Lake Tapps Homes with FHA Terms

Lake Tapps Homes with FHA Terms

Welcome to Lake Tapps, a charming city located in Pierce County, Washington, United States. Nestled in the heart of the state, Lake Tapps offers residents a picturesque setting with its stunning lake views and serene surroundings.

Lake Tapps is known for its natural beauty and outdoor recreational opportunities. The city is home to the stunning Lake Tapps, a reservoir formed by the White River. This 4,700-acre lake is a popular spot for boating, fishing, and swimming, attracting both locals and visitors alike. The surrounding parks and trails provide ample opportunities for hiking, picnicking, and enjoying the great outdoors.

If you're in the market for a new home in Lake Tapps, you'll be pleased to know that there are options available with FHA terms. FHA, or Federal Housing Administration, loans are popular among homebuyers as they offer more flexible qualification requirements and lower down payment options. These loans are backed by the government, making them an attractive choice for many buyers.

Whether you're looking for a cozy lakeside cottage or a spacious family home, Lake Tapps has a range of properties to suit every taste and budget. From modern townhouses to traditional single-family homes, there's something for everyone in this vibrant community.

With its breathtaking natural beauty and convenient location, Lake Tapps is a wonderful place to call home. Don't miss out on the opportunity to find your dream home with FHA terms in this charming city.

Newest Lake Tapps Homes with FHA Terms

$2,670,000
3 Beds ⋅ 4 Baths ⋅ 2569853 MLS ⋅ ACTIVE Status
Welcome to 20914 Snag Island Dr. E., a truly exceptional private Lake Tapps property where craftsmanship, character, and lake life come together. Built by a master craftsman, this remarkable home sits on 2.78 acres and over 300+ ft of waterfront with approved site plans for second home of 6000sqft rambler estate with utilities already in the ground. The home showcases incredible knotty alder woodwork throughout, creating a warm, timeless feel and highlighting the quality and attention to detail found in every room. Walk through the front door and experience the sundrenched family room and kitchen which features high end appliances including a 48" Viking range. Bedrooms include a main floor primary suite with soaring ceilings and two upstairs jr suites with built in desk areas and heated bathroom floors. Designed for everyday living and unforgettable gatherings, the property embraces the best of the Lake Tapps lifestyle. Outside you'll enjoy your own private access to the water, complete with a huge covered patio w/fireplace, boat launch, campfire seating on the water, double docks, and a covered power boat lift—making boating, fishing, swimming, gathering, and sunset cruises effortless. For the car and watercraft enthusiast, the property offers an impressive 4-car 2000+ sq.ft. garage plus a dedicated boat bay, providing abundant space for vehicles, recreational toys, storage, and all the gear that comes with lakeside living.This is more than a home—it’s a Lake Tapps estate.

20914 Snag Island Drive E, Lake Tapps

Listing courtesy of Keller Williams Rty Tacoma.

$849,000
3 Beds ⋅ 3 Baths ⋅ 2568752 MLS ⋅ ACTIVE Status
Experience resort-style living every day on gorgeous Tapps Island in this move-in ready home! Move in with confidence knowing the major updates have been completed. Meticulously maintained California Split level home features new roof, upgraded attic & crawl space insulation for improved energy efficiency, along w/ new Bosch heat pump, Bosch low noise dishwasher & Siemens electric convection oven/range. The kitchen offers added luxury of heated island countertops. Large composite deck overlooking the beautifully maintained, fenced backyard making this home and outdoor retreat. This beautiful 3 bedroom, one-full & 2-three quarter bath has a propane gas backlit fireplace in the living room w/ partial views of the lake, & a pellet fireplace downstairs for cozy winter nights. As you walk in soaring vaulted ceilings create an open living space w/ abundance of natural light. The primary bedroom hosts a brand new gorgeously remodeled bathroom. Brand new concrete driveway greets you as well as RV parking, attached carport.Garage can be heated/cooled. Trimlight outdoor architectural lighting system for year round decorating. Tapps Island residents enjoy an unmatched collection of amenities incl clubhouse w/ restaurant w/ magnificent view of the lake/Mt Rainier. Other amenities incl swimming pool, hot tub, fitness center, basketball, tennis, pickleball courts, beach, playground, 9-hole Executive golf course, secluded outer island w/ walking trails & 2 floating docks w/ boat ramps.

