Lacey Homes with VA Loan Terms

Lacey Homes with VA Loan Terms

Lacey, a charming city located in Thurston County, Washington, is a wonderful place to call home. With its picturesque landscapes and friendly community, it offers a great quality of life for residents.

For those looking to purchase a home in Lacey, the availability of VA loan terms is a significant advantage. A VA loan is a mortgage loan program specifically designed for veterans, active-duty military personnel, and their families. This loan option offers competitive interest rates, low or no down payment requirements, and flexible credit guidelines.

With the option of VA loan terms, veterans and military families can achieve their dream of homeownership in Lacey more easily. They can take advantage of the city's affordable housing market, which offers a range of options from cozy single-family homes to spacious townhouses.

If you're considering buying a home in Lacey, the availability of VA loan terms makes it an even more attractive option. Contact a local real estate agent who specializes in VA loans to explore the opportunities available to you in this beautiful city.

Newest Lacey Homes with VA Loan Terms

$550,000
4 Beds ⋅ 3 Baths ⋅ 2574877 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated and thoughtfully maintained property in a convenient location near shopping, dining, parks, and JBLM. Inside, you'll find quartz countertops, a remodeled primary bathroom, and updated stairs with stylish LVP flooring. Major improvements include a newer roof, HVAC and furnace, hot water heater, and EV charger, providing peace of mind for years to come. The backyard is designed for easy outdoor living, featuring low-maintenance turf and a motorized awning that provides shade at the touch of a button. Perfect for relaxing, entertaining, or enjoying summer evenings with friends and family. With numerous updates already completed and a location close to everyday amenities and JBLM, this home is truly move-in ready!

7026 Inlay Street SE, Lacey

Listing courtesy of Premier Real Estate Partners.

$450,000
3 Beds ⋅ 3 Baths ⋅ 2574964 MLS ⋅ ACTIVE Status
WELCOME HOME! Charming beautiful 3-bedroom, 2.5-bath home in the desirable Campus Pointe of Meridian Campus Community. This home has been fully UPGRADED, including the kitchen, bathrooms, new flooring and rugs, and fresh interior and exterior paint. Enjoy an inviting open floor plan with beautiful finishes throughout. The fenced and landscaped backyard features a patio, perfect for relaxing or entertaining. The updated kitchen offers a convenient breakfast bar and pantry. Ideally located with easy access to I5 freeway, JBLM, shopping, dining, and recreation. This move-in-ready home is a must-see!

8708 Stockholm Lane NE, Lacey

Listing courtesy of Real Broker LLC.

$525,000
3 Beds ⋅ 2 Baths ⋅ 2574801 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated and exceptionally well maintained single level home, tucked away at the end of a quiet dead end street in Lacey. With approximately $100,000 in recent upgrades, so much of the work has already been done for you. Improvements include a brand new roof, new furnace and A/C, fresh interior paint, new LVP flooring, designer fixtures, a fully remodeled kitchen, and refreshed, low maintenance landscaping. The open concept kitchen is truly the heart of the home, featuring quartz countertops, a large island, stylish finishes and a new dishwasher, creating a fresh modern space for both everyday living and entertaining. The spacious primary suite offers its own private ensuite, with thoughtful updates in the primary bathroom. Outside, enjoy updated front and backyard landscaping, fruit trees, a patio, and a pergola designed for relaxing, gathering, and enjoying summer evenings. The sidewalk lined neighborhood is ideal for evening strolls, while the convenient Lacey location offers easy access to I 5 and JBLM. With approximately $100,000 in upgrades already completed, plus a 2 car garage, this is the kind of home where you can simply move in, unpack, and enjoy.

3401 Lanyard Drive NE, Lacey

Listing courtesy of Real Broker LLC.

$450,000
2 Beds ⋅ 2 Baths ⋅ 2574750 MLS ⋅ ACTIVE Status
First time on the market! This ONE-OWNER rambler has been lovingly cared for since it was built and reflects years of pride in ownership. This CORNER LOT home offers 2 bedroom, 2 bathroom, 1,340 sq/ft with open & easy living floor plan. Step inside to a spacious vaulted living room that flows into the dining area. Located in the sought after Jackson Farm neighborhood with a community park and front yards meticulously maintained by landscaping professionals. The tree lined street makes for perfect neighborhood evening strolls. Enjoy air conditioned summers and the cozy fireplace in the winter. Move-in ready with unbeatable convenience to schools, shopping, and local amenities, with quick access to I-5 & JBLM. See this one in person before it's gone!

5501 Cricket Lane SE, Lacey

Listing courtesy of Coldwell Banker Bain.

