Lake Tapps Homes with FHA Terms

Lake Tapps Homes with FHA Terms

Welcome to Lake Tapps, a charming city located in Pierce County, Washington, United States. Nestled in the heart of the state, Lake Tapps offers residents a picturesque setting with its stunning lake views and serene surroundings.

Lake Tapps is known for its natural beauty and outdoor recreational opportunities. The city is home to the stunning Lake Tapps, a reservoir formed by the White River. This 4,700-acre lake is a popular spot for boating, fishing, and swimming, attracting both locals and visitors alike. The surrounding parks and trails provide ample opportunities for hiking, picnicking, and enjoying the great outdoors.

If you're in the market for a new home in Lake Tapps, you'll be pleased to know that there are options available with FHA terms. FHA, or Federal Housing Administration, loans are popular among homebuyers as they offer more flexible qualification requirements and lower down payment options. These loans are backed by the government, making them an attractive choice for many buyers.

Whether you're looking for a cozy lakeside cottage or a spacious family home, Lake Tapps has a range of properties to suit every taste and budget. From modern townhouses to traditional single-family homes, there's something for everyone in this vibrant community.

With its breathtaking natural beauty and convenient location, Lake Tapps is a wonderful place to call home. Don't miss out on the opportunity to find your dream home with FHA terms in this charming city.

Newest Lake Tapps Homes with FHA Terms

$919,900
5 Beds ⋅ 3 Baths ⋅ 2565159 MLS ⋅ ACTIVE Status
Welcome to Cedar Estates, where designer finishes, thoughtful spaces, and an exceptional Bonney Lake location come together. Set on a picture-perfect cul-de-sac street just minutes from Lake Tapps, this stunning 5-bedroom, 3-bath model home offers approximately 3,407 sq. ft. and a kitchen that truly steals the show. Beautiful Huntwood cabinetry, designer Café appliances, generous counter space, and an oversized island create a standout space made for gathering and entertaining. The open-concept great room is filled with natural light and stand out features such as, a gas fireplace, stylish Deako lighting, and an open-rail staircase that adds to the home's elevated feel. A main-floor bedroom and full bath offer ideal flexibility for guests, multi-generational living, or a home office. Upstairs, retreat to a spacious primary suite with a spa-inspired bath and walk-in closet, plus three additional bedrooms and a versatile bonus room that could easily serve as a fifth bedroom. Outside, enjoy a covered Trex deck overlooking the flat, fully landscaped and fenced backyard—an incredible extension of the living space with room to play, entertain, garden, or simply relax. Appliances are included for an easy move-in experience. Thoughtfully built by Risewell Homes, with elevated designer details, a flat usable backyard, and a setting you'll love coming home to—this one stands apart. Ask about available seller incentives and special financing opportunities for qualified buyers!

6406 213th Avenue Ct E, Lake Tapps

Listing courtesy of KW Lake Washington So.

$1,999,950
3 Beds ⋅ 4 Baths ⋅ 2565804 MLS ⋅ ACTIVE Status
Newly remodeled to an exceptional standard, this extraordinary 70-foot western exposure rambler w/daylight basement is perfectly positioned on a quiet, private wide canal offering sunset views and an unparalleled waterfront lifestyle. This is a true entertainer's estate featuring its own private boat ramp and launch, expansive dock with boat lift and jet-ski racks, a cabana, pergola plus all the dedicated storage for lake accessories. Ultra low maintenance yard with turf and a fire pit. Inside, the fresh remodel showcases designer finishes throughout the entire main floor, new kitchen cabinets, appliances and plenty of storage. Heated floors in Primary bath, rain-shower, defogging mirrors and heated towel rack, while the daylight lower level offers a versatile mother-in-law or luxury rental opportunity with new kitchen, 3/4 bath 1 bedroom with dual closets plus additional finished room. Complemented by a 5 car over-sized garage. ~Welcome Home~

1818 186th Avenue E, Lake Tapps

Listing courtesy of Terrafin.

