Ridgefield Homes with FHA Terms

Ridgefield Homes with FHA Terms

Welcome to Ridgefield, a charming city located in Clark County, Washington. Known for its picturesque landscapes and friendly community, Ridgefield offers a perfect blend of small-town charm and modern conveniences.

Situated in the beautiful Pacific Northwest region of the United States, Ridgefield is surrounded by stunning natural beauty. From the rolling hills and lush forests to the nearby Columbia River, outdoor enthusiasts will find plenty to explore and enjoy. The city is also home to several parks and trails, providing ample opportunities for hiking, biking, and other recreational activities.

When it comes to real estate in Ridgefield, homebuyers have the advantage of FHA terms being available. The Federal Housing Administration (FHA) offers loans with more flexible credit requirements and lower down payments, making it easier for individuals and families to become homeowners. Whether you're a first-time buyer or looking to upgrade to a larger home, Ridgefield provides a range of options to suit different budgets and preferences.

From cozy single-family homes in peaceful neighborhoods to spacious townhouses and condos, Ridgefield has a diverse range of housing options. Many properties boast modern amenities, open floor plans, and beautiful views of the surrounding countryside. With FHA terms available, potential buyers can take advantage of favorable loan conditions and make their dream of owning a home in Ridgefield a reality.

In addition to its natural beauty and affordable housing options, Ridgefield offers a thriving local economy, excellent schools, and a variety of dining and shopping opportunities. With its close proximity to major cities like Portland, Oregon, Ridgefield provides the perfect balance between a tranquil suburban lifestyle and easy access to urban amenities.

Come and discover the beauty and charm of Ridgefield, where FHA terms make homeownership more accessible. Whether you're looking for a cozy starter home or a spacious family residence, Ridgefield has something for everyone.

Newest Ridgefield Homes with FHA Terms

$519,900
4 Beds ⋅ 3 Baths ⋅ 2571817 MLS ⋅ ACTIVE Status
One-year lender-paid rate buydown available with preferred lender!! Welcome to this beautifully upgraded 2023-built Ridgefield home offering 4 bedrooms, 2.5 bathrooms and 1,986 sq ft of thoughtfully designed living space. Better than new, this move-in-ready home features an open-concept main level with quartz countertops, laminate flooring, a fireplace and an upgraded oversized kitchen island perfect for gathering and entertaining. Front and Side Landscaping is beautifully done with thoughtful details, and maintained by low HOA. Owner upgrades include updated kitchen lighting and hardware, enhanced laundry features, built-in speakers in the living room, in-ceiling speakers in multiple rooms including primary bedroom, whole-house network wiring, upgraded fireplace features and smart-home technology with select lighting, security and other features controllable by phone. Upstairs you’ll find four bedrooms plus a versatile loft ideal for a home office, playroom or second living area. Central A/C provides year-round comfort. Outside, enjoy a larger fenced backyard with sod, sprinkler system and added landscaping, plus front-yard irrigation and landscaping. Modern finishes, smart-home conveniences and thoughtful upgrades make this Ridgefield home a standout.

2932 N 3rd Way, Ridgefield

Listing courtesy of John L. Scott, Inc..

$675,000
3 Beds ⋅ 3 Baths ⋅ 2569801 MLS ⋅ ACTIVE Status
A One-of-a-Kind Spanish-Style Beauty! Once a Street of Dreams winner, this stunning 3-bedroom, 2.5-bath home offers over 3,000 sq ft of beautifully designed living space, a 3-car garage, and an oversized corner lot. The spacious kitchen features abundant cabinetry, a walk-in pantry, formal dining, and a convenient eating area—perfect for everyday living and entertaining. Step outside to the enormous stucco patio and enjoy seamless indoor/outdoor gatherings surrounded by mature, beautifully established landscaping. The sun-filled sunroom brings in an abundance of natural light, while the private hot tub retreat just outside the primary bedroom creates the perfect place to unwind. Additional highlights include a new roof, new heat pump, fruit trees, workshop space in the garage, new garage doors, and an additional parking pad. This exceptional home is full of character, space, and thoughtful details. Come see this gorgeous beauty before she's gone!

