Lakebay Homes with USDA Loan Terms

Lakebay Homes with USDA Loan Terms

Lakebay is a charming city located in Pierce County, Washington, United States. Nestled in the heart of the state, Lakebay offers a serene and picturesque setting for those looking to settle down in a peaceful community.

One of the highlights of Lakebay is the availability of homes with USDA loan terms. If you're considering purchasing a property in this area, you'll be pleased to know that you can take advantage of the benefits that come with a USDA loan. These loans are provided by the United States Department of Agriculture and are specifically designed to support rural homebuyers.

With a USDA loan, you can enjoy several advantages when purchasing a home in Lakebay. These loans often offer competitive interest rates, low or no down payment options, and flexible credit requirements. Additionally, USDA loans may also include financing for necessary repairs or upgrades to the property.

Lakebay's real estate market offers a variety of options to suit different preferences and budgets. Whether you're looking for a cozy cottage by the lake or a spacious family home, you're sure to find a property that meets your needs.

Living in Lakebay means being surrounded by natural beauty, with stunning views of the nearby waterways and forests. The city also boasts a close-knit community, excellent schools, and a range of outdoor recreational activities such as boating, fishing, and hiking.

If you're considering making Lakebay your home, explore the available homes with USDA loan terms and take advantage of the benefits that come with this financing option. It's an excellent opportunity to settle down in a beautiful city and enjoy the perks of rural living in Washington State.

Newest Lakebay Homes with USDA Loan Terms

$650,000
3 Beds ⋅ 2 Baths ⋅ 2568857 MLS ⋅ ACTIVE Status
Welcome home to Joemma Beach Farms, where modern construction meets the tranquility of coastal acreage. This exceptional 3-bedroom, 2-bath rambler is situated on a level 2.5-acre lot, offering the rare privacy and space you’ve been looking for. The heart of the home is an open-concept great room, enhanced by vaulted ceilings and bathed in natural light. The primary suite is a standout, boasting a spacious layout and a comprehensive 5-piece bath for ultimate relaxation. Enjoy effortless year-round comfort with integrated air conditioning and the ambiance of a custom electric fireplace. The exterior living spaces are equally impressive, featuring a covered patio for sunset relaxing and substantial parking capacity—perfect for boats, RVs, and guests. A newly built retaining wall and full fencing completes the back yard. With private, direct access to the beach path and a serene neighborhood setting, this property is the coastal escape you’ve been waiting for.

2220 202nd Avenue SW, Lakebay

Listing courtesy of Keller Williams West Sound.

$440,000
2 Beds ⋅ 1 Baths ⋅ 2561252 MLS ⋅ ACTIVE Status
Thoughtfully updated and move-in ready, this single-level home offers comfortable living on a spacious, 2.47 acre lot surrounded by mature evergreens and open fields. The bright, open layout features durable flooring, a refreshed kitchen with tile backsplash, and generous cabinet storage. The living and dining areas flow seamlessly creating an ideal space for everyday living and outdoor gatherings. Two bedrooms provide flexibility. A detached two bay garage/shop with additional living space and storage rooms. Ample parking, and room for RVs, boats, or additional vehicles add versatility. Enjoy access to all the area offers, with convenient access to nearby amenities while offering a peaceful residential setting.

16511 84th Street NW, Lakebay

Listing courtesy of Newberry Realty, Inc..

$449,000
3 Beds ⋅ 3 Baths ⋅ 2551486 MLS ⋅ ACTIVE Status
Better than new, this beautifully upgraded 2019 home offers stylish, move-in-ready living in the sought-after Palmer Lake community on the scenic Key Peninsula. A welcoming covered front porch provides year-round protection from the elements, while thoughtful upgrades throughout set this home apart. Upstairs, newly installed bamboo flooring flows seamlessly through the bright living room, dining area and spacious primary bedroom. The designer kitchen features quartz countertops, a large island and stainless steel appliances and opens to a private back deck, perfect for morning coffee, entertaining or simply relaxing in a peaceful setting. Enjoy the efficiency of premium triple-pane windows that add additional insulation against noise and temperature fluctuations. Modern bathrooms feature quartz counters and luxury vinyl flooring. The versatile lower level offers a spacious family room, third bedroom, 3/4 bath and laundry area, creating an ideal guest suite, home office or multi-generational living space. The fully fenced backyard with two gates offers privacy and room to create your own outdoor retreat. Enjoy Palmer Lake community amenities including a private stocked lake, beach, fishing dock, parks and recreation, all just minutes from the natural beauty of Joemma Beach State Park. Why wait for new construction when this thoughtfully upgraded home is ready to enjoy today?

2114 191st Avenue SW, Lakebay

Listing courtesy of eXp Realty.

$444,000
2 Beds ⋅ 1 Baths ⋅ 2551316 MLS ⋅ ACTIVE Status
Seller closing cost credit of $5000! Escape to your own Pacific Northwest retreat! This one-of-a-kind custom home offers rustic charm, modern comforts, and an incredible connection to nature. From the stunning stone entry to the warm exposed woodwork and abundant natural light, you’ll feel right at home.Enjoy a spacious loft, bonus room, and an amazing rooftop deck—perfect for entertaining, stargazing, or relaxing with your morning coffee. Thoughtful updates include a tankless hot water heater, durable metal roof, upgraded 20-amp outdoor outlets, remote-controlled laundry room ceiling fan, wireless window security sensors, and a transferable security system.Outside, you’ll find apple, cherry, and plum trees, along with blueberries, huckleberries, and lingonberries, plus a beautiful wildflower meadow that attracts birds and butterflies. Spend summer days in the above-ground outdoor pool, and enjoy the convenience of a large covered carport, spacious storage outbuilding, and all appliances included.As part of the sought-after Palmer Lake Community, you’ll enjoy access to two private lakes with beaches, a large waterfront park, playground, picnic areas, fishing dock, and private boat launch. Conveniently located just 17 miles from Hwy 16, this property offers the perfect blend of peaceful living and outdoor recreation.Rarely do homes with this much character, privacy, and community lifestyle become available. Schedule your private showing today!

