Kent Homes with FHA Terms

Kent Homes with FHA Terms

Kent is a vibrant city located in King County, Washington, United States. Nestled in the heart of the Pacific Northwest, Kent offers a perfect balance of urban amenities and natural beauty. With a population of over 130,000, it is the sixth-largest city in the state, making it a thriving and diverse community.

Situated just 19 miles south of Seattle, Kent enjoys the benefits of being close to a major metropolitan area while maintaining its own unique identity. The city boasts a rich history and is known for its strong economy, excellent schools, and numerous recreational opportunities.

One of the advantages of living in Kent is the availability of homes with FHA terms. FHA (Federal Housing Administration) loans are a popular choice for homebuyers as they offer more flexible credit and down payment requirements. This makes homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Kent has a variety of housing options to suit every need and budget. From cozy single-family homes in quiet neighborhoods to modern townhouses and spacious condos, there is something for everyone.

With its convenient location, thriving economy, and affordable housing options, Kent is an ideal place to call home. So, if you're considering a move to the area, be sure to explore the homes with FHA terms available in this charming city.

Newest Kent Homes with FHA Terms

$475,000
1 Beds ⋅ 1 Baths ⋅ 2564392 MLS ⋅ ACTIVE Status
Tucked into the sought-after Scenic Hill neighborhood, this charming cottage-like home sits on a generous lot and exudes character. A unique three-sided gas fireplace anchors the open great room, creating an inviting space that feels both spacious and cozy. The kitchen features stainless steel appliances, including a gas stove, and refinished stained cabinetry, while the bathroom impresses with a separate tub and slate shower. A dining area, King-sized bedroom, and dedicated laundry room round out the thoughtful floor plan. French doors lead to a covered patio overlooking a level, private backyard — perfect for entertaining or unwinding. Driveway parking for multiple cars, plus a new roof, newer furnace and AC, new exterior paint, and mature landscaping set this home apart from the rest. Demand for Kent is underpinned by opportunity at companies like Blue Origin, Boeing, and the broader logistics sector. This home sits minutes from Kent Station, the Sounder rail and SeaTac Airport, making it highly commuter-friendly for the entire South Sound.

712 E Guiberson Street, Kent

Listing courtesy of COMPASS.

$815,000
4 Beds ⋅ 3 Baths ⋅ 2563411 MLS ⋅ ACTIVE Status
Welcome Home to this spacious residence in Kent's Brookside Court. Built by Norris Homes in 2005, this 2,490 sq ft home sits on a corner lot with a territorial view, just minutes from shopping, Hwy 167 & Hwy 18. The main floor features a grand entry, formal dining room, living room with boasting vaulted ceilings & a gas fireplace. The great room concept is complete with a large kitchen offering plenty of cabinetry, workspace, pantry & additional eating space. French doors off the kitchen lead out to your backyard with a covered patio & an outdoor fireplace, all within a fully fenced yard perfect for enjoying quiet PNW evenings. The main floor finishes with the laundry room & a fourth bedroom with a shared full bath nearby, ideal for guests or multigenerational living. Upstairs, you'll find three bedrooms including the primary suite, tucked behind French doors with its own en-suite bathroom and walk-in closet. A second full bath serves the additional two bedrooms, & a bonus room with connected storage space. The attached 3 car garage offers plenty of room for vehicles & storage. Recent updates include a freshly painted interior & new pet resistant carpet installed in 2024. The exterior was painted in 2023, & a brand new roof was installed this Spring, complete with resealed skylights, new gutters and a transferable warranty. The furnace was inspected in May 2026, checking off all of the big-ticket maintenance items complete, making this home truly MOVE-IN READY!

13323 SE 279th Place, Kent

Listing courtesy of Daily Realty Group LLC.

