Shoreline Homes with FHA Terms

Shoreline Homes with FHA Terms

Located in the state of Washington, Shoreline is a vibrant city nestled in King County. With its close proximity to Seattle, Shoreline offers residents the perfect balance between urban convenience and suburban tranquility.

Shoreline boasts a diverse community and a rich cultural scene. Residents can enjoy a variety of recreational activities such as hiking, biking, and picnicking in the city's numerous parks and green spaces. The city also hosts a range of community events throughout the year, including festivals, farmers markets, and art exhibitions.

For those looking to settle down in Shoreline, there are plenty of housing options available. One popular choice is homes with FHA terms. FHA, which stands for Federal Housing Administration, offers loans that are backed by the government, making it easier for buyers to secure financing. These loans often come with more flexible credit requirements and lower down payment options, making homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Shoreline has a range of homes with FHA terms to suit your needs. From cozy bungalows to spacious family homes, there's something for everyone in this charming city. So why wait? Start your search for the perfect home in Shoreline today and make your real estate dreams a reality.

Newest Shoreline Homes with FHA Terms

$1,340,000
4 Beds ⋅ 3 Baths ⋅ 2565433 MLS ⋅ ACTIVE Status
Thoughtfully reimagined with timeless design and elevated finishes, this exceptional 4-bedroom, 3-bath residence offers a refined living experience in a quiet residential setting. A fully permitted, studs out, renovation includes all new plumbing, electrical, and beautifully curated interior finishes, creating a home that is as functional as it is inviting. The open-concept floor plan is anchored by a beautifully appointed kitchen that flows effortlessly into the living and dining spaces, while rich wood flooring, designer tile, and abundant natural light enhance every room. The primary suite offers a private ensuite, thoughtfully designed to maximize comfort and efficiency. An oversized heated and cooled garage is EV ready, and the generous driveway provides ample parking spaces for guests, recreational vehicles, or additional storage. Surrounded by mature, park-like landscaping, this move-in-ready home offers a peaceful retreat with convenient access to parks, shopping, dining, and easy access to nearby light rail station.

16303 Densmore Avenue N, Shoreline

Listing courtesy of Portico Real Estate.

$2,995,000
4 Beds ⋅ 3 Baths ⋅ 2566207 MLS ⋅ ACTIVE Status
Tucked toward the end of a cul-de-sac, a professionally designed garden transforms the approach to this home into a private retreat. Towering evergreens, mature maples, and basalt boulders frame a koi pond and a small waterfall. Quiet and secluded, year-round. This is Innis Arden at its best. Step through the front door, and southern exposure and vaulted ceilings fill the home with light, drawing your eye straight to massive views of Puget Sound and the Olympic Mountains. The main floor flows from the great room to the kitchen: oversized island, five-burner gas cooktop with griddle, double oven, and a pantry tucked neatly away. A den with a gas fireplace, a quiet spot to gather any time of day. French doors lead out to a deck built for entertaining, looking over an expansive yard with a private pickleball court, multiple outdoor living areas, and a grilling station. Tiered gardens, a fruit orchard, and raised beds round it out. Upstairs, the spacious primary suite has a soaking tub, steam shower, heated floors, and a large walk-in closet with French doors and water views. Two more bedrooms and a bath complete the upper level. Downstairs, a family room with kitchenette opens to a private patio, hot tub, and outdoor dining space. A three-quarter bath and a generous fourth bedroom, with room for an office, complete the lower level. Innis Arden amenities: pool, tennis courts, and private saltwater beach access. Additional features: two-car garage and pull-down attic storage.

1455 NW 185th Street, Shoreline

Listing courtesy of COMPASS.

$750,000
2 Beds ⋅ 3 Baths ⋅ 2565369 MLS ⋅ ACTIVE Status
Modern, impeccably maintained and truly move-in ready, this exceptional townhome offers the perfect blend of contemporary design, quality craftsmanship, and unbeatable commuter convenience. Featuring 2 spacious bedrooms and an open-concept floor plan filled with natural light, this home lives larger than expected. The chef's kitchen is the heart of the home with abundant cabinetry, generous prep space, and an ideal layout for entertaining, flowing seamlessly into the designated dining area and inviting living room. Upstairs, the primary suite offers a walk-in closet with a custom built-in organizer for exceptional storage and functionality. Enjoy morning coffee, evening sunsets, or entertaining guests on the private rooftop deck with territorial views and ample space for grilling and lounging. The oversized tandem garage provides incredible versatility with room for two vehicles, a home gym, workshop, additional storage, or future potential to reimagine the space as a home office or third bedroom (buyer to verify). Too many thoughtful upgrades and improvements to list, showcasing meticulous pride of ownership throughout. Ideally located within walking distance to light rail, with quick access to I-5, major employers, shopping, restaurants, parks, and neighborhood amenities, this truly turnkey home offers the perfect combination of lifestyle, flexibility, and convenience in one of Seattle area's most connected locations.

2150 N 147th Street Unit #E, Shoreline

Listing courtesy of eXp Realty.

