Mill Creek Homes with VA Loan Terms

Mill Creek Homes with VA Loan Terms

Mill Creek: A Charming City in Snohomish County, Washington

Nestled in the picturesque Snohomish County of Washington state, Mill Creek is a vibrant city with a lot to offer. With its prime location just 20 miles north of Seattle, residents of Mill Creek enjoy the perfect balance between peaceful suburban living and easy access to big-city amenities.

Mill Creek boasts a strong sense of community, with beautiful neighborhoods and well-maintained parks that contribute to its appeal. The city is known for its lush greenery, tree-lined streets, and an abundance of outdoor recreational opportunities. Residents can explore the scenic trails of the Mill Creek Nature Reserve or enjoy a round of golf at the renowned Mill Creek Country Club.

For those considering homeownership in Mill Creek, the availability of homes with VA loan terms is a significant advantage. The VA loan program provides eligible veterans, active-duty service members, and surviving spouses with favorable loan terms, including low or no down payment options and competitive interest rates. This allows veterans to achieve their dream of owning a home in Mill Creek more easily.

With a variety of housing options available, including single-family homes, townhouses, and condos, Mill Creek offers something for everyone. Whether you're looking for a cozy starter home or a spacious family residence, you'll find properties that suit your needs and preferences.

In addition to its natural beauty and favorable housing options, Mill Creek boasts excellent schools, a thriving local economy, and a wide range of shopping and dining experiences. With its small-town charm and proximity to major urban centers, Mill Creek is an ideal place to call home.

If you're considering relocating to the Pacific Northwest, Mill Creek should be at the top of your list. Its welcoming community, stunning surroundings, and homes with VA loan terms make it a desirable destination for homebuyers seeking a slice of suburban paradise.

Newest Mill Creek Homes with VA Loan Terms

$688,000
3 Beds ⋅ 3 Baths ⋅ 2575734 MLS ⋅ ACTIVE Status
Welcome to Nature’s Landing, where generous space, privacy, and convenience come together in one of Mill Creek’s most desirable locations. Offering 1,896 sq ft, 3 bedrooms, 2 baths, and an attached 2-car garage, this townhouse-style condominium provides the feel and flexibility of a home with the ease of condo living. The bright main level features soaring ceilings, oversized windows, a gas fireplace, and an open living and dining area ideal for everyday living and entertaining. Step outside to a private deck surrounded by mature Northwest greenery- perfect for morning coffee or relaxing at the end of the day. A flexible lower-level living area offers valuable space for a home office, media room, fitness area, guest retreat, or additional family room. Generous storage and the attached garage add even more everyday practicality. Just minutes from Mill Creek Town Center, parks, trails, shopping, dining, and commuter routes, this home offers an exceptional combination of space, flexibility, privacy, and location. If you’re comparing condos and townhomes in Mill Creek, this one deserves a closer look.

13824 N Creek Drive Unit #1702, Mill Creek

Listing courtesy of Windermere Bellevue Commons.

$599,950
3 Beds ⋅ 3 Baths ⋅ 2575252 MLS ⋅ ACTIVE Status
Remodeled Northpointe 3 bedroom / 2.5 bathroom 2015 built townhouse in lush courtyard setting. Stunning north-facing open floor plan features upstairs landing workspace and attached two car garage. Vaulted ceilings fill the upstairs bedrooms with abundant natural light. Upgrades include gleaming main level laminate flooring, all new carpeting and paint, granite countertops, and front load washer/dryer set. Bonus storage space under stairs. Spacious primary bedroom includes walk-in closets and an ensuite bath with dual vanities and deep soaking tub. Steps away from Exploration Park & local trails. Mill Creek schools and Town Center/The Farm restaurants & shopping all nearby. Turn key home or ideal low maintenance investment: Recent Preinspection Complete -- Low HOAs & taxes -- FHA/VA Financing Approved -- No rental cap restrictions -- ideal central location!

14023 34th Drive SE Unit #B, Mill Creek

Listing courtesy of Marketplace Sotheby's Intl Rty.