$726,750
5 Beds ⋅ 3 Baths ⋅ 2564173 MLS ⋅ ACTIVE Status
Welcome home to this lovingly maintained 5-bedroom, 2.5-bath residence, offered for sale for the first time in nearly 20 years! Nestled in Kent's desirable East Hill neighborhood, this spacious 2,690 sq ft two-story home has been thoughtfully cared for and updated over the years, offering the perfect blend of comfort, functionality, and timeless style.Step inside to discover hardwood, laminate, and tile flooring throughout, creating a warm and low-maintenance living environment. The well appointed kitchen features newer appliances, abundant workspace, and opens to an oversized living room—perfect for entertaining or relaxing with loved ones. A formal dining room and inviting living spaces provide flexibility for gatherings both large and small.The main-floor bedroom or office is ideal for guests, remote work, or multi-generational living. Upstairs, retreat to the spacious primary suite complete with a walk-in closet and luxurious five-piece ensuite bath.Outside, enjoy a beautifully landscaped, fully fenced backyard with plenty of room for pets, play, gardening, or summer BBQs. A welcoming covered front porch, patio, deck, and attached 3-car garage complete this exceptional property.Conveniently located near shopping, dining, parks, schools, and with easy access to Hwy 167, SR-18, and commuter routes, this home offers the perfect balance of peaceful living and everyday convenience. Schedule your tour today!

11121 SE 271st Street, Kent

Listing courtesy of Tribeca NW Real Estate.

$959,000
5 Beds ⋅ 4 Baths ⋅ 2563566 MLS ⋅ ACTIVE Status
Classic elegance defines this 5 bedroom 3 1/2 bath home in the Country Club North community. Enter the light filled living room with towering ceilings, elegant stairway, skylights and gleaming hardwood floors which are sure to impress. A handy office/den with French doors is on the main level as well as a spacious family room with a fireplace and a gourmet kitchen complete with custom cabinets, granite counters, walk-in pantry and updated appliances. The second story features the primary suite with vaulted ceilings and a luxury bath with dual sinks, jetted tub, separate shower and walk-in closet. Three more bedrooms and a big second bath with dual sinks and separate wash room await. The spacious laundry room is conveniently located near the bedrooms. Downstairs you will find two large rooms, one currently used as a personal gym, one as a media room with an overhead projector. There is one bedroom and a full bath also and three bedroom sized storage rooms. MIL potential with separate entry. The generous 3 car garage awaits. No power? No problem, this home has a top of the line generator too! Outside enjoy the private deck, covered patio and beautiful landscaping. Located near Lake Meridian. the Soos Creek park and trail system, shopping and dining.

13915 SE 238TH Place, Kent

Listing courtesy of Better Properties Kent LLC.

$679,000
3 Beds ⋅ 2 Baths ⋅ 2563514 MLS ⋅ ACTIVE Status
Beautifully updated rambler on a spacious 12,103 sq. ft. lot! Nearly 2,000 sq. ft. of thoughtfully designed living space features an open floor plan, hardwood floors, abundant natural light, and a striking floor-to-ceiling stone fireplace. The updated kitchen opens seamlessly to the dining and living areas, perfect for entertaining. The private primary suite, two additional bedrooms, and flexible living spaces provide room for every lifestyle. Outside, enjoy the expansive yard and detached outbuilding ideal for storage, a workshop, or hobbies. Also great investment opportunity to divide into two lots, Buyer to verify with City. Conveniently located near schools, parks, shopping, and major commuter routes, this move-in ready home offers the perfect blend of space, comfort, and modern living.

24807 107th Avenue SE, Kent

Listing courtesy of Mickelsen & Tran RE Brokers.

