Lakebay Homes with FHA Terms

Lakebay Homes with FHA Terms

Located in Pierce County, Washington, Lakebay is a charming city that offers a peaceful and picturesque setting for residents to call home. Situated in the beautiful Pacific Northwest region of the United States, Lakebay is known for its natural beauty, friendly community, and convenient access to various amenities.

Lakebay is surrounded by stunning landscapes, including lush forests, sparkling lakes, and breathtaking views of the Puget Sound. Outdoor enthusiasts will find plenty of opportunities for hiking, boating, fishing, and other recreational activities in the area. The city also boasts a mild climate, making it enjoyable to explore the outdoors year-round.

In terms of real estate, Lakebay offers a range of housing options for those looking to settle down in the area. One notable aspect of the housing market in Lakebay is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are government-backed mortgages that provide more flexible financing options for homebuyers. This allows individuals with lower credit scores or limited down payment funds to still have the opportunity to purchase a home in Lakebay.

Whether you're looking for a cozy cottage by the lake or a spacious family home, Lakebay has something to offer for everyone. With its scenic beauty, welcoming community, and access to FHA financing options, Lakebay is a great place to consider when looking for your dream home in the Pacific Northwest.

Newest Lakebay Homes with FHA Terms

$495,000
3 Beds ⋅ 2 Baths ⋅ 2569775 MLS ⋅ ACTIVE Status
Discover island living at its best in this charming single-story cabin on a rare double lot—two separate taxable lots—with gorgeous water views. This inviting 3-bedroom, 2-bath home offers comfortable single-level living and a peaceful island retreat which looks down onto the community beach on the north end of the island. A unique bonus is the accessible area beneath the home, providing convenient parking/storage space for a small boat, golf cart, or similar recreational vehicle. Whether you're looking for a peaceful getaway, full-time island home, or a place to create lasting memories, this property offers an exceptional opportunity. Recent updates include a new roof, double pane windows and exterior paint. Herron Island is a private island community with its own passenger/vehicle ferry, making the journey part of the experience. Enjoy the water, explore the island, and embrace the relaxed pace of island living. With two lots, open water views, and versatile space beneath the home, this is a special opportunity to own your own piece of Herron Island! Interior photos to follow on Tuesday (18th)!!

1310 E Herron Boulevard NW, Lakebay

Listing courtesy of Better Properties Gig Harbor.

$429,999
3 Beds ⋅ 2 Baths ⋅ 2569353 MLS ⋅ ACTIVE Status
Palmer Lake Community is calling your name! Tucked into a fabulous area with parks and waterfront nearby, this open-concept single-story home checks every box. Fully fenced to keep the wayward soccer ball on property (should you like that sort of thing), and placed midway down a peaceful cul-de-sac for extra privacy. Need a place to store your gardening treasures or hobby creations? A gate large enough for your boat or RV leads to a sturdy, super-dry shed. Want a cover for that boat, too? The seller is willing to leave an additional cover just inside the gates.Inside, vaulted ceilings let this home live large, while french doors off the great room open to the perfect patio for BBQs and entertaining. And with Palmer Lake itself just moments away, summer fun is never far — swimming, boating, and lakeside relaxation all included. Truly a gem worthy of your viewing.

2616 196th Avenue SW, Lakebay

Listing courtesy of John L. Scott, Inc..

$650,000
3 Beds ⋅ 2 Baths ⋅ 2568857 MLS ⋅ ACTIVE Status
Welcome home to Joemma Beach Farms, where modern construction meets the tranquility of coastal acreage. This exceptional 3-bedroom, 2-bath rambler is situated on a level 2.5-acre lot, offering the rare privacy and space you’ve been looking for. The heart of the home is an open-concept great room, enhanced by vaulted ceilings and bathed in natural light. The primary suite is a standout, boasting a spacious layout and a comprehensive 5-piece bath for ultimate relaxation. Enjoy effortless year-round comfort with integrated air conditioning and the ambiance of a custom electric fireplace. The exterior living spaces are equally impressive, featuring a covered patio for sunset relaxing and substantial parking capacity—perfect for boats, RVs, and guests. A newly built retaining wall and full fencing completes the back yard. With private, direct access to the beach path and a serene neighborhood setting, this property is the coastal escape you’ve been waiting for.

