Raymond Homes with USDA Loan Terms

Raymond Homes with USDA Loan Terms

Raymond is a charming city located in Pacific County, Washington, in the United States. Situated in the beautiful Pacific Northwest region, Raymond offers a picturesque setting with stunning natural landscapes and a close-knit community atmosphere.

Known for its rich history and small-town charm, Raymond is the perfect place to call home for those seeking a peaceful and serene lifestyle. The city boasts a range of amenities and attractions, including parks, recreational facilities, and local shops and restaurants.

One of the notable aspects of Raymond is the availability of homes with USDA loan terms. The USDA loan program provides affordable financing options for homebuyers in rural areas, and Raymond qualifies for this program. This means that prospective buyers can take advantage of favorable loan terms, including low interest rates and zero down payment requirements.

With USDA loan terms available, homebuyers in Raymond have the opportunity to achieve their dream of homeownership without breaking the bank. Whether you're a first-time buyer or looking to upgrade to a larger property, the availability of USDA loans makes Raymond an attractive option.

If you're considering purchasing a home in Raymond, now is the perfect time to explore the market and take advantage of the favorable loan terms. With its idyllic location and affordable housing options, Raymond offers a wonderful opportunity to settle down and enjoy the beauty of the Pacific Northwest.

Newest Raymond Homes with USDA Loan Terms

$199,900
2 Beds ⋅ 1 Baths ⋅ 2567487 MLS ⋅ ACTIVE Status
Great Buy! This charming bungalow in Raymond is perched atop a hill with territorial views. Offering 2 bedrooms, 1 bath and a great bonus room off the back of the home. Nicely situated on a terraced lot with decks on the front and back of home. The home is priced to sell and could be a great investment opportunity. Single attached carport with workshop.

1323 Morris Street, Raymond

Listing courtesy of The Harbor Realty LLC.

$365,000
3 Beds ⋅ 2 Baths ⋅ 2564179 MLS ⋅ ACTIVE Status
Rare opportunity to own a home on Willapa Island! Built in 2019, this beautiful two-story home offers 3 bedrooms, 2 bathrooms and 1408 sq. ft. of living space with a primary bedroom and full bath conveniently located on the main floor. Take in breathtaking 180-degree views of the Willapa River from multiple vantage points throughout the home. Enjoy your morning coffee on either the upper or lower viewing deck, or cozy up beside the wood-burning fireplace on cooler evenings. Inside, you'll find vaulted ceilings, quartz countertops in both bathrooms, LVP flooring throughout the main living areas, and carpeted bedrooms. The spacious kitchen features butcher block countertops, stainless steel appliances, and a large island perfect for entertaining. The home also includes a living room area, dining area and generous utility room with washer and dryer, while upstairs you'll find a second full bathroom, additional bedroom, and a versatile third bedroom featuring a walk-in closet and private viewing deck. Outside, the property offers HardiePlank siding, vinyl windows, Trex decking, a detached 240 sq. ft. metal garage/shop, and a fully fenced lot finished with gravel and river rock for easy year-round maintenance. A unique opportunity to enjoy peaceful island living with stunning river views and a thoughtfully designed home.

346 Island Lane, Raymond

Listing courtesy of Spivey Realty Group, LLC.

$195,000
2 Beds ⋅ 1 Baths ⋅ 2564176 MLS ⋅ ACTIVE Status
This charming, move-in ready home has been freshly painted inside and out and is ready for its next owner! A well-positioned detached one-car garage offers convenient parking and additional storage. Inside, you'll find two main-level bedrooms, a full bathroom, a functional kitchen, and a welcoming entryway that creates a warm first impression for guests. Upstairs, the versatile bonus room is ready for your vision—perfect as a home office, hobby room, playroom, or extra storage. Situated on a 0.13-acre lot with garden space and convenient alley access, this well-cared-for property offers both comfort and opportunity. With 647 square feet of living space and a 252-square-foot garage, this adorable home is the perfect blend of charm, functionality, and move-in-ready convenience.

903 Howard Street, Raymond

Listing courtesy of Keller Williams South Sound.

$685,900
3 Beds ⋅ 2 Baths ⋅ 2559867 MLS ⋅ ACTIVE Status
Discover the perfect blend of modern comfort and peaceful country living in this beautiful 3-bedroom, 1.75-bath home built in 2021, situated on 5.990 secluded acres. This thoughtfully designed home features elegant quartz countertops, high-end stainless steel appliances, and quality finishes throughout.Outside, you'll find a covered RV parking area with 220-volt electrical service, making it ideal for RV owners or guests. A large covered patio provides the perfect space for entertaining, relaxing, or enjoying the serene surroundings year-round.Enjoy the privacy and tranquility of your own wooded retreat while still being conveniently located near local amenities. Outdoor enthusiasts will love the home's proximity to the Willapa River, offering excellent fishing, kayaking, and year-round recreation just minutes away.Whether you're looking for a full-time residence or a private getaway, this move-in-ready property offers modern amenities, exceptional outdoor features, and the peace and privacy of country living in a highly desirable location.