2622 211th Avenue E, Lake Tapps

Listing courtesy of John L. Scott R.E. Lake Tapps.

$1,450,000
4 Beds ⋅ 3 Baths ⋅ 2571271 MLS ⋅ ACTIVE Status
Indulge in the luxury of lakeside living with this masterfully remodeled waterfront cabin, perfectly positioned on Lake Tapps' Deer Island. Showcasing 92' of pristine western exposure low-bank waterfront, this four-bedroom, three-bathroom sanctuary represents a rare fusion of casual elegance and sophistication, yet fun and inviting design. No detail was overlooked and no expense spared in creating this turnkey architectural masterpiece. Inside designer touches elevate the classic cabin lifestyle into a complete sensory experience. The gourmet kitchen is anchored by premium Thermador appliances, quartz and designer tile work, and an advanced reverse osmosis water filtration system. Ultimate comfort is guaranteed year-round with a brand-new Trane HVAC system, while ample integrated storage ensures a seamless, clutter-free environment. The detached garage with loft area allows for covered parking and additional storage. The outdoor oasis is fully equipped for immediate recreation with a new dock, new boat lift and new jet ski lift! This property also features a concrete bulk-head. Low maintenance landscape means more time to enjoy the lake or relax. With no HOA restrictions, this move in ready property offers excellent potential as a short term rental.

3622 Deer Island Drive E, Lake Tapps

Listing courtesy of Keller Williams Realty.

$779,995
3 Beds ⋅ 2 Baths ⋅ 2569212 MLS ⋅ ACTIVE Status
Enjoy distant valley views from this inviting home offering a wonderful blend of comfort, outdoor living, and lot size in a quiet neighborhood. The spacious, private backyard provides plenty of room to relax, entertain, and enjoy the outdoors. The remodeled eat in kitchen features granite countertops, gas cooktop and Alexa compatible no touch faucet. Light and bright living room is open to kitchen and creates a seamless entertaining space. The primary bedroom is a retreat overlooking the valley with updated bathroom that features dual shower heads and adds the comfort of heated floors. Newer Trex decking creates a low-maintenance outdoor living space, complemented by a hot tub and gazebo—perfect for year-round enjoyment. Ample additional RV parking adds flexibility, with potential to build a shop or DADU (buyer to verify). Conveniently located just off Highway 410 with easy access to shopping, dining, recreation, and commuting routes. A great opportunity combining privacy, outdoor space, thoughtful updates, and versatility. Pre-inspected for your convenience!

16511 45TH Street Ct E, Lake Tapps

Listing courtesy of Berkshire Hathaway HS SSP.

$889,000
3 Beds ⋅ 3 Baths ⋅ 2567807 MLS ⋅ CONTINGENT Status
Welcome to this completely transformed 2,286 sqft house in Tacoma Point with modern luxury finishes and Pacific Northwest charm. This house feels fresh and brand new, featuring clean exterior siding, interior/exterior paint, luxury flooring throughout, and a brand-new asphalt driveway with ample RV/Boat parking. Step inside to bright, elevated spaces framed by oversized sliding glass doors that fill the home with natural light. Capture glimpses of Lake Tapps from the large open floorplan living room. The brand-new chef’s kitchen is perfect for entertaining. Upstairs, enjoy the stylish primary suite alongside beautifully tiled, fully redesigned bathrooms. Downstairs offers incredible versatility with an expansive rec room and potential 4th and 5th bedrooms—ideal for remote work, guests, or a expanding setup. Situated on a massive 0.42-acre lot with NO HOA, plus optional access to the private Tacoma Point park and boat launch. Situated in the acclaimed Dieringer School District! You don’t want to miss this one!

2207 186th Avenue E, Lake Tapps

Listing courtesy of eXp Realty.

