Kent Homes with Assumable Terms

Kent Homes with Assumable Terms

Located in King County, Washington, Kent is a vibrant city that offers a diverse range of opportunities for residents and visitors alike. Situated in the beautiful Pacific Northwest region of the United States, Kent is known for its natural beauty, thriving economy, and strong sense of community.

With a population of over 130,000, Kent is the sixth-largest city in Washington state. Its strategic location, just 20 miles south of Seattle, makes it an ideal place to live for those who want to enjoy the benefits of a smaller city while still having easy access to the amenities of a major metropolitan area.

One of the unique aspects of the real estate market in Kent is the availability of homes with assumable terms. This means that when you purchase a home with assumable terms, you can take over the seller's existing mortgage, making it easier to finance your new home. This can be particularly beneficial if interest rates have risen since the seller obtained their mortgage, as you may be able to secure a lower interest rate.

Whether you're looking for a cozy suburban home or a modern downtown apartment, Kent has a wide range of housing options to suit every taste and budget. From charming single-family homes in family-friendly neighborhoods to sleek condominiums in the heart of the city, there is something for everyone in Kent.

In addition to its real estate offerings, Kent boasts a vibrant arts and culture scene, numerous parks and recreational facilities, and a strong economy with ample job opportunities. With its affordable housing options and high quality of life, Kent is a city that continues to attract homebuyers looking for a great place to live in the Pacific Northwest.

Newest Kent Homes with Assumable Terms

22609 42nd Place S Unit #1-2, Kent
$359,000
2 Beds ⋅ 3 Baths ⋅ 2584307 MLS ⋅ ACTIVE Status
ASSUMABLE LOAN OPTION AVAILABLE AT 3.625% Tucked away in a peaceful, secure gated community just 5 minutes from I-5, this immaculate 2-bedroom, 2.5-bath townhome-style condo delivers the ideal balance of privacy, modern style, and effortless living. Step inside to an open-concept main floor enhanced by soaring 9-foot ceilings. The light-filled living area features a warm gas fireplace and an arched dining alcove, flowing seamlessly into a chef’s kitchen and direct access to your private patio surrounded by lush greenery perfect for morning coffee and weekend barbecues. Upstairs provides privacy and comfort with two spacious primary suites, each featuring its own private en-suite bathroom and generous closet space. Has an attached 2-car garage, dedicated guest parking, and serene wooded walking trails right outside your door. Built-in Savings: Unlike single-family homes where maintenance and utilities fall solely on you, your monthly dues already cover high-ticket daily expenses: water, sewer, trash/recycling, master exterior hazard insurance, gated security, grounds upkeep, and long-term capital reserves including a brand new roof recently completed with no special assessment.

22609 42nd Place S Unit #1-2, Kent

Listing Broker: Berkshire Hathaway HS NW; Gabrielle Cohen; 425-453-9100; gabriellecohen@bhhsnw.com

25340 36th Place S, Kent
$650,000
3 Beds ⋅ 2 Baths ⋅ 2582995 MLS ⋅ ACTIVE Status
Come home to this quality-built, open-concept rambler designed for comfortable living and effortless entertaining. Vaulted ceilings, eight skylights, oak hardwood floors, designer lighting, 6-panel doors, beautiful millwork, and abundant windows create a bright, spacious feel throughout. At the heart of the home is an entertainment-sized kitchen featuring a large island with seating, a gas cooktop & oven, a side-by-side refrigerator, a double stainless sink, a pantry, and skylights. Open yet nicely defined, the kitchen connects seamlessly to the main living areas. The living room and dining room have hardwood floors and an open-beam vaulted ceiling. The den/flex space has French doors and built-in shelves. Your spacious primary suite offers French-door entry, a vaulted ceiling, dual closets, and an ensuite bath. Two additional generously sized bedrooms and a full bath with marble-top vanity and deep jetted soaking tub complete the interior. Step outside to a large, fully fenced backyard with an expansive deck, garden beds, and plenty of room to relax and play. Valuable upgrades include A/C, new windows, an updated electrical panel, an EV charger, new carpet, a new furnace & hot water tank, an outside garden shed, and a newer roof. Tucked along a quiet street within Kent’s West Hill area, with convenient access to parks, beaches, light rail, transit, I-5, Hwy 516, Kent Town Center, dining & shopping, it's a wonderful place to call home!

