Lacey Homes with FHA Terms

Lacey Homes with FHA Terms

Lacey: A Charming City in Thurston County, Washington

Located in Thurston County, Washington, Lacey is a charming city that offers a perfect blend of natural beauty and modern amenities. Situated in the United States, Lacey is a thriving community that provides a high quality of life for its residents.

Lacey is known for its picturesque landscapes, with stunning views of the nearby Puget Sound and the majestic Mount Rainier. The city boasts a mild climate, making it an ideal place for outdoor enthusiasts to enjoy a variety of recreational activities year-round. From hiking and biking trails to boating and fishing opportunities, Lacey offers something for everyone.

When it comes to housing options, Lacey has a range of homes available, including those with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible to a wider range of buyers. These loans offer flexible terms and lower down payment requirements, making it easier for individuals and families to purchase their dream homes in Lacey.

Whether you're looking for a cozy bungalow, a spacious family home, or a modern condominium, Lacey has a diverse real estate market to suit your needs. With its affordable housing options and FHA terms, Lacey provides an excellent opportunity for first-time homebuyers and those looking to invest in real estate.

In addition to its natural beauty and housing options, Lacey is also known for its excellent schools, vibrant community events, and convenient access to shopping, dining, and entertainment venues. With its welcoming atmosphere and strong sense of community, Lacey is a city that truly has it all.

If you're considering a move to the Pacific Northwest, Lacey should be at the top of your list. With its stunning landscapes, affordable housing options, and FHA terms, Lacey offers a fantastic place to call home.

Newest Lacey Homes with FHA Terms

$450,000
3 Beds ⋅ 2 Baths ⋅ 2567366 MLS ⋅ ACTIVE Status
Turnkey Living Under $450K—Huge Lot, Fresh Upgrades & Absolute Privacy! Welcome home to 4432 29th Ave SE! Perfectly positioned in a quiet, desirable Lacey neighborhood, this move-in-ready gem delivers the ultimate combination of high-value interior updates, massive outdoor space, and unbeatable price positioning. At just $450,000, this property outshines the competition and won't last through the weekend. Key Highlights: Brand-New Flooring Throughout: Step inside to crisp, spotless interiors featuring new high-durability flooring and plush, fresh carpeting across living and bedroom areas. Zero deferred maintenance—just unpack and start living. Exceptional Outdoor Living: Spread out on an expansive, rare-for-the-price lot. Designed for low-stress enjoyment, high privacy, and maximum utility—perfect for weekend BBQs, garden projects, or entertaining. Fully Fenced & Secure: Enjoy complete peace of mind with a robust, fully enclosed perimeter ideal for pets, play, and private outdoor gatherings. Effortless Location: Minutes to schools, parks, shopping centers, and direct commute corridors to JBLM and I-5. Whether you are seeking a high-yield investment, a reliable turnkey start, or a home with real room to breathe, this property represents the best dollar-for-dollar value in the 98503 zip code. Schedule your walkthrough today before it’s gone!

4432 29th Avenue SE, Lacey

Listing courtesy of Cascade Home Group.

$770,000
3 Beds ⋅ 2 Baths ⋅ 2562507 MLS ⋅ ACTIVE Status
Beautifully Updated Lacey Home with Acreage, Massive Garage, and Private Primary Suite Level! Discover a rare opportunity in Lacey to own acreage with incredible room to grow, add equity, and customize your living space. Featuring a massive 6-bay detached garage complete with a brand new roof, an unfinished basement/garage area, and a separate detached bonus space ready to be transformed into a home gym, office, or game room. Inside, the entire top floor is dedicated to a private primary suite retreat, featuring the main bedroom, bathroom, and an adjoining open bonus space—ideal for a private sitting area, home office, or cozy reading nook. Plus, an additional bonus room downstairs that provides flexible space that could easily serve as a 4th bedroom. The home has been updated with a new water heater, fresh paint, brand new carpets, siding, windows, energy-efficient ductless mini-splits for year-round heating and cooling. located just an easy ~20-minute commute to JBLM and quick access to I-5, alongside being just a 10-minute drive to Long Lake Park, Costco, local shopping, and schools, this property combines acreage, incredible convenience, and endless opportunities to add value.

