Sequim Homes with USDA Loan Terms

Sequim Homes with USDA Loan Terms

Sequim: The Perfect Blend of Nature and Community

Located in Clallam County, Washington, the charming city of Sequim is a hidden gem nestled on the scenic Olympic Peninsula. Known for its breathtaking natural beauty, Sequim offers residents a unique blend of small-town charm and outdoor adventure. With its mild climate, stunning landscapes, and close-knit community, it's no wonder that Sequim has become a sought-after destination for homebuyers.

One of the key factors that make Sequim an attractive place to live is its eligibility for USDA loan terms. True to its reputation as an agricultural hub, Sequim is qualified for the United States Department of Agriculture (USDA) loan program. This program provides homebuyers with favorable loan terms, including low interest rates and zero down payment options. Whether you're a first-time homebuyer or looking to upgrade, the USDA loan terms in Sequim make homeownership more accessible and affordable.

In addition to its affordability, Sequim offers a wide range of housing options to suit every lifestyle and budget. From cozy cottages and ranch-style homes to spacious estates and waterfront properties, there's something for everyone in this vibrant city. Whether you prefer a quiet suburban neighborhood or a rural retreat surrounded by nature, Sequim has it all.

Beyond its real estate offerings, Sequim boasts a thriving arts scene, delicious local cuisine, and a variety of outdoor recreational activities. From hiking and biking in the nearby Olympic National Park to exploring the charming downtown area with its boutiques and galleries, there's always something to see and do in Sequim.

If you're looking for a place that combines natural beauty, a strong sense of community, and affordable homeownership options, Sequim is the perfect choice. With its USDA loan terms and diverse real estate market, this city has everything you need to make your homeownership dreams a reality.

Newest Sequim Homes with USDA Loan Terms

$415,000
3 Beds ⋅ 2 Baths ⋅ 2564585 MLS ⋅ ACTIVE Status
Built in 2023, this bright and inviting 2-bedroom, 2-bath home offers an open layout with a dedicated office and a septic system permitted for 3 bedrooms. Residents also enjoy access to the community’s private beach—an exceptional amenity close to home. The spacious kitchen features abundant wood cabinetry, a large island, stainless appliances, and easy flow into the dining and living areas, where oversized windows bring in excellent natural light. The primary suite includes dual sinks, a soaking tub, and a tiled walk-in shower. A well-designed mudroom/laundry room provides cabinetry, counter space, a utility sink, and exterior access. Outside, enjoy the large covered porch, generous gravel parking, storage shed, and two varieties of apple trees. The property backs to a canal, creating a peaceful natural backdrop behind the home.

160 Sea Lawn Drive, Sequim

Listing courtesy of RE/MAX Evergreen.

$625,000
3 Beds ⋅ 2 Baths ⋅ 2561412 MLS ⋅ ACTIVE Status
Meticulously maintained and move-in ready, this exceptional 3-bedroom, 2-bath home was built in 2018 by Anderson Homes, one of the area’s premier builders. Located in desirable Cedar Ridge, the home is connected to Sequim city water and sewer and is close to the Olympic Discovery Trail, Carrie Blake Park, John Wayne Marina and shopping. A covered front porch with river rock columns overlooks beautiful landscaping, while the glass-accented front door welcomes abundant natural light. The open great room features a propane fireplace, striking wood accent wall, custom lighting and views of the private backyard. The spacious kitchen offers a large quartz island, maple cabinetry, stainless appliances, 5-burner propane range with vent hood and luxury vinyl plank flooring. Privately situated away from the two guest bedrooms, the primary suite includes dual sinks, quartz counters, maple cabinetry, a gorgeous tiled shower with glass subway tile and a huge walk-in closet. Enjoy year-round outdoor living on the covered back porch with tongue-and-groove wood ceiling, overlooking raised garden beds and ornamental trees. Additional highlights include a heat pump, hybrid heat-pump water heater, laundry room with sink and 2-car garage with workbench. The $85/month HOA dues cover common-area and road maintenance, reserves and access to the neighborhood clubhouse and gym. An extraordinary home in absolutely pristine condition!