2220 202nd Avenue SW, Lakebay

Listing courtesy of Keller Williams West Sound.

$400,000
3 Beds ⋅ 2 Baths ⋅ 2558370 MLS ⋅ ACTIVE Status
Just over a quarter acre in the beautiful Palmer Lake community with private lake access. Fully fenced backyard with plenty of room for gardening, entertaining, pets, or relaxing in privacy. New, durable storage shed for your gardening or storage needs. The 2 car garage and generous driveway offer parking for up to 6 vehicles, with additional space for an RV. Inside, the well-designed kitchen offers plenty of workspace and a practical layout that makes cooking and entertaining easy. Upgrades include new flooring, electric fireplace, new back deck, and fresh interior and exterior paint. Less than 3 mi from Joemma Beach State Park, a beautiful beachfront offering recreational activities including camping, fishing, and boating.

1706 194th Avenue SW, Lakebay

Listing courtesy of Keller Williams West Sound.

$1,050,000
4 Beds ⋅ 3 Baths ⋅ 2561943 MLS ⋅ ACTIVE Status
Experience the perfect blend of modern living and peaceful country surroundings in this stunning new construction home set on 6.9 acres. Offering 2,922 sq ft, this thoughtfully designed home features 4 bedrooms and 2.75 bathrooms with an open-concept layout ideal for everyday living and entertaining. The spacious living area is anchored by a cozy gas fireplace and flows seamlessly into the inviting kitchen, complete with stainless steel appliances, a large island, abundant cabinetry, and generous counter space for meal prep and gathering. Enjoy the extended living space on your covered back deck with privacy and endless possibilities that nearly 7 acres provide while still benefiting from the comfort and style of a brand-new home.

0 XX Herron Road NW, Lakebay

Listing courtesy of John L. Scott, Inc..

$769,000
3 Beds ⋅ 4 Baths ⋅ 2562331 MLS ⋅ ACTIVE Status
Discover a private, quintessential Northwest retreat nestled among mature trees and overlooking a seasonal pond. This inviting home features dramatic 22-foot vaulted ceilings, three spacious bedrooms, and 3.5 bathrooms, plus a generous loft and dedicated office area. Two fireplaces add warmth and character - one in the open-concept kitchen and living area and another in the expansive finished daylight basement. Outside, a wraparound deck overlooks the secluded yard and several fruit trees, creating an ideal setting for relaxing or entertaining. A durable metal roof tops both the home and the detached three-car garage. Home warranty included.

19002 20th Street NW, Lakebay

Listing courtesy of ALLEN Realtors.

$726,000
3 Beds ⋅ 2 Baths ⋅ 2566099 MLS ⋅ ACTIVE Status
Experience the best of Pacific Northwest country living on this move-in-ready 5-acre retreat, where privacy, nature, and convenience come together. Tucked among mature trees yet less than 30 minutes from Gig Harbor, Hwy 16, shopping, dining, and everyday amenities, this property offers the peaceful lifestyle you've been searching for without sacrificing accessibility. The inviting one-level home features an open floor plan and a spacious kitchen designed for preparing homegrown meals and gathering with the people who matter most. With 3 bedrooms, 2 bathrooms, and a private primary suite featuring dual walk-in closets, the home offers comfortable, functional living. Step outside to a fully fenced backyard with established fruit trees, garden space, winding nature trails, and a natural watershed that creates a lush, tranquil setting with minimal maintenance. Harvest fresh produce, enjoy morning coffee on the new deck, soak in the hot tub under the stars, and experience the simple joys of living surrounded by nature and abundant wildlife. Whether you're dreaming of a hobby farm, homestead, gardening, or simply room to breathe, this property offers endless possibilities. Complete with a whole-house generator, two versatile outbuildings, and a 3-car garage, this rare acreage retreat blends comfort, self-sufficiency, and peaceful rural living. All within an easy commute to modern conveniences.

1327 196th Avenue NW, Lakebay

Listing courtesy of Hawkins Poe.

