Kirkland Homes with FHA Terms

Kirkland Homes with FHA Terms

Kirkland: A Charming City in Washington State

Nestled in King County, Washington, Kirkland is a vibrant city that offers a picturesque setting and a high quality of life. Located in the beautiful Pacific Northwest region of the United States, Kirkland boasts a prime location just east of Seattle. This allows residents to enjoy the best of both worlds - a peaceful suburban atmosphere with easy access to the bustling city.

Kirkland is renowned for its stunning natural beauty, with its proximity to Lake Washington and the Cascade Mountains. The city's waterfront parks, such as Marina Park and Juanita Beach Park, provide residents with ample opportunities for outdoor recreation and relaxation. The charming downtown area is lined with boutique shops, art galleries, and a diverse range of restaurants, making it a popular spot for locals and visitors alike.

For those looking to buy a home in Kirkland, the option of FHA terms is available. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible and affordable for individuals and families. These loans offer low down payment requirements and flexible credit guidelines, making it easier for buyers to qualify for a mortgage.

Whether you're seeking a waterfront property, a cozy suburban home, or a modern condominium, Kirkland has a diverse range of real estate options to suit various preferences and budgets. With its strong sense of community, excellent schools, and abundant recreational opportunities, Kirkland is an ideal place to call home.

If you're considering a move to the Pacific Northwest, Kirkland should be at the top of your list. Its natural beauty, convenient location, and FHA home options make it an attractive destination for homebuyers.

Newest Kirkland Homes with FHA Terms

$300,000
1 Beds ⋅ 1 Baths ⋅ 2575476 MLS ⋅ ACTIVE Status
Welcome home to this beautiful move-in ready 1-bed, 1-bath condo that offers comfort, convenience, and privacy. Relax on your private patio overlooking lush green surroundings. The stunning updated kitchen features bright white cabinets with gorgeous quartz countertops, and stainless-steel appliances. The open dining and living areas are anchored by a cozy wood-burning fireplace, creating the perfect space to relax and unwind. New modern flooring throughout. Spacious bedroom with huge walk-in closet. The remodeled bathroom showcases white cabinet, and quartz countertop, elegant tile flooring and a beautifully updated shower. Additional highlights include a stacked washer and dryer, outdoor storage off the patio, updated siding and roof, and double-pane vinyl windows. Includes RARE private 1 car garage with room for additional storage. Ideally located with quick access to shopping, dining, The Village at Totem Lake, the Kirkland medical community, nearby shopping, dining, easy access to I-405 and 522. Enjoy nearby parks, breweries, and wineries while coming home to a peaceful retreat that feels tucked away from it all. Great value… Hurry on this one!

12708 NE 144th Street Unit #B-104, Kirkland

Listing courtesy of John L. Scott, Inc..

$645,000
2 Beds ⋅ 3 Baths ⋅ 2575639 MLS ⋅ ACTIVE Status
442 4th Ave is a residence with a functional layout and comfortable living spaces throughout. The kitchen features quartz countertops and stainless steel appliances, creating a well-equipped space for cooking and entertaining. A fireplace anchors the main living area, adding warmth and ambiance to the central gathering space. Flooring extends across the interior living areas. The primary bedroom includes a walk-in closet for convenient storage and organization. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room.

442 4th Avenue Unit #442, Kirkland

Listing courtesy of Opendoor Brokerage, LLC.

$849,995
2 Beds ⋅ 3 Baths ⋅ 2575549 MLS ⋅ ACTIVE Status
A rare blend of modern farmhouse charm and elevated designer finishes awaits in this stunning 2-bedroom, 2.5-bath home in North Kirkland’s sought-after Queensgate neighborhood. The open-concept main level makes an unforgettable impression with white oak hardwood floors, soaring 9-foot ceilings, 8-foot doors, custom built-ins, and a dramatic black open-rail staircase. Designed for both entertaining and everyday living, the beautifully appointed kitchen features quartz countertops, an expansive island with seating, statement lighting, subway tile backsplash, and a Bosch appliance package. Upstairs, the serene primary retreat offers a custom-organized walk-in closet and a spa-like bath complete with dual sinks, built-in shelving, floor-to-ceiling tile, and an oversized frameless glass shower. Enjoy a full-size stackable washer and dryer, top-down/bottom-up shades throughout, an attached one-car garage, and a private fenced backyard. Smart-home features include iPad controls, Ring Elite doorbell, Nest thermostat, Cat6 wiring, and smart door lock. Every detail has been thoughtfully selected to create a home that feels fresh, refined, and effortlessly stylish. Near I-405 Exit 22 and Brickyard Park & Ride, with convenient access to The Village at Totem Lake, UW Bothell, restaurants, parks, shopping, and local amenities.

