Shoreline Homes with FHA Terms

Shoreline Homes with FHA Terms

Located in the state of Washington, Shoreline is a vibrant city nestled in King County. With its close proximity to Seattle, Shoreline offers residents the perfect balance between urban convenience and suburban tranquility.

Shoreline boasts a diverse community and a rich cultural scene. Residents can enjoy a variety of recreational activities such as hiking, biking, and picnicking in the city's numerous parks and green spaces. The city also hosts a range of community events throughout the year, including festivals, farmers markets, and art exhibitions.

For those looking to settle down in Shoreline, there are plenty of housing options available. One popular choice is homes with FHA terms. FHA, which stands for Federal Housing Administration, offers loans that are backed by the government, making it easier for buyers to secure financing. These loans often come with more flexible credit requirements and lower down payment options, making homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Shoreline has a range of homes with FHA terms to suit your needs. From cozy bungalows to spacious family homes, there's something for everyone in this charming city. So why wait? Start your search for the perfect home in Shoreline today and make your real estate dreams a reality.

Newest Shoreline Homes with FHA Terms

$905,000
3 Beds ⋅ 2 Baths ⋅ 2571533 MLS ⋅ ACTIVE Status
Situated on Greenwood Ave N, this inviting single story residence offers the ideal blend of functional Pacific Northwest living and unbeatable commuter access, and just minutes away from both downtown Edmonds and Richmond beach. A charming 1,720 sq ft residence featuring 3 bedrooms, 1.75 baths, and 3 skylights that naturally illuminate the interior. 2 bedrooms feature an individual programmable mini-split, giving occupants full control over their room's climate, plus one separate mini split in the main room for complete home climate control. The functional floor plan flows effortlessly from the living spaces out to an expansive, entertainment-sized back deck built for hosting, relaxing, and summer barbecues.Set on a generous 10,300 sq ft lot, the grounds reveal a true gardener's paradise blessed with mature fruit trees and perfect full sun from spring through fall. The exterior footprint offers extraordinary flexibility, featuring four separate car parking areas alongside a 2 car garage providing exceptional off-street vehicle storage and/or ample space to build a large attached dwelling unit (ADU) for rental income or multi-generational living.

20224 Greenwood ave N, Shoreline

Listing courtesy of Coldwell Banker Danforth.

$1,050,000
4 Beds ⋅ 3 Baths ⋅ 2571328 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained, Northwest Craftsman-style home on a quiet street in Shoreline's Hillwood neighborhood, close to the transit center, shopping, dining, parks, trails, and everyday conveniences. This 2,240-square-foot home sits on a 5,402-square-foot lot with mature landscaping and offers a great layout, including a formal entry, living room, and dining room. Classic Craftsman details are found throughout, from the thoughtful trim work to the inviting front porch. The gourmet eat-in kitchen features granite countertops, stainless steel appliances, a walk-in pantry, and opens directly to a den, ideal for everyday living and entertaining. The sunken living room showcases a cozy gas fireplace and abundant natural light. Upstairs, an oversize bedroom adds versatile space for a home theater, office, gym, or hobby room. The home offers four bedrooms and two and a half baths, including a spacious primary suite with an en-suite bath and relaxing soaking tub. Outside, enjoy a fully-fenced backyard, perfect for pets and gardening, plus a two-car attached garage and additional off-street parking. Additional highlights include a new roof, built-in vacuum system, newer high efficiency gas furnace and water heater, offering year-round comfort and savings. Move-in ready with a flexible closing date — don't miss this well-cared-for home in one of Shoreline's most convenient and accessible locations.

723 N 198th Street, Shoreline

Listing courtesy of KW Greater Seattle.

