Kelso Homes with FHA Terms

Kelso Homes with FHA Terms

Kelso is a charming city located in Cowlitz County, Washington. Situated in the beautiful Pacific Northwest region of the United States, Kelso offers residents a peaceful and picturesque setting to call home. With a population of approximately 12,000, Kelso provides a tight-knit community atmosphere where neighbors become friends and newcomers are warmly welcomed.

One of the appealing aspects of living in Kelso is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible to a wider range of buyers. These loans offer lower down payment requirements and more flexible credit qualifications, making it easier for individuals and families to purchase a home in Kelso.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Kelso's real estate market has a variety of options to suit your needs. From cozy single-family homes to spacious townhouses, there is something for everyone in this vibrant city. With FHA terms available, you can take advantage of the benefits of these loans and make your dream of homeownership a reality.

Kelso's convenient location in Cowlitz County also provides easy access to outdoor recreational activities, shopping centers, and excellent schools. The city's close proximity to major highways and transportation hubs allows for convenient commuting to neighboring cities and towns.

If you're considering buying a home in Kelso, explore the available properties with FHA terms and discover the many advantages of living in this welcoming community. With its small-town charm, natural beauty, and affordable housing options, Kelso is a fantastic place to call home.

Newest Kelso Homes with FHA Terms

$385,000
3 Beds ⋅ 2 Baths ⋅ 2561283 MLS ⋅ ACTIVE Status
Just what you have been waiting for!! Come see this delightful 3 bedroom, 2 bathrooms home located in a great neighborhood. Such a comfortable setting with a nice sized Living Room and a nice sized eat in Kitchen. There is a new walk-in shower off the primary bedroom. Recently installed mini splits to keep you comfortable. Enjoy the large fenced back yard which is great for entertaining or maybe a garden and even to make it better there is a covered patio. The home also has an oversized garage and newer roof and gutters. The property backs up to the Cowlitz river just over the dike. Make your appointment today.

186 DECATUR Drive, Kelso

Listing courtesy of New Spring Property Management.

$1,200,000
4 Beds ⋅ 3 Baths ⋅ 2564208 MLS ⋅ ACTIVE Status
This extraordinary custom estate is built on over five picturesque acres, where timeless craftsmanship meets serene natural beauty. Offering more than 4,700 sq ft of thoughtfully curated living space, the home features 4 bedrooms, 3 baths, a main-level primary retreat with heated spa-inspired floors, private office, formal dining room, and a beautifully appointed chef’s kitchen with propane appliances that flows effortlessly into expansive gathering spaces accented by rich solid maple hardwoods. Upstairs, generous secondary bedrooms, a full bath, an impressive bonus room, and versatile flex space offer endless possibilities. Outside, the grounds are nothing short of exceptional—lush landscaping, open pasture, mature trees, abundant wildlife create the ideal setting. A stunning water garden with koi and goldfish ponds, cascading waterfalls, stamped concrete walkways, and elegant entertaining patios elevate the outdoor experience. The climate-controlled detached shop features a three-car configuration, heat, A/C, power, and its own bath, the possibilties are endless for collectors, hobbies, or workspace. A truly remarkable estate offering exceptional craftsmanship. privacy, and the peaceful luxury of Northwest acreage living.

267 Ranch Road, Kelso

Listing courtesy of Realty One Group Pacifica.

$424,900
3 Beds ⋅ 3 Baths ⋅ 2560385 MLS ⋅ ACTIVE Status
Beautifully updated and move-in ready 3-bedroom, 2.25 bathroom single-level home in the desirable Lexington neighborhood! Vaulted ceilings and abundant natural light create a bright, inviting feel throughout. Features include updated bathrooms, an updated laundry room, a spacious primary suite with an en-suite bathroom, a large living room, and a separate family room. Enjoy the fully fenced backyard with a covered patio, plenty of shade for warm summer days, and a storage shed. Outside you'll also find a second driveway, an attached two-car garage, and a covered storage area that's perfect for storing lawn equipment, ATVs, side-by-sides, tools and more! Professionally cleaned and conveniently located just minutes from town, parks, I-5, and Lexington Elementary.

236 Sparks Drive, Kelso

Listing courtesy of Realty One Group Pacifica.