60 Village Green, Sequim

Listing courtesy of RE/MAX Prime.

$649,950
3 Beds ⋅ 2 Baths ⋅ 2564235 MLS ⋅ ACTIVE Status
Located just west of town, 111 Les Saints Road combines hard-to-find privacy with easy access to both Sequim and Port Angeles. The home features single-level living and a unique, efficient footprint designed to maximize light, space, and curb appeal. Off the primary bedroom, an added sunroom provides a light-filled space to enjoy the outdoors year-round. Outside, the lot offers territorial views alongside Mt. Baker and seasonal water views, which could be opened up further with selective clearing. The grounds feature producing plum, apple, and pear trees, with the Olympic Discovery Trail just moments away. Storage and practical space are highlights here, including a dry under-home storage area and a nearly 700-square-foot garage ideal for a workshop, vehicles, or gear.

111 Les Saints Road, Sequim

Listing courtesy of Ideal Real Estate.

$650,000
3 Beds ⋅ 2 Baths ⋅ 2562947 MLS ⋅ ACTIVE Status
Enjoy panoramic mountain views from this single-level, 3-bedroom, 2-bath home nestled on over an acre in Sequim's sought-after Dungeness Valley. A wall of windows floods the living room with natural light and beautiful views. Elegant hardwood floors extend through the hallways and all three bedrooms. The spacious kitchen is designed for both everyday living and entertaining, offering abundant counter space, ample cabinetry, and a large center island perfect for gathering with friends. The private primary suite is thoughtfully separated from the two guest bedrooms, creating a comfortable retreat. Down the hall, you'll also find the laundry room and convenient access to the detached garage. Efficient heating and cooling with 3 year old heat pump and wood stove to keep you cozy in the cooler months. The additional square ft space in the basement provides workshop space complete with workbenches, and a separate bonus room ideal for a home office, guest overflow, fitness room, or hobby space. Additional updates include a newer washer and kitchen cooktop. With over 3,000 square feet of living space, this property offers the perfect blend of comfort, functionality, and location. You'll enjoy easy access to some of the Olympic Peninsula's most treasured outdoor destinations. Just minutes from Cline Spit where you can launch a boat or kayak or visit the Dungeness National Wildlife Refuge where you will find the iconic Dungeness Spit and the historic lighthouse.

12 Tulip Lane, Sequim

Listing courtesy of RE/MAX Prime.

$345,000
2 Beds ⋅ 2 Baths ⋅ 2559444 MLS ⋅ ACTIVE Status
Welcome to your serene retreat in the heart of Sequim, WA. This charming single-level condo is perfectly situated on an end lot, providing both privacy and a tranquil setting. Freshly updated with new interior paint and surrounded by thoughtfully executed landscaping, this residence offers a seamless blend of comfort and style. Step inside to discover an inviting blank canvas waiting for your personal touch. Whether you're envisioning a modern aesthetic or something more traditional, this home provides the perfect foundation for any design aspiration you may have. Conveniently located just moments from downtown Sequim and its bustling amenities, you'll enjoy easy access to shops, restaurants, parks, and more. Despite its proximity to town, the community's low HOA fees ensure affordability while maintaining the quality of life you desire.

52 Hampton Court Unit #5, Sequim

Listing courtesy of Skyline Properties, Inc..

$464,950
2 Beds ⋅ 2 Baths ⋅ 2556588 MLS ⋅ ACTIVE Status
Welcome to the Creston at Rolling Hills! This two-bedroom home features comfortable single-story living with a bright, open layout connecting the kitchen, dining, and great room. One bedroom is located near the front entry, while the private owner’s suite is set at the rear of the home and includes a full bathroom and walk-in closet. A covered patio extends the living space outdoors for year-round enjoyment. With Lennar’s signature Everything’s Included®, you’ll find stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

680 Sunbeam Place, Sequim

Listing courtesy of Lennar Sales Corp..

