Lacey Homes with VA Loan Terms

Lacey Homes with VA Loan Terms

Lacey, a charming city located in Thurston County, Washington, is a wonderful place to call home. With its picturesque landscapes and friendly community, it offers a great quality of life for residents.

For those looking to purchase a home in Lacey, the availability of VA loan terms is a significant advantage. A VA loan is a mortgage loan program specifically designed for veterans, active-duty military personnel, and their families. This loan option offers competitive interest rates, low or no down payment requirements, and flexible credit guidelines.

With the option of VA loan terms, veterans and military families can achieve their dream of homeownership in Lacey more easily. They can take advantage of the city's affordable housing market, which offers a range of options from cozy single-family homes to spacious townhouses.

If you're considering buying a home in Lacey, the availability of VA loan terms makes it an even more attractive option. Contact a local real estate agent who specializes in VA loans to explore the opportunities available to you in this beautiful city.

Newest Lacey Homes with VA Loan Terms

$988,000
5 Beds ⋅ 3 Baths ⋅ 2571935 MLS ⋅ ACTIVE Status
Pristine, polished and better than new, this exceptional Campus Estates home makes a striking first impression with meticulous landscaping and undeniable curb appeal. Situated on the beautiful Hawk's Prairie Golf Course #13 Green, walk in to soaring cathedral entry filled with beautiful natural light and a home w/thoughtful upgrades that feels both elevated and inviting. At its heart is an impressively spacious gourmet kitchen designed for gathering, with expansive premium quartz counters, a substantial island and built in ovens. The showstopping butler’s pantry is a destination of its own, complete with a bar sink, beverage cooler and abundant cabinetry, plus a separate oversized walk-in pantry offering exceptional storage. Alexa-controlled downstairs lighting and fireplace Central A/C, an integrated air-purification system and whole house generator add comfort and peace of mind. A main-floor bedroom w/adjacent ¾ bath is ideal for guests or a private office. Upstairs 4 bedrooms and a generous bonus room. French doors open to the vaulted primary suite with a walk-in closet and spa-inspired five-piece bath. Enjoy the private backdrop of evergreens and the golf course. Covered deck, with a natural gas BBQ included. Even the immaculate three plus car garage (875 sf) impresses, with finished concrete floors, storage systems and extra-deep shop or truck space. Set within an impeccably maintained neighborhood, this five-year-young home is truly move-in ready.

4212 Caddyshack Drive NE, Lacey

Listing courtesy of RE/MAX Northwest.

$569,995
4 Beds ⋅ 3 Baths ⋅ 2571409 MLS ⋅ ACTIVE Status
Welcome this well-maintained two-story home tucked into a beautifully landscaped, tree-filled sanctuary in Lacey. Offering 3 bedrooms, 2.5 baths, and 2,312 square feet, the home combines generous living space with inviting indoor-outdoor character. The covered front porch creates a warm first impression, while the spacious interior features soaring ceiling lines, flexible living and dining areas, and abundant natural light. The large kitchen boasts a breakfast bar, stainless steel appliances, and a colorful tile backsplash. Outside, towering evergreens, established gardens, and multiple places to relax create a peaceful Pacific Northwest atmosphere. The three-car garage adds everyday convenience. Comfortable, distinctive, and thoughtfully cared for, this home is ready for its next chapter.

5104 41st Avenue SE, Lacey

Listing courtesy of eXp Realty.