$819,950
3 Beds ⋅ 3 Baths ⋅ 2575658 MLS ⋅ ACTIVE Status
Welcome to Amberleigh, one of Mill Creek’s most desirable neighborhoods and part of the Mill Creek Community Association (MCCA)! This beautiful and exceptionally well-maintained, Buchan-built home offers 3 bedrooms, 2.75 baths, and 1,926 sq.ft. of thoughtfully designed living space. Solid hardwoods have been professionally refinished to look like new, complemented by all-new carpet and fresh interior paint. The light and airy main level features a spacious living room with gas fireplace, adjacent dining room, and inviting kitchen with gas range, pantry, peninsula bar and breakfast area. The main floor also offers a bedroom/office and a 3/4 bath, perfect for guests or work from home. Upstairs are 2 generous bedrooms, each feature ensuite baths, including a Primary Suite with walk-in closet and spacious 5-piece bath. Additional highlights include double-insulated windows, convenient laundry, oversized attached 2-car garage, new gutters and newer 50-year roof. Step outside to a private, fully fenced patio and corner lot with mature landscaping, perfect for relaxing or entertaining. Enjoy the Mill Creek lifestyle with an HOA maintained front yard and roaming security, plus parks, trails and Mill Creek Town Center shopping and dining nearby. The private Mill Creek Golf & Tennis Club is just around the corner. Easy access to I-5 and I-405 makes commuting to Seattle, Bellevue and Redmond a breeze. A wonderful opportunity to live in Amberleigh and enjoy all that Mill Creek offers!

16336 18th Drive SE, Mill Creek

Listing courtesy of John L. Scott Mill Creek.

$599,950
3 Beds ⋅ 3 Baths ⋅ 2575160 MLS ⋅ ACTIVE Status
Welcome to the sought after North Pointe community, featuring large green belts, walking trails and a park-like setting, yet just minutes to nearby amenities, including the Mill Creek Town Center. This well-cared for home is move-in ready; highlights include an attached two-car garage with mud room, a light-filled living room and private patio, upgraded kitchen with new refrigerator and dishwasher, and a powder room to round out the main floor. The upper level has three bedrooms and two full baths, including a sizable primary suite with 5-piece bathroom. Additional storage and conveniently located utility room complete the thoughtfully laid out floor plan. Low HOA dues, excellent commuter location, and priced to sell!

13914 North Pointe Circle Unit #C, Mill Creek

Listing courtesy of Unlock Seattle Real Estate LLC.

$1,188,000
3 Beds ⋅ 2 Baths ⋅ 2573787 MLS ⋅ ACTIVE Status
Highly desirable rambler with an exceptional floor plan in coveted Mill Creek Highlands! This warm and welcoming single-level home offers 3 bedrooms, 2 bathrooms, and a versatile den/office—perfect for working, hobbies, or hiding those Amazon boxes. Vaulted ceilings and skylights fill the home with beautiful natural light. The kitchen features newer appliances, a casual eating area, and a GAS cooktop installed in 2024. A spacious living room and comfortable family room provide plenty of room to gather—or enjoy a little breathing room. Cozy up beside the gas fireplace or enjoy the crackle of the wood-burning fireplace on chilly evenings. A formal dining room is ready for holidays, celebrations, and memorable dinners with friends. Enjoy year-round comfort with a new furnace and energy-efficient heat pump providing both heating and air conditioning. Outside, discover a private garden retreat with mature landscaping, blueberry bushes, a sprinkler system, and a peaceful patio perfect for morning coffee or outdoor dining. Valuable updates include a roof, vinyl windows, and durable Hardie Plank siding, all completed in 2016, plus a new water heater installed in 2024. Just minutes from Mill Creek Town Center, Mill Creek Country Club, shopping, restaurants, trails, and a community park with a pickleball court. Easy living, beautiful surroundings, and an incredible location—this special rambler truly has it all!

3004 162nd Place SE, Mill Creek

Listing courtesy of Marketplace Sotheby's Intl Rty.