11605 NE 155th Street, Kirkland

Listing courtesy of Newberry Realty, Inc..

$950,000
3 Beds ⋅ 3 Baths ⋅ 2573830 MLS ⋅ ACTIVE Status
Welcome to this THOUGHTFULLY UPDATED 3-bedroom, 3-bathroom home offering a versatile layout, EXCEPTIONAL OUTDOOR SPACES & a location that makes everyday life easy. Inside, the updated great room creates a WELCOMEING CENTRAL GATHERING SPACE, while 2 separate living areas provide room to relax, entertain, work from home, or spread out. The kitchen & dining areas open to a large composite deck creating an easy flow for BBQs, cool evenings & gatherings. Outside, the property truly stands apart w/ 3 distinct outdoor spaces. The fenced backyard w/ shed offers room for gardening, play, pets & everyday enjoyment. A 2ND private, fenced outdoor area creates a secluded retreat centered around an entertaining gazebo with generous space for lawn games, gatherings, & enjoying the sunshine. Dedicated RV/boat parking adds another rare & highly desirable convenience. SERENITY & CONVENIENCE. The location is equally impressive. Just minutes from Juanita Beach Park, O.O. Denny Park, Saint Edward State Park, Juanita Village, The Village at Totem Lake, & I-405. Carl Sandburg Elementary & Finn Hill Middle School are both nearby, making the daily school routine exceptionally convenient. Enjoy an easy trip to Downtown Kirkland & Lake Washington or head toward Woodinville for an afternoon of wine tasting & dining. This is a home designed for the way people actually live, with room to gather, space to play, places to relax, & the convenience of having so much close by. SERENITY MEETS CONVENIENCE.

12906 87th Ave NE, Kirkland

Listing courtesy of Windermere R.E. Northeast, Inc.

$1,080,000
3 Beds ⋅ 2 Baths ⋅ 2574857 MLS ⋅ ACTIVE Status
End your summer on a high note by turning the key & moving right in to this beautifully refreshed Finn Hill rambler! Tucked on a quiet street just moments from beautiful Big Finn Hill Park, this single-level gem offers a chance to live the coveted Kirkland lifestyle w/ access to Juanita, Kenmore & Totem Lake amenities within minutes. A sweet rocking chair front porch greets you before you head inside to discover a beautifully refreshed interior, complete w/ all-new LVP flooring & carpet, fresh paint, central A/C, & updated lighting. An all-new kitchen anchors the home, complete w/ quartz counters, sparkling SS appliances, stylish cabinets (equipped w/ soft-close drawers & pantry pull-outs) & a center island w/ bar seats. Sunlit living spaces flow together smoothly for effortless day-to-day or hosting gatherings w/ ease. Perfectly functional & livable as-is w/ a 3-bedroom, 1.75 bathroom floor plan, or convert the living room into a true primary suite by walling it off & combining it w/ the adjacent 3/4 bath & laundry room. Outside, a roomy deck basks in end-of-summer sunshine overlooking your fully fenced yard w/ a garden shed & room to roam. Abundant parking between the 2-car garage, driveway & gravel pad big enough for your RV or boat. You'll love coming home to this quiet, peaceful location while knowing everything you could need - dining, beaches, top-rated Lake WA schools, groceries, transit & more - is just moments away. Welcome home!

13306 85th Avenue NE, Kirkland

Listing courtesy of RE/MAX Northwest.

