Kent Homes with FHA Terms

Kent Homes with FHA Terms

Kent is a vibrant city located in King County, Washington, United States. Nestled in the heart of the Pacific Northwest, Kent offers a perfect balance of urban amenities and natural beauty. With a population of over 130,000, it is the sixth-largest city in the state, making it a thriving and diverse community.

Situated just 19 miles south of Seattle, Kent enjoys the benefits of being close to a major metropolitan area while maintaining its own unique identity. The city boasts a rich history and is known for its strong economy, excellent schools, and numerous recreational opportunities.

One of the advantages of living in Kent is the availability of homes with FHA terms. FHA (Federal Housing Administration) loans are a popular choice for homebuyers as they offer more flexible credit and down payment requirements. This makes homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Kent has a variety of housing options to suit every need and budget. From cozy single-family homes in quiet neighborhoods to modern townhouses and spacious condos, there is something for everyone.

With its convenient location, thriving economy, and affordable housing options, Kent is an ideal place to call home. So, if you're considering a move to the area, be sure to explore the homes with FHA terms available in this charming city.

Newest Kent Homes with FHA Terms

20819 114th Place SE Unit #7, Kent
$349,950
2 Beds ⋅ 2 Baths ⋅ 2598473 MLS ⋅ ACTIVE Status
Townhome-style living at an exceptional value! This refreshed 2-bedroom, 1.5-bath Meadowglen condo features fresh interior paint, new flooring, trim, and updated lighting throughout. Enjoy a spacious two-level layout, cozy wood-burning fireplace, and TWO private patios perfect for morning coffee, outdoor dining, or relaxing after a long day. A private garage PLUS an additional parking space provide the convenience that's often missing from condo living. Community amenities include a clubhouse and sports court, with shopping, dining, and commuter routes nearby. FHA and VA approved, making homeownership even more accessible. All the comforts of townhome living without the single-family price tag! No special assessments and well run HOA. Make it yours today!

20819 114th Place SE Unit #7, Kent

Listing Broker: KW Greater Seattle; Danny Greco; 206-455-4649; seawahomes@gmail.com

15410 se 272 Street Unit #11, Kent
$174,999
3 Beds ⋅ 2 Baths ⋅ 2600257 MLS ⋅ ACTIVE Status
Welcome to Soos Creek Estates, an all-ages community! This inviting 3-bedroom, 2-bath home features a spacious, functional layout, updated interior, comfortable bedrooms, and a covered carport with parking for two vehicles. Enjoy the perfect blend of comfort, affordability, and convenience, with shopping, dining, parks, public transit, and major commuter routes just minutes away. Don't miss this opportunity to make this home yours!

15410 se 272 Street Unit #11, Kent

Listing Broker: Real Broker LLC; Doris Sierra Sanchez; 253-886-7667; sierrahometeam@gmail.com

27728 149th Pl SE, Kent
$574,999
3 Beds ⋅ 2 Baths ⋅ 2600144 MLS ⋅ ACTIVE Status
Come home to the ease of one-level living, a cozy fireside gathering space and a backyard with room for your ideas. Tucked into a cul-de-sac in Meridian Park Vista, this 3-bedroom, 2-bath Kent home offers 1,330 square feet of comfortable living on a 5,951-square-foot corner lot. Vaulted ceilings and skylights bring an airy feel, while hardwood floors and a gas fireplace create a welcoming setting for quiet evenings or time with friends. The kitchen with eating space makes casual meals easy, and a separate dining room gives you room to host. Retreat to a primary bedroom with its own bath and walk-in closet, with two additional bedrooms offering flexibility for guests, work or hobbies. A heat pump and central A/C help keep you comfortable through the seasons. Step outside to a fully fenced yard with a deck, patio and terraced areas ready for your gardening vision. Imagine morning coffee outdoors, summer dinners on the patio and a place to unwind at the end of the day. An attached two-car garage, driveway and off-street parking add practical convenience. Professional cleaning and refreshed landscaping give the home a welcoming presentation. Solar panels installed in 2025 are leased. A large stand-up crawl space offers storage potential; buyer to verify suitability for any intended use. Enjoy a Lake Meridian-area location convenient to shopping, dining, parks and commuter routes. Come explore the layout, walk the yard and picture the possibilities. Find your next chapter in Kent.

27728 149th Pl SE, Kent

Listing Broker: WA Move Real Estate LLC; Jaren Davison; 206-640-3215; jarentherealtor@gmail.com

20201 102nd Place SE, Kent
$675,000
3 Beds ⋅ 3 Baths ⋅ 2599394 MLS ⋅ FIRST LOOK Status
Welcome to this inviting East Hill home in a desirable neighborhood setting! Step inside to a welcoming entryway with vaulted ceilings and an abundance of natural light. The cozy living room features a beautiful wood-burning fireplace flanked by bookcases, creating a charming library feel. Thoughtfully designed for comfortable living and entertaining, the main floor offers hardwood and laminate flooring, granite countertops, and an adjoining family room with a freestanding gas stove. Extend your living space outdoors to a standout backyard oasis featuring an expansive Trex deck with a pergola arbor, a large covered entertaining pavilion for all-season barbecues, and raised garden beds framed by mature trees ~ enjoy a late summer harvest of blueberries and apples! Upstairs, the spacious primary ensuite is a relaxing retreat with vaulted ceilings, a beautiful sliding barn door, a walk-in closet, and a large soaking tub. Nearly all windows were replaced with Energy Star glass in 2025, framing peaceful greenery while maximizing efficiency ~ Complete with a 2018 roof, newer water heater, and natural gas appliances. Tucked away on a quiet street just blocks from Chestnut Ridge Park trails, minutes to local grocery markets, and close to everyday dining and shopping amenities. A wonderful blend of comfort, character, and convenience!

