Milton Homes with FHA Terms

Milton Homes with FHA Terms

Milton, a Charming City in Washington State

Located in the beautiful state of Washington, Milton is a charming city with a lot to offer. Nestled in Pierce County, this small community is known for its friendly atmosphere, picturesque surroundings, and convenient location.

Milton is a great place to call home for those looking to settle down in Washington. With its close proximity to major cities like Seattle and Tacoma, residents can enjoy the best of both worlds - a peaceful suburban lifestyle with easy access to urban amenities.

One of the key aspects that make Milton an attractive destination for homebuyers is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are backed by the government and offer flexible terms and lower down payments, making homeownership more accessible to a wider range of buyers.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Milton has a variety of homes available that qualify for FHA financing. From cozy single-family homes to spacious townhouses, there's something to suit every taste and budget.

With its affordable housing options, friendly community, and convenient location, Milton is a city that offers the perfect blend of comfort and convenience. If you're considering making a move to Washington State, be sure to explore the homes with FHA terms in Milton - your dream home may be just a click away.

Newest Milton Homes with FHA Terms

$635,000
4 Beds ⋅ 2 Baths ⋅ 2571782 MLS ⋅ ACTIVE Status
Rare opportunity in the heart of Milton! Enjoy true main-floor living with everything you need on one level—3 bedrooms, a beautifully remodeled oversized bathroom, kitchen, and spacious living area—all with no stairs required. Step directly from the main floor onto an incredible deck spanning the length of the home, overlooking a remarkably private backyard & peaceful natural surroundings. The daylight basement dramatically expands the possibilities, featuring a massive second living/bonus room, full wet bar/kitchen area, oversized bedroom, office, ¾ bath, and direct walk-out access to the large patio & backyard. The layout offers flexibility for multigenerational living, work-from-home space, or potential future apartment/ADU use. Outside, enjoy fruit trees, mature landscaping, and exceptional privacy with hundreds of acres of undeveloped land beyond the property creating a setting that feels worlds away from the city. Tucked at the end of a quiet dead-end road with virtually no traffic and NO HOA. Fresh interior and exterior paint, new carpet, updated windows, and air conditioning make this home move-in ready. And the location is hard to beat—approximately 3 minutes to I-5 in Fife with quick access to Hwy 167. Milton is one of the area's hidden gems, offering small-town charm and a peaceful residential feel with easy access to the city. Privacy, versatility, main-floor living, and an incredible location—all in one property.

2199 8th Avenue, Milton

Listing courtesy of Keller Williams Rty Tacoma.

$775,000
2569940 MLS ⋅ ACTIVE Status
Tucked away on a private road in a residential neighborhood, this townhouse-style duplex offers something you don’t always find with an investment property; space, privacy and flexibility. Each spacious unit features 3 bedrooms, 3 bathrooms and plenty of parking, creating options for an investor, owner-occupant or multigenerational living. Side A was updated in 2025, while Side B was updated approximately 7 years ago, providing strong rental income today with additional opportunity to add value over time. A new roof and gutters were installed in 2025, taking care of two important big-ticket items. Both tenants are currently month-to-month, giving the next owner added flexibility. (Photos have been edited to remove tenants personal items). For investors, the numbers are worth a look with a current 7.09% cap rate and potential for future upside. The seller also previously explored adding a DADU and completed some preliminary legwork, giving a future owner a head start should they choose to investigate that possibility further. Located within the Fife School District and close to Triangle Park, the Milton Interurban Trail, shopping, dining and major commuter routes, this property combines a residential setting with convenient access to everything you need.

116 19th Avenue, Milton

Listing courtesy of Keller Williams Realty PS.

$624,400
3 Beds ⋅ 2 Baths ⋅ 2570721 MLS ⋅ ACTIVE Status
Welcome to this beautifully remodeled, single-level 3-bedroom, 2-bath home where modern style meets everyday comfort! The inviting open-concept floor plan creates an ideal space for entertaining and easy living. The expansive living/dining/kitchen configuration is open and bright, and you'll love the mountain views too! The gorgeous kitchen is a true standout, featuring quartz countertops, stainless steel appliances, a huge island, and thoughtfully designed cabinet pull-outs for exceptional storage and functionality. Outside, enjoy a meticulously manicured yard with a sprinkler system, plus an incredible powered workshop w/loft space—perfect for hobbies, projects, a home business, or extra storage. RV parking adds even more convenience. Recent updates include a new roof, offering peace of mind for years to come. Ideally located close to shopping, dining, major highways, and everyday amenities, this move-in-ready home combines quality updates, versatile spaces, and an unbeatable location. Don't miss the opportunity to make this exceptional Milton home yours!

2306 Gary Court, Milton

Listing courtesy of Keller Williams Rty Tacoma.