$769,000
2 Beds ⋅ 3 Baths ⋅ 2570623 MLS ⋅ ACTIVE Status
A truly rare find in Jubilee’s premier 55+ active adult community, this timeless Canterwood floorplan combines coveted direct golf course frontage with rare, immediate proximity to the Lodge and amenities. Meticulously maintained by its original owner, the home is elevated with fresh interior paint throughout, upgraded designer light fixtures, new Decora switches, and exterior paint completed within two years. Outside, updated landscaping enhances open, picturesque golf course views from the expansive covered patio and fully fenced yard with front and back sprinklers. Inside, custom built-ins frame the fireplace, anchor the dining area, and enhance the private office behind French doors. A thoughtful split layout provides ideal separation between the spacious primary suite and guest wing. The gourmet kitchen features quartz counters, subway tile backsplash, gas range with hood vent, wall oven, newer stainless appliances (fridge 1 yr, dishwasher 18 mo), pull-out cabinetry, under-cabinet lighting, recipe windows, and a walk-in pantry. Additional highlights include a welcoming tile entry, Olympic wood blinds, new slider blinds, ceiling fans, and an attached garage with workbench, built-in storage, and a new opener (Dec 2025). Enjoy an effortless stroll to the Jubilee Lodge and scenic trails, with Hawks Prairie shopping, dining, Costco, and swift I-5 access just minutes away. Ask your agent for the full list of special features!

8633 Bainbridge Loop NE, Lacey

Listing courtesy of RE/MAX Northwest.

$589,000
2 Beds ⋅ 2 Baths ⋅ 2573892 MLS ⋅ ACTIVE Status
Welcome to easy, resort-style living in coveted Ovation at Oak Tree, a vibrant 55+ community surrounded by natural beauty! Built in 2019, this beautifully maintained home offers a light & bright, open-concept design with high ceilings and effortless single-level living. The spacious kitchen is made for gathering, featuring a large center island with quartz counters, undermount sink, gas range, abundant cabinetry & seamless flow into the dining and living spaces. Two generous bedrooms PLUS a versatile den/office offer flexibility for guests, hobbies or an optional 3rd bedroom. The spacious primary suite is a private retreat with a 5-piece ensuite featuring dual vanities, tile floors & walk-in closet. Step outside to an unusually generous, fully fenced backyard with a covered back porch and Trex deck—perfect for entertaining, gardening, pets or simply relaxing outdoors. Additional highlights include durable Hardi-board siding & tankless water heater. Enjoy an incredible active-adult lifestyle with access to Ovation's impressive community amenities including two clubhouses, indoor pool, fitness facilities, pickleball & bocce courts, dog park, gathering spaces and scenic walking trails through the beautiful 40-acre Oak Preserve. Low-maintenance living with room to spread out, inside and out!

9108 Schmitz Court SE, Lacey

Listing courtesy of Commencement Bay Brokers LLC.

$600,000
3 Beds ⋅ 2 Baths ⋅ 2574684 MLS ⋅ ACTIVE Status
Beautiful and elegant rambler nestled on a quiet cul-de-sac in the desirable Campus Park neighborhood! This immaculately maintained 3-bedroom, 1.75-bath home offers approximately 1,700 square feet of thoughtfully designed living space with a wonderful balance of comfort and sophistication. Inside, you’ll find beautiful hardwood floors, inviting living and family rooms, a formal dining space, and a cozy fireplace that adds warmth and charm. The updated kitchen is ready for everyday living and entertaining, while the updated primary bathroom features a beautiful walk-in shower for a spa-like retreat. Enjoy the added comfort of air conditioning, in-ground sprinklers, and numerous upgrades throughout. Outside, the private and fully fenced backyard provides a peaceful setting with a new Trex deck, perfect for relaxing, entertaining, or enjoying the quiet surroundings. Ideally located just minutes from I-5, shopping, golf courses, Puget Sound, and JBLM, this home offers the perfect combination of privacy, convenience, and location.

3519 Gray Court NE, Lacey

Listing courtesy of Real Broker LLC.

$660,000
3 Beds ⋅ 3 Baths ⋅ 2574069 MLS ⋅ ACTIVE Status
Step into timeless Victorian charm with this one-of-a-kind Lacey home set on a spacious corner lot (with a buildable second lot!) surrounded by beautiful, park-like grounds. A distinctive turret, inviting wrap-around porch, skylights, and abundant character give this home a warm and memorable feel. Inside, enjoy comfortable living and family rooms, a pellet fireplace, heat pump, and a spacious layout featuring a primary bedroom with 3/4 bath, two additional bedrooms, and a full guest bath with a beautiful tile-surround shower. Outside is where this property truly shines, with a deck, brick patio, fully fenced yard, mature landscaping, rhododendrons galore, and plenty of space to relax, garden, entertain, and play. The expansive backyard opens directly to the community park and Long Lake, creating a peaceful backdrop and wonderful sense of space. The second lot is buildable, offering future possibilities, or keep it as a private extension of your yard. A rare combination of character, outdoor space, and an exceptional setting!