$825,000
4 Beds ⋅ 4 Baths ⋅ 2562779 MLS ⋅ ACTIVE Status
Experience modern luxury in the sought-after Lake Meridian community! Built in 2020, this impressive 3,260-square-foot home offers an exceptional blend of style, comfort, and functionality with beautiful views of Lake Meridian. Designed with entertaining in mind, the open-concept floor plan showcases a stunning chef's kitchen featuring premium finishes, an oversized island, and a spacious walk-in pantry. The inviting great room centers around a cozy fireplace and flows seamlessly onto a covered deck complete with its own outdoor fireplace—the perfect place to relax while taking in the lake views year-round. The main floor also offers a private den, ideal for a home office or guest space, along with a full bathroom for added convenience. Upstairs, retreat to the expansive primary suite featuring a spa-inspired 5-piece bath and a custom walk-in closet system. Three additional generously sized bedrooms, a full bathroom, and a conveniently located laundry room complete the second level. A theatre-sized bonus room with its own full bathroom provides incredible flexibility and can easily serve as a second primary suite, guest retreat, media room, or multi-generational living space. Outside, enjoy a fully fenced backyard with plenty of room for pets, play, and entertaining. For added peace of mind, the home has been pre-inspected, making it truly move-in ready.

26408 134th Place SE, Kent

Listing courtesy of Dulay Homes LLC.

$969,000
2 Beds ⋅ 2 Baths ⋅ 2551550 MLS ⋅ ACTIVE Status
Experience the ultimate Northwest lifestyle in this stunning, Architectural custom-designed single-level contemporary Waterfront home with freshly painted exterior and interior. Perfectly positioned on a sprawling 0.67-acre lot, this property boasts 80 feet of lake frontage, offering a private sanctuary with abundant local wildlife and prime fishing right from your back door. Step inside to find 1,990 square feet of meticulously crafted living space featuring soaring vaulted ceilings and expansive windows that frame breathtaking indoor and outdoor water views. Oak hardwood flooring flows seamlessly through the open floor plan, linking a dedicated dining room, a private flex space, spacious kitchen. Beyond the main living area, maximize your lifestyle with an additional 600 square feet of heated bonus space-ideal for a game room, home gym, or creative studio. Outside, an oversized entertainment deck overlooks the water, while a massive, sport-court-sized parking pad provides plenty of space. Tucked away in a tranquil, wooded atmosphere yet incredibly connected, you are just minutes away from two major freeways and the local light rail station for an effortless commute. Welcome home to your private lakeside paradise!

26530 Lake Fenwick Road S, Kent

Listing courtesy of Every Door Real Estate.

$675,000
4 Beds ⋅ 3 Baths ⋅ 2562986 MLS ⋅ ACTIVE Status
Come and check out this home in the Crossing at Riverview, which offers touches of modern elegance and comfortable living. You'll be greeted the moment you enter with vaulted ceilings and hardwood floors that accentuate the formal living and dining spaces with so much natural light. The main floor has a great layout, transitioning smoothly into the heart of the home with a beautifully updated eat-in kitchen offering extra dining space that opens directly to the warm Great Room with a cozy gas fireplace. Head upstairs to find the primary suite with dual walk-in closets and a 5-piece en suite featuring a large soaking tub and recently updated double vanities. Upstairs, there are 3 additional bedrooms, a recently updated main hall bath, a desk loft area overlooking the main floor entrance for extra office space, and the laundry room. Outside, you'll find the perfect backyard that extends your living space with mature landscaping, privacy, a beautiful deck, and a covered concrete patio equipped with an outdoor fan for those hot summer days. It includes a 2-car garage plus 2 additional driveway spaces, a brand-new water heater installed in 2026, and a new roof in 2025.

4527 S 221st Street, Kent

Listing courtesy of Redfin.

$1,698,950
4 Beds ⋅ 3 Baths ⋅ 2540734 MLS ⋅ ACTIVE Status
Welcome to your private Lake Morton sanctuary with 50 feet of waterfront and unforgettable views. Enjoy peaceful mornings as sunlight spills across the Cascade Mountains and eagles glide overhead. End your day with spectacular sunsets dancing on the water. This exceptional custom-built home offers a grand entry, custom windows, hardwood floors, three fireplaces, extensive millwork, and timeless architectural details. The gourmet kitchen features quartz and solid-surface countertops, cherry cabinets, heated tile floors, premium appliances, and a butler's pantry. Relax in the spacious primary suite with a luxurious 5-piece bath. Two dens, family room, and great room offer abundant space for work, gathering, and entertaining. Complete with heat pump and A/C, multi-level decks, motorized awning, intercom, convenient laundry chute, stamped driveway, epoxy-coated 3-car garage, and beautifully landscaped terraced grounds. Waterfront living at its finest.

