Oak Harbor Homes with Low Bank Waterfront description

Oak Harbor Homes with Low Bank Waterfront description

Welcome to Oak Harbor, Washington, a charming city nestled on Whidbey Island in Island County. Known for its stunning natural beauty and vibrant community, Oak Harbor is a hidden gem that offers a perfect blend of small-town charm and modern amenities. With breathtaking views of the Puget Sound and the majestic Olympic Mountains, this picturesque city is a haven for outdoor enthusiasts and those seeking a peaceful lifestyle.

One of the most appealing features of Oak Harbor is its array of homes with low bank waterfront access. Imagine waking up to the gentle sound of waves lapping at the shore, with direct access to the water right from your backyard. These properties offer not just a home, but a lifestyle filled with opportunities for kayaking, paddleboarding, and beachcombing. Low bank waterfront homes are ideal for families, retirees, or anyone looking to embrace the serene beauty of coastal living.

In addition to the stunning waterfront homes, Oak Harbor boasts a rich history, vibrant arts scene, and a strong sense of community. Residents enjoy a variety of parks, local shops, and dining options, making it easy to immerse yourself in the local culture. With its welcoming atmosphere and breathtaking surroundings, Oak Harbor is the perfect place to call home. Whether you’re looking for a cozy cottage by the water or a spacious family home with panoramic views, Oak Harbor’s low bank waterfront properties offer an unparalleled opportunity to live the coastal dream. Come explore the beauty and charm of Oak Harbor, where your waterfront paradise awaits!

Newest Oak Harbor Homes with Low Bank Waterfront description

$345,900
2 Beds ⋅ 2 Baths ⋅ 2564772 MLS ⋅ ACTIVE Status
Beautiful Condo water view to be SOLD AS-IS 1,530 SF 2 Beds, 1.75 Baths. plus a Bonus Room, you may use it for your Office etc. Balcony, one car garage, Title kitchen Counter tops, garbage disposal, elevator, trash compactor, security Gate, en unit condo, include all appliances, DW/D, mini blinds stay, new water heater 2026, trails to City Beach Restaurant, store, College, Commissary all with walking distance etc, etc.

651 SE Bayshore . Drive Unit #B201, Oak Harbor

Listing courtesy of Coldwell Banker 360 Team.

$620,000
2547206 MLS ⋅ ACTIVE Status
A rare opportunity on one of Whidbey Island’s most coveted stretches of shoreline, this undeveloped West Beach waterfront lot offers the kind of setting that becomes a legacy. At just over 3/4 of an acre, with approximately 80' of waterfront and 190' of road frontage, the property gently slopes toward the water while maintaining an elevated potential building site designed to take in the drama of the Salish Sea without feeling exposed to it. Much of the groundwork has already been thoughtfully considered. A 3-bedroom septic system is installed off-site on a neighboring property to preserve and maximize the building envelope, and the property includes a water share with Hideaway Water. The sellers have also completed a stunning custom home design with Yonkman Construction, ready for the next step toward engineering and permitting. Here, privacy is not just possible — it is unusually attainable for waterfront. Well-established trees between neighboring properties create a natural buffer, while a 200-year-old Sitka spruce stands as a quiet sentinel over it all. The shoreline tells a story all day long: a shallow bench just offshore creates a beloved local surf wave, eagles glide past, wildlife moves through the landscape, and ships trace the horizon. Evenings bring otherworldly sunsets that stop conversation mid-sentence. Perfectly positioned between the conveniences of Oak Harbor and the historic seaside charm of Coupeville, this property offers both privacy and connection.

West Beach Road, Oak Harbor

Listing courtesy of Windermere Whidbey Island.

$835,000
2 Beds ⋅ 2 Baths ⋅ 2543723 MLS ⋅ ACTIVE Status
Experience waterfront living in Mariners Cove with this custom-built home by Yonkman Construction, ideally situated along the canal with a private, well-maintained dock for personal boat moorage. Designed for both comfort and functionality, this single-story home features 2 spacious bedrooms, each with its own attached bathroom. Fresh interior and exterior paint, a durable metal roof, and generator wiring provide peace of mind and low-maintenance living.The oversized heated garage/shop is a standout feature, offering a traditional 2-car garage plus a center pass-through garage door leading into an expansive shop space equal to an additional 2-car garage—perfect for home gym, hobbies, storage, marine equipment, or recreational gear. From the shop, step directly into the backyard where a ramp leads down to the private dock and canal access. Simple, easy-care landscaping allows more time to enjoy the waterfront lifestyle. Mariners Cove amenities include a community beach, boat launch, athletic court, and park. With VRBO allowed, this property offers exceptional flexibility as a vacation rental, weekend retreat, second home, or full-time residence.

2169 Mariner Beach Drive, Oak Harbor

Listing courtesy of Coldwell Banker 360 Team.

$2,795,000
4 Beds ⋅ 3 Baths ⋅ 2539910 MLS ⋅ ACTIVE Status
A rare opportunity to own a private waterfront estate on Whidbey Island, featuring more than 400 feet of low-bank shoreline and sweeping 180-degree views across Skagit Bay. Set behind a gated entry on 2.4 acres, the property offers exceptional privacy, scale, and direct water access. The 4-bed, 2.5-bath home features an open-concept layout with soaring ceilings, expansive windows, abundant natural light, and marine views. A spacious chef’s kitchen flows into the main living and dining areas, creating an inviting setting for everyday living and waterfront entertaining. Hardwood floors and a thoughtful layout make the home equally suited as a primary residence, second home, or luxury island retreat. Outdoor living includes an expansive waterfront deck, hot tub, and direct shoreline access. Enjoy ever-changing views of Skagit Bay, frequent bald eagle sightings, seals, and passing orcas. A detached three-bay garage provides generous space for vehicles, recreational equipment, or storage. The property has an established history as a successful luxury vacation rental with strong demand and repeat guests. Financials available with inquiry and pre-approval. Experience the privacy, natural beauty, and extraordinary waterfront lifestyle of this one-of-a-kind Whidbey Island estate.