3509 NE 161st Way, Ridgefield

Listing courtesy of RE/MAX Premier Group.

$599,000
2 Beds ⋅ 2 Baths ⋅ 2565206 MLS ⋅ ACTIVE Status
Secure, Gated, 55+ Community! Welcome to this beautifully designed home featuring an inviting entry showcasing an arched entry, lighted tray ceiling with crown molding, and niche adjacent to the dining room. Dining room offers a double arched entry, and clerestory windows. Spacious great room combines the family room and kitchen for effortless living and entertaining. Family room offers a gas fireplace with stone surround extending to the vaulted ceiling, upgraded lighted ceiling fan, recessed lighting, and upgraded Silhouette blinds. A full-lite door with transom opens to the covered patio. Island breakfast bar kitchen boasts quartz counters, subway tile backsplash, shaker-style soft-close cabinetry, some pull-outs, under-cabinet lighting, walk-in pantry, stainless appliances including a gas range, built-in microwave, and dishwasher. The large quartz island provides ample storage and breakfast-bar seating. Primary suite offers a tray ceiling, recessed lighting, lighted ceiling fan, walk-in closet, dual-sink quartz vanity and roll-in shower tiled to the ceiling. A second bedroom/guest suite features a vaulted ceiling, closet, lighted ceiling fan, and conveniently located near the full bath. Laundry with utility sink, built-ins, clothes rod, and an adjacent storage/mechanical room. Engineered hardwood, tile and carpet. Outside, enjoy a covered patio with extended slab, gas BBQ hookup. 2-car garage. Mortgage savings may be available for buyers of this listing.

17318 NE 17th Avenue, Ridgefield

Listing courtesy of Redfin.

$557,000
3 Beds ⋅ 3 Baths ⋅ 2558531 MLS ⋅ ACTIVE Status
Rare opportunity for exceptional multi-generational living with over 3,300 square feet; 1700 square feet on each level! Soaring vaulted ceilings and an open-concept layout create a bright, spacious feel throughout the main level. The versatile fourth bedroom offers exceptional flexibility as a home office, bonus room, media room, or guest suite. The thoughtfully designed lower level offers outstanding separation of space with a private entrance, family room, dining area with a kitchenette, two bedrooms, a full bathroom, and a utility/storage room. Step outside to an oversized Trex deck, perfect for summer barbecues, morning coffee, or evening gatherings. The lower level opens to a covered patio, creating a second outdoor living space. Both overlook a private greenspace, offering a park-like backdrop with year-round privacy. Hobbyists and crafters will appreciate the custom bedroom closet with a wood organizer and built-in worktable. The extra-wide double garage includes a built-in workshop organization system, providing ample room for projects, tools, and storage. Enjoy the convenience of condominium living without sacrificing space. The HOA covers exterior maintenance, landscaping and grounds, roof and siding, plus water and sewer—giving you more time to enjoy your home and less time worrying about upkeep. Be sure to review the Features & Updates sheet for a complete list of service and updates that make this home truly one of a kind.

2217 NE 179TH Street Unit #38, Ridgefield

Listing courtesy of Windermere Northwest Living.

$995,000
5 Beds ⋅ 3 Baths ⋅ 2557275 MLS ⋅ ACTIVE Status
This home has it all! Designed for comfortable, mostly single-level living, there are just 4 steps leading to the private primary bedroom with ensuite & a spacious walk-in closet. Soaring vaulted ceilings & expansive windows fill the main living spaces with abundant natural light as well as beautiful mountain views from nearly every room, creating a breathtaking backdrop year-round (Mt Hood & Mt Adams can be seen from the property, plus Mt St Helens seasonally). The spacious kitchen is the heart of the home & offers extensive granite counter space, an island, s/s appliances, & a generous pantry. The kitchen flows seamlessly into the family room & offers a pass-through to the dining room for easy entertaining. A sunken living room, utility room, & 2 bedrooms (or home offices) on the main level, plus 2 additional bedrooms in the daylight basement offer flexibility. The oversized 3-car garage provides ample cabinets for storage. Outside, the opportunities include a 1,200 sq ft outbuilding with a 10-foot-tall door, workbench, & wood stove. A chicken coop & usable acreage complete the package, giving you the flexibility to garden, raise animals, or simply enjoy the privacy & freedom that comes with country living. Properties that combine acreage, functional outbuildings, spectacular views, & a location this close to I-5 & Ridgefield's newest amenities are hard to find. This is a rare opportunity to create your dream country lifestyle without giving up the conveniences of town.

