Mill Creek Homes with FHA Terms

Mill Creek Homes with FHA Terms

Mill Creek: A Charming City in Snohomish County, Washington

Nestled in the heart of Snohomish County, Washington, lies the picturesque city of Mill Creek. With its tranquil neighborhoods, lush green spaces, and convenient location, Mill Creek offers a desirable lifestyle for residents of all ages.

Situated in the beautiful Pacific Northwest region of the United States, Mill Creek benefits from the state's natural beauty and outdoor recreational opportunities. From hiking trails and golf courses to parks and lakes, outdoor enthusiasts will find plenty to explore and enjoy in this area.

One of the notable features of Mill Creek is its commitment to providing affordable housing options for its residents. If you're in the market for a new home, you'll be pleased to know that there are many properties available with FHA terms. This means that homebuyers can take advantage of the Federal Housing Administration's loan programs, which offer low down payments, competitive interest rates, and flexible qualification criteria.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Mill Creek has a diverse range of homes to suit your needs. From cozy townhouses and condominiums to spacious single-family houses, you'll find a variety of options to choose from. The city's real estate market is known for its stability and affordability, making it an attractive destination for families and individuals alike.

With its welcoming community, excellent schools, and proximity to major cities like Seattle and Bellevue, Mill Creek offers the perfect blend of small-town charm and urban convenience. Discover the beauty and opportunities that await you in this vibrant city in Snohomish County, Washington.

Newest Mill Creek Homes with FHA Terms

$1,200,000
4 Beds ⋅ 3 Baths ⋅ 2550573 MLS ⋅ ACTIVE Status
Located in Mill Creek’s desirable Red Cedar neighborhood, this spacious 3,148 sq ft NW Contemporary daylight rambler sits on a generous 8,712 sq ft lot surrounded by mature trees and lush landscaping that create a wonderfully private setting. The light-filled main level features hardwood floors and dramatic oversized windows with custom exterior solar shades that help reduce heat and glare while preserving the beautiful natural light. A striking, full-height stone fireplace anchors the main living area and is truly the showpiece of the room. The thoughtful floor plan offers three bedrooms and two full bathrooms on the main level, along with generous living spaces designed for everyday comfort and entertaining. Step outside to the expansive main-level deck, perfect for relaxing, hosting friends, and enjoying warm summer evenings. The daylight lower level includes a fourth bedroom, full bathroom, and HUGE recreation area, offering incredible flexibility for entertaining, a home theater, game room, office, or MIL/guest quarters. Additional highlights include A/C, a Presidential-grade composition roof, fully fenced yard and all appliances included. Located within walking distance of Mill Creek Elementary and close to athletic courts, the Mill Creek Clubhouse, The MC golf course, parks, playgrounds, trails, shopping and dining. Exceptional space, privacy and versatility in a sought-after school district & location!

14918 29th Drive SE, Mill Creek

Listing courtesy of John L. Scott Snohomish.

$1,289,000
3 Beds ⋅ 3 Baths ⋅ 2567660 MLS ⋅ ACTIVE Status
[QUIET LUXURY] Beautifully positioned in coveted CHATHAM PARK, a small enclave within Mill Creek’s established golf course community. Classic BUCHAN craftsmanship + exceptional care & remodeling have created that rare find...a home that feels LIKE NEW, ONLY BETTER. Designed for EASY LIVING with a coveted PRIMARY SUITE ON THE MAIN with gorgeous ensuite, newly refinished OAK FLOORS & soaring, sunlit living spaces. Gather in the GORGEOUS REMODELED KITCHEN with granite counters & sink, illuminated glass cabinetry, soft-close cabinets, under-cabinet lighting & outlets, induction cooktop, and double oven with convection/microwave. Linger by the gas fireplace or step outside to a PRIVATE, LOW-MAINTENANCE backyard retreat for morning coffee by the fountain & evenings in the spa. Main-floor DEN/DINING adds flexibility while upstairs 2 bedrooms + BONUS create wonderful space for guests, hobbies & movie nights. Newer 50-YR ROOF, furnace/heat pump & smart thermostat reflect the exceptional care throughout, beyond TURNKEY today, with the confidence of knowing the big things are already done for years to come. Minutes to Mill Creek Town Center for shopping, dining, entertainment, and fitness. Thoughtfully updated. Effortless to enjoy. [LIFESTYLE, PERFECTED]

16023 24th Drive SE, Mill Creek

Listing courtesy of Homematch NW.