20201 102nd Place SE, Kent

Listing Broker: Keller Williams Realty Bothell; Laurie Roseth Darrow; 425-770-2207; Laurie@FirstImpressionsGroup.com

24519 137th Court SE, Kent
$969,999
5 Beds ⋅ 3 Baths ⋅ 2597701 MLS ⋅ ACTIVE Status
Luxury living in Meridian Valley Country Club. This impeccably maintained home features recent stunning remodeling & systems upgrades. Oversized windows bring in natural light and views of Mount Rainier. Main floor features flowing Living, Dining, Chef's Kitchen, Family room as well as Bedroom wing w/ 2 bedrooms, 2 Bath. Primary Bedroom w/territorial and Rainier views feature a impeccably remodeled Bath, Italian marble heated floors, walk-in shower and modern soaking tub. Walk-in closet. 2nd large bedroom has private access to another remodeled Bath. New designer window coverings as well. Downstairs enjoy the flexibility of Bedrooms, Great room w/fireplace, Workout/gym room & remodeled 3/4 bath. Brand new Furnace & Heat Pump ensure your comfort year-round! Huge 3 car garage w/new Golf cart door, new garage door motors, springs and lighting. Oversized Entertaining Deck features privacy and beautiful Old Growth Cedars. A quiet and private culdesac and easy access to course. Optional Golf/Club memberships available!

24519 137th Court SE, Kent

Listing Broker: Coldwell Banker Bain; Melynda Owens; 206-459-8758; melynda.owens@cbrealty.com

20225 108th Avenue SE, Kent
$535,000
2 Beds ⋅ 1 Baths ⋅ 2599379 MLS ⋅ ACTIVE Status
Beautifully remodeled rambler on a spacious lot with potential for future subdivision, subject to buyer verification and local approvals. Featuring new flooring, fresh paint, and updated kitchen and bathrooms, this home offers comfortable single-level living with investment possibilities. Three large storage spaces are included, offering ample room for tools, equipment, and belongings. Previously used as a Farmers Insurance office, the property may offer opportunities for a home-based business or rental investment, subject to permitted uses. Conveniently located near Springbrook Elementary and Kentridge High School, with Panther Lake, restaurants, gyms, the library, and shopping within walking distance. A versatile property with room to explore your vision!

20225 108th Avenue SE, Kent

Listing Broker: KW Greater Seattle; Navid Hamidi; 253-397-9932; navidhamidihomes@gmail.com

14221 SE 260th Street, Kent
$1,400,000
3 Beds ⋅ 2 Baths ⋅ 2599935 MLS ⋅ ACTIVE Status
Builders & Investors alert. Preliminary approval for 4 lots has been already obtained for this Flat & Square property, and you can start building in a matter of a few months (See the attached short plat in supplements). Unlock the potential of this rare, dividable property situated in one of the area's most desirable location. Featuring a small home that provides immediate use or rental income, this property offers outstanding flexibility for investors, developers, or buyers looking to build for the future. Whether you're considering subdivision, new construction, or holding for appreciation, opportunities like this are rare to find.

14221 SE 260th Street, Kent

Listing Broker: Best Choice Realty LLC; Emad Hanna; 253-335-1985; emad.ws@hotmail.com

13117 SE 277th Place, Kent
$649,950
3 Beds ⋅ 3 Baths ⋅ 2599416 MLS ⋅ ACTIVE Status
Seated quietly in the back of a culdesac within an established neighborhood, this two story charmer has had a major remodel which can be admired from nearly every room in the house. Past the brand new front porch, you are met with vaulted ceilings in the sunken living room, anchored by a wood burning fireplace. Fresh interior & exterior paint throughout as well as never lived on carpet & vinyl plank flooring give the space a new construction vibe. One of the highlights of this home is the primary suite on the main level. This is a highly requested feature for buyers and this one features a walk in closet & modernized en-suite bath offering a new double sink vanity with quartz countertop & backsplash, new sinks and faucets. The kitchen has all new custom navy cabinetry with aged gold hardware, rich quartz countertops and new stainless appliances. The backyard can be accessed through the sliding door in the eat in kitchen area or through the door in the laundry room. Don't miss the powder bath and garage access-even the garage has fresh paint! The upper level features two additional bedrooms + full bath with new vanity with quartz top and new faucet. The one piece tub surround makes for easy cleaning. The entire yard has new Growtrax grass planted, new gravel on the side yard and beauty bark around the perimeter. Did I mention this home has a brand new roof?