30848 W Lk. Morton Dr. SE Drive SE, Kent

Listing courtesy of Better Properties Soundview.

$449,900
3 Beds ⋅ 3 Baths ⋅ 2562684 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 3-bedroom, 2.5-bath townhome in the highly desirable Promenade North at The Lakes! Filled with abundant natural light, this open-concept home offers fresh interior paint, brand-new carpet, and a warm, inviting living room with a cozy fireplace. Upstairs, you'll find a spacious primary retreat featuring a beautifully remodeled en-suite bathroom, along with two additional generously sized bedrooms and an updated full bath. The private backyard backs to a peaceful greenbelt, creating a serene setting with added privacy while allowing plenty of natural light to fill the home. A detached one-car garage provides convenient parking and extra storage. Ideally located just minutes from I-5, Highway 167, shopping, dining, Riverbend Golf Complex, scenic walking trails, and everyday amenities, this home offers the perfect balance of comfort, convenience, and lifestyle. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance home in a prime Kent location, this move-in-ready townhome is one you won't want to miss!

5626 S 231st Place Unit #8-4, Kent

Listing courtesy of eXp Realty.

$569,999
3 Beds ⋅ 2 Baths ⋅ 2562277 MLS ⋅ ACTIVE Status
Absolutely stunning brand-new home in the desirable Kent/Covington area—smells new, feels new, and completely move-in ready! This beautifully designed 3-bedroom, 2-bathroom home offers a modern open-concept layout with a generous living room that flows seamlessly into the stylish kitchen. Enjoy quartz countertops, stainless steel appliances, an oversized island with seating, and a formal dining area—perfect for everyday living and entertaining. The spacious primary suite features a large walk-in closet and a luxurious ensuite bathroom with double vanity and a sleek walk-in shower. Two additional well-sized bedrooms and a full guest bathroom provide comfort and flexibility. Conveniently located just minutes from shopping and dining, including Costco, Walmart, and Fred Meyer, with easy access to Hwy 18 and nearby lakes for outdoor enjoyment. This is the one you’ve been waiting for—must see!

18495 SE Covington Sawyer Road, Kent

Listing courtesy of eXp Realty.

$310,000
1 Beds ⋅ 1 Baths ⋅ 2562329 MLS ⋅ ACTIVE Status
Welcome to your newly remodeled one bedroom condo in the desirable Kent Shires community. This unit is ground level, single story, garage with new water heater and water shutoff to home inside bedroom. There is outside parking alongside community parking for guests. A nice garden area welcomes to as you walk to your front porch and into this bright move in ready home. New LVP flooring throughout gives this beautiful condo a modern and bright feel. There is an open concept living room with a wood fireplace and dining room area with new fixtures. New plumbing and new Milgard windows throughout.New appliances are Northwest Energy Star. The beautifully remodeled kitchen has new cabinets, quartz countertops, new sink, fixtures and appliances. Laundry room has new washer and dryer. Bedroom with new vinyl plank flooring, new closet door, light fixtures and Milgard windows. Remodeled bathroom vanity, quartz countertop, toilet and fixtures complete this home. New Milgard windows in living room have been ordered, just waiting to be installed. The patio opens up to an expansive community green area you can enjoy with your neighbors.This is a low maintanence home, located in the center of the community where you can enjoy privacy and a great location. YMCA, Morril Meadows Park and community dog park are across the street from the entrance on SE 248th Street. Home is central to stores and shopping areas in Kent Easthill. Easy access to public transit. Everything you need close by

25027 110th Pl SE Unit #17D, Kent

Listing courtesy of Icon Group.

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