$649,950
3 Beds ⋅ 3 Baths ⋅ 2566151 MLS ⋅ ACTIVE Status
Turnkey Lake Tapps living on a flat, fully usable 0.7-acre lot! This updated 2,036 sqft split-level home features 3 beds, 3 baths, an oversized 650 sqft garage, a new roof, new carpet, fresh interior/exterior paint, smoothed ceilings, and newer furnace/AC. Soaring cathedral ceilings highlight the main living area, while the lower level offers a private 17'x24' tiled suite with a kitchenette and separate entry—perfect for guests or potential rental income (or easily reconnected to the main home). Primary bedroom has full bath. Step outside to a covered deck with skylights, a fenced-parklike backyard, two storage sheds, and endless room for a dream shop, and parking for an RV, boat, and water toys. Enjoy access to 3 private, gated parks on Lake Tapps with swimming areas, a boat launch, pickleball/tennis courts, a dog park, and playgrounds. Located in the top-rated Sumner-Bonney Lake School District. Easy access to Hwy 410, Hwy 167, I-5, Sumner sounder train station, JBLM, Tacoma, SeaTac Airport, and South King County!

18016 S Tapps Drive E, Lake Tapps

Listing courtesy of Paul Williams Real Estate LLC.

$899,000
5 Beds ⋅ 3 Baths ⋅ 2565159 MLS ⋅ ACTIVE Status
Welcome to Cedar Estates, where designer finishes, thoughtful spaces, and an exceptional Bonney Lake/Lake Tapps location come together. Set on a picture-perfect cul-de-sac street just minutes from Lake Tapps, this stunning 5-bedroom, 3-bath model home offers approximately 3,407 sq. ft. and a kitchen that truly steals the show. Beautiful Huntwood cabinetry, designer Café appliances, generous counter space, and an oversized island create a standout space made for gathering and entertaining. The open-concept great room is filled with natural light and stand out features such as, a gas fireplace, stylish Deako lighting, and an open-rail staircase that adds to the home's elevated feel. A main-floor bedroom and full bath offer ideal flexibility for guests, multi-gen living, or a home office. Upstairs, retreat to a spacious primary suite, spa-inspired bath, walk-in closet, plus three additional bedrooms and a versatile bonus room that could easily serve as a fifth bedroom. Outside, enjoy a covered Trex deck overlooking a flat, fully landscaped & fenced backyard—an incredible extension of the living space with room to play, entertain, garden, or simply relax. Appliances are included for an easy move-in experience. Thoughtfully built by Risewell Homes, with elevated designer details, and a neighborhood you'll love—this one stands apart. Ask about available seller special rate incentives/special financing opportunities for qualified buyers w/preferred lender, (subject to change).

6406 213th Avenue Ct E, Lake Tapps

Listing courtesy of KW Lake Washington So.

$1,899,950
3 Beds ⋅ 4 Baths ⋅ 2565804 MLS ⋅ ACTIVE Status
Newly remodeled to an exceptional standard, this extraordinary 70-foot western exposure rambler w/daylight basement is perfectly positioned on a quiet, private wide canal offering sunset views and an unparalleled waterfront lifestyle. This is a true entertainer's estate featuring its own private boat ramp and launch, expansive dock with boat lift and jet-ski racks, a cabana, pergola plus all the dedicated storage for lake accessories. Ultra low maintenance yard with turf and a fire pit. Inside, the fresh remodel showcases designer finishes throughout the entire main floor, new kitchen cabinets, appliances and plenty of storage. Heated floors in Primary bath, rain-shower, defogging mirrors and heated towel rack, while the daylight lower level offers a versatile mother-in-law or luxury rental opportunity with new kitchen, 3/4 bath 1 bedroom with dual closets plus additional finished room. Complemented by a 5 car over-sized garage. ~Welcome Home~

1818 186th Avenue E, Lake Tapps

Listing courtesy of Terrafin.

