Langley Homes with FHA Terms

Langley Homes with FHA Terms

Welcome to Langley, a charming city located in Island County, Washington, United States. Known for its picturesque landscapes and small-town charm, Langley is a delightful place to call home.

Nestled in the heart of Whidbey Island, Langley offers a unique blend of natural beauty and a thriving community. With its stunning views of the Puget Sound and the Cascade Mountains, Langley provides residents with a serene and tranquil atmosphere.

Langley is an ideal place for those looking for homes with FHA terms. The Federal Housing Administration (FHA) offers various loan programs that provide more flexible lending requirements, making it easier for individuals to qualify for a mortgage. Whether you are a first-time homebuyer or looking to refinance your current home, Langley offers a range of options for those seeking FHA terms.

Langley's real estate market is diverse, with a variety of housing options to suit different preferences and budgets. From cozy cottages to spacious waterfront properties, Langley has something for everyone. With FHA terms, homebuyers can enjoy low down payments, competitive interest rates, and flexible credit requirements.

In addition to its real estate offerings, Langley boasts a vibrant downtown area filled with local shops, art galleries, and restaurants. The city also hosts various events and festivals throughout the year, providing residents with plenty of opportunities to engage with the community.

If you're looking for a place that combines natural beauty, community spirit, and homes with FHA terms, Langley is the perfect destination. Experience the warmth and charm of this wonderful city and find your dream home in Langley, Washington.

Newest Langley Homes with FHA Terms

$426,000
2 Beds ⋅ 1 Baths ⋅ 2572728 MLS ⋅ ACTIVE Status
2024 stick-built cottage just 2 miles from downtown Langley and minutes to the Clinton/Mukilteo Ferry. This energy-efficient 2-bedroom home features hardwood flooring throughout, granite countertops, and a granite shower with natural light. Situated on an oversized, level lot with a fully fenced backyard, room for pets, RV parking, a future garage or shop, and outdoor living.Currently operating as an established long-term rental, this versatile property is ideal as a primary residence, vacation home, or investment opportunity. Includes an oversized 21’ x 10’ storage shed, garden shed, and private community beach and park access. Enjoy the best of Whidbey Island living in one of Langley’s most desirable communities.

4338 Herring St, Langley

Listing courtesy of Skyline Properties, Inc..

$1,485,000
4 Beds ⋅ 3 Baths ⋅ 2563731 MLS ⋅ ACTIVE Status
Picturesque Whidbey Island living on nearly seven fully fenced acres with peaceful ponds, pasture, garden space, and beautiful views of Puget Sound and the Olympic Mountains. The gracious three-bedroom home features vaulted ceilings, a river rock fireplace, a light-filled solarium family room, and a spacious deck for enjoying the peaceful setting and spectacular west-facing sunsets. A detached two-car garage and shop features a private one-bedroom ADU above, offering wonderful flexibility for guests, extended living, or income potential. With a fire pit, RV hookup, chicken coop, fruit trees, private well, abundant sunshine, and plenty of room for animals and outdoor living, this one-of-a-kind property offers exceptional privacy and space in a convenient central South Whidbey location near Bayview Corner and Highway 525. This is home!

5537 Bayview Road, Langley

Listing courtesy of Windermere RE/South Whidbey.

$674,000
3 Beds ⋅ 3 Baths ⋅ 2548718 MLS ⋅ ACTIVE Status
Imagine living in Useless Bay Colony, one of South Whidbey's most sought-after communities, where island living, recreation, and convenience come together. Just minutes from Freeland, Langley, schools, shopping, dining, and professional services, this welcoming neighborhood also offers easy access to public transit, making ferry commutes and travel across the island simple. High-speed fiber internet provides the flexibility to work or learn from home, while nearby farmers markets, Bayview's vibrant community events, and optional golf and social memberships create the perfect balance of relaxation and connection. Designed for comfortable everyday living and effortless entertaining, the home features two inviting main-level living spaces that flow seamlessly into the kitchen and dining areas. French doors open to an expansive deck and beautifully landscaped backyard where flowering gardens, a tranquil pond, a fire pit, and peaceful outdoor spaces invite you to gather with friends or simply unwind. Upstairs, the spacious primary suite offers a private retreat with a generous walk-in closet, accompanied by two additional bedrooms and a dedicated home office. A two-car garage provides ample space for vehicles, outdoor gear, and golf clubs. Recent improvements include a new 50-year composition roof, energy-efficient heat pump, and updated electric range, offering peace of mind for years to come. Seller is offering a 2/1 rate buy-down with an acceptable offer!