$634,999
2 Beds ⋅ 2 Baths ⋅ 2567305 MLS ⋅ ACTIVE Status
What's Special: East Facing Lot | West Facing Patio | Covered Patio | Gourmet Kitchen. New Construction - October Completion! Built by Taylor Morrison, America's Most Trusted Home Builder. Welcome to the Aspen II at 2711 Bowthorpe Street SE in Ovation at Oak Tree! This single-story home offers a bright and open layout designed for comfort and connection. At the heart of the home, the gourmet kitchen features a large island, pantry, and seamless flow into the dining area and great room, creating the perfect setting for gathering. A private primary suite offers a relaxing retreat with a generous walk-in closet, dual-sink vanity, and deluxe shower with built-in seating area. The secondary bedroom and versatile flex room provide space for guests or a home office. Enjoy fresh air and outdoor living on the covered patio, while the 2-car garage and dedicated laundry room convenience to daily routines. Experience a vibrant 55+ lifestyle surrounded by natural beauty at Ovation at Oak Tree. Explore a scenic 40-acre Oak Preserve with walking trails, enjoy resort-style amenities, and connect with neighbors at the Villages Club and Pavilion Club. Stay active with an indoor pool, fitness center, pickleball, bocce ball, a dog park, and more. Additional Highlights Include: craftsman package, upgraded front door, and fireplace. Builder broker registration policy requires, if represented, your broker register you with Community Site agent prior to OR with you, on your 1st visit. MLS#2567305

2711 Bowthorpe Street SE, Lacey

Listing courtesy of Cascadian King Company, L.L.C..

$450,000
3 Beds ⋅ 1 Baths ⋅ 2572024 MLS ⋅ ACTIVE Status
Set on an expansive hard-to-find fully fenced lot, this beautifully maintained mid-century rambler offers a rare combination of space, character, and convenience with updates to major systems throughout. Thoughtful improvements include a new roof, hot water tank, and outdoor deck installed in 2024, plus a beautifully updated bath and laundry room, PEX plumbing, laminate flooring, and a charming fireplace with a gas insert. The impressive backyard creates a private and tranquil outdoor retreat with mature fruit trees, garden space, and room to entertain, play, or bring your outdoor vision to life. An oversized 1-car garage with built-in workbench and additional side parking for an RV or boat add exceptional versatility. Ideally situated near Saint Martin's University, parks, shopping, dining, and I-5 access.

2016 Sycamore Street SE, Lacey

Listing courtesy of Timber Real Estate.

$575,000
3 Beds ⋅ 3 Baths ⋅ 2571739 MLS ⋅ ACTIVE Status
$147K in upgrades and an ASSUMABLE 2.25% VA loan, open to military or civilian buyers who qualify. Brand new inside, nothing left to do. Full kitchen remodel w/ custom cabinets, granite and quartz, center island, induction cooktop and smart oven, pull out shelves, app controlled lighting. Both baths fully remodeled, LVP throughout, all new lighting and fixtures. Vaulted entry open to the second story w/ skylights, smart lock and new front door. Formal living and dining plus a separate family room w/ gas fireplace. Built in bar w/ granite, wine holder, espresso plumbing and mini fridge that stays. Main level den w/ glass French doors works as an office or 4th room. Built in desk conveys. Oversized upper primary w/ vaulted ceiling, sitting area, walk in closet, dual sinks, porcelain tile, quartz, soaking tub and rain head shower. Main level laundry. New paint, doors, trim and ceiling fans throughout. Hardwired smoke detectors. 2021 roof w/ transferable 10 yr warranty, central AC w/ Trane whole house filtration, newer 50 gal water heater, deep gutters, euro lift and slide patio door, steel insulated garage door. Cul de sac frontage. Fenced backyard w/ 20x10 gazebo, patio off the nook, playground w/ swings, rings, monkey bars and slide that stay, apple, cherry and crab apple trees, grapes, raspberries and garden beds. Storage shed, 50 amp outlet, EV ready. 2 car garage plus extra parking. HOA covers gated code entry beach access on Long Lake, Arbors Park and trails.

7501 39th Avenue SE, Lacey

Listing courtesy of Keller Williams Realty.