$429,000
3 Beds ⋅ 3 Baths ⋅ 2563806 MLS ⋅ ACTIVE Status
Dream location right outside the beautiful town of Kelso, WA that is just 2 minutes to I5. This BRAND NEW 2 level home is a rare find! Located on a private paved driveway w/excellent southern exposure this 3 Bed 2-1/2 Bath home is a gem w/its well laid out floor plan. This build includes cabinet filled kitchen w/quartz cntrs, full stainless steel appls package, and dining area. Primary suite features a WI closet. Ductless heat & for year-round comfort. Covered back patio to enjoy summer meals and a fully fenced in backyard. It has room to garden and enjoy the beautifully finished landscaping. Beautiful area in SW WA, see why locals seek it out! Incredible opportunity to be the first to live in this fantastic new property!

103 Haussler Road, Kelso

Listing courtesy of TRELORA Realty, Inc..

$509,900
4 Beds ⋅ 3 Baths ⋅ 2556130 MLS ⋅ ACTIVE Status
What if the best part of buying a home isn’t just the home—it’s the life waiting for you there? This is the kind of place my clients have cared for, improved, and truly enjoyed since the day they bought it, and it shows. New flooring on the main floor gives the interior a fresh feel, a new 50-year roof brings peace of mind, the HVAC has been recently serviced, and outside there is added concrete w/ a dreamy covered back patio where you'll enjoy your morning coffees, summer dinners, and those evenings with friends. Mature landscaping gives the property that established, lived-in beauty you just can’t rush. But here’s what I really want you to know: you’re not just buying four walls here—you’re buying into a neighborhood that still feels like a neighborhood. The kind where holidays are celebrated, garage sale weekends are an EVENT, neighbors wave, people gather, and there’s a sense that you’ve landed somewhere you can actually put down roots. The highly sought after school district is a plus. My clients have loved and taken care of this home, and now it’s ready for its next chapter. Maybe that chapter is yours. Call for a private tour today!

63 Chickadee Drive, Kelso

Listing courtesy of Windermere Northwest Living.

$525,000
3 Beds ⋅ 3 Baths ⋅ 2558377 MLS ⋅ ACTIVE Status
Tucked away on a quiet half-acre cul-de-sac, this solid two-story home with a daylight basement delivers quality construction and layout flexibility. Thoughtfully maintained, it features an expansive floor plan with oversized rooms, new carpet, and a generator with a convenient transfer switch. Large windows bring abundant natural light throughout. The main level anchors the home with a comfortable living area and a primary bedroom with an ensuite bath, while the daylight basement features its own exterior entrance, making it ideal for multi-generational living or a dedicated guest suite. Outside, the large covered patio is perfect for entertaining, and the fully fenced backyard and garden area provide inviting space to relax. The spacious two-car garage offers ample room for storage and a workshop. Move-in ready, this home combines generous space, practical features, and convenient freeway access.

104 McMenomy Drive, Kelso

Listing courtesy of Windermere Northwest Living.

$749,900
2 Beds ⋅ 3 Baths ⋅ 2561786 MLS ⋅ ACTIVE Status
Privately situated on 10.4 acres, this property offers a rare head start on creating your own custom estate. The existing 1,271 sq. ft. residence is permitted as an ADU with an attached, 32'x48' oversized heated shop, allowing it to remain as a guest home, multi-gen space, or separate living quarters once the future primary residence is built. The upper building site has incredible views, and is prepared with a private well and 5-bedroom septic system installed. The custom ADU features 2 bedrooms, 2.5 bathrooms, radiant in-floor heat, zoned mini-splits, solid hemlock doors, custom cabinets, granite and quartz countertops, vaulted ceilings, a wood stove, and a sauna. The shop offers 16-foot ceilings, a 14' door, RV and EV hookups, generator hookup, commercial floor drains, and extensive storage. Established Douglas firs, covered back trex-deck, gardens, a chicken coop, and potential to divide complete this one-of-a-kind property.

214 Bootjack Lane, Kelso

Listing courtesy of The Bordak Group, LLC.

$685,000
3 Beds ⋅ 3 Baths ⋅ 2559412 MLS ⋅ ACTIVE Status
Experience Dorothy Lake waterfront living in this like new custom home built in 2023 on a private third of an acre cul-de-sac lot. One of the few homes on Dorothy Lake with direct water access, this property includes a private trail to the lake, making it easy to kayak, fish, or simply enjoy the peaceful waterfront lifestyle. Walls of windows across the back of the home showcase beautiful lake and forest views, while the covered deck and lower covered patio provide the perfect places to relax year round. Inside, you'll find 3 bedrooms, a den, 2.5 baths, with the primary suite and laundry on the main level. The open concept kitchen features a massive waterfall edge quartz island, full height tile backsplash, walk-in pantry, and premium finishes. Luxury vinyl plank flooring runs throughout with no carpet, and all appliances, including the washer and dryer, are included. The primary suite offers stunning lake views, a spacious walk-in closet, freestanding soaking tub, and full tile roll in shower. Additional features include a finished daylight basement with a large bonus/family room and an EV charging station. Located just minutes from I-5, Longview, shopping, and dining, this home offers the perfect blend of luxury, privacy, and convenience. If you're searching for waterfront homes in Kelso WA, Dorothy Lake homes, or a newer home with direct lake access, opportunities like this are exceptionally rare.

