Mill Creek Homes with FHA Terms

Mill Creek Homes with FHA Terms

Mill Creek: A Charming City in Snohomish County, Washington

Nestled in the heart of Snohomish County, Washington, lies the picturesque city of Mill Creek. With its tranquil neighborhoods, lush green spaces, and convenient location, Mill Creek offers a desirable lifestyle for residents of all ages.

Situated in the beautiful Pacific Northwest region of the United States, Mill Creek benefits from the state's natural beauty and outdoor recreational opportunities. From hiking trails and golf courses to parks and lakes, outdoor enthusiasts will find plenty to explore and enjoy in this area.

One of the notable features of Mill Creek is its commitment to providing affordable housing options for its residents. If you're in the market for a new home, you'll be pleased to know that there are many properties available with FHA terms. This means that homebuyers can take advantage of the Federal Housing Administration's loan programs, which offer low down payments, competitive interest rates, and flexible qualification criteria.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Mill Creek has a diverse range of homes to suit your needs. From cozy townhouses and condominiums to spacious single-family houses, you'll find a variety of options to choose from. The city's real estate market is known for its stability and affordability, making it an attractive destination for families and individuals alike.

With its welcoming community, excellent schools, and proximity to major cities like Seattle and Bellevue, Mill Creek offers the perfect blend of small-town charm and urban convenience. Discover the beauty and opportunities that await you in this vibrant city in Snohomish County, Washington.

Newest Mill Creek Homes with FHA Terms

$688,000
3 Beds ⋅ 3 Baths ⋅ 2575734 MLS ⋅ ACTIVE Status
Welcome to Nature’s Landing, where generous space, privacy, and convenience come together in one of Mill Creek’s most desirable locations. Offering 1,896 sq ft, 3 bedrooms, 2 baths, and an attached 2-car garage, this townhouse-style condominium provides the feel and flexibility of a home with the ease of condo living. The bright main level features soaring ceilings, oversized windows, a gas fireplace, and an open living and dining area ideal for everyday living and entertaining. Step outside to a private deck surrounded by mature Northwest greenery- perfect for morning coffee or relaxing at the end of the day. A flexible lower-level living area offers valuable space for a home office, media room, fitness area, guest retreat, or additional family room. Generous storage and the attached garage add even more everyday practicality. Just minutes from Mill Creek Town Center, parks, trails, shopping, dining, and commuter routes, this home offers an exceptional combination of space, flexibility, privacy, and location. If you’re comparing condos and townhomes in Mill Creek, this one deserves a closer look.

13824 N Creek Drive Unit #1702, Mill Creek

Listing courtesy of Windermere Bellevue Commons.

$599,950
3 Beds ⋅ 3 Baths ⋅ 2575252 MLS ⋅ ACTIVE Status
Remodeled Northpointe 3 bedroom / 2.5 bathroom 2015 built townhouse in lush courtyard setting. Stunning north-facing open floor plan features upstairs landing workspace and attached two car garage. Vaulted ceilings fill the upstairs bedrooms with abundant natural light. Upgrades include gleaming main level laminate flooring, all new carpeting and paint, granite countertops, and front load washer/dryer set. Bonus storage space under stairs. Spacious primary bedroom includes walk-in closets and an ensuite bath with dual vanities and deep soaking tub. Steps away from Exploration Park & local trails. Mill Creek schools and Town Center/The Farm restaurants & shopping all nearby. Turn key home or ideal low maintenance investment: Recent Preinspection Complete -- Low HOAs & taxes -- FHA/VA Financing Approved -- No rental cap restrictions -- ideal central location!

14023 34th Drive SE Unit #B, Mill Creek

Listing courtesy of Marketplace Sotheby's Intl Rty.