4048 Oxford Loop SE, Lacey

Listing courtesy of Real Broker LLC.

$537,500
3 Beds ⋅ 2 Baths ⋅ 2574834 MLS ⋅ ACTIVE Status
Welcome home! This beautifully updated, move-in-ready 3-bedroom, 2-bath home offers comfort, convenience, and an opportunity to assume a VA loan at an attractive 2.875% interest rate, subject to lender and eligibility requirements. The inviting primary suite features a walk-in closet, relaxing soaking tub, separate shower, and double vanity. Recent updates include a new A/C and hot water heater. All appliances stay, making your move even easier. Enjoy the community park located at the end of the street, perfect for outdoor enjoyment close to home. Conveniently located near freeway access, shopping, schools, and JBLM. With thoughtful updates and a desirable location, this home is ready for you to move in, settle down, and create your story.

9120 Kelly Court NE, Lacey

Listing courtesy of Think Frink Home Team.

$415,000
3 Beds ⋅ 1 Baths ⋅ 2574478 MLS ⋅ ACTIVE Status
Welcome home to 936 Oakcrest Dr SE! This beautifully updated home offers a great combination of modern finishes, comfortable living, and functional space. The fully renovated kitchen features updated cabinetry and finishes along with a gas range, creating a welcoming space for cooking and entertaining. The renovated bathroom and updated flooring throughout give the home a fresh, move-in-ready feel.The finished garage provides excellent flexibility, with room to park while still offering additional space for a workshop, hobbies, projects, or extra storage. Outside, enjoy a fully fenced yard with plenty of space to relax, entertain, garden, or play, plus multiple outbuildings for convenient additional storage. Stay comfortable year-round with a gas furnace and central A/C. With thoughtful updates inside and useful spaces throughout the property, this home is ready for its next owner!

936 Oakcrest Drive SE, Lacey

Listing courtesy of BHGRE - Northwest Home Team.

$700,000
5 Beds ⋅ 4 Baths ⋅ 2574186 MLS ⋅ ACTIVE Status
Golf course living at its best! Set along the 18th fairway, this beautifully updated 5-bedroom, 3.5-bath home combines spacious living with peaceful golf course views and stunning sunsets. Inside, enjoy fresh interior paint and refinished engineered hardwood flooring throughout most of the home. The remodeled kitchen features quartz countertops and backsplash, upgraded cabinet hardware, undermount and copper sink, upgraded faucets, and new dishwasher, refrigerator, and range. The remodeled primary bath offers a spa-like retreat with a floor-to-ceiling tiled shower, freestanding soaking tub, new tile, quartz countertops, and upgraded fixtures and finishes. Additional bathrooms have also been updated, while a main-floor junior suite with its own private full bath provides exceptional flexibility for guests, multigenerational living, or a private home office. Additional upgrades include a whole-home HVAC air-scrubbing system and high-speed Ethernet wiring throughout. Outside, the front and back yards feature newly installed sod added last October, while the fully-fenced backyard opens to the 18th fairway, providing an inviting setting for relaxing, entertaining, and enjoying the views. With extensive interior upgrades, a versatile floor plan, and a prime golf course setting, this move-in-ready home offers space, comfort, and an exceptional backdrop—all conveniently located near shopping, dining, schools, and everyday amenities.

8818 Shepard Way NE, Lacey

Listing courtesy of Keller Williams Rty Tacoma.

$335,000
2 Beds ⋅ 2 Baths ⋅ 2561322 MLS ⋅ ACTIVE Status
Beautifully updated and thoughtfully designed, this second-floor condo offers the perfect blend of comfort, convenience and low maintenance living. New flooring and fresh interior paint create a bright, welcoming feel from the moment you step inside. The desirable split-bedroom layout provides privacy, with a spacious primary suite featuring a walk-in closet and private bath with a walk in shower. The second bedroom easily adapts to your needs as a guest room, home office, fitness space, or den. Partial view of Mt Rainier from patio on clear days. You'll love the well-appointed kitchen with abundant cabinetry, a large center island, and an oversized walk in pantry- all open to the living and dining areas, making it easy to entertain or simply enjoy everyday living. All kitchen appliances plus the washer and dryer, are included. New Roof was replaced within the last 2 years and exterior painted for complete building. MOVE IN READY! Relax on your private front patio or enjoy the beautifully maintained courtyard with its fountain and vast open lawn area. HOA dues include water and sewer, and overflow parking is available nearby in an extra lot. Convenient located near shopping, JBLM, commuter rail, and major highways and roads. This home offers an easy commute while providing a peaceful place to come home to relax. Large storage units available very close by. LOVE WHERE YOU LIVE!

6037 Illinois Lane SE Unit #C, Lacey

Listing courtesy of Keller Williams South Sound.

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