$1,300,000
4 Beds ⋅ 3 Baths ⋅ 2574419 MLS ⋅ ACTIVE Status
Beautifully maintained Murray Franklin built home, ideally situated in the coveted Sunrise neighborhood of the Mill Creek Community Association, this inviting home offers the space, setting and lifestyle you've been looking for. Conveniently located for commuting and just minutes from Mill Creek Town Center, you'll enjoy easy access to shopping, dining, services and miles of neighborhood walking and running trails, including the Mill Creek Community Association Nature Preserve. With four bedrooms plus a main-floor office, there's plenty of flexibility for today's lifestyle, including working from home. Open living spaces create an easy flow for everyday living and gathering, while the well-appointed kitchen connects naturally to the main living areas. Upstairs, spacious bedrooms provide comfortable retreats, including a private primary suite. Step outside to a private backyard that's ready for play, entertaining, gardening or simply relaxing at the end of the day. All of this comes together in the Sunrise neighborhood, with its established streets, community amenities, parks and trails. This is more than a great home—it's an opportunity to enjoy the idyllic Mill Creek lifestyle in a truly special neighborhood.

3223 150th Place SE, Mill Creek

Listing courtesy of Rain Town Realty + JPAR.

$819,950
3 Beds ⋅ 3 Baths ⋅ 2573775 MLS ⋅ ACTIVE Status
Welcome to Amberleigh, one of Mill Creek’s most desirable neighborhoods and part of the Mill Creek Community Association (MCCA)! This beautiful and exceptionally well-maintained, Buchan-built home offers 3 bedrooms, 2.75 baths, and 1,926 sq.ft. of thoughtfully designed living space. Solid hardwoods have been professionally refinished to look like new, complemented by all-new carpet and fresh interior paint. The light and airy main level features a spacious living room with gas fireplace, adjacent dining room, and inviting kitchen with gas range, pantry, peninsula bar and breakfast area. The main floor also offers a bedroom/office and a 3/4 bath, perfect for guests or work from home. Upstairs are 2 generous bedrooms, each feature ensuite baths, including a Primary Suite with walk-in closet and spacious 5-piece bath. Additional highlights include double-insulated windows, convenient laundry, oversized attached 2-car garage, new gutters and newer 50-year roof. Step outside to a private, fully fenced patio and corner lot with mature landscaping, perfect for relaxing or entertaining. Enjoy the Mill Creek lifestyle with an HOA maintained front yard and roaming security, plus parks, trails and Mill Creek Town Center shopping and dining nearby. The private Mill Creek Golf & Tennis Club is just around the corner. Easy access to I-5 and I-405 makes commuting to Seattle, Bellevue and Redmond a breeze. A wonderful opportunity to live in Amberleigh and enjoy all that Mill Creek offers!

16336 18th Drive SE, Mill Creek

Listing courtesy of John L. Scott Mill Creek.

$1,350,000
3 Beds ⋅ 3 Baths ⋅ 2573172 MLS ⋅ ACTIVE Status
An extraordinary opportunity in the coveted Vine Maple community of Mill Creek Country Club, this custom multi level residence delivers timeless elegance, generous living spaces, and a truly distinctive lifestyle setting. Surrounded by scenic walking trails, beautiful parks, and an 18-hole golf course, this 3,653 sq ft home offers 3 bedrooms, 2.5 baths, rich character, and rooms of a scale rarely found in newer construction. Real hardwood floors, formal living and dining rooms, and an inviting kitchen with hardwood cabinetry, granite countertops, and backyard views create a warm yet refined feel. All bathrooms have been beautifully remodeled with gorgeous finishes, stylish fixtures, and thoughtful details. The expansive primary suite offers room for a sitting area or private office, plus a walk-in closet and a beautifully remodeled bath with custom cabinetry. The two additional bedrooms are impressively oversized, offering exceptional comfort and flexibility. A signature showpiece of the home is the stunning solarium, visible from the street and filled with endless possibilities as a lounge, art studio, reading retreat, office, plant room, or creative flex space. Step out to the deck with glass railings and enjoy a seamless connection between indoor comfort and outdoor living. A rare and remarkable Mill Creek property near trails, parks, golf, shopping, dining, and everyday conveniences.

2315 140th Place SE, Mill Creek

Listing courtesy of Ballpark Realty.