$1,049,000
4 Beds ⋅ 3 Baths ⋅ 2568634 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 4-bedroom, 2.25-bath home tucked away on a quiet cul-de-sac in the heart of Mill Creek. Thoughtfully updated throughout, this move-in ready home offers a comfortable and functional layout with spacious living and family rooms, featuring bamboo wood floors, fresh interior paint, a new high-efficiency furnace and heat pump for year-round comfort, and an updated kitchen with modern finishes and ample storage. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite. Set on a generous lot with no rear neighbors, the private backyard offers an exceptional outdoor retreat. Backing to a school field, this beautifully maintained outdoor space provides a rare sense of privacy and plenty of room to enjoy the outdoors. Gather under the large covered patio, relax around the fire pit, tend to the established garden, or enjoy the thoughtfully landscaped yard. New fencing adds to the comfort and functionality of this inviting outdoor space. Conveniently located near schools, parks, trails, shopping, and dining, this beautifully cared-for home offers the perfect combination of space, privacy, thoughtful updates, and a prime Mill Creek location—all without the fees or restrictions of an HOA.

2104 139th Place SE, Mill Creek

Listing courtesy of Keller Williams Realty Bothell.

$999,888
3 Beds ⋅ 2 Baths ⋅ 2550380 MLS ⋅ ACTIVE Status
Exceptionally maintained and freshly updated ONE LEVEL rambler in the heart of FAIRWAY Mill Creek Country Club! Offering 2,140 square feet of thoughtfully designed living spaces, this beautiful home blends timeless elegance with BRAND NEW tasteful modern updates throughout. You'll love the new gleaming LVP floors thru-out, entire home freshly painted (including all trim), walls of windows that fill the home with natural light, and gracious living areas boasting soaring vaulted ceilings (NO STEP DOWN) - perfect for everyday living and entertaining. The beautifully updated kitchen features quartz countertops, stainless steel appliances, with abundant workspace, while the spacious primary suite offers a peaceful retreat with walk-in closet and new spa-like bathroom boasting walk-in shower. Additional highlights include a freshly updated guest bathroom, quality craftsmanship, 50-year composition roof, fresh landscaping and meticulous maintenance inside and out. Step outside to your private SE-facing backyard with mature landscaping and a spacious entertainment deck—perfect for enjoying morning coffee and abundant natural light throughout the day. Exceptional curb appeal with classic brick accents and a sweeping brand new driveway. Move-in ready and ideally located in one of Mill Creek Country Club's most desirable neighborhoods (Fairway), this is easy, elegant living at its best. PREINSPECTED!

14700 26th Drive SE, Mill Creek

Listing courtesy of RE/MAX Northwest.

$945,000
4 Beds ⋅ 3 Baths ⋅ 2567489 MLS ⋅ ACTIVE Status
BEAUTIFULLY MAINTAINED & MOVE-IN READY in sought-after Sunrose! Tucked away on a QUIET CUL-DE-SAC, this inviting Mill Creek home offers a peaceful neighborhood setting, abundant natural light & a spacious, thoughtfully designed floorplan. Enjoy the COVERED FRONT PORCH & peaceful cul-de-sac setting. Inside, expansive windows, dramatic vaulted ceilings & a soaring 2-STORY DINING AREA create a bright, open feel. The kitchen features quartz counters, SS appliances & a large island opening seamlessly to the great room, perfect for everyday living & entertaining. Durable luxury vinyl plank flooring throughout the main level. Spacious primary suite w/dual vanities & oversized walk-in closet. Fully fenced backyard w/patio offers plenty of space for outdoor dining, play & relaxation. SPACIOUS FINISHED 2-CAR GARAGE provides ample parking & storage. PRE-INSPECTED for added buyer confidence. Ideally located near parks, trails, Mill Creek Town Center & highly rated schools. A wonderful combination of CONDITION, LOCATION, NATURAL LIGHT & FUNCTIONAL LIVING in one of Mill Creek's most desirable neighborhoods.

3927 138th Street SE, Mill Creek

Listing courtesy of Keller Williams Rlty Bellevue.