$580,000
3 Beds ⋅ 3 Baths ⋅ 2570794 MLS ⋅ ACTIVE Status
Don't miss the opportunity to make this beautifully maintained Woodland Creek home your own! From the moment you step inside, you'll be welcomed by beautiful flooring and a spacious, inviting living room featuring a cozy electric fireplace.The main level offers an open and functional layout, including a generous kitchen with a large island, quartz countertops, and a convenient pantry. You'll also find plenty of storage, a half bath, and a welcoming dining area—perfect for everyday living and entertaining. Upstairs, the spacious primary suite provides a relaxing retreat with a luxurious 5-piece bathroom, complete with a large soaking tub, walk-in closet, and linen closet. Two additional bedrooms, a comfortable family room, full bathroom, laundry room, utility closet, and additional storage space complete the upper level. Additional highlights include a 2-car garage, gas furnace, tankless water heater, and all appliances included. Step outside to enjoy the fully fenced backyard, featuring a patio and gazebo—an ideal space for entertaining, relaxing, or enjoying time outdoors. Situated on a desirable corner lot, this home offers convenient access to schools, shopping, dining, entertainment, I-5, and JBLM. With its thoughtful layout, abundant storage, and welcoming outdoor spaces.

939 Vine Maple Street SE, Lacey

Listing courtesy of Redfin.

$329,000
3 Beds ⋅ 1 Baths ⋅ 2569430 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 1-bath home in Lacey with valuable updates already completed! Enjoy peace of mind with a new septic system installed in 2026, water heater replaced in 2024, and roof and electrical panel updated in 2018. All gas appliances add efficiency and convenience. The fully fenced backyard offers privacy and a peaceful pond/water feature, creating a relaxing outdoor retreat. A great opportunity for a first-time buyer, downsizer, or investor looking for a home with important systems already taken care of. Bring your buyers with vision and unlock this property’s potential! Conveniently located near shopping, dining, schools, parks, and easy access to I-5. Come see all this home has to offer!

730 SE Oakcrest Street, Lacey

Listing courtesy of Olympic Sotheby's Int'l Realty.

$2,200,000
4 Beds ⋅ 3 Baths ⋅ 2571075 MLS ⋅ ACTIVE Status
Imagine a Place where days are spent on the water, Summers are filled w/Gatherings & Generations can come Together to Create Memories that Last a Lifetime. With 120' of Private Waterfront on Hicks Lake & .89 acres to Enjoy, this is more than just a home it’s a place to put down roots & truly enjoy the lifestyle that comes w/ Lakefront Living. The Thoughtfully Designed Main Home offers an Open & Welcoming Floor Plan w/10'+ Ceilings, Quartz Countertops, Wine Fridge, Pot Filler, & High-End Commercial Grade HVAC & Filtration System w/Central A/C. The Main Flr Primary Suite feels like its own Private Retreat, complete w/a Lake View, Built-ins in Walk-in closet & Spa-Inspired Bath Featuring Heated Flrs, Soaking Tub & Rain Shower w/3 Shower Heads. An Addl Bdrm, 3/4 bath & Full Utility Rm Complete the Main Level. Upstairs 2 Addl Bdms, Full Bath, & Den Overlooking the Water Provide Plenty of Rm to Grow. Outside is Where Lifelong Memories are Waiting to be Made. Gather on the Covered Deck Overlooking the Lake, Enjoy the Private Dock, Tend the Vegetable Garden, or Spend Time in the Greenhouse. The Detached 48' Deep Shop w/Car Lift is a Mechanic’s Dream or the Perfect Place for RV Storage, while the 3-car Garage & Additional Storage Offer Room for ALL the Toys. Two Additional Detached Spaces Create Wonderful Possibilities for Multi-Generational Living, Overnight Guests, Rental Potential or Extra Storage. A Truly Special Place to Gather, Grow, & Make Memories for Years to Come.

6529 Shady Lane SE Unit #A,B,D, Lacey

Listing courtesy of Keller Williams Realty PS.