$649,950
2 Beds ⋅ 2 Baths ⋅ 2573108 MLS ⋅ ACTIVE Status
Exceptional single-level living in the heart of Mill Creek Town Center! This spacious 2-bedroom, 1.75-bath corner condo combines thoughtful design with a setting that makes everyday living easy. Soaring 14-foot ceilings, walls of windows, and beautiful greenbelt views bring the outdoors in. The open floor plan is filled with natural light and features engineered hardwood floors, slab granite countertops, stainless steel appliances, a gas fireplace, heat pump with A/C for year-round comfort, and a full-size in-unit washer and dryer. The bedrooms are thoughtfully separated for privacy, with a primary suite featuring a walk-in closet and ensuite bath, while the guest bedroom includes a convenient wall bed for added flexibility. Two patios overlook the lush preserve and provide peaceful spots for morning coffee, outdoor dining, or simply enjoying the changing seasons. Up/down blinds offer privacy while still allowing you to take in the views. Secure building entry with keypad and fob access, elevator, two covered gated garage parking spaces, and no stairs from the garage to the unit. Steel and concrete construction provides added sound insulation. Enjoy the convenience of Mill Creek Town Center, with vibrant shops, restaurants, coffee, grocery, the library, and everyday essentials close by, plus community trails right outside your door. Here, a peaceful greenbelt setting comes together with the convenience of having so much nearby.

15408 Main Street Unit #102, Mill Creek

Listing courtesy of Windermere R.E. Shoreline.

$530,000
2 Beds ⋅ 2 Baths ⋅ 2570493 MLS ⋅ ACTIVE Status
Enjoy spacious, single level living in the sought after St. Moritz community. This beautifully updated third floor condo offers 1,518 square feet with two bedrooms, 1.75 baths, and a versatile den. Floor to ceiling windows fill the living room with natural light, while an electric fireplace creates a warm focal point. The kitchen features stainless steel appliances, an eating bar, and generous storage. The primary suite includes a walk in closet and soaking tub. A second bedroom opens to the large covered balcony overlooking a peaceful territorial setting. Additional features include engineered hardwood floors, in unit laundry, secure lobby entry, elevator access, and an assigned space in the common garage. Enjoy nearby trails and parks, plus easy access to Mill Creek Town Center, shopping, dining, and transit.

15508 Country Club Drive Unit #A36, Mill Creek

Listing courtesy of COMPASS.

$1,160,000
4 Beds ⋅ 3 Baths ⋅ 2572656 MLS ⋅ ACTIVE Status
There’s so much to love about life in The Parks! This inviting Mill Creek home offers 2,194 sq ft with 4 bedrooms, 2.5 baths, a three-car garage, and a spacious lot—all tucked into one of the area’s most loved neighborhoods. Inside, you’ll find comfortable, functional spaces ready to make your own, plus a beautifully updated primary bath and walk-in closet with custom built-ins. The guest bath has also been updated. Out back, the fully fenced yard is a cozy retreat with plenty of room for summer BBQs, weekend get-togethers, gardening, or simply relaxing at the end of the day. One of the best parts? The Parks is surrounded by trails, neighborhood parks, green spaces, and connections to surrounding communities, making it easy to get outside and enjoy where you live. Add in highly rated schools and a peaceful neighborhood setting, and this is the kind of home and community you’ll be excited to come home to for years to come.

3310 162nd Place SE, Mill Creek

Listing courtesy of Windermere Real Estate GH LLC.

$1,250,000
4 Beds ⋅ 4 Baths ⋅ 2572438 MLS ⋅ ACTIVE Status
Extensively remodeled in 2022, this striking modern NW Contemporary offers 4 beds & 3.5 baths in the sought-after Mill Creek Country Club community. Separate lower-level MIL w/private entrance, 2nd kitchen & W/D—ideal for multigenerational living, guests or potential rental income. Soaring windows throughout fill the home w/natural light, new windows, while generous living spaces offer room to gather, entertain & unwind. HUGE 762 sqft 3-car garage w/bonus storage provides exceptional space for cars, hobbies & more. Enjoy a peaceful, private setting surrounded by beautiful, low-maintenance NW greenery, just minutes to the golf course, Mill Creek Town Center, parks, trails, shopping, dining & commuter routes. Modern updates, flexible living & exceptional privacy in a prime location. Award-winning Mill Creek schools! Over $300K in upgrades—space, location & versatility are hard to match. MUST SEE!

15422 25th Lane SE, Mill Creek

Listing courtesy of Marketplace Sotheby's Intl Rty.

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