Sequim Homes with FHA Terms

Sequim Homes with FHA Terms

Sequim: A Picturesque City in Clallam County, Washington

Situated in Clallam County, Washington, Sequim is a charming city that offers a unique blend of natural beauty and small-town charm. Known for its stunning landscapes, mild climate, and vibrant community, Sequim has become a sought-after destination for both residents and visitors alike.

Nestled in the heart of the Olympic Peninsula, Sequim boasts breathtaking views of the Olympic Mountains and the Strait of Juan de Fuca. With its proximity to the Olympic National Park, residents have easy access to an abundance of outdoor recreational activities, including hiking, biking, fishing, and wildlife spotting.

Sequim's downtown area exudes a friendly and welcoming atmosphere, with a variety of local shops, restaurants, and art galleries. The city also hosts several annual events and festivals, such as the Sequim Lavender Festival, which attracts visitors from all over the world.

For those looking to settle down in Sequim, the availability of Homes with FHA Terms makes homeownership more accessible. The Federal Housing Administration (FHA) offers loans with favorable terms and lower down payment requirements, making it easier for individuals and families to purchase their dream homes in this beautiful city.

Whether you're seeking a peaceful retirement destination, a place to raise a family, or a weekend getaway, Sequim has something to offer everyone. Its natural beauty, welcoming community, and affordable housing options make it an ideal choice for those looking to experience the best of the Pacific Northwest.

Newest Sequim Homes with FHA Terms

$410,000
3 Beds ⋅ 2 Baths ⋅ 2553085 MLS ⋅ ACTIVE Status
Welcome home to this meticulously maintained, move-in ready 3-bed, 2-bath home in one of Sequim's most desirable neighborhoods! Offering 1,352 ft² of comfortable living space. Inside, you'll find an inviting open-concept floor plan filled with natural light. The spacious kitchen offers abundant cabinetry, stainless steel appliances, generous prep space, and a one-of-a-kind custom epoxy island that serves as the centerpiece of the home—perfect for entertaining or gatherings. The adjoining dining area opens directly to the covered patio, making indoor-outdoor living effortless. The primary suite features a walk-in closet & private bath with a walk-in shower, while two additional bedrooms provide flexibility for guests, hobbies, or a home office. Outside, you'll appreciate the beautifully landscaped front yard with colorful mature shrubs, an attached two-car garage, and a fully fenced private backyard complete with a spacious covered patio/pergola, storage shed, & room to garden, play, or simply relax. The low-maintenance landscaping means you'll spend more time enjoying your home and less time maintaining it. Access to Highland Irrigation district for outside watering! This home features a new roof installed in 2021, providing peace of mind for years to come. Conveniently located close to shopping, parks, & everyday amenities. Whether you're searching for your primary residence or looking to downsize without sacrificing quality, this Sequim gem is one you won't want to miss.

1201 Elk Loop, Sequim

Listing courtesy of Real Broker LLC.

$280,000
2 Beds ⋅ 2 Baths ⋅ 2560382 MLS ⋅ ACTIVE Status
Contemporary style 2 bedroom, 2 bath home in a peaceful and well established community. Fresh updates throughout to provide a modern aesthetic and comfort. The open living area invites natural light to fill the space. The kitchen is equipped with newer appliances and plenty of cabinet space for your culinary needs. Ample storage is available through out the home. Home is partially surrounded by a new wood fence, providing privacy and space. This sought-after development comes with fantastic amenities, including a outdoor pool for relaxing on sunny days, a private golf course and trails to walk on.

383 Dungeness Meadows, Sequim

Listing courtesy of BCR LLC.