7728 Mesplay Avenue SE, Lacey

Listing courtesy of John L. Scott, Inc.

$445,000
3 Beds ⋅ 3 Baths ⋅ 2563905 MLS ⋅ ACTIVE Status
"The Park" is a great central Lacey location - close to shopping, parks, library, I-5 access. Low maintenance living. Kitchen completely remodeled 2025: new quartz counters, soft-close drawers, stainless steel appliances by GE and Whirlpool. Roof replaced by previous owners in 2019. Crawl space recently rewrapped & insulated. Receipt available. Living-dining room is bright, open, and private, facing out to the patio. Newer luxury vinyl plank throughout home with new baseboards and trim around doors. Primary suite with new vanity, sink, and counter in the bathroom. New vanity, sink and counter in downstairs half-bath/laundry. Natural gas hookup on backwall of living room for fireplace installation. Dead end street. HOA provides lawn care in front of home and park, garbage service, clubhouse and heated community pool access. Playground temporarily closed for renovation. Bus stops on Pacific Ave and Martin Way. A mature vegetable and flower garden is yours to harvest after closing.

6104 Huntington Lane SE, Lacey

Listing courtesy of Coldwell Banker Evergreen.

$515,000
3 Beds ⋅ 2 Baths ⋅ 2563643 MLS ⋅ ACTIVE Status
Welcome to your own private retreat in one of Lacey's most peaceful, established neighborhoods! This beautifully maintained home has been refreshed with fresh interior paint throughout, creating a bright, move-in-ready space you'll love coming home to. The spacious floor plan is ideal for both everyday living and entertaining, complete with a wet bar that's perfect for hosting friends. Step outside and discover a fully fenced backyard designed for privacy and relaxation. A large detached shed with electricity offers incredible flexibility—whether you're dreaming of a home office, studio, workshop, gym, or exploring future DADU potential (buyer to verify). Wide access gates on both sides of the property provide convenient RV parking, trailer storage, or additional space for your recreational toys. Nestled on a quiet street, this home offers the peaceful feel of a private oasis while remaining conveniently located less than 20 minutes from JBLM, with easy access to shopping, dining, parks, and everyday amenities. With fresh updates, versatile bonus spaces, exceptional outdoor functionality, and a prime location, this property offers the perfect blend of comfort, convenience, and opportunity. Don't miss your chance to make this Lacey gem your next home.

6612 Alder Glen Drive SE, Lacey

Listing courtesy of Skyline Properties, Inc..

$429,000
3 Beds ⋅ 2 Baths ⋅ 2565795 MLS ⋅ ACTIVE Status
Move-in ready and beautifully remodeled, this inviting Lacey home blends modern updates with everyday comfort. The thoughtfully renovated interior features stylish finishes, an open and welcoming feel, and the convenience of a home that's ready to enjoy from day one.Step outside to a stunning new custom carport with an adjoining covered patio—an ideal space for entertaining, relaxing with your morning coffee, or enjoying the Pacific Northwest year-round. The generous outbuilding offers outstanding flexibility for storage, a workshop, hobbies, crafts, or additional workspace.Situated in an established neighborhood close to shopping, dining, medical facilities, parks, and major commuter routes, this home offers the perfect combination of convenience and low-maintenance living.Whether you're looking for your first home, downsizing, or simply searching for a beautifully updated property with exceptional outdoor amenities, this home is a must-see. With quality improvements already completed, all that's left to do is move in and make it your own.

4332 Lakeview Court, Lacey

Listing courtesy of John L. Scott Lacey.

