Lummi Island Homes with USDA Loan Terms

Lummi Island Homes with USDA Loan Terms

Welcome to Lummi Island, a hidden gem in the beautiful Pacific Northwest of the United States. This quaint island is located in Whatcom County, Washington, offering a peaceful and serene escape from the hustle and bustle of city life.

Lummi Island is the perfect place to call home for those seeking a tranquil and close-knit community. With stunning views of the surrounding water and mountains, residents can enjoy a relaxed island lifestyle while still being just a short ferry ride away from the mainland.

If you're considering purchasing a home on Lummi Island, you'll be pleased to know that USDA loan terms are available in this area. This means that eligible homebuyers may qualify for a USDA loan to help make their dream of owning a home on Lummi Island a reality. With favorable loan terms and low down payment options, buying a home on Lummi Island has never been more accessible.

Whether you're looking for a cozy cottage, a waterfront retreat, or a charming family home, Lummi Island has a variety of real estate options to suit your needs. Don't miss out on the opportunity to own a piece of paradise in this unique and picturesque island community.

Newest Lummi Island Homes with USDA Loan Terms

$617,499
3 Beds ⋅ 2 Baths ⋅ 2549290 MLS ⋅ ACTIVE Status
Lummi Island living at its finest! Perched in the desirable Isle Aire community, this 3-bedroom, 1.75-bath home offers 2,352 square feet of flexible living space and breathtaking west-facing views of the San Juan Islands and Strait of Juan de Fuca. Watch spectacular sunsets from your expansive deck and keep an eye out for passing orcas, eagles, and ever-changing marine activity. The main level features comfortable living with two bedrooms, a full bath, eat in kitchen, and inviting living room centered around a cozy wood-burning fireplace. Downstairs, a separate living area with an additional bedroom, ¾ bath, second wood-burning fireplace, and private entrance provides ideal space for guests, extended living, or a private retreat. The detached two-car garage offers excellent workshop space, built-in storage, and room for hobbies, recreational gear, or island projects. Outside, enjoy beautifully landscaped gardens, ample space for growing your own vegetables and flowers, and a welcoming fire pit gathering area perfect for relaxing under the stars. Located just blocks from Isle Aire’s private west-facing beach, ownership includes deeded beach rights and the opportunity for your own mooring buoy. Miles of nearby walking trails begin just beyond the backyard, offering easy access to the island’s natural beauty. Whether you’re seeking a full-time residence or the perfect island getaway, this property delivers the best of Lummi Island’s relaxed coastal lifestyle.

2536 Island View Lane, Lummi Island

Listing courtesy of RE/MAX Whatcom County, Inc..

$599,950
3 Beds ⋅ 3 Baths ⋅ 2465087 MLS ⋅ ACTIVE Status
Set at the end of a quiet road, this Lummi Island property offers a full acre of land surrounded by mature evergreens, creating a private and peaceful setting with filtered bay and island outlooks, along with glimpses of Mt. Baker and the Canadian Coastal Range. There is also potential to enhance view corridors over time. The home features vaulted ceilings and expansive windows that bring in natural light and connect the interior to its natural surroundings. An open main living area flows out to a covered deck—well-suited for year-round enjoyment. The lower level, with separate access, provides flexible space for guests, a studio, or additional living use—offering versatility that’s not commonly found at this price point on the island. Located just minutes from the ferry, trails, boat launch, and local amenities, the property combines seclusion with accessibility. A short walk leads to the Aiston Nature Preserve, offering over 100 acres of protected land for recreation and exploration. A unique opportunity to own space, privacy, and flexibility on Lummi Island.

1103 Berry Way, Lummi Island

Listing courtesy of Keller Williams Western Realty.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.