$619,000
3 Beds ⋅ 3 Baths ⋅ 2561241 MLS ⋅ ACTIVE Status
Designed with multigenerational living in mind, this unique property offers exceptional flexibility with multiple living spaces, room to create, and nearly an acre of privacy backing up to Miller Peninsula State Park. The 3-bedroom, 2-bath main home features 1,911 sqft of living space and a 624 sqft attached garage. The expansive 1,480 sqft shop has been thoughtfully transformed into additional living space, opening the door to countless possibilities. A large open studio is ideal for an artist's workshop, teaching classes, a home business, fitness, or any creative pursuit, while two additional bedrooms and flexible upstairs space can easily adapt to your needs. Connected to the shop is a finished 520 sqft apartment, providing even more space for guests or potential rental income. Outside, the property is every bit as impressive. Beautiful terraced gardens, a tranquil Zen pond, and an expansive south-facing deck create a peaceful setting for relaxing and watching the abundant wildlife that calls this area home. Mature cherry, plum, apple, and pear trees add to the property's charm, while a private gate offers direct access to miles of trails winding through the pristine wilderness of Miller Peninsula State Park. Whether you're looking for a private retreat, a property that brings generations together, or a place to live, work, and create, this exceptional offering is truly unlike any other.

332 Rhododendron Drive, Sequim

Listing courtesy of BrokersGroup R.E.Professionals.

$495,000
3 Beds ⋅ 2 Baths ⋅ 2560344 MLS ⋅ ACTIVE Status
Excellent bright and sunny location near the water! This open and airy home features a large permitted addon that creates a separate guest quarters, huge office space, entertainment mecca, the possibilities are endless! Keep yourself extra warm and cozy in the winter via a highly efficient and professionally installed wood stove in the main room. The primary bathroom features a dedicated and separate vanity. Large walkin closet in the primary bedroom. Irrigation rights for green lawns, trees, and gardening potential. 1,200 sq/ft shop next to the home for parking, storage, projects, etc. Private well with water softener and filtration.

62 Morning Star Way, Sequim

Listing courtesy of BCR LLC.

$618,800
3 Beds ⋅ 2 Baths ⋅ 2558148 MLS ⋅ ACTIVE Status
Beautifully maintained, quality built home situated on spacious .54-acre lot. Serene location - ideal for entertaining, gardening enthusiasts, bird lovers and anyone seeking a peaceful abode. Step inside to the open great room with natural light and a warm propane fireplace. Split floor plan allows for maximum privacy with the primary suite on one side and 2 secondary bedrooms and full guest bath on the opposite side. The kitchen is a standout - granite counters, large kitchen island, dining area and generous walk-in pantry. The primary suite offers a spa-like retreat with a jetted tub and plenty of space to relax. Recent upgrades include a new roof (2026), ducted heat pump (2024) for whole-home comfort, ductless heat pump in garage and water heater replaced in 2025. Additionally, there is a whole house water filter and reverse osmosis system in place. The inside laundry center comes equipped with washer and dryer. Outdoor living shines here! Sliding glass door off the dining area opens to a concrete patio - perfect for summer parties, bbqs and events. The fully fenced and gated backyard feels like a private park with automatic sprinklers, lush landscaping, flower gardens, three raised garden beds, and an impressive selection of fruit trees (apricot, peach, pear, apple and fig). Separate yard space adjacent to the garage is ideal for your pets or a play area. Two large outdoor storage sheds and a lean-to provide additional space for your bikes, tools and gear. No HOA !

81 Eastgate Place, Sequim

Listing courtesy of Ideal Real Estate.

$345,000
2 Beds ⋅ 2 Baths ⋅ 2559444 MLS ⋅ ACTIVE Status
Welcome to your serene retreat in the heart of Sequim, WA. This charming single-level condo is perfectly situated on an end lot, providing both privacy and a tranquil setting. Freshly updated with new interior paint and surrounded by thoughtfully executed landscaping, this residence offers a seamless blend of comfort and style. Step inside to discover an inviting blank canvas waiting for your personal touch. Whether you're envisioning a modern aesthetic or something more traditional, this home provides the perfect foundation for any design aspiration you may have. Conveniently located just moments from downtown Sequim and its bustling amenities, you'll enjoy easy access to shops, restaurants, parks, and more. Despite its proximity to town, the community's low HOA fees ensure affordability while maintaining the quality of life you desire.