$425,000
2 Beds ⋅ 3 Baths ⋅ 2568948 MLS ⋅ ACTIVE Status
This 2 bed/2.5 bath waterfront townhome is something special! Perched right on Surprise Lake with direct lake access and a private dock, you can kayak or swim right from home. Inside, walls of windows bring in incredible natural light across the open-concept main floor, where the living room, dining area, and kitchen flow together seamlessly with unobstructed views of Mt. Rainier and the lake. New flooring runs throughout the entire home. The lower level features a second bedroom with a full bath, a great setup for a private guest suite, plus access to the attached garage. Head up to the top floor and you'll find a generous primary suite with vaulted ceilings, skylights, a walk-in closet, and a stunning 5-piece en-suite bathroom. Storage is never an issue here with a large utility room, an attached garage, a detached garage, AND an additional off-street parking space. All of this in a gated community just minutes from shopping, Acorn Brewing, Edgewood Community Park, and more. Come see today!

2311 Milton Way Unit #E, Milton

Listing courtesy of Keller Williams Realty PS.

$430,000
2 Beds ⋅ 3 Baths ⋅ 2563801 MLS ⋅ ACTIVE Status
Experience the perfect combination of comfort and convenience in this beautiful 2-bedroom, 2.5-bath townhome in Milton, Washington. Located in a private community, this home features an attached garage, a brand-new water heater, new carpet, and a water filtration system. With easy access to Highway 167, commuting is effortless. Low HOA dues add to the appeal, while nearby shopping, top-rated schools, and local amenities ensure a vibrant lifestyle. Don’t miss this incredible opportunity to own a gem in a prime location!

2754 Comet Street, Milton

Listing courtesy of Redfin.

$629,995
2569546 MLS ⋅ ACTIVE Status
MULTIFAMILY OPPORTUNITY IN PRIME MILTON LOCATION! This well-maintained duplex is ideal for investors, first-time buyers, or anyone looking to live in one unit while renting the other to help offset the mortgage. Both units are in great condition and currently have month-to-month leases, offering flexibility for a new owner. Features include a partially fenced yard, wood-burning fireplace, approximately 15-year-old roof, and water heater approximately 4 years old. Enjoy strong rental demand in Milton's growing market, making this an excellent opportunity for steady income and long-term investment potential. Conveniently located just minutes from Puyallup, Federal Way, Tacoma, and easy access to I-5. A turnkey multifamily property offering comfort, convenience, and income potential in a highly desirable location!

1004 15th Avenue, Milton

Listing courtesy of John L. Scott, Inc..

$425,000
2 Beds ⋅ 2 Baths ⋅ 2568253 MLS ⋅ ACTIVE Status
Big price drop for a fast sale! Refurbished 2-bedroom, 2-bathroom single-story home in the heart of Milton! Thoughtfully updated with new windows, an updated kitchen and bathrooms, water heater, mini spilt, 200 amp electrical, propane fireplace and flooring throughout. Roof replaced 2021 and painted in 2020. This clean and inviting home offers the perfect blend of comfort, convenience, and privacy. The updated kitchen features modern cabinetry and opens to the living area, creating a warm and welcoming space for everyday living and entertaining. All appliances stay! One of the home's standout features is the 560 sq. ft. garage, offering flexibility with plenty of storage, a utility sink, and a toilet, plus ample room for a workshop, projects, hobbies, or extra belongings. Step outside to your private backyard retreat, complete with a covered patio, plum trees and partially fenced yard—perfect for relaxing, entertaining, gardening, or enjoying time outdoors. A 10x10 shed provides additional storage and is ideal for gardening equipment, hobbies, outdoor gear or even a chicken coop. Located just one block from a park and within easy walking distance of a school, this home is ideally situated for everyday convenience. Well cared for and thoughtfully updated, this Milton home offers great outdoor space, an exceptional 560 sq. ft. garage with separate electrical panel and wood burning stove. All conveniently located and ready to welcome you home!

1102 15th Avenue, Milton

Listing courtesy of Pellego, Inc..

$465,000
3 Beds ⋅ 3 Baths ⋅ 2563011 MLS ⋅ ACTIVE Status
This well-appointed townhome is ready for its new owner. Easy move in with new furnace and many more upgrades. Great location with easy commute to I-5 and surrounding cities. The location of this home is at the end of the shared building with fenced back and side yards maintained by the association. Enjoy peace and privacy provided by this corner location including covered concrete patio providing picnic fun with a lawn area. Spacious primary is located on the main level with en-suite bath. Granite counter tops in Kitchen & bathrooms. Upgrades to this home include; Laminate floors in the Primary BR, stairs and hallway and, this year, new laminate in the 2nd and third bedrooms. New kitchen backsplash and entry way tile replaced. Lighting upgraded recently throughout the home. New dishwasher and kitchen sink 2024. Just installed new furnace! The HOA replaced the roof in 2023. This is truly a move in ready home!! Ask your broker for the attached list of upgrades.