$849,995
2 Beds ⋅ 3 Baths ⋅ 2574969 MLS ⋅ ACTIVE Status
A rare blend of modern farmhouse charm and elevated designer finishes awaits in this stunning 2-bedroom, 2.5-bath home in North Kirkland’s sought-after Queensgate neighborhood. The open-concept main level makes an unforgettable impression with white oak hardwood floors, soaring 9-foot ceilings, 8-foot doors, custom built-ins, and a dramatic black open-rail staircase. Designed for both entertaining and everyday living, the beautifully appointed kitchen features quartz countertops, an expansive island with seating, statement lighting, subway tile backsplash, and a Bosch appliance package. Upstairs, the serene primary retreat offers a custom-organized walk-in closet and a spa-like bath complete with dual sinks, built-in shelving, floor-to-ceiling tile, and an oversized frameless glass shower. Enjoy a full-size stackable washer and dryer, top-down/bottom-up shades throughout, an attached one-car garage, and a private fenced backyard. Smart-home features include iPad controls, Ring Elite doorbell, Nest thermostat, Cat6 wiring, and smart door lock. Every detail has been thoughtfully selected to create a home that feels fresh, refined, and effortlessly stylish. Near I-405 Exit 22 and Brickyard Park & Ride, with convenient access to The Village at Totem Lake, UW Bothell, restaurants, parks, shopping, and local amenities.

11605 NE 155th Street, Kirkland

Listing courtesy of Newberry Realty, Inc..

$1,395,000
3 Beds ⋅ 3 Baths ⋅ 2575223 MLS ⋅ ACTIVE Status
Special financing available, including zero down payment for qualified borrowers! Discover exceptional new construction by NW Contour, where elevated design meets comfortable everyday living. This beautifully crafted three-bedroom, two-and-a-half-bath home features a thoughtfully curated interior with premium appliances, quartz countertops, and custom Bellmont cabinetry. The open main level creates an inviting setting for both entertaining and everyday living, with seamless dining and living spaces anchored by a stylish fireplace. Upstairs, the sophisticated primary suite offers a spa-inspired bath, along with two additional spacious bedrooms and a full bathroom. Outside, enjoy a large, private, fully fenced yard with plenty of room to relax, entertain, or garden. EV-ready garage with an additional off street parking spot completes the package.

11249 108th Avenue NE, Kirkland

Listing courtesy of Windermere Real Estate Co..

$1,285,000
4 Beds ⋅ 3 Baths ⋅ 2573924 MLS ⋅ ACTIVE Status
Two full kitchens. Two primary suites. One remarkably flexible Finn Hill home, minutes from Juanita Beach, parks, schools, and shopping. Upstairs, the island kitchen anchors the main level with a Bertazzoni gas range, stainless steel appliances, custom hickory cabinets, quartz countertops, and a breakfast bar. The dining and living rooms open through a slider to the 632 sf deck with pergola — made for BBQs and year-round entertaining. Brand new engineered hardwood floors, fresh paint, and stylish lighting run throughout, with no carpet anywhere in the house. Three bedrooms and two baths, including the primary suite, complete the upper level. The fully tiled lower level lives like a home of its own: its own primary suite with walk-in closet and full bath, a spacious family room with fireplace, laundry, and a second full kitchen added in 2022. Multigenerational living, long-term guests, or a private retreat — all the possibilities are built in. Behind the finishes, the big-ticket work is done: new electrical panel and wiring, new copper and PEX plumbing, newer windows and doors, a durable metal roof, central A/C, new attic insulation, and all three baths updated. Outside, a flat, private, fully fenced backyard is landscaped with a sprinkler system. A 2-car garage, off-street parking, and a shed make storage a breeze. A new driveway, sidewalks, and Ring doorbell with flood light complete the picture. Move-in ready — nothing to do but unpack and enjoy this special home.

8003 NE 128th Street, Kirkland

Listing courtesy of Real Residential.