13117 SE 277th Place, Kent

Listing Broker: KW Lake Washington So; Ryan Runge; 206-407-8719; ryan@achreseattle.com

22333 123rd Place SE, Kent
$624,990
3 Beds ⋅ 2 Baths ⋅ 2599830 MLS ⋅ ACTIVE Status
Beautiful Kent East Hill Rambler-Move in Ready! Welcome home to this beautiful, well-maintained 3-bedroom, 2-bath rambler in a desirable Kent East Hill neighborhood! Tucked away on a quiet dead end cul-de-sac, this home offers comfortable single-level living, easy maintenance, and a fantastic location close to schools, shopping, and everyday conveniences. Inside, enjoy vaulted ceilings, granite counter tops, tile flooring and comfortable carpeted living spaces. The home features a newer roof and a beautiful wrap around composite deck and railing. Step outside to a huge wraparound deck overlooking the fully fenced backyard-perfect for entertaining, relaxing, or enjoying the outdoors. The low maintenance yard makes upkeep easy, while abundant on street parking plenty of room for additional vehicles and guests. The attached 2-car garage adds convenience and storage, and the practical rambler layout makes this home easy to live in and maintain. A SPECIAL BONUS: all appliances and all the furniture currently in the home are included in the sale, offering an exceptional opportunity for a convenient, move-in ready purchase.

22333 123rd Place SE, Kent

Listing Broker: Windermere Real Estate/PSK Inc; Greg Skagen; 206-963-5198; gdskagen@gmail.com

23727 164th Avenue SE, Kent
$1,479,000
3 Beds ⋅ 4 Baths ⋅ 2598682 MLS ⋅ ACTIVE Status
Enjoy space, privacy, and comfort in this custom-built home on 2.17 acres with NO HOA! The updated kitchen features an island over 8 feet long and opens seamlessly to the living room, creating an inviting setting for daily life and entertaining. A main-floor bar makes hosting easy, while a separate media room offers a comfortable place for movies or relaxation.Upstairs are three bedrooms, including a junior primary, plus a fourth room with a closet and a fifth room without one—ideal for a playroom. These spaces offer flexibility for guests or additional living needs. Two large, dedicated main-floor offices provide ample room for remote work, hobbies, and play. The spacious primary suite offers a private retreat with a steam shower and jetted tub. You will appreciate convenience of the upstairs laundry.A spacious three-car garage and a 36’ x 24’, heated, detached shop offer ample room for vehicles, storage, hobbies, and projects. Outside, a large patio provides space for dining and entertaining, while a firepit invites relaxing evenings under the stars. With 2.17 acres and generous indoor and outdoor living areas, this property combines room to spread out, versatile spaces, and amenities that make it feel like home.

23727 164th Avenue SE, Kent

Listing Broker: Keller Williams Realty; Juli Bergquist; 253-249-4757; jbergquist@KW.com

26331 Woodland Way S, Kent
$595,000
3 Beds ⋅ 2 Baths ⋅ 2599621 MLS ⋅ ACTIVE Status
Welcome to 26331 Woodland Way S! This beautifully remodeled single-family 3 Bed, 2 Bath rambler is located in the desirable Scenic Hill neighborhood of Kent. Featuring a fresh, modern interior with stylish updates throughout, this move-in-ready home offers the perfect blend of comfort, charm, and contemporary living. Whether you’re a first-time homebuyer, looking to downsize, or searching for a home in an established neighborhood, this is an opportunity you won’t want to miss. Enjoy the appeal of the Scenic Hill community and a beautifully updated home ready for its next owner!

26331 Woodland Way S, Kent

Listing Broker: Better Properties Valley Assoc; Kathy Simonson; 253-221-7422; kathysimonson1@gmail.com

24704 132nd Place SE, Kent
$789,950
3 Beds ⋅ 2 Baths ⋅ 2597621 MLS ⋅ ACTIVE Status
Corner lot Rambler in Meridian Valley Country Club! Sits perfectly just inside the privacy gate, Built in 1977 with clean lines, natural materials and modern lighting thru-out. Contemporary design and well-maintained 3-bed, 1.75-bath, home offers vaulted ceilings, newly refinished hardwood flooring and a cozy gas fireplace. Large windows frame with custom wood blinds and beautiful territorial view of the Country Club Golf-Course. The gourmet kitchen features white shaker cabinets and quartz countertops, tile floors, generous counter space, and a mini bar for relaxation. You will love the smooth flow w/entertainment to family room & french doors onto the grand deck. Spacious yard, great pets area! Vaulted Living, yes formal dining too! Master has it all with private patio & your walk in closet. Beautiful Tile Bath, Skylights and much more. Additional highlights include A/C, spacious 2 car garage and the comfort of living in Kent’s serene gated golf community. Come and see it today! This updated beauty awaits!

24704 132nd Place SE, Kent

Listing Broker: Liberty Real Estate, LLC; Duke Nguyen; 206-992-6679; duke747@gmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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