$900,000
3 Beds ⋅ 2 Baths ⋅ 2565502 MLS ⋅ ACTIVE Status
Opportunity awaits with this Shoreline estate property, being sold AS-IS. Situated on a generous lot, this property offers exceptional potential for homeowners or those looking to renovate and build equity. The main level features a welcoming living room, kitchen, and a convenient main-floor bedroom. Downstairs includes a spacious recreation room with a second fireplace, a partially finished basement, a bonus room, and additional storage space. A detached bonus room with a quarter bathroom (toilet only) provides flexible space for a home office, studio, workshop, or hobby room. The property also includes a storage shed and an additional outdoor storage building. The home is in need of cosmetic updates, including paint, but offers plenty of living space and endless possibilities in a highly desirable Shoreline location. The large lot provides additional value and may offer future possibilities; however, buyers are advised to verify all development potential with the appropriate city or county authorities. Whether you’re searching for your next renovation project or a place to make your own, this property offers outstanding potential.

16310 Ashworth Avenue N, Shoreline

Listing courtesy of Blue Sky Real Estate Services.

$850,000
4 Beds ⋅ 2 Baths ⋅ 2564171 MLS ⋅ ACTIVE Status
Tucked away on a spacious corner lot, this thoughtfully maintained home offers the perfect blend of privacy, comfort, and peace of mind, along with a versatile floor plan designed to adapt to your lifestyle. This desirable one-story-with-basement home features three bedrooms, a full bath, and the main kitchen upstairs, while the lower level offers a second kitchen, family room, ¾ bath, 4th bedroom, and separate entrance—providing exceptional flexibility for multi-generational living, private guest quarters, or potential rental income. Extensive improvements completed within the past five years include a new roof, five new windows, gas hot water tank, lined sewer drain, all-new fencing for both yards, updated lighting, and beautifully rebuilt deck spaces designed for year-round enjoyment. Sip your morning coffee from the front deck's treehouse-like setting or relax beneath the pergola or in the covered hot tub on the east-facing deck. A greenhouse just outside the kitchen, RV parking, and two versatile outbuildings with power offer endless possibilities for a studio, home office, workshop, or additional storage. Pre-inspected for added peace of mind. Ideally situated on the border of Richmond Beach within the Shoreline School District, just minutes from Firdale Village, Richmond Beach Saltwater Park, downtown Edmonds, shopping, dining, and convenient commuter routes.

549 NW 205th Street, Shoreline

Listing courtesy of Windermere RE North, Inc..

$650,000
3 Beds ⋅ 3 Baths ⋅ 2565188 MLS ⋅ ACTIVE Status
Enjoy solid living and convenience today with an eye on future potential with this legacy-owner home. Purchased from the builder in 1967, this one-owner home has been cared for and awaits your design ideas for updates with a solid start. Access to light rail is a short distance away providing rapid connections to Lynnwood, UW, Downtown Seattle, Bellevue, the Stadium District, Sea-Tac Airport, and more! Comfortable floor plan includes primary bedroom suite with ¾ bath, two bedrooms, hall bath and spacious light-filled living room all on the main level. Kitchen and dining room on the main level opens out to a huge deck which makes entertaining a breeze. New interior and exterior paint, newer roof, and huge two car garage complete this home. Opportunity to create a backyard oasis and complete the unfinished lower level family and utility rooms to provide versatility and shape these spaces for your needs. Moreover, the 7,776-square-foot lot provides a future opportunity to benefit from the MUR70 zoning as development opportunities evolve. Do not miss the chance to make this exceptional home your own!

15112 3rd Avenue NE, Shoreline

Listing courtesy of Windermere R.E. Shoreline.

$699,900
3 Beds ⋅ 1 Baths ⋅ 2565456 MLS ⋅ ACTIVE Status
Nestled in the highly desirable North City neighborhood, this charming home offers the perfect blend of privacy, comfort, and convenience. Situated on an oversized fenced corner lot and bordered by the tranquil setting of Hamlin Park, you'll enjoy a peaceful, nature-filled backdrop while remaining just minutes from everyday amenities.Inside, the light-filled living room is anchored by a cozy wood-burning fireplace and expansive window that floods the space with natural light. Laminate hardwood flooring flows throughout, while the beautifully remodeled bathroom adds a fresh, modern touch. Major updates—including a newer roof and mini-split heating and cooling system—provide year-round comfort and peace of mind.Step outside to a private patio overlooking the lush greenbelt, creating the perfect space to relax or entertain. An oversized storage shed offers exceptional room for tools, outdoor gear, lawn equipment, and recreational toys.Commuters will appreciate the quick access to I-5, while Shoreline's vibrant North City Business District, offering an abundance of restaurants, coffee shops and shopping, is just minutes away. With solid construction, thoughtful updates, and a prime walkable location, this home is an outstanding opportunity in one of Shoreline's most sought-after neighborhoods.

16563 18th Avenue NE, Shoreline

Listing courtesy of Keller Williams North Seattle.

