Granite Falls Homes with FHA Terms

Granite Falls Homes with FHA Terms

Welcome to Granite Falls, a charming city located in Snohomish County, Washington, United States. Nestled in the stunning Pacific Northwest, Granite Falls offers a picturesque setting surrounded by natural beauty and a tight-knit community atmosphere.

With its close proximity to the Cascade Mountains and the stunning Snohomish River, Granite Falls is a haven for outdoor enthusiasts. The region boasts an array of recreational activities, including hiking, fishing, camping, and wildlife spotting. Nature lovers will appreciate the lush forests, serene waterfalls, and breathtaking mountain views that are just a stone's throw away.

For those looking to make Granite Falls their home, there are plenty of options available, including homes with FHA terms. FHA (Federal Housing Administration) loans are a popular choice for many homebuyers as they offer flexible down payment options and lower credit score requirements. This makes homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Granite Falls has a diverse range of homes to suit various budgets and preferences. From cozy bungalows to spacious family homes, there is something for everyone in this vibrant community.

In addition to its natural beauty and affordable housing options, Granite Falls also offers excellent schools, a bustling downtown area with shops and restaurants, and a strong sense of community. Residents here enjoy a high quality of life and a peaceful, small-town ambiance while still being within easy reach of larger cities like Seattle and Everett.

Come and discover the charm of Granite Falls, where you can find your dream home and enjoy the best of both worlds – the tranquility of nature and the convenience of modern amenities.

Newest Granite Falls Homes with FHA Terms

$599,950
3 Beds ⋅ 1 Baths ⋅ 2568783 MLS ⋅ ACTIVE Status
Classic farmhouse charm meets incredible opportunity in Granite Falls! This 3-bedroom, 1-bath home sits on 2 acres and features a durable metal roof, inviting wraparound porch, fully fenced dog run, and a newer, large 2-story barn with exciting potential for an MIL or additional finished space upstairs. Just minutes from the Centennial Trail, this property offers the space and setting to bring your vision to life. Also included in the sale is an adjoining 3.2-acre parcel with a separate tax ID and approximately 284 feet of high-bank frontage along the Pilchuck River. The additional parcel may offer potential for a future building site—buyer to verify all feasibility, zoning, utilities, and development requirements to their satisfaction. Home and property are being sold AS-IS. Seller will not be removing all remaining items from the property; any items left at closing will convey with the sale. A rare opportunity offering over 5 acres combined, riverfront, a newer barn, and endless possibilities!

8807 SR 92, Granite Falls

Listing courtesy of Best Choice Realty LLC.

$349,995
2 Beds ⋅ 2 Baths ⋅ 2568536 MLS ⋅ ACTIVE Status
This gorgeous new construction townhouse complete with a warranty is called the "Dream Starter" as it gives a quality product and a new construction investment for Buyers in an affordable price range. The building was constructed with party wall construction between units, fire resistant sheet rock and extra insulation to help with sound proofing. The siding is low maintenance Kaycan vinyl sided backed by a limited lifetime warranty against defects and underneath the siding is a weather barrier system. It has a long-lasting composition roof, and the beautiful interior features a ductless mini split with heat pump for heating & air conditioning, white shaker kitchen cabinets and stylish finishes. The backyard is fully fenced for entertaining & privacy, and the cool front separation fence between units was designed with your privacy in mind so you have front yard use as well. There is a bedroom & bathroom with shower on each floor. This set-up allows income generating opportunities if you wanted to rent out a room long-term or even short term to a traveling nurse or to someone visiting the Cascade Mountain range who needs a place to stay for a night or two. The driveway allows for tandem 2 car parking. Dogs and cats are allowed. Located in downtown Granite Falls with its Wild West Architecture, strong community spirit & boutique shopping, near library & parks. The falls is only 1.5 miles away up Mountain Loop Hwy which leads to hiking trails, lakes, rivers & camping spots.

202 S Alder Avenue Unit #B, Granite Falls

Listing courtesy of Acquisition Real Estate.

$349,995
2 Beds ⋅ 2 Baths ⋅ 2566940 MLS ⋅ ACTIVE Status
This gorgeous new construction townhouse complete with a warranty is called the "Dream Starter" as it gives a quality product and a new construction investment for Buyers in an affordable price range. The building was constructed with party wall construction between units, fire resistant sheet rock and extra insulation to help with sound proofing. The siding is low maintenance Kaycan vinyl sided backed by a limited lifetime warranty against defects and underneath the siding is a weather barrier system. It has a long-lasting composition roof, and the beautiful interior features a ductless mini split with heat pump for heating & air conditioning, white shaker kitchen cabinets and stylish finishes. The backyard is fully fenced for entertaining & privacy, and the cool front separation fence between units was designed with your privacy in mind so you have front yard use as well. There is a bedroom & bathroom with shower on each floor. This set-up allows income generating opportunities if you wanted to rent out a room long-term or even short term to a traveling nurse or to someone visiting the Cascade Mountain range who needs a place to stay for a night or two. The driveway allows for tandem 2 car parking. Dogs and cats are allowed. Located in downtown Granite Falls with its Wild West Architecture, strong community spirit & boutique shopping, near library & parks. The falls is only 1.5 miles away up Mountain Loop Hwy which leads to hiking trails, lakes, rivers & camping spots.