$550,000
2 Beds ⋅ 2 Baths ⋅ 2567346 MLS ⋅ ACTIVE Status
ZERO STEPS | ELEVATED EASY LIVING IN THE HEART OF MILL CREEK | NEW FURNACE & NEW CARPETING! Life feels a little more lovely when everything is effortless. Tucked into coveted Miller's Village, this PRE-INSPECTED, single-level end-unit townhome offers rare ZERO-STEP living in a private, beautifully established community. Southern exposure and a prized corner location bathe the home in natural light, creating an inviting atmosphere year-round. The spacious kitchen features abundant storage and casual dining space, flowing seamlessly into the living area where a cozy gas fireplace sets the mood for slow mornings, intimate evenings and effortless entertaining. Step outside to a private patio framed by lush, mature gardens—a serene retreat for morning coffee, a glass of wine or simply unwinding at the end of the day. The primary suite features a REMODELED attached bath with a generous 5-foot custom tile shower, while the second bedroom easily transforms for guests, a home office or creative space. Hall bath features a jetted tub. Laundry near the bedrooms, ample storage, gas forced-air heat and an oversized attached 2-car garage elevate everyday convenience. A strong, well-managed HOA covers exterior maintenance, water, sewer and more. Enjoy open green spaces and mature landscaping, minutes from Mill Creek Country Club, North Creek Trail and Mill Creek Town Center. Rarely available. Beautifully situated. Effortless by design and Ready to Move in!

1800 Mill Creek Road SE Unit #12A, Mill Creek

Listing courtesy of FIRST AND MAIN.

$780,000
3 Beds ⋅ 3 Baths ⋅ 2566020 MLS ⋅ ACTIVE Status
Experience quintessential Mill Creek living in this beautifully maintained 3 bedroom, 2.5 bath home, complete with peek-a-boo golf course views! This Fairwood Greens property has vaulted ceilings and abundant natural light that create a welcoming, airy atmosphere throughout. The main floor features spacious living and dining areas, a refreshed kitchen with newer appliances, and a convenient laundry room. From the kitchen, French doors open to a covered deck overlooking the fenced backyard - an inviting space that's perfect for relaxing, entertaining, or gardening. Upstairs, the generously-sized primary suite serves as a private retreat with a large, tastefully updated bath with a jetted tub, separate shower, vanity with ample storage + counter space, and walk-in closet. Two secondary bedrooms, an additional full bathroom, and loft space completes the upstairs. An attached two-car garage offers additional storage, while low HOA dues equating to just $108/month add to the homes appeal. You can't beat this location - Just minutes to the Mill Creek Town Center, parks, trails, library, shopping, dining, and highly sought-after schools. Pre-inspected and move-in ready - Come check this one out today!

2000 Village Green Drive Unit #3, Mill Creek

Listing courtesy of Real Broker LLC.

$850,000
2 Beds ⋅ 2 Baths ⋅ 2564622 MLS ⋅ ACTIVE Status
Experience effortless living in this beautifully updated 2,316-square-foot golf course condo overlooking the scenic fairways of Mill Creek country club. Perfectly designed for comfort and convenience, this spacious home features two bedrooms on the main floor, making it ideal for those seeking single-level living without sacrificing space. The recently updated interior offers a fresh, modern feel with generous living areas, abundant natural light, and picturesque golf course views. Whether you're entertaining guests or enjoying a quiet evening at home, the open and inviting layout provides the perfect setting. A spacious two-car garage offers ample room for vehicles, storage, and hobbies. Located in one of Mill Creek's most desirable communities, you'll enjoy peaceful surroundings, beautiful landscaping, and the convenience of nearby shopping, dining, parks, and walking trails. If you're looking for low-maintenance living with exceptional golf course views and thoughtful updates throughout, this move-in-ready condo is a must-see.

15825 Village Green Drive Unit #1, Mill Creek

Listing courtesy of CENTURY 21 Real Estate Center.

$780,000
3 Beds ⋅ 3 Baths ⋅ 2557625 MLS ⋅ ACTIVE Status
Experience quintessential Mill Creek living in this beautifully maintained 3 bedroom, 2.5 bath home, complete with peek-a-boo golf course views! This Fairwood Greens property has vaulted ceilings and abundant natural light that create a welcoming, airy atmosphere throughout. The main floor features spacious living and dining areas, a refreshed kitchen with newer appliances, and a convenient laundry room. From the kitchen, French doors open to a covered deck overlooking the fenced backyard - an inviting space that's perfect for relaxing, entertaining, or gardening. Upstairs, the generously-sized primary suite serves as a private retreat with a large, tastefully updated bath with a jetted tub, separate shower, vanity with ample storage + counter space, and walk-in closet. Two secondary bedrooms, an additional full bathroom, and loft space completes the upstairs. An attached two-car garage offers additional storage, while low HOA dues equating to just $108/month add to the homes appeal. You can't beat this location - Just minutes to the Mill Creek Town Center, parks, trails, library, shopping, dining, and highly sought-after schools. Pre-inspected and move-in ready - Come check this one out today!