$699,000
3 Beds ⋅ 3 Baths ⋅ 2566197 MLS ⋅ ACTIVE Status
Contemporary style meets everyday comfort in this beautifully appointed Meridian Park townhome. Offering 3 bedrooms, 2.5 baths, plus an additional 208 SF finished bonus area (not included in the 1,612 SF), this home provides exceptional flexibility for a home office, gym, media room, or creative space. Enjoy an exceptionally low $25/month HOA fee. The inviting entry level opens to a private patio and fully fenced backyard, while the light-filled main living area features soaring ceilings, an open-concept layout, and a stunning chef's kitchen with a generous island, quartz countertops, designer tile backsplash, stainless steel appliances, and abundant cabinetry. A Trex-style composite deck extends the living space outdoors, perfect for year-round enjoyment. Upstairs, the spacious primary suite offers a walk-in closet, complemented by a private second en-suite bedroom and convenient laundry. Energy-efficient mini-split heating & cooling, attached garage, and award-winning Shoreline School District. Ideally located just minutes from Light Rail, I-5, Shoreline Center, Trader Joe's, parks, dining, and everyday conveniences.

2328 N 185TH Unit #B, Shoreline

Listing courtesy of Kelly Right RE of Seattle LLC.

$610,000
2 Beds ⋅ 1 Baths ⋅ 2570587 MLS ⋅ ACTIVE Status
Very comfortable 2 Bedroom 1 bath one level home. Very private yard both front and back suited for out entertainment and BBQ's. RV parking behind a huge gate and 3 other off street parking spots or a total of 4-5 parking spots depending on vehicle size. Small hobby shop in the back yard with heat and a place for all the tools. Two decks and garden space in the back yard. Vinyl siding for easy maintenance and lots of windows for great natural lighting. Endless showers with Hot Water On-Demand unit. Newer gas furnace. Dog door for the pooch

1311 N 155th street, Shoreline

Listing courtesy of Kelly Right RE of Spokane LLC.

$610,000
2 Beds ⋅ 1 Baths ⋅ 2569619 MLS ⋅ ACTIVE Status
Welcome to Ridgecrest, one of Shoreline’s most beloved neighborhoods! Set on a tree-lined street, this cute as-is 2-bed/1-bath home is a gardener’s paradise and a commuter’s dream. Sitting on an ample 8,408 sq ft lot with mature Rainier cherry and plum-cherry trees, the home has been thoughtfully updated by the sellers over the past few years, including new insulation and efficient windows, updated lighting, a remodeled bathroom, upgraded kitchen with gas range, dishwasher, and fresh interior paint throughout. Even the garage got a glow-up with a new water heater, washer/dryer, insulated roof, epoxy floor and updated lighting. A sweet, solid home where you can move right in and enjoy as-is while making improvements over time—or take advantage of the generous lot and envision your future dream home in this incredible community. Just blocks from Ridgecrest Elementary, Shoreline Library, the incomparable Crest Cinema, Ridgecrest Pub and a lineup of local favorites, including some of the best food trucks in town, seven days a week. With easy access to light rail and major thoroughfares, this is truly a special spot for both neighborhood lovers and commuters. Pre-inspected for peace of mind!

17211 5th Avenue NE, Shoreline

Listing courtesy of Lake & Company.

$947,000
2569709 MLS ⋅ ACTIVE Status
$15,000 BUYER INCENTIVE! Enjoy space of single-family home with exceptional access to Puget Sound area. Located ¼ mile to Shoreline 148th St. Link light rail, connect to Northgate, UW, downtown Seattle & greater regional transit network. This updated home has rare combination of commuter convenience, large yards, outbuildings & future possibilities of MUR-45 zoning. Original oak floors add warmth & character & thoughtful updates add modern comfort. 2024 Custom kitchen features Cambria countertops, maple cabinets with extensive storage, under-cabinet lighting, & updated appliances. Space off kitchen—gas fireplace & large pantry—can beautifully be breakfast nook, family rm or office. These areas, oversized laundry, and ¾ bath have heated tile floors. Living & dining areas w/ 2nd gas fireplace create inviting gathering space. Outside this property separates itself: 12’ x 30’ entertainment deck overlooks spacious backyard to garden, play or create outdoor retreat; 15’ x 20’ workshop (2017) with 100-amp electrical service & 2 rooms, provides outstanding room for hobbies, projects, storage or dedicated workspace; & a garden shed. Major improvements: furnace (2026); ext. gas tankless water heater (2025); fresh paint in & out (2025-26); roof & rebuilt carport (2017). Nearby: Shopping, dining, medical, Jackson Park Golf Course, Kraken Iceplex. MUR-45 may offer long-term redevelopment, while allowing you to enjoy this superb property. Buyer to verify permitted uses & feasibility

2145 N 146th Street, Shoreline

Listing courtesy of Kelly Right RE of Seattle LLC.

