdale

Listing courtesy of Redfin.

$589,500
4 Beds ⋅ 3 Baths ⋅ 2566502 MLS ⋅ ACTIVE Status
Welcome to 'Twelve Oaks' - a beautifully maintained 4-bedroom, 2.75-bath split-entry home tucked away on a quiet cul-de-sac. Thoughtful upgrades throughout include stylish cork flooring, vinyl windows, and exterior improvements for comfort and peace of mind. Spacious open-concept design offers vaulted ceilings in the living/primary bedroom and an abundance of natural light. The fully equipped kitchen with granite countertops and a convenient pass-through opening to the dining room is perfect for entertaining. Lower level offers a flexible living space with a separate bedroom and full bath, plus a spacious 23' X 12' room ideal for guests, hobbies, or multi-generational living. Outside, enjoy a fully fenced, partially wooded backyard and gated boat/RV parking - and a neighborhood tot lot adds to the appeal! Conveniently located close to schools, shopping, and the Bangor base.

10381 Wilkes Court NW, Silverdale

Listing courtesy of John L. Scott, Inc..

$539,900
4 Beds ⋅ 3 Baths ⋅ 2571415 MLS ⋅ ACTIVE Status
4 Bed, 2.5 Bath, 2,131 sq ft open concept home! Built in 2017 on .31 acres. Close to schools, freeways, Bangor military base, Kitsap Mall, and more. Boasts 9-foot ceilings on the 1st floor. All bedrooms and laundry are on the upper level. French doors lead to the large primary bedroom, with dual closets plus an oversized 5-piece bath, dual sinks, and a soaking tub. The main bathroom features dual sinks, a private restroom, and a separate bathtub/shower. South-facing home on a large lot. New carpet and paint. This is a Fannie Mae HomePath property. First-time buyers can complete the HomePath Ready Buyer homeownership course on the HomePath website. Attach the certificate to your offer for up to 3% closing cost assistance. Check the HomePath website for more details. Restrictions apply.

5112 Bear Paw Court NW, Silverdale

Listing courtesy of NextHome Puget Sound.

$850,000
4 Beds ⋅ 4 Baths ⋅ 2565542 MLS ⋅ ACTIVE Status
Truly special! This authentic custom Craftsman- style home offers an excellent balance of quality features and generous outdoor grounds, just 7 minutes to Silverdale & CK schools. Set on .74 acre w/ reliable income or multi generational potential through it's fully permitted detached secondary unit above the 1224 sq ft, 3 car garage with shop. The 788 sq ft 1 bedroom, .75 bath ADU has independent address of 11023 & 2 bedroom septic. The primary home features gorgeous traditional hardwood flooring throughout the main floor and solid 5 panel hardwood doors throughout. The main living area with gas fireplace is adjacent to open formal dining room with custom corner built-ins and great natural lighting. The chefs kitchen w/ granite counters, plentiful cabinetry & a fold away pot filler extends over gas range with the benefit of a walk in pantry. As you approach the upper level you will appreciate the warm elegant staircase with classic carpet runner and decorative wrought iron detailing. This floor hosts 3 bedrooms & 2.5 bath, including a luxury primary ensuite, 5 piece bath w/ walk in closet. Step outside off kitchen or main living area to 2 covered porches for expanded entertainment space on south and east side of home. This sun soaked lot with mature apple trees & a small green house is ideal for the gardening enthusiast. You will have privacy with only 3 neighbors and plenty of room for outdoor activities and enjoyment.2846 is total combined sq ft of PDU & ADU. This is a GEM!

11021 Willamette Meridian Road NW, Silverdale

Listing courtesy of Sterling Property Group.

$310,000
3 Beds ⋅ 3 Baths ⋅ 2569679 MLS ⋅ ACTIVE Status
Location, comfort, and flexibility come together in this beautifully maintained 3-bedroom, 3-bath condo, where every bedroom has its own private bathroom. Tucked against a beautiful greenbelt, this home offers a peaceful, private setting while keeping you close to military bases, the hospital, schools, shopping, and all that Silverdale has to offer. Vaulted ceilings and a wall of windows fill the main living space with natural light and showcase the lush greenery outside. Enjoy the updated kitchen, engineered hardwood floors, fresh paint in select areas, and a cozy wood-burning fireplace. The private lanai is the perfect spot for morning coffee surrounded by quiet, mature greenery. The multi-level layout provides exceptional flexibility and privacy—ideal for roommates, house hacking, or multigenerational living. Each bedroom has its own bathroom, making it easy to share the home while maintaining personal space. Live in one bedroom and rent the other two, or use the additional rooms for guests, an office, or extended living. An attached 1-car garage, spacious enough for an entire gym setup, plus two assigned parking spaces add convenience. Pre-inspected and ready for its next owner, this well-loved home offers a rare combination of greenbelt privacy, flexible living, and easy access to everything Silverdale has to offer. Ask about available Down Payment Assistance programs!

4719 NW Walgren Drive Unit #D-103, Silverdale

Listing courtesy of Windermere RE West Sound Inc..

$875,000
3 Beds ⋅ 3 Baths ⋅ 2567808 MLS ⋅ ACTIVE Status
One-level view living at its finest! Experience the fresh air and stunning vistas from this 2,273 sq. ft. home overlooking Silverdale Bay and the Cascade Mountains to the east. Nestled on a quiet cul-de-sac, the private backyard deck is perfect for relaxing and enjoying the meticulously landscaped grounds. Inside, a bright bank of windows welcomes you with abundant natural light. The kitchen boasts cambria quartz counter tops, a breakfast bar, and ample custom cabinetry, seamlessly flowing into the Dining & Living rooms. The primary bedroom features a spacious five-piece ensuite & a large walk-in closet. Central AC keeps you cool in summer, while the gas furnace ensures warmth in winter—both recently serviced. The family room offers a cozy gas fireplace & access to the viewing deck, ideal for entertaining. The oversized two-car garage includes a brand-new custom glass door. Positioned for privacy, this home sits lower than the house behind and higher than the one below. The current owners diligently maintain the property, addressing any needed repairs promptly.

4884 NW Chad Court, Silverdale

Listing courtesy of Coldwell Banker Park Shore RE.

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