26417 NE 31st Court, Ridgefield

Listing courtesy of Keller Williams-Premier Prtnrs.

$699,000
4 Beds ⋅ 3 Baths ⋅ 2555100 MLS ⋅ ACTIVE Status
Welcome to Greely Farms, where quality craftsmanship by Holt Homes meets thoughtfully selected luxury upgrades and true move-in-ready convenience. The open-concept floor plan seamlessly connects the kitchen, dining, and living spaces, highlighted by a stunning floor-to-ceiling tiled fireplace. All kitchen appliances are included, making your move even easier. A main-floor bedroom and full bathroom offer exceptional flexibility for multigenerational living, overnight guests, or a private home office. Upstairs, the spacious loft features custom built-in cabinetry, while designer wallpaper, an upgraded staircase banister, and luxury finishes throughout create a polished, custom feel. Step outside to your fully fenced and landscaped backyard retreat with an extended patio, apple, pear, and cherry trees, plus a private hot tub perfect for relaxing or entertaining. The oversized tandem 3-car garage accommodates up to 4 vehicles or all your toys and includes a utility sink, making it ideal for projects, hobbies, or extra storage. This home is truly finished inside and out with luxury upgrades already in place, allowing you to simply move in and enjoy. A home warranty is included for added peace of mind. Don't miss this opportunity to own a beautifully upgraded Holt Home in one of the area's most desirable new communities!

8713 N 5th Street, Ridgefield

Listing courtesy of Keller Williams-Premier Prtnrs.

$574,900
4 Beds ⋅ 2 Baths ⋅ 2555852 MLS ⋅ ACTIVE Status
Beautifully maintained one-level ranch offering 1,782 SF, 4 bedrooms, 2 baths, and an attached 2-car garage in a desirable Ridgefield neighborhood. The spacious great room with fireplace flows seamlessly into the kitchen and dining area, featuring engineered hardwood floors and French doors (2020) leading to the fully fenced backyard. The primary suite provides a private retreat, while three additional bedrooms offer flexibility for guests, hobbies, or a home office. Major updates include a 50-year roof (2022), LeafFilter gutter protection (2026), and HVAC professionally serviced in July 2026, New Garage Door Opener 2026. Conveniently located near parks, schools, shopping, dining, downtown Ridgefield, and I-5. Welcome Home!

504 N Lark Drive, Ridgefield

Listing courtesy of John L. Scott, Inc..

$449,900
3 Beds ⋅ 3 Baths ⋅ 2544763 MLS ⋅ ACTIVE Status
1 Year Lender Paid Buy Down Available with Preferred Lender!! Welcome home to this beautifully maintained modern farmhouse offering stylish finishes, an open-concept design, and exceptional functionality. Filled with natural light, the spacious great room has tons of natural light and a cozy gas fireplace that flows seamlessly into the chef-inspired kitchen with quartz countertops, stainless steel appliances, abundant cabinetry, a large center island, and generous prep space. The thoughtfully designed floor plan provides comfortable spaces for both everyday living and entertaining. Upstairs, the spacious primary suite offers a relaxing retreat with a spa-like ensuite featuring dual vanities, a walk-in tile shower, and generous closet space. Additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to the covered patio and fully fenced backyard, offering a wonderful space for outdoor dining, entertaining, or simply relaxing. Conveniently located near Ridgefield’s highly rated schools, parks, shopping, dining, and easy I-5 access, this move-in-ready home combines modern style with everyday convenience. Thoughtfully designed, beautifully maintained, and ready for its next owners—don’t miss this opportunity to make it yours!

1128 N Auburn Place, Ridgefield

Listing courtesy of John L. Scott, Inc..