$774,500
2 Beds ⋅ 2 Baths ⋅ 2549335 MLS ⋅ ACTIVE Status
Exceptional Bell Hill home in the highly sought-after Highland Hills neighborhood offering panoramic views of the Strait of Juan de Fuca, Dungeness Lighthouse, the San Juan Islands, and Victoria, BC. Situated on over an acre with beautiful landscaping, mature evergreens for privacy, and a partially fenced backyard, this quality-built home combines peaceful living with the convenience of being just minutes from downtown Sequim. The open floor plan features 10' ceilings, engineered hardwood floors, a propane fireplace, and walls of windows showcasing the incredible water views. The spacious kitchen opens to the great room and offers quartz counters, island with bar seating, stylish glass tile backsplash, pantry, Bosch dishwasher, and abundant cabinetry. Wake up to water views from the primary suite featuring a soaking tub, tiled shower, dual sinks, and private water closet. A generous guest bedroom, full guest bath, and den/office provide flexible living space. Enjoy outdoor living on the expansive 35' x 14' Trex view deck, covered front porch, or sunny fire pit area. Laundry/mud room with utility sink, storage room inside the attached 2-car garage with furnace and water heater, additional parking, fiber-cement siding, concrete tile roof, heat pump, PUD water, and Sequim city sewer complete this outstanding property in one of Sequim's premier neighborhoods.

652 Fox Hollow Road, Sequim

Listing courtesy of RE/MAX Prime.

$725,000
3 Beds ⋅ 3 Baths ⋅ 2546853 MLS ⋅ ACTIVE Status
Quintessential Sequim home with beautiful architecture and landscaping, plus elbow room and privacy all in a great quiet neighborhood just minutes from town. Set behind a row of gorgeous deciduous trees and greeted by a cozy covered front porch the home is wonderfully inviting to the owners and guests alike. Enter into a warm living room with an incredible river rock fireplace, custom wood mantle and vaulted ceilings. Off the entry is a handsome office and on the south side are 2 bedrooms each with views to the beautiful grounds and a full bath with stylish pedestal sink and tile backsplash. Towards the back of the home find a great kitchen with Cambria Quartz countertops, farm sink, tile backsplash and big roll out pantry. The primary bedroom is tucked on the other side of the home and offers a spa-like bathroom with 2 pedestal sinks, soaking tub and floor to ceiling tile shower. Big bonus room upstairs that can be a media room, office, craft room, etc. Fantastic sunny backyard with covered synthetic deck, new concrete patio, lovely water feature and small pond, raised beds and five fruit trees. NEW: heat pump, new water heater, 40 year roof good until 2046. An absolute gem of a house in the ideal location!

91 Stone Farm Road, Sequim

Listing courtesy of RE/MAX Prime.

$599,900
3 Beds ⋅ 2 Baths ⋅ 2553974 MLS ⋅ ACTIVE Status
MOVE right into this perfectly sized Contemporary home, ideally located just minutes from downtown on 1.21 beautiful, park-like acres. Thoughtfully updated and full of charm, the property features a brand-new roof, newer flooring throughout-no carpet, interior paint, heated floors in both bathrooms, newer appliances, updated light fixtures, and a newly built and painted entry porch AND a new fence surrounding most of the property for privacy! West-facing enclosed sunroom expands the living space and offers the perfect spot to relax & take in unforgettable sunset views. Outside, enjoy exceptional privacy, a smaller fenced backyard within the backyard, & a wonderful variety of fruit trees, including apple, peach, apricot, & plum. Additional highlights include an extended driveway, RV parking with electrical hookup, a newer 14x14' shed with electricity, another smaller garden shed & peek-a-boo mountain views. A rare combination of comfort, space, and location — this is a MUST-SEE!

41 Livengood Lane, Sequim

Listing courtesy of BCR LLC.