2591 Hillis Drive, Langley

Listing courtesy of Windermere RE North, Inc..

$1,280,000
3 Beds ⋅ 3 Baths ⋅ 2540950 MLS ⋅ ACTIVE Status
Nestled on 5 private Elec. gated timbered ac.This 3bed3 bath NW Prow front home is more than a house, Designed aesthetically for comfort and entertaining. As you approach, you can’t help but notice the timbered beam front porch and master suite balcony, River rock accents. The front door sets the stage as you enter, soaring pine ceilings & beams and wall of windows, radiant heated floors throughout, River rock fireplace wall and surround, custom, knotty Hickory cabinets. The Kitchen is a Cook’s dream granite countertops oversized island, double convect. wall ovens, and gas cooktop. Oversized 6ft Tiled Bath & showers. Solid knotty bed/bath doors, On Demand hot water, oversized heated garage & 40x50 shop &15x50 lean-to and 2 garden sheds

5154 Strider Road, Langley

Listing courtesy of TRELORA Realty, Inc..

$549,000
3 Beds ⋅ 2 Baths ⋅ 2540743 MLS ⋅ ACTIVE Status
Ideally situated in one of South Whidbey's most desirable locations, this beautifully maintained home offers the perfect blend of privacy, convenience, and versatility. Set on a sunny, level one-acre corner lot surrounded by mature evergreens, the property provides an open, usable setting just minutes from Bayview Corner, Langley, Goss Lake, and just a 30-second drive or a 5-minute walk to Lone Lake, with easy access to the trails of Putney Woods. Inside, the light-filled open floor plan creates an inviting space for everyday living and entertaining. Fresh interior paint and stylish new light fixtures enhance the home's bright, move-in-ready appeal. Outside, enjoy the brand-new deck (2026), perfect for relaxing or entertaining while taking in the peaceful surroundings. A standout feature is the impressive 36' x 24' three-bay metal pole barn with fresh exterior paint, new roll-up doors, a concrete approach, and loft storage—ideal for vehicles, hobbies, a workshop, recreational toys, or additional storage. Ample parking provides room for an RV, boat, trailer, and more. Whether you're looking for a peaceful full-time residence, hobby property, or island retreat with room to spread out, this home offers the flexibility and lifestyle that's increasingly hard to find. All that's left to do is move in and start enjoying island living.

2811 Andreason Road, Langley

Listing courtesy of Redfin.

$920,000
2 Beds ⋅ 3 Baths ⋅ 2544011 MLS ⋅ ACTIVE Status
This quality Whidbey home captures the best of Lone Lake living with serene water views. The main level offers a comfortable primary ensuite, an open floor plan, and a convenient laundry/storage room. The daylight lower level adds exceptional versatility with a separate second living space or apartment and its own private entrance. Set on a beautifully landscaped lot in the sought-after Lone Lake area, the property offers a low-maintenance lifestyle with ample off-street parking, a partially fenced backyard, and many Whidbey amenities close by. It’s a practical and inviting setting for easy island living, whether you’re hosting guests, enjoying outdoor space, or simply looking for a home that balances comfort and function. Enjoy a location that puts you close to Langley, Bayview, beaches, ferry access, and the South Whidbey trail network, with outdoor recreation and everyday conveniences all within easy reach. Lone Lake and the surrounding Whidbey landscape offer a peaceful, scenic backdrop that makes this property feel like a true retreat while still staying connected.