$489,000
4 Beds ⋅ 2 Baths ⋅ 2571608 MLS ⋅ ACTIVE Status
WELCOME HOME! Beautifully updated rambler where soft transitional design meets a warm and inviting atmosphere, nestled in a beautiful, established neighborhood. This home features an open-concept layout with fresh interior paint, tasteful finishes, new flooring, updated lighting, and thoughtful upgrades throughout. Upon entry, you'll notice a spacious, light-filled living room with a wood-burning fireplace, a dining area with access to a new deck perfect for entertaining, and a spacious backyard. The updated kitchen offers gray shaker cabinets, quartz countertops, tile backsplash, new appliances, and an island with additional seating. Four comfortably sized bedrooms, updated bathrooms, including spacious primary bedroom with attached bathroom. Situated on a great sized lot with a fully fenced backyard, carport, RV parking. Conveniently located just minutes from I-5 for an easy commute. Ideally positioned near parks, hiking and biking trails, shopping, dining, and entertainment. COME TOUR TODAY!

2402 Larch SE, Lacey

Listing courtesy of COMPASS.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2571020 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated modern Craftsman! With a freshly painted exterior and thoughtfully designed spaces throughout, this home is truly move-in ready. Conveniently located near shopping, I-5, and JBLM, with easy access north toward Seattle or south toward Portland. This 3-bedroom, 2-bath home welcomes you with a large, inviting foyer that sets the tone for the spacious layout throughout. The spacious kitchen offers tons of room, a walk-in pantry, and a built-in bar area, perfect for everyday living and entertaining. Enjoy the outdoors year-round with a covered front porch, ideal for sipping coffee on those rainy PNW mornings, plus a newer back porch featuring durable Trex decking for relaxing, BBQing, or gathering with friends. Come take a tour and see everything this home has to offer. Make this house your home!

7253 Radius Loop SE, Lacey

Listing courtesy of Real Broker LLC.

$449,950
3 Beds ⋅ 3 Baths ⋅ 2570261 MLS ⋅ ACTIVE Status
Welcome home to this turn-key and updated 3-bedroom, 2.5-bath home in the heart of Lacey! The hard work’s been done with professional interior paint, a FULL exterior paint job, updated flooring and a fully updated kitchen featuring newer cabinetry, countertops and stainless steel appliances. The primary bedroom offers a private bathroom and walk-in closet. Outside you'll find a fully fenced backyard with a patio, plus an attached 2-car garage. New water heater. Low-maintenance living with HOA dues that include front yard lawn care, garbage service, community pool, playground and access to the community center. Conveniently located near shopping, restaurants, trails, parks, and everyday amenities, with an easy commute to JBLM!

6105 Carmel Lane SE, Lacey

Listing courtesy of Best Choice Realty LLC.

$479,000
4 Beds ⋅ 2 Baths ⋅ 2569403 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained Lake Forest home, where comfort, charm, and thoughtful updates come together. Nestled in an established neighborhood, complete with walking trails throughout, on nearly a quarter of an acre, this property offers the perfect balance of peaceful living, usable space, and everyday convenience. Step outside and discover one of the property's true highlights, a stunning, lovingly cared-for landscape that provides color and beauty throughout the seasons. With mature trees, established plantings, and something always in bloom, the yard creates a private garden oasis perfect for relaxing, entertaining, or simply enjoying your morning coffee. The property also features a remarkably clean and well-maintained shop with its own electrical panel, providing an ideal space for hobbies, projects, storage, or a home workshop. The generous lot offers plenty of room to enjoy the outdoors while still being easy to maintain. Inside, you'll find an inviting living space and a functional layout designed for everyday living. Whether you're gathering with friends, enjoying a quiet evening at home, or hosting holiday celebrations, this home offers warmth and flexibility for every stage of life. Located just minutes from shopping, dining, parks, and easy freeway access, you'll enjoy the convenience of city amenities while coming home to a tranquil setting.

8609 Lake Forest Drive SE, Lacey

Listing courtesy of RE/MAX Northwest.

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