$489,950
3 Beds ⋅ 2 Baths ⋅ 2564058 MLS ⋅ ACTIVE Status
If privacy is what you're looking for, you've found it! Nestled among mature trees on a level 2.74-acre lot, this brand-new 3-bedroom, 2-bathroom home offers the perfect blend of peaceful country living and modern comfort. The expansive property provides plenty of room to build a shop, create additional parking, or store your RV, boat, and other recreational toys. Ideally located just minutes from Joemma Beach State Park and the Palmer Lake community, you'll enjoy easy access to a community dock, boat launch, fishing, swimming, and endless outdoor recreation. Whether you're seeking a private retreat or a place with room to grow, this property offers the best of both worlds.

1615 Lake Drive SW, Lakebay

Listing courtesy of Kelly Right RE of Seattle LLC.

$440,000
2 Beds ⋅ 1 Baths ⋅ 2561252 MLS ⋅ ACTIVE Status
Thoughtfully updated and move-in ready, this single-level home offers comfortable living on a spacious, 2.47 acre lot surrounded by mature evergreens and open fields. The bright, open layout features durable flooring, a refreshed kitchen with tile backsplash, and generous cabinet storage. The living and dining areas flow seamlessly creating an ideal space for everyday living and outdoor gatherings. Two bedrooms provide flexibility. A detached two bay garage/shop with additional living space and storage rooms. Ample parking, and room for RVs, boats, or additional vehicles add versatility. Enjoy access to all the area offers, with convenient access to nearby amenities while offering a peaceful residential setting.

16511 84th Street NW, Lakebay

Listing courtesy of Newberry Realty, Inc..

$599,950
3 Beds ⋅ 2 Baths ⋅ 2561905 MLS ⋅ ACTIVE Status
Beautifully remodeled 3 bedroom, den, 2 bath home with a bright open floor plan, brand-new kitchen, and new flooring throughout. Enjoy peace of mind with a newer roof and endless possibilities on an oversized 87,120 sq ft lot. Complete with two huge detached garages—perfect for storage, hobbies, or workspace!

11 Webb Road SW, Lakebay

Listing courtesy of Dove Realty, Inc..

$525,000
2 Beds ⋅ 2 Baths ⋅ 2560183 MLS ⋅ ACTIVE Status
Waterfront Lake living with a new private dock, fenced property, oversized carport, ample additional parking & spacious outbuilding with power. This 2 bedroom, 2 bath charmer sports vaulted wood ceilings, great room concept living, laundry and huge windows that embrace the natural light & sweeping view. The 536 sq.ft. deck overlooks your manicured beachfront & dock. This wonderful lake view is ever changing with the seasons. The Palmer Lake Country Beach Club provides community events and two parks on each end of the lake. The main beach park features playground, docks, raft and loads of fun! A true Pacific Northwest Gem.

1907 194th Avenue SW, Lakebay

Listing courtesy of Coldwell Banker Bain.

$1,398,000
3 Beds ⋅ 2 Baths ⋅ 2559099 MLS ⋅ ACTIVE Status
Welcome to your ultimate Pacific Northwest sanctuary. Nestled on 2.5 ultra-private acres, this exceptional estate offers a rare park-like setting where the grounds meet the tranquil shores of the Key Peninsula. From the moment you arrive, you are enveloped in true serenity. This pre-inspected home is thoughtfully designed to showcase breathtaking, water views from almost every room, seamlessly blending indoor comfort with the natural beauty outside. Inside, you'll find great functionality with custom, built-in storage solutions seamlessly integrated throughout the entire home. The crown jewel of this property is the remarkable rare, highly coveted true no-bank waterfront. Complete with deeded tideland rights, your backyard is a private playground for beachcombing, crabbing, and clamming. Listen to the sounds of eagles and the barking of seals. Accessing the shoreline is easy, thanks to a newly engineered bulkhead and a brand-new, set of private stairs leading directly to the beach. Beyond the main residence, the sprawling acreage features a giant detached shop. This large outbuilding is a hobbyist’s dream, offering limitless potential for a workshop, boat and RV parking, or a creative studio. Whether you are looking for a full-time coastal residence or a weekend getaway, this property is a rare legacy retreat that perfectly balances seclusion with immediate beach access--only 20 minutes from Gig Harbor shopping and dining. Come experience a true waterfront retreat!

16409 Hoff Road NW, Lakebay

Listing courtesy of Windermere Real Estate/HLC.

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