2937 Quigley Road, Langley

Listing courtesy of COMPASS.

$535,000
2 Beds ⋅ 2 Baths ⋅ 2539219 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, craftsmanship, and convenience in this well maintained home, ideally located between the ferry and the heart of downtown Langley. Built in 2011, this thoughtfully designed home features a spacious open floor plan, high ceilings, and oversized windows that fill the living spaces with natural light. Quality details abound, including solid wood doors with classic Craftsman trim and a versatile layout with a 3-bedroom septic system and flexible third-bedroom option. Outside, the fully fenced front yard offers a safe place for pets to relax while watching local wildlife, and the expansive backyard provides room to garden, play, or entertain. With frontage on both Douglas Street and Herring Street, the property offers added accessibility and future potential. A standout feature is the detached finished shop with power—perfect as a workshop, art studio, home office, or creative retreat. Whether you're pursuing hobbies, working from home, or simply looking for extra flexible space, this bonus building adds exceptional value. Move-in ready and full of possibilities, this inviting home is ready for you to make it your own.

4342 Herring Street, Langley

Listing courtesy of John L. Scott Mukilteo.

$1,475,000
3 Beds ⋅ 3 Baths ⋅ 2536133 MLS ⋅ ACTIVE Status
Perched above coveted Bells Beach, this extensively remodeled coastal retreat captures sweeping views of the Salish Sea & Cascade Mountains. Thoughtfully reimagined in 2024, the home showcases a comprehensive renovation featuring a premium Wolf appliance package, designer lighting, artisan shelving, updated landscaping, new metal roof, new arbor, new decking/railings, & new gutters with gutter guards. Light-filled interiors blend refined finishes with everyday comfort, while expansive living spaces frame the stunning natural surroundings. The luxurious primary suite serves as a private sanctuary with a spa-inspired bath designed for relaxation and rejuvenation. In 2025, the lower level was enhanced with a second kitchen, additional finished flex space, and a second washer/dryer, creating outstanding versatility for guests, multigenerational living, or income-producing opportunities. Outside, the fully fenced backyard offers privacy and room to enjoy the outdoors, while the custom-built shed with 220 power provides ideal space for a studio, home office, or creative pursuits. Modern systems ensure year-round comfort and peace of mind, including a heat pump with A/C, tankless water heater, propane, & automatic whole-home generator. Complete with deeded access to sought-after Bells Beach, this turnkey property presents a rare opportunity to enjoy Whidbey Island living with breathtaking views, extensive upgrades, & one of the island's most desirable beach communities.

3751 Morning Glory Lane, Langley

Listing courtesy of Acorn Properties, Inc.

$1,195,000
2 Beds ⋅ 2 Baths ⋅ 2514590 MLS ⋅ ACTIVE Status
Set on six thoughtfully curated acres near the seaside village of Langley, this Whidbey Island mini farm offers a rare blend of intentional design, modern infrastructure, and land-connected living. Approx. two acres are deer-fenced for orchard and garden production, complemented by park-like woodlands and a layout designed to support expansion (4 bedroom septic system), perfect for hobby farming, equestrian, or livestock. The award-winning custom residence features a floor plan with main-level living above—maximizing light and views. Clean lines and warm finishes define the interior, with hardwood floors, a wall of windows, custom cabinetry, and curated details including artisan accents and classic Rejuvenation fixtures. An expansive deck extends the living space outdoors, creating a seamless connection to the landscape. At ground level, a high-functioning, tech-forward shop/garage anchors the property with 13-foot ceilings, stained concrete floors, a full property generator, wired for 3 EV chargers, and integrated power and water systems. The canning kitchen supports farm-to-table production, creative work, or remote business operations. The cozy cabin offers flexible ADU potential for guests, multigenerational living, or income. Designed for how people live today—productive, sustainable, and connected—this property delivers both capability and lifestyle, just minutes from town, ferry access, trails, schools and beaches. (An adjacent 10 acre parcel also available).

5287 Maxwelton Road, Langley

Listing courtesy of COMPASS.

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