19112 19th SW, Lakebay

Listing courtesy of Kelly Right RE of Seattle LLC.

$485,000
3 Beds ⋅ 2 Baths ⋅ 2515256 MLS ⋅ ACTIVE Status
Impeccably maintained single story home in the Palmer Lake community where pride of ownership is clear from the moment you arrive. Designed with an open concept great room and vaulted ceilings, the layout offers a natural flow that works beautifully for both daily living and gathering with friends. A wood stove anchors the space, adding warmth and a welcoming touch. The open kitchen features oak cabinetry, newer stainless steel appliances, pantry & breakfast bar. Flow seamlessly into the dedicated dining area that feels elevated from the typical eat in setup. A flexible den creates options for a home office, hobby room, or quiet escape, while 3 bedrooms and 2 full baths provide a layout that simply makes sense. The primary suite includes a private bath & walk in closet. Step outside to a wraparound deck overlooking a .22 acre lot, offering space to relax, entertain, or enjoy the outdoors. Located in the Palmer Lake community, this home offers a comfortable lifestyle in a setting that feels tucked away yet connected. View today!

1704 197th Avenue SW, Lakebay

Listing courtesy of Crafted Real Estate.

$532,950
3 Beds ⋅ 2 Baths ⋅ 2515083 MLS ⋅ CONTINGENT Status
NEW ROOF on this perfect blend of country living and equestrian lifestyle on 2.5 fully usable acres of flat, horse-ready land. This well-maintained, single-story ranch home featuring 3 bedrooms, 2 bathrooms, and an open-concept layout filled with natural light and designed for comfortable everyday living. Enjoy outdoor living with low-maintenance Trex decking—ideal for entertaining or relaxing—surrounded by mature fruit trees and wide-open space. The property offers fenced pasture and is fully equipped for horse lovers, featuring a 2-stall Noble shelter with a convenient bunk-out hay room and plenty of room to add a riding arena, round pen, or additional equine facilities. This horse property also includes a spacious garage/shop perfect for a workshop, equipment storage, or home-based business, plus dedicated RV parking with space for trailers, horse rigs, and recreational vehicles. With flat, usable acreage, expansion potential, and a peaceful rural setting, this property is ideal for those seeking a hobby farm, ranch property, or equestrian estate with room to grow.

3416 171 Avenue Ct NW, Lakebay

Listing courtesy of John L. Scott, Inc..

$489,000
3 Beds ⋅ 3 Baths ⋅ 2466227 MLS ⋅ ACTIVE Status
Private Island living just 90 mins from Seattle and 30 min to Tacoma! Creative financing available! Herron Island, everyday life is a calm retreat. This spacious 3 story home sits on a rare triple lot with water views in two directions, abundant parking, two driveways, room to garden, gather, or simply enjoy the peaceful setting. Offering approx 2,860SF the one owner home features 3 beds, 3 baths, open concept living, dining and kitchen, plus expansive wraparound second story deck w waterproof flooring designed to take in the natural surroundings. A second ground level deck adds more outdoor living space. The oversized 20'/41' garage offers workshop space, hot/cold running water, and potential for future expansion, unfinished lower level provides room to expand or customize to your needs, while usable attic space and locking exterior storage add convenience. The home also includes a standby generator and ADT security system for added peace of mind. Herron Island's private ferry access community offers a truly unique lifestyle with beaches, parks, kayak access, boat launch, pickle ball, community garden, and seasonal gatherings. Wildlife is part of daily life, with deer wandering the island and eagles overhead. This is a rare opportunity to own in one of Washington's most distinctive island communities, known for its tranquility, welcoming atmosphere, and vacation home appeal. Island life is a dream afforded to few, this is your opportunity to turn the dream into a reality!

22415 S Herron Boulevard NW, Lakebay

Listing courtesy of Real Broker LLC.

$611,000
3 Beds ⋅ 3 Baths ⋅ 2456063 MLS ⋅ PENDING SHORT SALE Status
SHORT SALE!! Escape to a Private sanctuary in Lakebay - 3,037 sq. ft. home w/daylight basement that sits on 2.5 acres, offering unmatched tranquility & room to breathe. The seamless layout invites effortless living, while the expansive full-length deck provides a stunning backdrop for outdoor dining, quiet mornings, or gatherings beneath the Evergreens. Granite surfaces elevate the kitchen & baths & the primary suite offers a spa-quality experience with soaking tub, walk-in shower w/dual heads, & direct access to the deck. A walk-in pantry, dining alcove, generous laundry room, & flexible outbuilding add convenience & versatility. Space for RVs, boats, & more. Joemma Beach State Park only minutes away! A property that captures the essence of PNW Living!

2311 202nd Avenue SW, Lakebay

Listing courtesy of Keller Williams Eastside.

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