Ocean City Homes with Conventional Terms

Ocean City Homes with Conventional Terms

Ocean City, located in Grays Harbor County, Washington, is a charming coastal city known for its picturesque beauty and tranquil atmosphere. Situated in the United States, Ocean City offers a unique blend of natural wonders and a close-knit community.

With its stunning coastline stretching along the Pacific Ocean, Ocean City is a haven for beach lovers and outdoor enthusiasts. Whether you enjoy long walks on the sandy shores or prefer to soak up the sun while lounging on the beach, this city has something for everyone. The pristine beaches provide the perfect backdrop for relaxation and recreation, offering opportunities for swimming, surfing, beachcombing, and picnicking.

Apart from its natural beauty, Ocean City also boasts a variety of homes with conventional terms available for purchase. These homes offer the convenience and flexibility of traditional financing options, making it easier for buyers to invest in their dream home. Whether you are looking for a cozy beach cottage or a spacious family home, Ocean City has a range of properties to suit different preferences and budgets.

Living in Ocean City means enjoying a peaceful coastal lifestyle while still having access to modern amenities. The city is home to a range of local shops, restaurants, and recreational facilities, ensuring that residents have everything they need within reach.

If you are seeking a tranquil coastal retreat with an abundance of natural beauty, Ocean City, Washington, is the perfect place to call home. With its conventional term homes and captivating surroundings, this city offers a serene escape from the hustle and bustle of everyday life.

Newest Ocean City Homes with Conventional Terms

$995,000
3 Beds ⋅ 3 Baths ⋅ 2553638 MLS ⋅ ACTIVE Status
OCEAN FRONT DREAM HOME with 2,903 sq.ft.! This tri-level home features gorgeous Ocean Views from every level in this 1-Owner Custom Built Home. The extra tall ceilings and large windows grace this home to offer the maximum amount of Ocean, Dunes & Sunset views. Enter into the main floor w/ a large Game Room (yes, it comes with the pool table & arcade games), 2 BD, 1 full-BA, and access to the Backyard & Path to the Beach. Head up the spacious Bamboo floor staircase to the Large Open Great Room ~ all with breathtaking Ocean Views & Bamboo flooring: Living Room, Dining Room, Kitchen, Kitchen Nook. The Kitchen features stylish slab granite counters w/ an Island, newer SS Appliances, propane range, and light cherry wood cabinets. The wood-burning Fireplace is the eye-catching feature w/ a raised hearth & stone facade. Enter into the South-wing of the home w/ all new LVP Flooring: Large Master BD w/ wonderful Ocean Views and a jetted tub; 3/4-BA; door to the Covered Front Deck; and head-up the stairs to the 3rd-level -- WOW! This spacious Bonus Room features amazing Ocean & Dune Views, vaulted ceilings, and a stylish wood-burning Fireplace similar to the one in the LR. FULLY-FURNISHED. Exterior was remodeled in 2023: new siding, trim, doors, windows. New garage door & heat pump in 2026. Can you imagine owning this amount of space w/ approx. 100' of Ocean frontage for Under $1M on the Pacific Ocean? Here is your chance. Can be used as a vacation rental (will need permit from GHC).

126 Dunes Lane, Ocean City

Listing courtesy of Coldwell Banker Ocean Shores.

$569,000
3 Beds ⋅ 3 Baths ⋅ 2551402 MLS ⋅ ACTIVE Status
Location! Location! Location! Spectacular Ocean views and Sunsets! Just steps away from the Ocean Beach approach! This amazing home is just what you're looking for! So many choices, live at the beach full time, have a vacation getaway or earn income with a vacation rental! Plenty of room for quests and a hot tub! Large, fenced yard with a fire pit area for gatherings with friends!

16 Ocean Boulevard, Ocean City

Listing courtesy of John L. Scott Ocean Shores.

