Ocean Shores Homes with Assumable Terms

Ocean Shores Homes with Assumable Terms

Ocean Shores, located in Grays Harbor County, Washington, is a picturesque coastal city that offers a unique blend of natural beauty and recreational opportunities. Situated in the United States, Ocean Shores is a popular destination for those seeking a serene and laid-back lifestyle.

One of the notable features of the real estate market in Ocean Shores is the availability of homes with assumable terms. This means that buyers have the option to take over the existing mortgage on a property, without the need for a new loan. This can be advantageous for both buyers and sellers, as it allows for a smoother and more streamlined transaction process.

Homes with assumable terms provide a great opportunity for homebuyers who may not qualify for traditional financing or who are looking to avoid the hassle of securing a new mortgage. Additionally, assumable mortgages often come with favorable interest rates, making them an attractive option for savvy buyers.

Whether you're looking for a cozy beachfront cottage or a spacious family home, Ocean Shores offers a variety of real estate options to suit different tastes and budgets. From stunning ocean views to tranquil canal-front properties, there is something for everyone in this charming coastal city.

With its scenic beauty, recreational amenities, and the availability of homes with assumable terms, Ocean Shores presents an enticing opportunity for those looking to invest in real estate or find their dream home. Explore the unique offerings of this coastal gem and discover the beauty and tranquility that Ocean Shores has to offer.

Newest Ocean Shores Homes with Assumable Terms

$600,000
3 Beds ⋅ 2 Baths ⋅ 2565116 MLS ⋅ ACTIVE Status
Tucked away in one of Ocean Shores' most private beachfront settings, this beautifully renovated coastal home offers the perfect blend of seclusion, character, and beach living. With a direct path to the sand just steps away, you'll enjoy the peaceful sounds of the Pacific, unforgettable sunsets, and easy access to miles of shoreline—all while being just one block from the vehicle beach approach. Thoughtfully updated throughout, the home features a new roof (2024), expansive wraparound upper deck (2020), and extensive interior renovations that make it equally suited as a full-time residence or weekend getaway. Soaring ceilings with exposed original beams create warmth and architectural character, while oversized windows fill the home with natural light and capture glimpses of the coastline beyond. Outside, mature coastal landscaping surrounds the home, creating exceptional privacy rarely found this close to the beach. The fully fenced backyard offers a peaceful retreat with concrete walkways, room to entertain, and direct access toward the ocean. Whether you're enjoying your morning coffee on the deck, listening to the waves, or ending the day with another spectacular coastal sunset, this home invites you to slow down and enjoy the best of beach living. With timeless character, thoughtful updates, and an unbeatable location near the ocean, this is a rare opportunity to own a private coastal retreat in one of Ocean Shores' most sought-after neighboroods.

507 Sand Dune Avenue SW, Ocean Shores

Listing courtesy of Windermere R.E. Ocean Shores.

$562,500
4 Beds ⋅ 3 Baths ⋅ 2544681 MLS ⋅ ACTIVE Status
Lakefront living just minutes from the beach! This move-in ready 1½-story home offers 1,773 sqft with 4 bedrooms, 3 full bathrooms. Conveniently includes 2 primary suites, one downstairs and one upstairs for added flexibility. Modern finishes and a cozy propane fireplace create a warm, inviting living space, while the large covered deck and patio are perfect for relaxing or entertaining. Enjoy 60 feet of lake frontage complete with your own private dock, beautifully landscaped grounds, partially fenced near ¼ Acre lot, enclosed back yard, insulated shed w/power. Attached 2-car garage and plenty of room for parking or an RV. Whether you’re boating, kayaking, fishing, or simply soaking in the peaceful views, this property offers the best of coastal living—tucked away on the lake yet just minutes from the beach, Oyhut Bayside Village, parks, shopping, dining, and all that Ocean Shores has to offer. Member of the Community Club Approx $215 Annually. LID'S Pad in full. *Assumable loan balance of approx $190k @ 2.99% interest. Pictures digitally staged and or enhanced.

709 Wawona Avenue SW, Ocean Shores

Listing courtesy of Spivey Realty Group, LLC.

$325,000
2 Beds ⋅ 2 Baths ⋅ 2488505 MLS ⋅ ACTIVE Status
FHA ASSUMABLE LOAN – Seize this rare chance for beach living at an unbeatable rate! Priced to move fast! This charming NW Contemporary beach house puts you steps from downtown activities, nearby parks, and direct public beach access – the ultimate coastal lifestyle without compromise. Inside, discover 840 sq ft of bright, open-concept living with soaring vaulted ceilings, sleek Luxury Vinyl Plank flooring throughout, and a modern mini-split heat pump for year-round comfort. The kitchen shines with granite countertops, crisp beachy white cabinets, and stainless-steel appliances – perfect for effortless coastal entertaining. Relax in the spacious primary bedroom with its own full bath, plus a second bedroom and additional ¾ bath for guests or flexibility. Step out to your covered front porch for morning coffee or evening ocean breezes and park with ease in the attached oversized single-car garage. Don't miss your opportunity to own affordable beachfront-adjacent living in one of Washington's most sought-after coastal communities. This turnkey gem won't last – schedule your showing today and start enjoying the beach life now!

616 Sunset Avenue NE, Ocean Shores

Listing courtesy of Hidden Coast Homes.

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