$1,175,000
4 Beds ⋅ 3 Baths ⋅ 2574424 MLS ⋅ ACTIVE Status
Discover refined Northwest living in this beautifully refreshed Kingsgate residence, privately positioned on a peaceful cul-de-sac. Thoughtfully designed for both everyday comfort and effortless entertaining, the home showcases fresh interior and exterior paint, hardwood floors throughout, A/C, and an abundance of natural light. At the heart of the home, the chef-inspired kitchen features handsome finishes, stainless steel appliances, generous prep space, and an inviting connection to the formal dining and living areas. Three bedrooms are conveniently situated on the main level, while the lower level offers an additional guest bedroom and expansive family room—an ideal retreat for guests, work, or recreation. Step outside onto the large private deck and enjoy a generously sized, fully fenced backyard offering exceptional space for outdoor dining, entertaining, gardening, and play. Set within the highly regarded Lake Washington School District, this exceptional home combines a tranquil residential setting with outstanding convenience—just minutes from The Village at Totem Lake, Whole Foods, premier shopping and dining, parks, and I-405. Pre-inspected and ready to impress.

12615 NE 142nd Street, Kirkland

Listing courtesy of Windermere Real Estate/East.

$1,395,000
3 Beds ⋅ 3 Baths ⋅ 2574353 MLS ⋅ ACTIVE Status
Special financing available, including zero down payment for qualified borrowers! Discover exceptional new construction by NW Contour, where elevated design meets comfortable everyday living. This beautifully crafted three-bedroom, two-and-a-half-bath home features a thoughtfully curated interior with premium appliances, quartz countertops, and custom Bellmont cabinetry. The open main level creates an inviting setting for both entertaining and everyday living, with seamless dining and living spaces anchored by a stylish fireplace. Upstairs, the sophisticated primary suite offers a spa-inspired bath, along with two additional spacious bedrooms and a full bathroom. Outside, enjoy a large, private, fully fenced yard with plenty of room to relax, entertain, or garden. EV-ready garage with an additional off street parking spot completes the package.

11249 108th Avenue NE, Kirkland

Listing courtesy of Windermere Real Estate Co..

$1,375,000
4 Beds ⋅ 3 Baths ⋅ 2573792 MLS ⋅ ACTIVE Status
Ideally located in sought after Holmes Point neighborhood, surrounded by scenic walking Trails, this Mid-Century Modern Home offers interesting architecture and an abundance of privacy. The gracious entry leads to an impressive great room with vaulted ceilings, wall of windows and stunning stone fireplace. Spacious dining room opens to sunny kitchen with island, and adjacent cozy sitting room with French doors leading to large deck and private backyard with mature landscaping and vegetable garden. Comfortable natural light filled spaces for everyday living, accented by hardwood floors and open beams ceilings, create a warm ambiance throughout. Upper levels provide walk-in linen closet, laundry room, four bedrooms and two baths, including a sizeable primary suite with ¾ bath, oversized windows, walk-in-closet, and private deck offering sunset views over Lake Washington.

7400 NE 118th Place, Kirkland

Listing courtesy of Windermere Real Estate/East.

$1,300,000
4 Beds ⋅ 3 Baths ⋅ 2574727 MLS ⋅ ACTIVE Status
Fully renovated Kirkland home offering the feel of new construction without the new construction price point! Tall, vaulted ceilings and hardwood floors create a bright, open main living space centered around a redesigned kitchen with all-new cabinetry, stainless steel appliances, quartz countertops and a waterfall island. New roof, hardwood flooring, carpet, fresh interior and exterior paint, and all-new fixtures inside and out complete the renovation. Upstairs, the oversized primary suite features a walk-in closet and spacious en suite with dual vanities, soaking tub and glass-enclosed shower, plus three additional bedrooms. Enjoy a private back patio and generous 2-car garage with extra height. Located in the highly rated Lake Washington School District and near Juanita Beach Park, Juanita Woodlands Park and Saint Edward State Park, with convenient access to shopping, dining, downtown Kirkland and Totem Lake. Move-in ready with modern design, functional spaces and a prime Juanita Kirkland location.

7649 NE 125th Street, Kirkland

Listing courtesy of Best Choice Realty.

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