185 Lilly Wheaton Road, Raymond

Listing courtesy of Keller Williams South Sound.

$299,000
3 Beds ⋅ 2 Baths ⋅ 2564177 MLS ⋅ ACTIVE Status
Situated on a desirable corner lot, this charming 1920s home beautifully blends timeless character with everyday comfort. Rich in original craftsmanship, you'll appreciate the beautiful hardwood floors, classic built-ins, and original kitchen cabinetry that showcase the home's historic charm, while updated vinyl windows provide modern efficiency. The spacious primary suite features an attached bathroom, a generous closet, and a versatile loft area perfect for a home office, reading nook, hobby space, or additional storage. A dedicated laundry room opens to a private deck, offering convenient access to the backyard. Outside, enjoy the large, fully fenced yard with plenty of space for gardening, pets, or entertaining. An adorable covered front porch creates the perfect place to relax, while sidewalks surrounding the home enhance its curb appeal. A storage shed provides additional space for tools and equipment, and the single-car carport offers covered parking. Filled with warmth, character, and thoughtful functionality, this classic 1920s home is ready to welcome its next owner.

2101 Henkle Street, Raymond

Listing courtesy of Keller Williams South Sound.

$429,000
4 Beds ⋅ 3 Baths ⋅ 2564181 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated home nestled on 3 private acres in the highly desirable Mill Creek area of Raymond. Known for its peaceful setting & sought-after location among locals, this property offers the perfect blend of comfort, modern upgrades, & serene living. A welcoming entry creates the perfect space for guests to settle in, while abundant natural light, & thoughtful updates throughout make this home feel warm & inviting. The spacious kitchen features ample cabinetry, a pantry area, skylight, double oven, & a cozy bay-style dining nook overlooking the peaceful surroundings. A dedicated dining room provides additional space for gatherings & entertaining. The functional floor plan includes 3 bedrooms, an additional full bathroom, & spacious primary suite complete with a private bathroom, large walk-in closet, & direct access to the back deck. The dedicated laundry room offers convenience with an attached 1/2 bathroom. Major updates provide peace of mind, including a new roof on both the home and garage, new well filtration system, new flooring, updated sinks and toilets, a beautifully updated primary shower, new water heater, new furnace, and new insulation under the home. Enjoy the privacy of your own acreage while still being close to Raymond amenities. With its peaceful setting, thoughtful improvements, and welcoming design, this Mill Creek Road property offers a rare opportunity to own a move-in-ready home in one of the area's most desirable locations.

385 Mill Creek Road, Raymond

Listing courtesy of Keller Williams South Sound.

$394,000
3 Beds ⋅ 2 Baths ⋅ 2564184 MLS ⋅ ACTIVE Status
Perched on a desirable corner lot in the sought-after Riverview neighborhood, this beautifully remodeled 3-bedroom, 1.75-bath home combines modern style with exceptional functionality. Inside, you'll find luxury vinyl plank flooring, recessed lighting, and an open- concept living space designed for everyday living and entertaining. The stunning kitchen features brand-new stainless steel appliances, bar seating, and flows seamlessly into the dining area with a sliding glass door leading to the private backyard. The spacious primary suite offers its own sliding door to the outdoor deck, a generous closet, and a beautifully updated 3/4 bath with a spa-like walk-in shower. A thoughtfully designed laundry room includes a like brand-new washer and dryer set. Outside, enjoy pristine mature landscaping, a fully fenced backyard, and a large deck that creates a peaceful, private retreat. The attached garage provides everyday convenience, while the detached shop is a dream workspace with a concrete floor, abundant natural light, built- in shelving, expansive work areas, and a storage loft. Access the shop directly from the backyard for added convenience. A truly move-in ready home in one of the area's most desirable neighborhoods.

706 Bradford Street, Raymond

Listing courtesy of Keller Williams South Sound.

$289,000
3 Beds ⋅ 1 Baths ⋅ 2563486 MLS ⋅ ACTIVE Status
Situated on a spacious lot at the end of a quiet dead-end street just minutes from downtown Raymond, this well-maintained 3-bedroom home offers the perfect blend of comfort, functionality, and outdoor living. Unwind on the covered patio with a charming bench swing, an ideal spot to enjoy your morning coffee or relax at the end of the day. Inside, you'll find a functional layout with thoughtful updates completed in 2015, along with an efficient ductless heating and A/C system to keep you comfortable year-round. Outside, the property truly shines with a level 24' x 24' concrete pad complete with power, ready for your dream hot tub or other outdoor projects. The fenced backyard provides a great space for pets while still leaving plenty of room for gardening, entertaining, or play. Downstairs, the partially finished basement offers a flexible workspace with the potential to be converted into a garage if desired. For outdoor enthusiasts, you'll love the nearby walking and biking trail that leads directly into town. Offering a peaceful setting, and a convenient location close to local amenities, this property is the perfect place to enjoy the best of both privacy and accessibility.