$947,000
3 Beds ⋅ 2 Baths ⋅ 2569585 MLS ⋅ ACTIVE Status
$15,000 BUYER INCENTIVE! Enjoy space of single-family home with exceptional access to Puget Sound area. Located ¼ mile to Shoreline 148th St. Link light rail, connect to Northgate, UW, downtown Seattle & greater regional transit network. This updated home has rare combination of commuter convenience, large yards, outbuildings & future possibilities of MUR-45 zoning. Original oak floors add warmth & character & thoughtful updates add modern comfort. 2024 Custom kitchen features Cambria countertops, maple cabinets with extensive storage, under-cabinet lighting, & updated appliances. Space off kitchen—gas fireplace & large pantry—can beautifully be breakfast nook, family rm or office. These areas, oversized laundry, and ¾ bath have heated tile floors. Living & dining areas w/ 2nd gas fireplace create inviting gathering space. Outside this property separates itself: 12’ x 30’ entertainment deck overlooks spacious backyard to garden, play or create outdoor retreat; 15’ x 20’ workshop (2017) with 100-amp electrical service & 2 rooms, provides outstanding room for hobbies, projects, storage or dedicated workspace; & a garden shed. Major improvements: furnace (2026); ext. gas tankless water heater (2025); fresh paint in & out (2025-26); roof & rebuilt carport (2017). Nearby: Shopping, dining, medical, Jackson Park Golf Course, Kraken Iceplex. MUR-45 may offer long-term redevelopment, while allowing you to enjoy this superb property. Buyer to verify permitted uses & feasibility

2145 N 146th Street, Shoreline

Listing courtesy of Kelly Right RE of Seattle LLC.

$724,900
3 Beds ⋅ 1 Baths ⋅ 2569166 MLS ⋅ ACTIVE Status
Beautifully updated and full of charm, this 3-bedroom, 1-bath home offers 1,690 sq ft of comfortable living with plenty of space to spread out. Step inside to fresh paint, new LVP flooring and carpet, and a bright, refreshed kitchen featuring new countertops, tile work, and appliances. The updated bathroom, generous laundry room, and bonus room add flexibility for a home office, playroom, gym, or additional living space. Outside, the large lot and beautifully landscaped backyard create a private setting surrounded by mature greenery—perfect for summer gatherings, gardening, or simply unwinding at the end of the day. Conveniently located near parks, shopping, dining, schools, and the Shoreline North/185th Light Rail Station, with easy access to Seattle and the surrounding area. Potential to build a DADU! Move-in ready with the space, updates, and backyard you've been looking for!

1638 N 190th Street, Shoreline

Listing courtesy of eXp Realty.

$799,000
4 Beds ⋅ 2 Baths ⋅ 2568749 MLS ⋅ ACTIVE Status
Fully remodeled rambler and move-in-ready! Just a 5-minute walk to Shoreline North Light Rail Station, this fully remodeled 4-bedroom, 2-bath rambler offers move-in-ready living today with exceptional future potential tomorrow. Situated on a flat 9,369 SF MUR-70 zoned lot, the property offers opportunities for ADUs, DADUs, multifamily, or mixed-use development. Inside, you'll find a completely renovated single-level home featuring brand-new vinyl plank flooring, fresh interior and exterior paint, a modern kitchen with quartz countertops, new appliances, and contemporary finishes throughout. Both bathrooms have been tastefully updated with quartz counters and full-height tiled shower surrounds. Additional upgrades include a new electrical panel, new hot water tank, and new fencing. The bright and open floor plan is designed for easy everyday living and entertaining, with a spacious fully fenced backyard and convenient RV parking. Enjoy convenient access to light rail, I-5, shopping, dining, and downtown Seattle while benefiting from the flexibility of one of Shoreline's most desirable zoning designations. Seller-procured home inspection and sewer scope reports are available for buyer review.