52 Hampton Court Unit #5, Sequim

Listing courtesy of Skyline Properties, Inc..

$925,000
3 Beds ⋅ 2 Baths ⋅ 2557229 MLS ⋅ ACTIVE Status
Beautifully updated home on a full acre in the desirable Spyglass neighborhood, offering breathtaking views of the Strait of Juan de Fuca and an unobstructed view of Mt. Baker. Filled with beautiful natural light, the open living area features stunning exposed beams that add warmth and timeless Pacific Northwest charm. Thoughtfully renovated throughout, this move-in-ready home showcases a gorgeous kitchen with new cabinetry, marble backsplash, large farmhouse sink, dedicated coffee bar, and brand-new stainless steel appliances. Enjoy the beautifully updated fireplace, all-new flooring, and a flexible floor plan offering 3 bedrooms. The refreshed bathrooms feature elegant glass shower doors, and heated tile floors in the master bath, while the lower level includes 784 square feet of unfinished space ready for a home gym, office, workshop, hobby room, or abundant storage. Outside, the level one-acre property provides room to garden, play, or simply relax while taking in the spectacular scenery. Whether you're enjoying your morning coffee or entertaining guests, this exceptional home blends modern updates, timeless character, and some of the most stunning water and mountain views the Olympic Peninsula has to offer.

571 Spyglass Lane, Sequim

Listing courtesy of eXp Realty.

$529,900
3 Beds ⋅ 2 Baths ⋅ 2559414 MLS ⋅ ACTIVE Status
Beautifully reimagined country home on 1.22 peaceful acres in desirable Sequim! This extensively remodeled 3-bedroom, 2-bath, 1,512sf home offers the perfect blend of modern updates and country charm. Nearly every major component has been thoughtfully upgraded, allowing you to move in and simply enjoy. The stunning new kitchen is the heart of the home, featuring quality cabinetry, beautiful quartz countertops, updated appliances, stunning lighting and modern finishes designed for both everyday living and entertaining. Both bathrooms have been completely renovated with stylish fixtures and contemporary finishes. Additional improvements include a new roof, upgraded utilities, EV chg, HVAC & heat pump, new well, new Trex deck and pergola, and numerous system updates – the list is long! You will find comfort, efficiency, and peace of mind for years to come. Outside, the 1.22-acre property offers endless possibilities with room for a garden, a double sized insulated garage/shop with overhead storage, full RV hook ups, additional parking, storage shed, and even a cute fishing (cabin?) shed. Room for animals, or simply space to enjoy the outdoors including view of the mountains or pond. Finding a home with this level of renovation on usable acreage is a rare opportunity. If you've been searching for a turn-key country property with all the hard work already completed, this is the one. Just bring your toys, your gardening gloves, your deck chairs and enjoy the country living!

291 Spencer Road, Sequim

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$599,950
3 Beds ⋅ 3 Baths ⋅ 2558583 MLS ⋅ ACTIVE Status
Water view home with community beach access in Sequim's Dungeness Valley — steps to the private community beach, boat launch, and neighborhood walking trails, and minutes from the Dungeness Spit and National Wildlife Refuge. A welcoming split entry opens to a fully finished daylight lower level — rec room, utility room, and half bath — flexible space for family room, home office, or guest quarters. Three bedrooms and two full baths on the main. An eat-in kitchen, wood fireplace in the living room, and a dining room opening to a spacious deck provides ample space for entertaining. Heat pump and wood stove for efficient year-round comfort. This meticulously maintained home features new windows and patio doors throughout (2023), new septic system (2021), new water heater (2020), reverse osmosis drinking water, new gravel driveway, freshly painted deck and rails, plus recent roof, gutter, chimney, and HVAC service. Attached two-car garage and outbuildings for gear and storage. All of this in the Sequim blue hole — sunshine, mild climate, Olympic Mountain and Strait of Juan de Fuca scenery. Minutes to downtown Sequim shopping, dining, medical, and the Olympic Discovery Trail, and just a short drive from the Olympic National Park or the ferries to Seattle.