2000 Village Green Drive Unit #3, Mill Creek

Listing courtesy of Real Broker LLC.

$550,000
2 Beds ⋅ 2 Baths ⋅ 2563828 MLS ⋅ ACTIVE Status
ZERO STEPS | ELEVATED EASY LIVING IN THE HEART OF MILL CREEK | NEW FURNACE & NEW CARPETING! Life feels a little more lovely when everything is effortless. Tucked into coveted Miller's Village, this PRE-INSPECTED, single-level end-unit townhome offers rare ZERO-STEP living in a private, beautifully established community. Southern exposure and a prized corner location bathe the home in natural light, creating an inviting atmosphere year-round. The spacious kitchen features abundant storage and casual dining space, flowing seamlessly into the living area where a cozy gas fireplace sets the mood for slow mornings, intimate evenings and effortless entertaining. Step outside to a private patio framed by lush, mature gardens—a serene retreat for morning coffee, a glass of wine or simply unwinding at the end of the day. The primary suite features a REMODELED attached bath with a generous 5-foot custom tile shower, while the second bedroom easily transforms for guests, a home office or creative space. Hall bath features a jetted tub. Laundry near the bedrooms, ample storage, gas forced-air heat and an oversized attached 2-car garage elevate everyday convenience. A strong, well-managed HOA covers exterior maintenance, water, sewer and more. Enjoy open green spaces and mature landscaping, minutes from Mill Creek Country Club, North Creek Trail and Mill Creek Town Center. Rarely available. Beautifully situated. Effortless by design and Ready to Move in!

1800 Mill Creek Road SE Unit #12A, Mill Creek

Listing courtesy of FIRST AND MAIN.

$774,950
3 Beds ⋅ 3 Baths ⋅ 2563509 MLS ⋅ ACTIVE Status
Light and bright very well maintained, two story corner lot craftsman townhome with private fenced backyard on quiet, tree-lined street. Quaint front porch and rich hardwood flooring throughout main floor with open floor concept. Kitchen with stainless appliances, granite counters, plenty of cabinetry and prep areas open to dining and living room with cozy gas fireplace. Powder room. Access to private, level, fully fenced backyard with patio. Upper floor features a generous loft/flex area space, large Primary Suite with walk in closets and full-bath, two additional bedrooms, full bath, and laundry room with storage. Tandem, 2-car oversized garage with plenty of storage & extra off-street parking. Adjacent to Exploration Park with playground, quiet neighborhood with sidewalks. Additional nearby trails and access to restaurants, services, freeway, and transit. Affordable HOA fees. Easy access to Boeing, Northcreek Bothell, Lynnwood/Everett & Eastside.

14019 33rd Drive SE, Mill Creek

Listing courtesy of eXp Realty.

$725,000
4 Beds ⋅ 3 Baths ⋅ 2556311 MLS ⋅ ACTIVE Status
Spacious Seclusion in Silver Crest Mill Creek!! 1/3+ acre LOT (15,246sf) includes both a 2150 SF single level -- rambler ranch style layout -- 4 bedroom 2.5 bath triple wide manufactured home, and a detached 200 amp power connected 720 SF 4-CAR garage & workshop | or potential ADU conversion | Wide driveway and level backyard parking lot allows for an additional 6+ vehicles; larger RV motorhomes, commercial vehicles, trailers & boats | NO HOAs, NO CC&Rs, NO Rental Cap or Pet Restrictions | 12' vaulted ceilings and skylights throughout make this home feel larger than it already is. Master bedroom offers walk-in closet and attached 5 piece bath + deep soaking tub. 500 SF fully covered wraparound decking perched over landscaped front yard with white picket fence. Elevated, private dead end street setting minutes from Mill Creek Town Center amenities, schools, parks, and walking trails. FHA/VA & State Bond financing approved. Recent seller pre-inspection complete. Prime central location with exceptional land value. A must see!!l

3104 138th Street SE, Mill Creek

Listing courtesy of Marketplace Sotheby's Intl Rty.

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