122 Surfview Drive, Kelso

Listing courtesy of Knipe Realty ERA Powered.

$399,000
3 Beds ⋅ 2 Baths ⋅ 2561473 MLS ⋅ ACTIVE Status
Move in ready and priced with purpose! This 3 bed, 2 bath ranch home offers single level living with the updates buyers appreciate, including a newer roof and brand new carpet! You'll also enjoy a 2 car attached garage, forced air heating and a spacious primary suite complete with en suite bath and walk in closet. The deck extends your living space outdoors to a fully fenced backyard that is equally happy hosting friends or an enthusiastic golden retriever!

106 Mission, Kelso

Listing courtesy of Century 21 Northstar.

$1,300,000
3 Beds ⋅ 4 Baths ⋅ 2557025 MLS ⋅ ACTIVE Status
PARADISE FOUND! Private cabin on the creek and only 5 miles to town. Exquisitely maintained creek-front home w/beautiful landscape & fruit trees on 6.88 acres w/adjacent 7.53 acre tax parcel (W-I0113014) for 14.41 total acres! This custom built home features primary on main w/full ensuite bath and jetted tub. Walk out your sliding door to a covered deck and listen to the creek and watch it flow. Enjoy the expansive vaulted ceiling w/exposed beams while watching TV or relaxing in front of your gorgeous rock fireplace. Kitchen has a wraparound counter w/seating, hickory cabinets with lots of storage. Laundry w/sink & reverse osmosis (whole house filter in basement), cabinets for pantry and half bath. Whole house + garage have built-in vacuum system. Upstairs are 2 bedrooms & full bath.. Finished basement with kitchenette and 3/4 bath for summer entertainment, BBQ's or a guest room. A stamped concrete path to a bridge leads to your own private island and walking trail. A drive-through breezeway attached to oversized 2-car garage. Paved asphalt circular driveway for convenient turn arounds. You also have an 864 sf shop with a full kitchen, full bath, w/d hookups and loft. There's also a third 2-car garage and a 14'x14' wellhouse at your 14' double gate entrance. 2 RV sites w/septic dump/220/110. Well water services the entire property w/faucets every 50ft. City water to the house and shop/DADU. New roof & paint 2021. New HVAC system 2024. New carpet. You'll never want to leave!

720 Ostrander Rd, Kelso

Listing courtesy of Keller Williams Realty.

$265,000
2 Beds ⋅ 1 Baths ⋅ 2559783 MLS ⋅ ACTIVE Status
Nestled on a sun drenched lot in Kelso, this charming bungalow invites you home with an air of quiet warmth. A welcoming front porch sets the tone, the kind of space made for slow mornings and unhurried evenings. Step inside to a tidy, turnkey interior where every detail has been considered. The practical, simple layout flows effortlessly across handsome laminate floors, offering an easy, low maintenance lifestyle without compromising on charm. Beneath its cozy character lies genuine peace of mind: plumbing and electrical systems both thoughtfully updated within the last five years. Outside, a fenced yard basks in generous sunlight, framing a darling garden that’s a canvas of possibility for the hands of a devoted gardener. Whether you’re stepping into homeownership for the first time or seeking to simplify life’s next chapter, this home offers a graceful balance of comfort and convenience, all within easy reach of Longview and Vancouver. A rare find, move in ready and quietly special. Come see for yourself. Lawn has been virtually rendered.

803 N Pacific Avenue, Kelso

Listing courtesy of eXp Realty.

$485,000
2 Beds ⋅ 2 Baths ⋅ 2559237 MLS ⋅ ACTIVE Status
Welcome to this well-maintained home on a 2.75 acre lot, offering comfort, functionality, and numerous recent updates. Recent improvements include a new roof, new heat pump, new porch, updated electrical panel, new flooring, and a walk-in shower. An accessible wheelchair ramp provides easy entry to the home. Outside, you'll find a tough shed with new flooring, ample RV parking, and a shop with convenient RV access, ideal for storage, hobbies, or projects. This property blends modern upgrades with practical features, making it a great place to call home.

505 Hawthorne Street, Kelso

Listing courtesy of Vantage Point Brokers, LLC.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.