$819,950
3 Beds ⋅ 3 Baths ⋅ 2575658 MLS ⋅ ACTIVE Status
Welcome to Amberleigh, one of Mill Creek’s most desirable neighborhoods and part of the Mill Creek Community Association (MCCA)! This beautiful and exceptionally well-maintained, Buchan-built home offers 3 bedrooms, 2.75 baths, and 1,926 sq.ft. of thoughtfully designed living space. Solid hardwoods have been professionally refinished to look like new, complemented by all-new carpet and fresh interior paint. The light and airy main level features a spacious living room with gas fireplace, adjacent dining room, and inviting kitchen with gas range, pantry, peninsula bar and breakfast area. The main floor also offers a bedroom/office and a 3/4 bath, perfect for guests or work from home. Upstairs are 2 generous bedrooms, each feature ensuite baths, including a Primary Suite with walk-in closet and spacious 5-piece bath. Additional highlights include double-insulated windows, convenient laundry, oversized attached 2-car garage, new gutters and newer 50-year roof. Step outside to a private, fully fenced patio and corner lot with mature landscaping, perfect for relaxing or entertaining. Enjoy the Mill Creek lifestyle with an HOA maintained front yard and roaming security, plus parks, trails and Mill Creek Town Center shopping and dining nearby. The private Mill Creek Golf & Tennis Club is just around the corner. Easy access to I-5 and I-405 makes commuting to Seattle, Bellevue and Redmond a breeze. A wonderful opportunity to live in Amberleigh and enjoy all that Mill Creek offers!

16336 18th Drive SE, Mill Creek

Listing courtesy of John L. Scott Mill Creek.

$1,188,000
3 Beds ⋅ 2 Baths ⋅ 2573787 MLS ⋅ ACTIVE Status
Highly desirable rambler with an exceptional floor plan in coveted Mill Creek Highlands! This warm and welcoming single-level home offers 3 bedrooms, 2 bathrooms, and a versatile den/office—perfect for working, hobbies, or hiding those Amazon boxes. Vaulted ceilings and skylights fill the home with beautiful natural light. The kitchen features newer appliances, a casual eating area, and a GAS cooktop installed in 2024. A spacious living room and comfortable family room provide plenty of room to gather—or enjoy a little breathing room. Cozy up beside the gas fireplace or enjoy the crackle of the wood-burning fireplace on chilly evenings. A formal dining room is ready for holidays, celebrations, and memorable dinners with friends. Enjoy year-round comfort with a new furnace and energy-efficient heat pump providing both heating and air conditioning. Outside, discover a private garden retreat with mature landscaping, blueberry bushes, a sprinkler system, and a peaceful patio perfect for morning coffee or outdoor dining. Valuable updates include a roof, vinyl windows, and durable Hardie Plank siding, all completed in 2016, plus a new water heater installed in 2024. Just minutes from Mill Creek Town Center, Mill Creek Country Club, shopping, restaurants, trails, and a community park with a pickleball court. Easy living, beautiful surroundings, and an incredible location—this special rambler truly has it all!

3004 162nd Place SE, Mill Creek

Listing courtesy of Marketplace Sotheby's Intl Rty.

$1,300,000
4 Beds ⋅ 3 Baths ⋅ 2574419 MLS ⋅ ACTIVE Status
Beautifully maintained Murray Franklin built home, ideally situated in the coveted Sunrise neighborhood of the Mill Creek Community Association, this inviting home offers the space, setting and lifestyle you've been looking for. Conveniently located for commuting and just minutes from Mill Creek Town Center, you'll enjoy easy access to shopping, dining, services and miles of neighborhood walking and running trails, including the Mill Creek Community Association Nature Preserve. With four bedrooms plus a main-floor office, there's plenty of flexibility for today's lifestyle, including working from home. Open living spaces create an easy flow for everyday living and gathering, while the well-appointed kitchen connects naturally to the main living areas. Upstairs, spacious bedrooms provide comfortable retreats, including a private primary suite. Step outside to a private backyard that's ready for play, entertaining, gardening or simply relaxing at the end of the day. All of this comes together in the Sunrise neighborhood, with its established streets, community amenities, parks and trails. This is more than a great home—it's an opportunity to enjoy the idyllic Mill Creek lifestyle in a truly special neighborhood.

3223 150th Place SE, Mill Creek

Listing courtesy of Rain Town Realty + JPAR.

$819,950
3 Beds ⋅ 3 Baths ⋅ 2573775 MLS ⋅ ACTIVE Status
Welcome to Amberleigh, one of Mill Creek’s most desirable neighborhoods and part of the Mill Creek Community Association (MCCA)! This beautiful and exceptionally well-maintained, Buchan-built home offers 3 bedrooms, 2.75 baths, and 1,926 sq.ft. of thoughtfully designed living space. Solid hardwoods have been professionally refinished to look like new, complemented by all-new carpet and fresh interior paint. The light and airy main level features a spacious living room with gas fireplace, adjacent dining room, and inviting kitchen with gas range, pantry, peninsula bar and breakfast area. The main floor also offers a bedroom/office and a 3/4 bath, perfect for guests or work from home. Upstairs are 2 generous bedrooms, each feature ensuite baths, including a Primary Suite with walk-in closet and spacious 5-piece bath. Additional highlights include double-insulated windows, convenient laundry, oversized attached 2-car garage, new gutters and newer 50-year roof. Step outside to a private, fully fenced patio and corner lot with mature landscaping, perfect for relaxing or entertaining. Enjoy the Mill Creek lifestyle with an HOA maintained front yard and roaming security, plus parks, trails and Mill Creek Town Center shopping and dining nearby. The private Mill Creek Golf & Tennis Club is just around the corner. Easy access to I-5 and I-405 makes commuting to Seattle, Bellevue and Redmond a breeze. A wonderful opportunity to live in Amberleigh and enjoy all that Mill Creek offers!