25340 36th Place S, Kent

Listing Broker: Windermere R.E. Northeast, Inc; Bill Rynd; 206-914-4431; brynd@windermere.com

27728 149th Pl SE, Kent
$574,999
3 Beds ⋅ 2 Baths ⋅ 2576982 MLS ⋅ ACTIVE Status
This layout will make you stop scrolling! Beautifully maintained, thoughtfully refreshed and truly move-in ready, this 3-bedroom, 2-bath Kent home delivers the combination buyers dream about: comfort, space, a fantastic yard, smart updates and room to make it your own. Built in 1994, with modern upgrades added throughout this 1,330 SF single level home features an inviting living room with gas fireplace, attached garage and a practical, comfortable layout. Freshly staged, new landscaping and professional cleaning are being completed, bringing out the best in a home that has been lovingly cared for. Outside, the nearly 6,000 SF lot shines with space to garden, entertain, play, relax or create a dog run. Gardeners will love the possibilities! Solar panels installed in 2025 add a valuable modern upgrade and energy-savings. A large stand-up crawl space offers exciting potential for additional living, hobby or storage space, buyer to verify. Perfect for first-time buyers, gardeners or anyone seeking a home where the big projects are already behind you. Convenient to shopping, dining, parks, schools and major commuter routes. Located in a well-established Kent neighborhood with everyday conveniences close by and continued growth and investment shaping the area, this is a place where you can put down roots and enjoy the best of both comfort and convenience. Fresh. Clean. Comfortable. Solar-equipped. Garden-ready. Move-in ready. Come see it, fall in love, and make it yours!

27728 149th Pl SE, Kent

Listing Broker: WA Move Real Estate LLC; Jaren Davison; 206-640-3215; jarentherealtor@gmail.com

23217 62nd Place Street S Unit #31-2, Kent
$400,000
2 Beds ⋅ 3 Baths ⋅ 2553593 MLS ⋅ ACTIVE Status
Welcome home to this beautiful maintained 2-bedroom, 2.5 bath Bayview Townhome in the heart of Kent. Offering 1,148 sqft of thoughtfully designed living space, this inviting home features a bright, open floor plan that's perfect for both everyday living and entertaining. You'll enjoy a low-maintenance lifestyle with easy access to shopping, dining, parks, schools, and major commuter routes.

23217 62nd Place Street S Unit #31-2, Kent

Listing Broker: 1 Percent Lists Tacoma; Sam Pen; 253-691-1015; sampen253@gmail.com

28808 190th Avenue SE, Kent
$585,000
3 Beds ⋅ 2 Baths ⋅ 2555726 MLS ⋅ ACTIVE Status
Assumable Va Loan at 2.25%Welcome to this beautifully maintained split-entry home tucked away at the end of a quiet cul-de-sac on a spacious 0.27-acre lot! Offering 3 bedrooms, 2 bathrooms, and 1,540 square feet, this home features a versatile floor plan with multiple living spaces to fit your lifestyle. The spacious primary suite provides a comfortable private retreat, while the beautifully updated upstairs bathroom adds a fresh, modern touch. The expansive lower-level family room offers endless possibilities—perfect for entertaining, a media room, home office, or multi-generational living. Enjoy the warmth of two fireplaces and a bright kitchen featuring brand-new stainless steel appliances. Outside, you'll find a fully fenced backyard with a fire pit, an outbuilding for extra storage, and plenty of room to garden, play, or relax. The attached two-car garage and abundant parking, including space for an RV, add exceptional convenience. Ideally located near schools, shopping, parks, and commuter routes, this move-in-ready home offers comfort, flexibility, and a fantastic location.