$489,000
3 Beds ⋅ 3 Baths ⋅ 2565790 MLS ⋅ ACTIVE Status
Welcome to this beautifully remodeled and exceptionally versatile home in one of Lacey's most desirable locations. Thoughtfully redesigned for today's lifestyle, this unique property is ideal for multigenerational living, extended guests, or flexible work-from-home needs.The main residence is connected to a private ADU by a fully enclosed and finished bonus room, creating seamless access while still allowing for independent living spaces. You'll also find a heated bonus storage room plus multiple additional outbuildings, providing abundant space for hobbies, workshops, seasonal storage, or creative pursuits.Located adjacent to, but not within, the nearby 55+ community, you'll enjoy the convenience of the area without age restrictions or HOA limitations. The home has been extensively updated throughout, offering modern finishes and move-in-ready convenience.To make your transition even easier, most furnishings may remain with the home through negotiation, including large flat-screen televisions—an exceptional opportunity for buyers seeking a truly turnkey property.Whether you're looking for room to grow or a property that offers flexibility rarely found on the market, this home delivers comfort, functionality, and outstanding value.

4328 Lakeview Ct, Lacey

Listing courtesy of John L. Scott Lacey.

$562,900
3 Beds ⋅ 3 Baths ⋅ 2564346 MLS ⋅ ACTIVE Status
Rare opportunity to own a custom-built rambler on over an acre in the heart of Lacey! This 3-bedroom, 2.25-bath home offers the perfect blend of privacy, space, and convenience, just minutes from Lake Lois, schools, shopping, JBLM, and I-5. The spacious floor plan features a large kitchen that flows into the dining area and living room, where a cozy wood-burning insert creates the perfect gathering space, while the heat pump keeps you comfortable all summer long. The primary suite includes heated floors in the bath for a touch of everyday luxury. Outside, mature landscaping surrounds the home with fruit trees, garden space, a large fenced patio, RV parking, a huge 2-car garage, and a barn offering endless possibilities for hobbies, storage, or projects. Properties like this—with acreage, room to grow, and an unbeatable location—rarely come available.

5815 7th Avenue SE, Lacey

Listing courtesy of Real Broker LLC.

$520,000
4 Beds ⋅ 2 Baths ⋅ 2563855 MLS ⋅ ACTIVE Status
Beautifully maintained and move-in ready, this 4-bedroom, 1.75-bath rambler offers an ideal blend of comfort, style, and thoughtful updates. Vaulted ceilings and a cozy gas fireplace create a warm and inviting living room, while the open kitchen features granite countertops, a pantry, and abundant cabinet and counter space, flowing seamlessly into the dining area.The spacious primary suite includes a walk-in closet and a private full bath. Three additional bedrooms, a ¾ bath, and an oversized laundry room with a storage closet provide exceptional flexibility and functionality. Enjoy complete privacy and light control with stylish window coverings that offer the convenience of push-button operation as well as easy manual use. Designed for everyday comfort, these coverings also improve energy efficiency while adding a clean, modern touch throughout the home. Recent upgrades include a tankless water heater, new furnace, and central air conditioning for year-round comfort. An attached two-car garage and generous off-street parking add everyday convenience. Step outside to the fully fenced backyard featuring a patio and fire pit, creating a wonderful setting for relaxing or entertaining. Tucked away on a cul-de-sac, this home offers convenient access to shopping, dining, I-5, JBLM, and everyday amenities

4828 College Lane SE, Lacey

Listing courtesy of Redfin.

$505,000
3 Beds ⋅ 3 Baths ⋅ 2563633 MLS ⋅ ACTIVE Status
Well maintained 1599 SF home in the desirable Lancaster neighborhood in Lacey! This 3-bedroom 2.5 bath home features a bright open floor plan perfect for everyday living and entertaining. The kitchen is equipped with stainless steel appliances and flows seamlessly into the dining and living areas where a cozy gas fireplace creates a warm and inviting atmosphere. The dining area opens to a patio and fully fenced back yard. The spacious primary suite includes a private bath, 2 additional bedrooms a full bath and laundry room upstairs. Situated on a large corner lot, this home also features a 2-car garage and is connected to city water and sewer and access to the neighborhood playground. Conveniently located near schools, parks, shopping, restaurants, I-5 and JBLM and Long Lake for kayaking, swimming and fishing. Move in ready and waiting for you to call this house your home.