$998,000
5 Beds ⋅ 3 Baths ⋅ 2563338 MLS ⋅ ACTIVE Status
Welcome to Tapps Island Resort Living. Lake views and exceptional lifestyle in this spacious 3,188-square-foot home. 5 bedrooms, dedicated office, huge bonus room plus add’l finished flex room. This home offers incredible versatility for today's living needs. Inviting floor plan includes formal living and dining rooms, while the kitchen and family room seamlessly flow together, creating the perfect gathering space. Kitchen is well-appointed with solid surface countertops, eating areas, walk-in pantry and abundant cabinetry. Step outside to the outdoor retreat featuring huge patio and private, level, fenced backyard—ideal for entertaining, play and relaxation. Rarely occupied and thoughtfully updated, this home showcases new Andersen windows throughout, refreshed bathrooms, and a newer fireplace in the living room. The oversized primary offers stunning lake views and plenty of room for a private office, nursery, sitting area or personal retreat. The ensuite bath includes dual vanities, a soaking tub, separate shower and walk-in closet. Expansive bonus room is conveniently located adjacent to 2 of the bedrooms, making it an ideal space for guests, recreation or multi-generational living. Extra-deep 2-car garage and sprinkler systems in both the front and back yards. Enjoy the amenities of Tapps Island, including community boat launch, swimming pool, hot tub, fitness center, private roads and bike paths, beach access, docks, parks, golf course and restaurant. Dieringer Schools

2815 199th Avenue Ct East, Lake Tapps

Listing courtesy of John L. Scott R.E. Lake Tapps.

$599,950
3 Beds ⋅ 2 Baths ⋅ 2562808 MLS ⋅ ACTIVE Status
Lake Tapps lifestyle with flexible living space & access to three private community waterfront parks. This 3-bedroom home offers an inviting split-level layout with open living, dining & kitchen spaces upstairs, vaulted ceilings & a wood-burning fireplace. The dining area opens to a deck overlooking the large backyard, creating an easy setup for summer evenings & weekend gatherings. Upstairs includes three bedrooms & a full bath, while the lower level expands the home with a generous family room, second wood-burning fireplace, 3/4 bath, bonus office or guest room, lower-level kitchenette & backyard access. The large 1/4-acre lot offers a personal greenbelt feel, ample parking, RV parking potential & a 12x16 shed with power. Enjoy Lakeridge, Banker’s Spit Dog Park & Jenks Park with beach, dock & boat launch access.

4509 W Tapps Drive E, Lake Tapps

Listing courtesy of eXp Realty.

$1,300,000
4 Beds ⋅ 4 Baths ⋅ 2562205 MLS ⋅ ACTIVE Status
Welcome to the coveted Quiet Water community in the highly sought-after Dieringer School District. This exceptional custom home offers over 4,800+ square feet of beautifully designed living space with room for everyone. The thoughtfully designed floor plan features a luxurious main-level primary suite with a fireplace and private sitting area, four additional bedrooms, 3.5 bathrooms, a bonus room, loft, office, and multiple finished flex spaces. The gourmet kitchen showcases slab granite countertops and flows seamlessly into the formal dining room and inviting family room, creating the perfect setting for everyday living and entertaining. The finished lower level is already configured for a second kitchen, making it ideal for a mother-in-law suite or multi-generational living. Step outside to your own private retreat, where breathtaking Mount Rainier views, a relaxing hot tub, custom putting green, and spacious outdoor living areas provide the perfect backdrop for year-round enjoyment.

2915 219th Avenue E, Lake Tapps

Listing courtesy of Pure Real Estate.

$1,600,000
4 Beds ⋅ 3 Baths ⋅ 2557934 MLS ⋅ ACTIVE Status
Resort-Style Living on Tapps Island | Rare 80' of eastern-facing Lake Tapps waterfront frames this beautifully updated mid-century modern rambler w/fully finished daylight basement & breathtaking Mt. Rainier sunrise views. Privately nestled behind a mature hedge, manicured grounds, seasonal perennials & established gardens lead to the water's edge. An oversized ~750sqft dock features a hydraulic boat lift w/canvas cover, water, power & abundant boat/Jet Ski parking for the ultimate Lake Tapps boating lifestyle. Nearly 800sqft of Trex decking w/glass & aluminum railings extends the living space toward the lake, including a covered area for year-round dining & entertaining. Inside, the open great room showcases tigerwood floors, expansive water views & an updated kitchen w/granite counters, shaker cabinetry, inset lighting & pull-out pantry shelving. Retreat to the primary suite w/French doors that open to the deck. Two beautifully appointed baths offer quartz counters, motion-activated underlighting, heated towel rack & Bluetooth speakers. Daylight basement w/wet bar, mini fridge, gas fireplace, lake views, spacious laundry rm & direct waterfront access offers excellent multi-generational potential. New roof, gutters w/leaf guards & exterior paint in 2024, sprinkler system & RV/boat parking for 8+ vehicles. Enjoy Tapps Island's private beach, boat launch, clubhouse, golf course, sports courts, parks, trails, local community events & the award-winning Dieringer school district.