$499,990
3 Beds ⋅ 3 Baths ⋅ 2565353 MLS ⋅ ACTIVE Status
Convenient Lake Tapps access from this spacious 1,900+SF 3-bedroom, 2.25 bath home right across the street from Jenks (private) Park, boat launch, athletic courts & more. Primary suite w/ private 3/4 bath & walk-in closet. Lake view living room w/ fireplace & brick surround. Rec room w/ woodstove. Lg utility room w/ additional 1/2 bath. Updated vinyl windows. New furnace w/ new heat pump in 2025 Oversized/extra deep 600SF 2-car garage. Private, fully fenced, back yard features multi-level composite/wood deck w/ hot tub & garden shed. All appliances stay. 3 private parks to choose from within the West Tapps Maintenance Company for year-round enjoyment.

5310 W Tapps Drive E, Lake Tapps

Listing courtesy of KW Mountains to Sound Realty.

$998,000
5 Beds ⋅ 3 Baths ⋅ 2563338 MLS ⋅ ACTIVE Status
Welcome to Tapps Island Resort Living. Lake views and exceptional lifestyle in this spacious 3,188-square-foot home. 5 bedrooms, dedicated office, huge bonus room plus add’l finished flex room. This home offers incredible versatility for today's living needs. Inviting floor plan includes formal living and dining rooms, while the kitchen and family room seamlessly flow together, creating the perfect gathering space. Kitchen is well-appointed with solid surface countertops, eating areas, walk-in pantry and abundant cabinetry. Step outside to the outdoor retreat featuring huge patio and private, level, fenced backyard—ideal for entertaining, play and relaxation. Rarely occupied and thoughtfully updated, this home showcases new Andersen windows throughout, refreshed bathrooms, and a newer fireplace in the living room. The oversized primary offers stunning lake views and plenty of room for a private office, nursery, sitting area or personal retreat. The ensuite bath includes dual vanities, a soaking tub, separate shower and walk-in closet. Expansive bonus room is conveniently located adjacent to 2 of the bedrooms, making it an ideal space for guests, recreation or multi-generational living. Extra-deep 2-car garage and sprinkler systems in both the front and back yards. Enjoy the amenities of Tapps Island, including community boat launch, swimming pool, hot tub, fitness center, private roads and bike paths, beach access, docks, parks, golf course and restaurant. Dieringer Schools

2815 199th Avenue Ct East, Lake Tapps

Listing courtesy of John L. Scott R.E. Lake Tapps.

$599,950
3 Beds ⋅ 2 Baths ⋅ 2562808 MLS ⋅ ACTIVE Status
Lake Tapps lifestyle with flexible living space & access to three private community waterfront parks. This 3-bedroom home offers an inviting split-level layout with open living, dining & kitchen spaces upstairs, vaulted ceilings & a wood-burning fireplace. The dining area opens to a deck overlooking the large backyard, creating an easy setup for summer evenings & weekend gatherings. Upstairs includes three bedrooms & a full bath, while the lower level expands the home with a generous family room, second wood-burning fireplace, 3/4 bath, bonus office or guest room, lower-level kitchenette & backyard access. The large 1/4-acre lot offers a personal greenbelt feel, ample parking, RV parking potential & a 12x16 shed with power. Enjoy Lakeridge, Banker’s Spit Dog Park & Jenks Park with beach, dock & boat launch access.

4509 W Tapps Drive E, Lake Tapps

Listing courtesy of eXp Realty.

$1,300,000
4 Beds ⋅ 4 Baths ⋅ 2562205 MLS ⋅ ACTIVE Status
Welcome to the coveted Quiet Water community in the highly sought-after Dieringer School District. This exceptional custom home offers over 4,800+ square feet of beautifully designed living space with room for everyone. The thoughtfully designed floor plan features a luxurious main-level primary suite with a fireplace and private sitting area, four additional bedrooms, 3.5 bathrooms, a bonus room, loft, office, and multiple finished flex spaces. The gourmet kitchen showcases slab granite countertops and flows seamlessly into the formal dining room and inviting family room, creating the perfect setting for everyday living and entertaining. The finished lower level is already configured for a second kitchen, making it ideal for a mother-in-law suite or multi-generational living. Step outside to your own private retreat, where breathtaking Mount Rainier views, a relaxing hot tub, custom putting green, and spacious outdoor living areas provide the perfect backdrop for year-round enjoyment.

2915 219th Avenue E, Lake Tapps

Listing courtesy of Pure Real Estate.

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