310 Libby Street, Sequim

Listing courtesy of Ideal Real Estate.

$379,000
3 Beds ⋅ 2 Baths ⋅ 2559263 MLS ⋅ ACTIVE Status
Brand new 3 bed, 2 bath manufactured home centrally located in Sequim. Walk to restaurants, coffee shops, and medical, yet feel tucked outside the city with easy access to Highway 101. You own the land, no leased lot fees here. An affordable way into home ownership in Sequim. Traditional modern finishes throughout: matte black accents, durable vinyl flooring, stainless appliances, and vaulted ceilings that open up the main living space. The kitchen island anchors the heart of the home. Smart split-wing layout. The primary suite sits privately on one wing with its own ensuite bath. Two additional bedrooms and a guest bath occupy the opposite wing, giving everyone their own space. Front and back porch access gives you two entry points to the home. Connected to all public utilities, including PUD power for lower utility costs. New construction at this price point doesn’t come around often in Sequim!

524 W Prairie Street, Sequim

Listing courtesy of P A Realty.

$450,000
3 Beds ⋅ 3 Baths ⋅ 2557868 MLS ⋅ ACTIVE Status
Nestled on a spacious 17,999 sq ft lot, this inviting Sequim home offers the perfect blend of comfort, functionality, and room to enjoy the outdoors. Featuring 3 bedrooms, 2 bathrooms, and 1,196 sq ft of thoughtfully designed living space, the home welcomes you with a bright, open feel and peaceful territorial views. The living room is centered around a cozy wood-burning fireplace, creating a warm gathering space that flows seamlessly into the dining area and kitchen with eating space—ideal for everyday living and entertaining. Recent updates include new carpet and a beautifully remodeled bathroom, adding fresh style and comfort while leaving room to make the home your own. The primary suite includes a private bath, while two additional bedrooms provide flexibility for guests, hobbies, or a home office. Outside, the partially fenced yard offers endless possibilities for gardening, outdoor recreation, or simply enjoying the peaceful surroundings. The patio is the perfect place for morning coffee or relaxing evenings overlooking the natural setting. An attached garage provides convenient parking and additional storage. Situated in an established Sequim neighborhood, this home offers easy access to shopping, dining, medical services, and the many outdoor activities the Olympic Peninsula is known for. Comfortable, welcoming, and full of potential, this is a wonderful opportunity to enjoy the Sequim lifestyle. Schedule your private showing today.

410 El Camino Drive, Sequim

Listing courtesy of LPT Realty LLC.

$599,000
3 Beds ⋅ 3 Baths ⋅ 2559030 MLS ⋅ ACTIVE Status
Beautifully updated 3 BR, 3 bath home overlooking the 11th hole of the Sunland Goff Course. The main floor is highlighted by a spacious living room with a wall of windows to golf course below, wood burning f/p, wet bar and French doors to trex deck. Dining area with same views off of the gourmet kitchen with a wood butcher block island, peninsula seating, and brand-new electric induction range, tile backsplash, quality appliances, and two pantries. The primary suite is a true retreat with tile floors, ceiling fan, atrium access, ensuite bath featuring dual separate vanities, large tile shower with window to atrium, hidden laundry area, direct access to garage and 3 closets. Also on the main level is a 2nd ensuite, plus a separate office. The lower level features a large family room, craft room, a 3rd BR and 3rd bathroom, new ductless heat pump plus French doors to backyard area. Recent upgrades include NEW heat pump & furnace, NEW water heater, NEW exterior lights, remodeled atrium, and replaced front door & deck,. 2-car garage plus golf cart storage. Fire &Stein restaurant is a short walk from this lovely home. $527/month condo dues for Division 11 cover landscape maintenance, exterior maintenance & exterior insurance. Sunland HOA fee of $450/year pays for access to swimming pool, tennis and pickle ball courts, beach access and care of the green spaces. Sunland water and sewer is a combined $136.67/month flat fee! You will not want to miss!

193 Fairway Drive, Sequim

Listing courtesy of RE/MAX Prime.

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