16336 18th Drive SE, Mill Creek

Listing courtesy of John L. Scott Mill Creek.

$1,350,000
3 Beds ⋅ 3 Baths ⋅ 2573172 MLS ⋅ ACTIVE Status
An extraordinary opportunity in the coveted Vine Maple community of Mill Creek Country Club, this custom multi level residence delivers timeless elegance, generous living spaces, and a truly distinctive lifestyle setting. Surrounded by scenic walking trails, beautiful parks, and an 18-hole golf course, this 3,653 sq ft home offers 3 bedrooms, 2.5 baths, rich character, and rooms of a scale rarely found in newer construction. Real hardwood floors, formal living and dining rooms, and an inviting kitchen with hardwood cabinetry, granite countertops, and backyard views create a warm yet refined feel. All bathrooms have been beautifully remodeled with gorgeous finishes, stylish fixtures, and thoughtful details. The expansive primary suite offers room for a sitting area or private office, plus a walk-in closet and a beautifully remodeled bath with custom cabinetry. The two additional bedrooms are impressively oversized, offering exceptional comfort and flexibility. A signature showpiece of the home is the stunning solarium, visible from the street and filled with endless possibilities as a lounge, art studio, reading retreat, office, plant room, or creative flex space. Step out to the deck with glass railings and enjoy a seamless connection between indoor comfort and outdoor living. A rare and remarkable Mill Creek property near trails, parks, golf, shopping, dining, and everyday conveniences.

2315 140th Place SE, Mill Creek

Listing courtesy of Ballpark Realty.

$649,950
2 Beds ⋅ 2 Baths ⋅ 2573108 MLS ⋅ ACTIVE Status
Exceptional single-level living in the heart of Mill Creek Town Center! This spacious 2-bedroom, 1.75-bath corner condo combines thoughtful design with a setting that makes everyday living easy. Soaring 14-foot ceilings, walls of windows, and beautiful greenbelt views bring the outdoors in. The open floor plan is filled with natural light and features engineered hardwood floors, slab granite countertops, stainless steel appliances, a gas fireplace, heat pump with A/C for year-round comfort, and a full-size in-unit washer and dryer. The bedrooms are thoughtfully separated for privacy, with a primary suite featuring a walk-in closet and ensuite bath, while the guest bedroom includes a convenient wall bed for added flexibility. Two patios overlook the lush preserve and provide peaceful spots for morning coffee, outdoor dining, or simply enjoying the changing seasons. Up/down blinds offer privacy while still allowing you to take in the views. Secure building entry with keypad and fob access, elevator, two covered gated garage parking spaces, and no stairs from the garage to the unit. Steel and concrete construction provides added sound insulation. Enjoy the convenience of Mill Creek Town Center, with vibrant shops, restaurants, coffee, grocery, the library, and everyday essentials close by, plus community trails right outside your door. Here, a peaceful greenbelt setting comes together with the convenience of having so much nearby.

15408 Main Street Unit #102, Mill Creek

Listing courtesy of Windermere R.E. Shoreline.

$1,160,000
4 Beds ⋅ 3 Baths ⋅ 2572656 MLS ⋅ ACTIVE Status
There’s so much to love about life in The Parks! This inviting Mill Creek home offers 2,194 sq ft with 4 bedrooms, 2.5 baths, a three-car garage, and a spacious lot—all tucked into one of the area’s most loved neighborhoods. Inside, you’ll find comfortable, functional spaces ready to make your own, plus a beautifully updated primary bath and walk-in closet with custom built-ins. The guest bath has also been updated. Out back, the fully fenced yard is a cozy retreat with plenty of room for summer BBQs, weekend get-togethers, gardening, or simply relaxing at the end of the day. One of the best parts? The Parks is surrounded by trails, neighborhood parks, green spaces, and connections to surrounding communities, making it easy to get outside and enjoy where you live. Add in highly rated schools and a peaceful neighborhood setting, and this is the kind of home and community you’ll be excited to come home to for years to come.