3364 Bultman Lane, Oak Harbor

Listing courtesy of American Dream R. E. Services.

$1,200,000
3 Beds ⋅ 3 Baths ⋅ 2539626 MLS ⋅ ACTIVE Status
Experience refined coastal living in this custom-built waterfront retreat featuring 100 feet of highly desirable low- to no-bank shoreline & sweeping, unobstructed views of the bay, Cascade Mountains, Hope Island, & the La Conner Channel. Watch the Victoria Clipper & sailboats pass by while enjoying abundant wildlife, including eagles overhead plus Blue Herons and sea otters along the shoreline. This thoughtfully designed single-level home offers 3 bdrm’s plus a versatile den or office just off the entry. Expansive windows frame stunning water views from nearly every room, capturing both vibrant sunrises & sunsets, along with the iconic alpenglow on Mt. Baker. Full-length view deck creates seamless indoor-outdoor living, ideal for relaxing in a peaceful waterfront setting. Open-concept kitchen is well-appointed with SS appliances & Corian countertops, flowing effortlessly into the main living areas—perfect for hosting or preparing the day’s fresh catch. Peaceful, low-traffic waterfront community, residents enjoy access to a nearby boat launch for crabbing & salmon fishing, scenic walking paths around the lagoon, & a private community clubhouse. Terraced in front for added privacy, with ample parking above & along the side of the home, providing plenty of space for boats & recreational vehicles. Spacious backyard offers endless possibilities for outdoor living & entertaining. Included parcel across the street, home to the offsite septic mound, offering future flexibility.

639 E Beacon View Drive, Oak Harbor

Listing courtesy of Better Homes&Gardens McKenzie.

$425,000
2 Beds ⋅ 2 Baths ⋅ 2517844 MLS ⋅ ACTIVE Status
Ready for carefree waterfront living? Just in time for the summer weather, this amazing beachfront home is ready and waiting for you! Welcome to Waterside Condominiums located near iconic Windjammer Park in beautiful Oak Harbor. This amazing home has plenty to offer including some of the best views on the island. The expansive floor plan includes over 2,000 square feet of living space with guest bedroom off the entry way, guest bath and laundry room down the hall, a large primary suite with custom cabinetry and walk-in closet, and a luxurious primary bath. The kitchen opens into a huge main living area with tons of windows to take in the panoramic views looking out over the bay. Waterfront living at it's finest! Take advantage of the enclosed sun room and patio for year round enjoyment of the water and mountain views. Just outside your windows you'll find the walking path to the park or the marina, and you're close to shopping, restaurants, coffee shops and everything else Oak Harbor has to offer. Home includes a private 2 car garage and elevator access. Recent upgrades include new carpet throughout and new stainless appliances. Priced to sell at less than current assessed value. Come see what you're been missing!

651 SE Bayshore Drive Unit #E102, Oak Harbor

Listing courtesy of Coldwell Banker 360 Team.

$1,799,999
3 Beds ⋅ 3 Baths ⋅ 2514287 MLS ⋅ ACTIVE Status
Picture your ideal Whidbey day: coffee on your deck for sunrise, afternoon walks on the beach, and fresh crab for dinner—and not once did you have to take your eyes off that gorgeous water view! Welcome to this beautifully updated low-bank beachfront home on North Whidbey, thoughtfully designed to capture sweeping water views from nearly every room. With a floor plan centered around the shoreline, this exceptional home brings the beauty of coastal living front and center—offering a seamless connection to the water from the main living spaces, bedrooms, and beyond.Step inside, where you’ll be greeted with a sunken living room that invites you to relax and soak in the views from the large windows that fill the home with natural light. The fully updated kitchen includes higher end stainless steel appliances, soft close/solid plywood cabinetry, thick quartz counters, and updated tile flooring. Large counter spaces and an informal dining area make casual hosting a breeze, while the formal dining room invites for larger gatherings. With the primary bedroom/bathroom, utility room, office, and more all on the main floor, this home lives like a rambler. Beyond the cosmetic updates, significant improvements have been made for long-term coastal living, with substantial investments in key areas that enhance durability, comfort, and peace of mind. Thoughtfully maintained and carefully improved, this property offers the rare combination of waterfront beauty and practical preparedness.

1808 E Lola Beach Lane, Oak Harbor

Listing courtesy of John L. Scott Anacortes.

$1,380,000
3 Beds ⋅ 4 Baths ⋅ 2499635 MLS ⋅ ACTIVE Status
Welcome to 2180 Cove Drive in Mariners Cove Beach Club! a stunning waterfront retreat with a private floating dock could accommodate a 50-foot Yacht and perfect for kayaking, boating, fishing and crabbing etc.! This PNW Contemporary Architectural masterpiece boasts soaring height circled family room with floor to ceiling windows looking the tidy canal & sound view, vaulted cedar ceilings through the house. Two primary suites with recently updated bathrooms. The third bedroom has a private remodeled full bathroom adjacent to the open loft office space with Mountain & Sound views. Don't miss the hidden artist's studio next to the swirl staircase with curved cedar wall. A Chef's dream kitchen with Classic Spanish tile countertop& double oven.

2180 Cove Drive, Oak Harbor

Listing courtesy of Bel-Red Realty Service.

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