28808 190th Avenue SE, Kent

Listing Broker: Epique Realty; Cameron Beyer; 253-332-7135; cameronbeyer@epique.me

13003 SE Kent-Kanley Rd Road, Kent
$160,000
2550808 MLS ⋅ ACTIVE Status
Excellent opportunity to acquire a well-designed, fully equipped Middle Eastern restaurant located on Kent-Kangley Road in Kent, WA 98030. Situated within a busy neighborhood shopping strip mall, the property benefits from excellent visibility, high vehicle counts, and consistent customer traffic. The attractive interior and functional layout create a welcoming dining environment for patrons. The restaurant is fully equipped for continued operations and features a 16-foot Type I commercial exhaust hood, and a Huge Walking Cooler providing flexibility for a wide range of cooking operations. Known for serving a delicious variety of authentic Middle Eastern cuisine, the restaurant has built a loyal customer base and enjoys steady repeat business. Its prime location within an established retail center, surrounded by complementary businesses and ample parking, offers strong exposure and convenience, making it an outstanding opportunity for an owner-operator or investor.

13003 SE Kent-Kanley Rd Road, Kent

Listing Broker: John L. Scott, Inc; Masihullah Tanin; 206-466-7969; MTanin@johnlscott.com

24616 45th Place S, Kent
$285,000
1 Beds ⋅ 1 Baths ⋅ 2533359 MLS ⋅ ACTIVE Status
Charming and well-maintained condo nestled in a convenient Kent community! This cozy 1-bedroom home offers an open living space filled with natural light, updated finishes, and a private patio perfect for relaxing or entertaining. Enjoy the convenience of your own garage, in-unit laundry, and easy access to major freeways, shopping, and restaurants. Comfortable, low-maintenance living at its best!

24616 45th Place S, Kent

Listing Broker: CENTURY 21 North Homes Realty; Glenn Jones; 360-420-5449; glennjones@c21nhr.com

12416 SE 272nd Unit ## C, Kent
$350,000
2 Beds ⋅ 2 Baths ⋅ 2496291 MLS ⋅ ACTIVE Status
Beautifully updated 2-story Condo in a serene, well-maintained community! Features shaker cabinets, quartz counters, SS appliances, and laminate flooring throughout the main level. The functional floorplan includes two spacious bedrooms, wrought iron stair railings, and a private fenced patio backing to a park. Community recently replaced siding and roofs. Two assigned parking spaces plus guest parking. HOA dues include water, sewer, common area maintenance and garbage. No rental cap and no special assessments—a great opportunity for homeowners or investors! Conveniently located near shopping, dining, and highways.

12416 SE 272nd Unit ## C, Kent

Listing Broker: eXp Realty; Esther Gakwa; 206-712-8034; re4ubyesthergakwa@gmail.com

25735 115th Avenue SE Unit #J203, Kent
$299,500
2 Beds ⋅ 1 Baths ⋅ 2466276 MLS ⋅ ACTIVE Status
Perched on the top floor of Twin Firs in Kent, this move-in-ready two bedroom condo is a rare find. Updated interiors pair with a cozy wood stove and in-unit laundry for everyday comfort. Large living space flows into dining room and open galley kitchen. Spacious bedrooms with a semi-en-suite off the primary, plus plenty of closet storage throughout. Step onto your private balcony overlooking the serene inner courtyard—lush trees, a meandering creek, and charming bridges create a peaceful, park-like setting. Centrally located yet tucked away, this secure, gated community offers dedicated covered parking, tons of guest parking, and a huge storage unit. Well managed HOA with no special assessments. A truly special home that blends convenience with tranquility.

25735 115th Avenue SE Unit #J203, Kent

Listing Broker: Windermere Real Estate Co.; Caitlin Olsen; 206-960-3203; colsen@windermere.com

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