3310 162nd Place SE, Mill Creek

Listing courtesy of Windermere Real Estate GH LLC.

$1,250,000
4 Beds ⋅ 4 Baths ⋅ 2572438 MLS ⋅ ACTIVE Status
Extensively remodeled in 2022, this striking modern NW Contemporary offers 4 beds & 3.5 baths in the sought-after Mill Creek Country Club community. Separate lower-level MIL w/private entrance, 2nd kitchen & W/D—ideal for multigenerational living, guests or potential rental income. Soaring windows throughout fill the home w/natural light, new windows, while generous living spaces offer room to gather, entertain & unwind. HUGE 762 sqft 3-car garage w/bonus storage provides exceptional space for cars, hobbies & more. Enjoy a peaceful, private setting surrounded by beautiful, low-maintenance NW greenery, just minutes to the golf course, Mill Creek Town Center, parks, trails, shopping, dining & commuter routes. Modern updates, flexible living & exceptional privacy in a prime location. Award-winning Mill Creek schools! Over $300K in upgrades—space, location & versatility are hard to match. MUST SEE!

15422 25th Lane SE, Mill Creek

Listing courtesy of Marketplace Sotheby's Intl Rty.

$1,200,000
4 Beds ⋅ 3 Baths ⋅ 2550573 MLS ⋅ ACTIVE Status
Located in Mill Creek’s desirable Red Cedar neighborhood, this spacious 3,148 sq ft NW Contemporary daylight rambler sits on a generous 8,712 sq ft lot surrounded by mature trees and lush landscaping that create a wonderfully private setting. The light-filled main level features hardwood floors and dramatic oversized windows with custom exterior solar shades that help reduce heat and glare while preserving the beautiful natural light. A striking, full-height stone fireplace anchors the main living area and is truly the showpiece of the room. The thoughtful floor plan offers three bedrooms and two full bathrooms on the main level, along with generous living spaces designed for everyday comfort and entertaining. Step outside to the expansive main-level deck, perfect for relaxing, hosting friends, and enjoying warm summer evenings. The daylight lower level includes a fourth bedroom, full bathroom, and HUGE recreation area, offering incredible flexibility for entertaining, a home theater, game room, office, or MIL/guest quarters. Additional highlights include A/C, a Presidential-grade composition roof, fully fenced yard and all appliances included. Located within walking distance of Mill Creek Elementary and close to athletic courts, the Mill Creek Clubhouse, The MC golf course, parks, playgrounds, trails, shopping and dining. Exceptional space, privacy and versatility in a sought-after school district & location!

14918 29th Drive SE, Mill Creek

Listing courtesy of John L. Scott Snohomish.

$1,289,000
3 Beds ⋅ 3 Baths ⋅ 2567660 MLS ⋅ ACTIVE Status
[QUIET LUXURY] Beautifully positioned in coveted CHATHAM PARK, a small enclave within Mill Creek’s established golf course community. Classic BUCHAN craftsmanship + exceptional care & remodeling have created that rare find...a home that feels LIKE NEW, ONLY BETTER. Designed for EASY LIVING with a coveted PRIMARY SUITE ON THE MAIN with gorgeous ensuite, newly refinished OAK FLOORS & soaring, sunlit living spaces. Gather in the GORGEOUS REMODELED KITCHEN with granite counters & sink, illuminated glass cabinetry, soft-close cabinets, under-cabinet lighting & outlets, induction cooktop, and double oven with convection/microwave. Linger by the gas fireplace or step outside to a PRIVATE, LOW-MAINTENANCE backyard retreat for morning coffee by the fountain & evenings in the spa. Main-floor DEN/DINING adds flexibility while upstairs 2 bedrooms + BONUS create wonderful space for guests, hobbies & movie nights. Newer 50-YR ROOF, furnace/heat pump & smart thermostat reflect the exceptional care throughout, beyond TURNKEY today, with the confidence of knowing the big things are already done for years to come. Minutes to Mill Creek Town Center for shopping, dining, entertainment, and fitness. Thoughtfully updated. Effortless to enjoy. [LIFESTYLE, PERFECTED]

16023 24th Drive SE, Mill Creek

Listing courtesy of Homematch NW.

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