18300 8TH AVE NE, Shoreline

Listing courtesy of eLink Realty.

$765,000
4 Beds ⋅ 2 Baths ⋅ 2566989 MLS ⋅ ACTIVE Status
[CLASSIC SEATTLE CHARM meets PRIME LOCATION] in your 4 BEDROOM single story floor plan on a very quiet and desirable street and zoned for one of the top elementary schools in the state. Just a few blocks from I-5 and on a street with no thru access, enjoy peace and quiet in a community that has seen very little turnover in many, many years. The charm radiates throughout with classic wood beam vaulted ceilings, tons of windows that pour in natural light, a wood burning fireplace to cozy up to on winter nights and a great 4 bedroom layout offers flexibility for the option of a home office while still maintaining 3 true bedrooms. Located on a large, fully fenced level lot with mature trees, the backyard is perfect for entertaining with a large concrete patio, newer covered gazebo and an oversized shed for plenty of storage space. Updates include a newer roof (3yrs old), new interior/exterior paint, new hot water heater, updated kitchen appliances and all plumbing was updated with copper. Don't let this one slip away!

1216 N 172nd Street, Shoreline

Listing courtesy of John L. Scott Snohomish.

$3,850,000
5 Beds ⋅ 3 Baths ⋅ 2566365 MLS ⋅ ACTIVE Status
A timeless Hamptons-inspired estate blending sophisticated classic American architecture with relaxed coastal elegance and jaw-dropping Sound and mountain views. Bathed in natural light, the home offers a floor plan designed for both everyday living and memorable entertaining. Grand spaces include an elegant living room and formal dining room, each framed by oversized windows capturing panoramic vistas. The great room features exposed beams, a stone fireplace, shiplap accents, and pegged hardwood floors, while the chef’s kitchen offers a professional gas range, an oversized oven, and generous workspace. A bright office and large mudroom sit just beyond. Surrounded by mature landscaping, the expansive westerly lawn invites play and relaxation, and the hidden sport court, multiple decks, and thoughtfully designed patios create exceptional outdoor living for summer gatherings. The remodeled bedroom wing preserves the home’s architectural symmetry and centers on an extraordinary primary suite. The lower level adds versatility with abundant storage, a cozy media/family room, and a spacious non-conforming bedroom ideal for guests, a home office, or fitness space. A rare offering of enduring architecture, elevated craftsmanship, and unforgettable indoor-outdoor living in Innis Arden. Homes like this are few and far between. Don't miss this opportunity!

18311 8th Avenue NW, Shoreline

Listing courtesy of Windermere RE North, Inc..

$1,273,000
4 Beds ⋅ 3 Baths ⋅ 2565433 MLS ⋅ ACTIVE Status
Fully renovated 4-bedroom, 3-bath Shoreline home with an oversized heated and cooled garage, EV-ready setup, and generous off-street parking. Thoughtfully reimagined through a fully permitted, studs-out renovation, the home features new plumbing, electrical systems, and carefully selected interior finishes throughout. The open-concept kitchen, living and dining areas create a functional central gathering space, complemented by rich wood flooring, designer tile and abundant natural light. The primary bedroom includes a private en-suite bath, while the flexible 4-bedroom layout provides space for a home office, guests or additional living needs. Outside, mature landscaping surrounds the property, and the oversized garage and expansive driveway provide valuable space for vehicles, recreational vehicle parking, storage, projects or hobbies. Convenient Shoreline location with access to nearby parks, shopping, dining, major commuter routes and light rail.

16303 Densmore Avenue N, Shoreline

Listing courtesy of Portico Real Estate.

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