2527 211th Avenue E, Lake Tapps

Listing courtesy of John L. Scott R.E. Lake Tapps.

$1,185,000
4 Beds ⋅ 4 Baths ⋅ 2558713 MLS ⋅ ACTIVE Status
Welcome to life in the coveted Quiet Water community, where privacy, space, and NW beauty come together in the highly desirable Dieringer School District. Backing to a serene 25+ acre greenbelt, this custom NW contemporary estate captures sweeping views of the Cascade Mountains & Mount Rainier. Designed for both comfort and entertaining, this 5,230 SQFT home lives like a 6 bedroom retreat. Soaring 10 foot ceilings, rich Brazilian cherry floors, true box beam ceilings, & custom finishes create a warm yet refined atmosphere. At the heart of the home, the chef’s kitchen is built to gather, featuring stainless appliances, a generous island, butler’s pantry, & beautiful American cherry cabinetry. The home flows seamlessly into indoor outdoor living with covered main & lower level decks overlooking the greenbelt. Upstairs, the primary suite offers a private retreat with a fireplace, spa inspired five piece bath with heated floors, dual walk in closets, & a flexible bonus space. Additional bedrooms are spacious with walk in closets. The lower level is designed for entertaining, featuring a custom in home theater, kitchenette, expansive living area, & flexible space ideal for guests or multi generational living. Outside, professionally landscaped grounds & a firepit create the perfect setting for gatherings, while the tandem four car garage adds convenience. Located near Lake Tapps, Quiet Water offers more than a home, it offers a lifestyle.

21729 Quiet Water Loop, Lake Tapps

Listing courtesy of John L. Scott, Inc..

$529,500
4 Beds ⋅ 2 Baths ⋅ 2554325 MLS ⋅ ACTIVE Status
Nestled on a peaceful cul-de-sac in one of Lake Tapps’ most sought-after neighborhoods, this rare, meticulously maintained 4-bedroom single-story rambler seamlessly blends a quiet sanctuary with an active lakeside lifestyle. This turn-key, move-in-ready residence features a bright, open-concept floor plan updated with custom cabinets, premium granite countertops, and a private primary en suite with his and her closets. Situated on an expansive lot, the property offers a fully fenced, highly private backyard complete with ample space for vehicle and RV parking, alongside peace of mind from a fully updated furnace, heat pump, and electrical panel (2013). The air conditioning is fabulous during the warm summer days! Beyond your private retreat, enjoy exclusive, member-only community access to Jenks Park with beach and swim area, a boat launch, fishing spots, and dedicated tennis and pickleball courts. *Some photos have been virtually staged* Must see!

5713 187th Avenue E, Lake Tapps

Listing courtesy of Realty One Group Turn Key.

$749,950
3 Beds ⋅ 3 Baths ⋅ 2554531 MLS ⋅ ACTIVE Status
Welcome to your private retreat at Lake Tapps in the coveted Dieringer School District! This updated 2,378 sq ft home sits on a serene 0.77-acre lot, offering the perfect blend of privacy and convenience—just minutes from lake access, parks, boat launch, shopping, dining, and Tapps Island Golf. A long paved driveway leads to a massive culdesac-style parking area for 15+ vehicles, boats, or an RV, plus a large metal carport. This flat, secure space—set well off the main road—also makes an incredible play area. A detached 2-car garage provides generous shop and storage space. Ideal for multi-generational living, the lower level includes a full second kitchen, spacious bedroom with walk-in closet, and a fireplace plumbed for a pellet stove. Fresh interior paint throughout and newer, pet-free carpet downstairs. Upstairs, the open-concept gourmet kitchen with durable laminate hardwoods flows into inviting living areas anchored by a cozy fireplace insert. All bedrooms feature brand-new carpet with premium waterproof padding, and the primary suite shines with a custom walk-in closet and oversized double shower. Additional highlights include a tiled laundry room, white stone entry wall with marble accents, and French doors opening to a brand-new Trex deck overlooking a fully fenced yard with sprinkler system and extra shed. No HOA—enjoy complete flexibility. Schedule your showing today!