$484,999
3 Beds ⋅ 3 Baths ⋅ 2549887 MLS ⋅ ACTIVE Status
Nestled in the heart of Ridgefield and backing Packard Creek, this beautiful 3-bedroom, 2.5-bath home feels like a private retreat while keeping you close to everything that makes the area desirable! Fresh interior paint, luxury vinyl plank flooring, cellular shades, oversized baseboards, custom lighting, decorative stone surrounding the fireplace and upstairs pony wall, create a warm and modern feel throughout the home. The kitchen features floor-to-ceiling cabinetry, terracotta backsplash, and a decorative stone island, where you can create memorable gatherings. Clark County Fairgrounds, Cascades Amphitheater, and Whipple Creek are within walking distance. Lake River, the Ridgefield National Wildlife Refuge, Vancouver Waterfront, and Portland are a short drive away. Add in top-rated schools, access to Costco, In-N-Out Burger, and Ridgefield's charming small-town atmosphere, and it's easy to see why Ridgefield is one of Southwest Washington's most sought-after places to call home.

922 NW 175th Way, Ridgefield

Listing courtesy of Redfin.

$739,999
4 Beds ⋅ 3 Baths ⋅ 2546985 MLS ⋅ ACTIVE Status
Beautifully maintained 4-bedroom, 2.5-bath home in the heart of Ridgefield! Features an open-concept floor plan with a main-level office, granite countertops, stainless steel appliances, upgraded lighting, soaring ceilings, designer paint, and a stunning floor-to-ceiling stone fireplace. Dual-zone HVAC, an oversized extra-deep 3-car garage, covered patio, extended concrete, fire pit, raised garden beds, storage shed, and dedicated play area. Move-in ready!

775 N 49 Avenue, Ridgefield

Listing courtesy of ListWithFreedom.com.

$649,900
2 Beds ⋅ 2 Baths ⋅ 2536257 MLS ⋅ CONTINGENT Status
This Ridgefield Home Enjoys Evening Sunsets, with Views Of Lake River and Campbell Lake Peeking Through the Trees. You'll Immediately Appreciate the Open Concept Layout that Seamlessly Connects the Great Room, Kitchen, and Dining Room Area. The Kitchen Features Concrete Countertops, a Large Cooking Island w/ Eating Bar, & Walk-In Pantry! The Primary Suite has a Generous Sized Walk-In Closet & Second Closet To Help With Your Organizing, & En-Suite Bathroom w/ Spacious Walk-In Tile Shower. A Separate Family Room w/slider out to the Deck Provides Additional Space to Relax & Unwind as you enjoy the Green-space. Gather Around one of the two Wood-Burning Fireplaces or in the Backyard around the Fire-pit. The Yard Includes a Dedicated Garden Area, Treed Sloping Backyard gives you the Natural Buffering without All the Landscaping Upkeep. A Fantastic 3 Bay 36 X 42 Shop Offers Plenty of Room for Cars, Boat Storage or your Hobbies & Projects. There's also a Handy Storage Shed for your Extra Tools & Equipment. This Property Combines the Best of Rural Living with Modern Conveniences, All While Being Conveniently Located in the Charming Community of Ridgefield. Whether you're Looking for Peaceful Evenings at Home, Space For Gardening, Or a Workshop For Your Projects, This Home Has It All! Make Sure to Watch the Video!

20112 NW Krieger Road, Ridgefield

Listing courtesy of Realty Pro West LLC.

$498,500
3 Beds ⋅ 3 Baths ⋅ 2540831 MLS ⋅ ACTIVE Status
Exceptional Home Backing to a Wooded Greenbelt! This beautifully situated property offers a prime location. The home features an oversized kitchen with a spacious pantry, ample storage, and a thoughtfully designed layout. The unique main floor plan provides balance between open spaces for entertaining and private areas for relaxation. LVP and Travertine flooring enhance both the aesthetics and practicality of the living spaces. Upstairs, the primary bedroom offers an ensuite bathroom and a walk-in closet, accompanied by two additional bedrooms and a conveniently located laundry. Enjoy the tranquility of the fully fenced private yard, which backs onto a creek and over four acres of lush greenbelt, creating a serene and picturesque outdoor retreat

1308 NE 168th Street, Ridgefield

Listing courtesy of Redfin.

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