$875,000
3 Beds ⋅ 3 Baths ⋅ 2563271 MLS ⋅ ACTIVE Status
Welcome to this well-maintained 3-bedroom, 1.75 bath in a desirable Shoreline neighborhood. This inviting split-level residence offers comfortable living spaces, abundant natural light and a practical floor plan for everyday living. The main level features a bright living room, dining area and functional kitchen while the partially finished lower level provides additional living space for a home office, guest suite or recreation area. The utility room includes a toilet and sink. A new gas water heater and furnace were installed 3-4 years ago. Step outside on the deck to enjoy the fully fenced backyard which is ideal for pets, play, gardening and outdoor entertaining. The property also includes an attached two-car garage which has a work bench. Mature landscaping adds privacy and curb appeal. Conveniently located near parks, shopping, dining, Spartan Rec Center, light rail and bus routes. This home offers a perfect blend of comfort, functionality and accessibility.

1839 N 185th Street, Shoreline

Listing courtesy of HomeSmart One Realty.

$1,489,000
4 Beds ⋅ 3 Baths ⋅ 2565297 MLS ⋅ ACTIVE Status
A rare Richmond Beach retreat, this beautifully updated midcentury home is set well back on an extraordinary half-acre surrounded by towering evergreens and thoughtfully designed exterior lighting. Inside, an elegant open floor plan is filled with natural light from expansive windows, warm hardwood floors and two wood-burning fireplaces. At the heart of the home, the stunning renovated kitchen features custom cabinetry, waterfall countertops and sophisticated modern design that flows seamlessly into the living spaces. Two bedrooms and two baths on the main floor include a brand-new, sky-lit primary bath creating a true ensuite retreat. Downstairs, the finished lower level offers two additional bedrooms, a full bath and a spacious second family room with its own wood-burning fireplace, plus brand-new carpeting. Outside, an additional creative flex room with electricity offers incredible possibilities—woodworking shop, art studio, home office, yoga space or creative retreat. An attached one-car garage completes the package. Beautifully renovated, exceptionally private and ideally located in sought-after Richmond Beach, this is a special property where space, style and setting come together.

836 NW Richmond Beach Road, Shoreline

Listing courtesy of Windermere Real Estate Co..

$875,000
4 Beds ⋅ 3 Baths ⋅ 2530927 MLS ⋅ ACTIVE Status
Summer is here, It's time for a Pool Party! A rare offering in the North City Neighborhood. This carefully preserved 1940's home sits on a large 12,949-square-foot corner lot surrounded by mature landscaping, established gardens, and fruit trees. The setting feels private and established, with a sense of permanence that only comes with time. The backyard is what separates this property from the other homes in the area, There is a large deck with built in seating and an In-Ground Pool, offering countless possibilities for entertaining and fun. Add a Sauna, a cold plunge and you have the making of an at home Wellness Center. Inside, refinished hardwood floors, new carpet, and fresh interior paint create a bright, welcoming atmosphere. The remodeled kitchen blends timeless design with modern function, featuring quartz countertops, custom cabinetry, stainless steel appliances, and a beautifully crafted tile backsplash. The lower level of the home has an additional kitchen that has also been updated, creating opportunities for multigenerational living, long-term guests, or a private workspace. This home is ready to move in and enjoy exactly as is, with the option to continue updating and personalizing over time. Located just minutes from the Lake Washington Waterfront, Grace Cole Nature Park, Hamlin Park, and within the boundaries of top rated shoreline schools.

2250 NE 175th Street, Shoreline

Listing courtesy of Keller Williams Realty Bothell.

$675,000
4 Beds ⋅ 2 Baths ⋅ 2563897 MLS ⋅ ACTIVE Status
Solid home nestled in a quiet neighborhood is perfect for owner occupant or investment. Duplex style property with strong, stable rental history would also make perfect opportunity for extra income. 3 bedroom/ 1 bath unit with carport parking, laundry and bonus room is just over 1500 sq, while the 1 bed/1 bath with 2 car parking pad and laundry is just over 500 sq ft. The units are connected by a privacy door so it could be one home as well. Property includes fenced yard, perfect for gardening or pets and updated electrical. Situated close to top rated schools, public transportation, parks, shopping, restaurants and with easy access to major highways/light rail, commuting is a breeze. Owner is a licensed broker in the State of WA.

19708 North Park Avenue N, Shoreline

Listing courtesy of Windermere Real Estate Co..

$1,250,000
2563642 MLS ⋅ ACTIVE Status
The Foundation Group is pleased to present the Shoreline 4-unit Apartments. Located in the desirable Ballinger neighborhood of Shoreline, 19837 25th Ave NE offers residents a quiet residential setting with outstanding access to employment centers, shopping, recreation, and transportation. Positioned just minutes from Interstate 5, the property provides an easy commute to Downtown Seattle, Bellevue, Lynnwood, and the greater Eastside. This well maintained 4 unit is ready for the next owner to capitalize on modernizing the units through a value add plan.

19837 25th Avenue NE, Shoreline

Listing courtesy of The Foundation Group LLC.

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