2759 Diamond Loop Unit #3A, Milton

Listing courtesy of Windermere Prof Partners.

$484,000
2 Beds ⋅ 1 Baths ⋅ 2563035 MLS ⋅ ACTIVE Status
Completely remodeled and move-in ready, this charming Milton home blends modern finishes with incredible functionality. The bright, open layout features a beautifully updated kitchen with granite countertops, stainless steel appliances, fresh interior paint, and durable flooring throughout. Three comfortable bedrooms and a stylish full bath make the space feel fresh and inviting. Outside, you'll find a covered entertainment patio with a gazebo, a fully fenced yard, gated off-street parking, and multiple outbuildings with electrical already in place—perfect for hobbies, storage, a workshop, or a small business owner needing extra workspace. Conveniently located near I-5 and SR-167, making commuting throughout the Puget Sound a breeze. Ask about rate buy downs and buyer credits!

1512 Milton Way, Milton

Listing courtesy of Keller Williams Realty.

$465,000
3 Beds ⋅ 3 Baths ⋅ 2554386 MLS ⋅ ACTIVE Status
This well-appointed townhome is ready for its new owner. Easy move in with new furnace and many more upgrades. Great location with easy commute to I-5 and surrounding cities. The location of this home is at the end of the shared building with fenced back and side yards maintained by the association. Enjoy peace and privacy provided by this corner location including covered concrete patio providing picnic fun with a lawn area. Spacious primary is located on the main level with en-suite bath. Granite counter tops in Kitchen & bathrooms. Upgrades to this home include; Laminate floors in the Primary BR, stairs and hallway and, this year, new laminate in the 2nd and third bedrooms. New kitchen backsplash and entry way tile replaced. Lighting upgraded recently throughout the home. New dishwasher and kitchen sink 2024. Just installed new furnace! The HOA replaced the roof in 2023. This is truly a move in ready home!! Ask your broker for the attached list of upgrades.

2759 Diamond Loop Unit #3A, Milton

Listing courtesy of Windermere Prof Partners.

$749,950
4 Beds ⋅ 3 Baths ⋅ 2559627 MLS ⋅ ACTIVE Status
Welcome home to this impeccably cared for daylight rambler with a show-stopping basement. Privately tucked away just off Milton Way in the heart of Milton, yet minutes to everywhere. This one-of-a-kind, custom-built home has been thoughtfully updated throughout the years. Step inside to gleaming hardwood-laminate floors, vaulted ceilings, and a spacious kitchen with an island gas cooktop that opens to the deck and its private, territorial views. The primary suite includes its own sitting room (4th bedroom), and thoughtfully designed upper and lower kitchen/dining spaces make this home a natural fit for so many lifestyles. The basement will amaze. Add more rooms and reimagine the space as an in-law suite, salon, dance or martial arts studio, daycare, adult care or wellness center, or income-producing rental. The possibilities are endless. Right now it's a stunning 1,100+ sq ft dance studio with mirrored walls, plus a 550+ sq ft kitchen, dining, and lounge area with its own private, no-stairs entrance — a truly awesome space. Set on over half an acre, enjoy expansive decks off both levels overlooking your private, peaceful property packed with potential. Ample parking below, in front, and on the south side. A bus stop right at the top of your private drive, walking distance to Triangle Park and restaurants, and multiple freeways just minutes away. Don't miss it.

802 Milton Way, Milton

Listing courtesy of Windermere RE West Campus Inc.

$619,000
4 Beds ⋅ 3 Baths ⋅ 2558092 MLS ⋅ ACTIVE Status
Welcome home to this tastefully updated 1,688 square ft 4-bedroom, 3-bath residence, originally built in 2004. oversized living room with propane fireplace. Recent improvements include fresh interior and exterior paint, new luxury vinyl plank (LVP) and luxury vinyl tile (LVT) flooring throughout all rooms, quartz kitchen countertops with stainless appliances that stay. Large primary bedroom that offers dual separate closets with updated primary bathroom. Newly updated remaining bathrooms and vanities. All new stair treads. Step outside to a brand-new back deck overlooking the fully fenced backyard—perfect for entertaining, pets, or play. Heat pump and central air for comfort all year long. RV parking. Conveniently located near shopping, dining, parks, schools, and commuter routes, this move-in-ready home is situated within the highly sought-after Fife School District and offers the perfect blend of modern updates, comfort, and everyday convenience.

426 Comet Street, Milton

Listing courtesy of John L. Scott, Inc..

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