8117 27th Avenue SE, Lacey

Listing courtesy of BHGRE - Northwest Home Team.

$180,000
3 Beds ⋅ 2 Baths ⋅ 2565534 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 3-bdrm, 2-bath home where a grand Double French-door entry creates an elegant first impression. Inside, the open-concept design is enhanced by soaring vaulted ceilings, abundant natural light, a stunning skylight, and finished sheetrock walls throughout, creating the look and feel of a traditional site-built home. The spacious kitchen is designed for both everyday living and entertaining, featuring abundant cabinetry, generous counter space, and a large walk-in pantry. The inviting primary suite offers a walk-in closet and private en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. The oversized two-car garage provides ample room for vehicles, storage, workshop space, or a wheelchair ramp. Step outside and enjoy your own private oasis. The fully fenced backyard offers exceptional seclusion and plenty of space for gardening, pets, entertaining, or simply relaxing. Seamless indoor-outdoor living is yours with three spacious decks and a 27'x 33' patio, creating multiple spaces to gather with friends or enjoy peaceful mornings with a cup of coffee. Combining thoughtful design, quality finishes, sheetrock construction throughout, abundant storage, and a private outdoor setting, this move-in-ready home offers the perfect blend of style, function, and everyday comfort. Don't miss your opportunity to make it yours! Monthly lot rent is $1,199/ month.

5406 52nd Ln SE, Lacey

Listing courtesy of Northfork Realty.

$764,990
4 Beds ⋅ 3 Baths ⋅ 2564893 MLS ⋅ ACTIVE Status
Welcome home to this well-maintained Rob Rice home in the desirable Campus Highlands neighborhood. From the moment you arrive, you'll appreciate the attractive curb appeal, inviting front entry, and spacious three-car garage.Inside, the open floor plan is filled with natural light thanks to a wall of windows overlooking the backyard. Tiered ceilings and white millwork add character throughout the home, while the spacious kitchen offers warm wood cabinetry, granite countertops, plenty of prep space, a pantry and a butlers pantry. The living and dining areas flow seamlessly to the covered patio, making it easy to enjoy outdoor dining, relaxing, or entertaining year-round.Upstairs you'll find four bedrooms plus a bonus room, providing plenty of space for a home office, media room, or play area. The primary suite offers a comfortable retreat with its own gas fireplace and a generous five-piece bath featuring a large walk-in shower. The back yard is a private slice of paradise with patios, a gazebo and gardens perfect for a relaxing day filled with the vibrant colors of the gardens. Stay comfortable year-round with central air conditioning. Campus Highlands is known for its parks, sidewalks, walking trails, and nearby golf course, creating a wonderful place to call home.

9314 Earhart Street NE, Lacey

Listing courtesy of Windermere Prof Partners.

$500,000
3 Beds ⋅ 3 Baths ⋅ 2565078 MLS ⋅ ACTIVE Status
Beautiful 3-bed, 2.25-bath home on a quiet cul-de-sac in the Pleasanton community of Lacey near Long Lake. This great home features an open floor plan, LVP throughout, vaulted ceilings, soft-close cabinets, and A/C. On the main floor, you will find the large living room with fireplace, stone surround and mantle, a large dining area with access to the backyard, the beautiful kitchen with full-height tile backsplash, quartz countertops, stainless steel appliances, including a stove with double oven, pantry, and large island with breakfast bar, and a 1/2 bath. On the upper floor, you will find your huge primary suite with an ensuite bath with a walk-in shower, double vessel sink vanity, and walk-in closet, plus two additional bedrooms (one with a walk-in closet), a full bath, and the utility room. Outside, you will find a 2-car garage and a fenced yard. All in a great location close to parks, shopping, restaurants, and easy access to I-5, Yelm Hwy, and JBLM. Make this one yours; schedule a tour today!

8112 Cantabella Court, Lacey

Listing courtesy of eXp Realty.

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