18415 9th Street E, Lake Tapps

Listing courtesy of eXp Realty.

$849,950
3 Beds ⋅ 3 Baths ⋅ 2553997 MLS ⋅ ACTIVE Status
Welcome to Skyline Estates- this beautiful home sits on almost a full acre (.91 acre) and is surrounded by plenty of room to play & enjoy the outdoors. Perfectly located near Lake Tapps and within the coveted Dieringer School District. This home just had the exterior painted and offers a newer roof (4 yrs old), newer hot water tank (6 years old), newer furnace and A/C (4 years old). Just inside the front door the formal living room with gas fireplace and brick hearth welcomes guests, nicely flowing into the large kitchen with an even larger dining area. Kitchen boast a butcher block island, custom lighting, gas stove and walk-in pantry. On the main floor you will find the primary suite with 5 piece bathroom, double closets and sliding door out to the covered patio. On the lower level is the family room with yet another door out to the backyard patio. Upstairs features 2 more bedrooms, ¾ bathroom, office and bonus room. Step outside and take in the privacy with trees surrounding most of the backyard and a beautiful landscaped lawn. The massive covered patio keeps you cool out of the sun on the warmer summer days- the best of both indoor and outdoor living. Nicely tucked away but yet still close to Lake Tapps & all the amenities this location has to offer.

21503 21st Street E, Lake Tapps

Listing courtesy of John L. Scott, Inc..

$665,000
5 Beds ⋅ 3 Baths ⋅ 2549034 MLS ⋅ ACTIVE Status
Welcome home to The Ridge at Lake Tapps in this popular Rockport plan by DR Horton, one of their most functional layouts! The main floor features a versatile 5th bedroom or den paired with a 3/4 bath, offering flexible living options to suit a variety of needs. Upstairs, you'll find 4 bedrooms, to include a spacious primary suite, and an oversized bonus room that rounds out this thoughtfully designed home.The primary bedroom is a true retreat, complete with an attached 5-piece bath and dual walk-in closets. Storage abounds throughout, and the upstairs utility room with wash tub adds everyday convenience. A 3-car garage has tons of desirable and functional built-in storage and delivers room for vehicles, hobbies, and gear alike.Step outside to a fully fenced, private backyard—ideal for entertaining, relaxing, or whatever the day brings. The location is hard to beat, just a few blocks from Lake Tapps and Allan Yorke Park, where summer days come alive with swimming, boating, playgrounds, and community events. Served by the Sumner-Bonney Lake School District and close to shopping, dining, everyday essentials, and convenient commuting routes, this home puts it all within reach. Homes offering this blend of space, flexibility, and an unbeatable location don't come along often. Come experience everything this incredible property has to offer!

20205 78th Street Ct E, Lake Tapps

Listing courtesy of Keller Williams Realty.

$1,450,000
3 Beds ⋅ 3 Baths ⋅ 2549214 MLS ⋅ ACTIVE Status
Wake to peaceful water view, spend afternoons cruising Lake Tapps & end each evening around the fire overlooking the canal where memories are made. Exceptional Great Room Style Rambler is a true dream retreat! Perfectly positioned on a corner lot at the end of a quiet Lake Tapps canal off Jenks Point. There is room for ALL your toys, boats, RV and your possible pontoon to cruise the waterways. The pictures display much more than words will allow to understand how special every inch inside & out this well-maintained home offers. Stunning luxurious primary suite with tongue & groove vaulted ceiling & exposed beams, floor-to-ceiling stone FP, large sitting area w/floor to ceiling windows & giant walk-in closet; a spa-inspired ensuite w/dual vanities, soaking tub & tiled walk-in shower. Oversized Living Room w/vaulted ceiling & full wall of windows showcases the waterfront. Gourmet kitchen, featuring slab granite counters, custom builtins, SS appliances, double oven, gas cooktop, island w/eating bar & generous walk-in pantry. Large dining area provides perfect gathering and french doors that lead to a bright den/office or TV room w/closet. Storage galore & many spaces for art & collections throughout. Step outside to your backyard oasis, complete w/fire pit, waterfall, expansive deck & pergola-covered dock designed for lakeside relaxation. 3 car garage, shop & enclosed dble wide RV/boat parking. The dock features boat slip, extra seating areas to enjoy the peaceful surroundings.

5129 W Tapps Drive E, Lake Tapps

Listing courtesy of Keller Williams Realty PS.

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