$545,000
3 Beds ⋅ 2 Baths ⋅ 2553081 MLS ⋅ ACTIVE Status
Perched above Sequim, this beautifully updated 3-bedroom, 2-bath home offers sweeping views of the Strait of Juan de Fuca, Protection Island, and snow-capped Mt. Baker. Whether you're enjoying your morning coffee or watching spectacular sunsets from the deck, the ever-changing water and mountain views create a backdrop you'll never tire of. Inside, you'll find numerous quality updates already completed, including new carpet, quartz countertops, designer backsplash, a new roof (2025), ductless mini-split heating and air conditioning, vinyl windows. The beautifully remodeled hall bath features radiant heated floors & a luxurious soaking tub, creating a true spa-like retreat. The spacious layout offers comfortable everyday living with light-filled gathering spaces that make the most of the home's exceptional outlook. Outside, there's room for your toys with RV parking complete with 30-amp electrical service, plus a hardwired closed-circuit security camera system for added peace of mind. Homes offering this combination of major mechanical updates, premium views, and move-in-ready condition are increasingly difficult to find. Rather than budgeting for expensive improvements, you can simply move in and start enjoying one of Sequim's most picturesque settings.

408 W Eunice Street, Sequim

Listing courtesy of Real Broker LLC.

$529,900
3 Beds ⋅ 2 Baths ⋅ 2552826 MLS ⋅ ACTIVE Status
Step into the Modern, *Low-Maintenance Living Experience!* This exquisite home welcomes you with an open-concept layout warmed by a cozy propane fireplace with a quartz-topped mantel. The heart of the home is anchored by a generous island with seating for conversing & features brilliant quartz countertops, sleek stainless steel appliances & a large walk-in pantry w/built-in shelving. Durable wide vinyl plank flooring carries throughout the living spaces, leading out to a covered deck via a smooth sliding door where a propane stub-out is ready for your BBQ. Luxurious master suite offers a spa-like retreat with double-sink vanity, quartz countertops, & grouted vinyl tile flooring. Unwind in the expansive tiled walk-in shower complete with a built-in bench & then enjoy ample storage in the large walk-in closet. Step outside to find a two-car attached garage with an insulated door, a beautifully finished exposed concrete driveway, & a manicured front yard landscaped for curb appeal. The exterior is built to impress with 30-year architectural-style shingles. Thoughtful touches include an underground sprinkler system plus the HOA maintains the grass for effortless curb appeal. Additional highlights include 9-foot ceilings, a laundry room w/sink and an energy-efficient Heat Pump. Live the resort lifestyle with access to a community clubhouse featuring a gathering room, exercise room, sparkling pool, & hot tub. Located only moments from downtown, Discovery Trail & John Wayne Marina!

40 Snowbell Court, Sequim

Listing courtesy of BCR LLC.

$625,000
3 Beds ⋅ 2 Baths ⋅ 2552706 MLS ⋅ ACTIVE Status
Beautiful custom home with those amazing mountain views to enjoy from your stunning covered front porch with tongue and groove ceiling, or inside from the living room, and primary bedroom. Almost like new, built in 2023 and features quartz counters, kitchen island, open concept living space, and primary suite with separate tiled shower, double sink, and jetted tub. Nine foot ceilings, stylish interior finishes with clean lines and separate climate control for all the bedrooms and living area set this home apart. The kitchen features stainless steel appliances, induction cooktop, and bountiful cabinet space. Great layout for maximum privacy with the primary suite and the secondary two bedrooms on opposite sides of the home. Paved driveway, covered RV parking with hookups, and lovely landscaping with potential to add garden beds, trees, and more around the home. The large concrete back patio is the perfect place to relax in the Sequim sunshine. This gorgeous home is truly move-in ready with all the amenities you need. Matriotti Creek Estates is just minutes from downtown Sequim and the Olympic Discovery Trail. Can't get more move-in ready than this!

46 Bolster Way, Sequim

Listing courtesy of RE/MAX Prime.

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