613 Cherry Street, Raymond

Listing courtesy of Keller Williams South Sound.

$210,000
2 Beds ⋅ 2 Baths ⋅ 2561149 MLS ⋅ ACTIVE Status
Offered for the first time in over a century, this charming 1914 cottage-style home has remained in the same family since it was built. This family legacy property showcases many of its original architectural details, including the original doors, windows, hardwood floors, trim, and built-in cabinetry that have been preserved for generations. Inside, you'll find a warm and inviting living room centered around a wood-burning fireplace, 2 quaint bedrooms, an updated Jack and Jill 3/4 bathroom w/ ceramic tile, and a charming kitchen featuring its original farmhouse sink and a dedicated dining area. Additional main-level spaces include a spacious walk-in closet, convenient mud room, and a welcoming back porch with a foyer entrance. The partially finished basement expands the home's possibilities with a second wood-burning fireplace, full bathroom, laundry hookups, abundant storage space, and workbench. Enjoy seasonal bay and river views from this rare double-lot property, offering a peaceful wooded setting with fruit trees, garden space, outdoor firepit and driveway parking. In addition to its historic charm, the home received a new roof in 2025 and features electrical and plumbing updates throughout. Escape the hustle and bustle of everyday life and discover the slower pace of life on Eklund Park Hill, a place where you can relax, reconnect with nature, and create lasting memories in a home rich with history and character.

1197 Prospect Avenue, Raymond

Listing courtesy of Spivey Realty Group, LLC.

$999,999
2559310 MLS ⋅ ACTIVE Status
Endless possibilities await with this unique multifamily property offering space, versatility, and income potential! The beautifully maintained 1,908 square foot main home features 3 bedrooms, 2 bathrooms, and comfortable living spaces designed for everyday living. Updated kitchen, dedicated office space, formal dining room and inviting living room with wood-burning fireplace create the perfect balance of function and comfort. The primary suite is a true sanctuary with a beautiful ensuite bath. A standout feature is the impressive 40'x60' Shop with two 14-foot bay doors, providing ample room for RVs, equipment, hobbies or business use. Upstairs you'll find a fully equipped 1 bedroom apartment complete with a kitchen and 3/4 bath, ideal for guest, rental income or a home office. The lower level of the shop includes a commercial kitchen, an adjoining flex room, and a half bath. With minimal modifications, this space offers excellent potential to create a second apartment, adding even more value and income opportunities. Enjoy the outdoors with two peaceful ponds, a spacious patio, and two-stall barn with tack room, creating the perfect setting for entertaining, recreation, or even a unique event VENUE. Whether you're looking for a multigenerational property, and investment opportunity, or a home with exceptional workspace and expansion potential, this one-of-a-kind property is ready to fit your vision.

245 Joe Rocky Road, Raymond

Listing courtesy of Spivey Realty Group, LLC.

$289,000
3 Beds ⋅ 2 Baths ⋅ 2554940 MLS ⋅ ACTIVE Status
New 2026 3 bedroom, 1 and 3/4 bath manufactured home on a corner lot in the Riverdale area of Raymond. This home offers 1286 sq. ft. of living space and offers walk in closets in the bedrooms. Nicely designed kitchen with countertop bar. Great location, close to Tokeland for clamming. Located on the Pacific Transit bus route. Easy to show. Seller will plant grass at the end of summer.

1603 Park Avenue, Raymond

Listing courtesy of The Harbor Realty LLC.

$389,000
3 Beds ⋅ 2 Baths ⋅ 2549456 MLS ⋅ ACTIVE Status
Welcome to this beautifully crafted 2023-built home, where modern design meets everyday comfort! The inviting timber-frame gable porch creates stunning curb appeal & a warm welcome. Inside, you'll find a bright open-concept living area with abundant natural light, recessed lighting, & spacious kitchen featuring stainless steel appliances, ample cabinetry, & an oversized island w/ generous bar seating that's perfect for gathering. The dining area flows seamlessly to the partially covered back patio with recessed lighting, creating an inviting space for year-round entertaining. The spacious primary suite offers a large walk-in closet and a private ensuite featuring dual sinks, a full bath, and an oversized walk-in shower. The thoughtfully designed laundry room is both functional and spacious, offering abundant cabinetry, countertop workspace, and a utility sink for added convenience. Stay comfortable year-round with an energy-efficient ductless heat pump. Outside, enjoy a fully fenced backyard on a generous 0.28-acre lot, providing plenty of room for pets, gardening, or outdoor recreation. A standout feature is the impressive 2-car garage! This move-in-ready 3-bedroom, 2-bath home blends quality craftsmanship, contemporary finishes, and exceptional functionality—ready to welcome its next owner.

763 Harrison Avenue, Raymond

Listing courtesy of Keller Williams South Sound.

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