$349,000
2 Beds ⋅ 2 Baths ⋅ 2527124 MLS ⋅ CONTINGENT Status
Nestled in the heart of Ocean City, this one-of-a-kind coastal retreat offers the rare combination of privacy, investment potential, and beachside charm. Spanning four separate tax parcels totaling over 1.2 parklike and picturesque acres, this beautifully updated property is truly a dream come true. The fully furnished home features 2 bedrooms and 2 bathrooms, creating the perfect move-in ready residence or turnkey vacation rental opportunity. This home is being offered completely furnished — everything you see stays! From furniture and décor to dishes, kitchen essentials, movies, and more, the property is thoughtfully outfitted and ready to be enjoyed from day one. Simply bring your suitcase and start living the coastal lifestyle or welcoming guests immediately. Outside, the magic continues with two additional backyard cabins — one fully functional and ready to host guests, while the second awaits your finishing touches and creative vision. Designed for relaxation and coastal living, the backyard also features a cedar-lined bath house, outdoor shower, and two large storage sheds, offering both charm and functionality. A peaceful seasonal pond enhances the tranquil setting, giving the property a true getaway feel, all while being just steps from the beach. Whether you’re looking for a personal coastal escape, multi-use investment property, or vacation rental opportunity, this exceptional Ocean City gem offers endless possibilities.

2530 State Route 109, Ocean City

Listing courtesy of Capitol Real Estate LLC.

$385,000
3 Beds ⋅ 3 Baths ⋅ 2519430 MLS ⋅ ACTIVE Status
This custom built 4 bedroom, 3 bath home offers exceptional flexibility with a large downstairs apartment featuring its own private entry- ideal for multi-generational living, guest accommodations, or nightly long-term rental income. The layout is thoughtfully designed, providing comfort, privacy and a wide range of possibilities. Main floor includes 2 bedroom, full bath, spacious living room and well appointed kitchen creating a complete living space with easy access. Upstairs, the primary suite feels like a retreat offering walk-in closet, double vanity, soaker tub & shower. A light filled catwalk leads to a large private deck overlooking Conner Creek, where river otters, blue heron and turtles reside. Located at the end of a private road this home offers peace and privacy while just 300 ft. from drive on beach access road. New roof 2019. New siding 2014. Septic pumped & inspected 5/2022. RV parking.

2691 State Route 109, Ocean City

Listing courtesy of Coldwell Banker Ocean Shores.

$499,900
3 Beds ⋅ 2 Baths ⋅ 2494960 MLS ⋅ ACTIVE Status
Welcome to Crimson Sky! Privacy awaits in this fully-furnished 3 bed, 2 bath home on ~1.66 acres that has been meticulously maintained by its owner and managed by At the Beach Rentals. Consistently booked w/ near perfect reviews and star ratings across all vacation rental platforms. This property delivers strong ROI potential with an annual gross revenue of ~50k. Just a short walk to the beach for a day of exploring or simply listen to the sound of waves from your expansive deck. Enjoy the outdoor amenities including a hot tub, fire pit, outbuilding for additional storage or flexible use, and RV parking with 30 amp service and a car charger—everything you want in a coastal retreat!

163 Ocean Boulevard, Ocean City

Listing courtesy of Spivey Realty Group, LLC.

$120,000
2470026 MLS ⋅ ACTIVE Status
Escape to your private oasis on Hwy 109, north of Ocean City! This beautifully treed property offers a secluded setting while staying close to Ocean Beaches, the Casino, and Ocean Shores. Enjoy a gated driveway that leads to a serene clearing surrounded by majestic trees, the perfect canvas for your dream home. A private well is ready to support two homes, and electricity is already on site. Surveyed and ready for your vision, this property combines privacy, convenience, and tranquility. Hear the soothing sounds of the ocean and experience your own piece of paradise. Don’t miss this chance to create your forever retreat!

2772 State Route 109, Ocean City

Listing courtesy of LPT Realty LLC.

$255,000
2239702 MLS ⋅ ACTIVE Status
This 3 +/- acre residential development site is located in Ocean City and within a short distance of the Ocean Beaches. The potential building site has been cleared, is level and sits on an elevated bench. There is a 30' x 32'-foot shop and well house on the lower part of the property. The site has good access from along State Route 109 and a partially finished roadway to the potential building site. Power is along State Route 109. An on-site septic system will be required for development. The property is zoned Resort Residential (R3) and single-family dwellings, two-family dwellings and short-term rentals are outright permitted uses. The property consists of three tax parcels.

2724 State Route 109, Ocean City

Listing courtesy of Windermere RE/Aberdeen.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.