202 S Alder Avenue Unit #B, Granite Falls

Listing courtesy of Acquisition Real Estate.

$499,995
2 Beds ⋅ 1 Baths ⋅ 2567312 MLS ⋅ ACTIVE Status
Charming 2-bedroom, 1-bath gem in the heart of Granite Falls! Likely one of the first homes built in town, this inviting residence offers a unique blend of historic character and everyday comfort. Featuring fresh interior paint throughout, bright and welcoming family room and versatile office/den off the dining room; ideal for working from home, hobbies or a cozy reading nook. Dining room French doors open to the charming deck seamlessly extending the living space outdoors. The easy-maintenance backyard provides the perfect setting to relax, entertain and enjoy the outdoors. Conveniently located near shopping, dining, schools and outdoor recreation making this a wonderful opportunity for first-time buyers, downsizers or investors. Schedule a tour today!

402 W Galena Street, Granite Falls

Listing courtesy of RE/MAX Elite.

$649,999
4 Beds ⋅ 3 Baths ⋅ 2565813 MLS ⋅ ACTIVE Status
Welcome home to 3606 231st Dr NE, a beautifully updated 2007-built split-level nestled at the end of a quiet cul-de-sac in Granite Falls. Set on a spacious lot backing to a timbered greenbelt, this 1,780 sq ft home offers move-in-ready comfort with all the big-ticket updates already done for you. Step inside to freshly refinished hardwood floors and brand-new carpet flowing throughout, complemented by new interior and exterior paint that gives the whole home a crisp, modern feel. New trim and doors throughout add a polished, cohesive touch to every room. The completely renovated kitchen is the heart of the home, offering a stylish, functional space with an eating bar, range/stove, dishwasher, and microwave — perfect for everyday meals or entertaining. The bright living room is warmed by a cozy gas fireplace, while the primary suite offers a walk-in closet and private en-suite bath for a true retreat at the end of the day. Downstairs, a finished lower level adds valuable living space with a large family room, a third full bathroom, and a dedicated utility room — ideal for guests, a home office, or extra room to spread out. With 4 bedrooms and 3 full bathrooms across a versatile, freshly updated split-level layout, this home is truly turnkey. Enjoy the tranquility of a wooded backdrop while staying close to the charm of downtown Granite Falls and easy access to Highway 92. Don't miss this rare move-in-ready cul-de-sac opportunity — schedule your showing today!

3606 231st Drive NE, Granite Falls

Listing courtesy of KW North Sound.

$924,950
3 Beds ⋅ 2 Baths ⋅ 2565384 MLS ⋅ ACTIVE Status
Set beneath a canopy of towering evergreens, this inviting craftsman rambler offers a wonderful combination of comfortable living, generous outdoor space & exceptional room for vehicles, hobbies & storage. Inside, an open-concept layout connects the spacious living area w/the kitchen & dining spaces, creating an easy flow for everyday living. The kitchen features rich wood cabinetry, extensive counter space, large center island w/seating, stainless appliances & pendant lighting. Large windows bring in abundant natural light & frame the peaceful surroundings. The primary features a spacious en-suite & walk-in closet, while 2 additional bedrms & a guest bath are thoughtfully positioned on the opposite side of the home. A versatile bonus space offers flexibility as a home office or formal dining rm. Step outside to a fantastic covered deck w/a warm wood-plank ceiling, offering a comfortable place to relax or entertain throughout the seasons. The backyard continues w/expansive patio areas, mature landscaping, established trees & plenty of room to gather around the firepit or enjoy the outdoors. A standout feature is the impressive amount of garage & covered parking spaces, including the attached 3 car garage plus a detached shop & additional covered parking. Whether you need space for vehicles, recreational toys, projects or storage, this property delivers flexibility that's increasingly hard to find. A private-feeling setting w/space to spread out, both inside & out.

17209 100th Street NE, Granite Falls

Listing courtesy of Redfin.

$725,000
3 Beds ⋅ 3 Baths ⋅ 2565070 MLS ⋅ ACTIVE Status
Discover this remarkable waterfront retreat offering unmatched privacy and seclusion, just 10 minutes from Snoqualmie National Forest. Step through the tiled foyer into an expansive great room with soaring two-story vaulted ceilings, a wall of windows, and a gas fireplace. The dining area flows to a spacious covered patio with dining space, barbecue, and hot tub.The bright kitchen features high-end cabinetry, stainless appliances, five-burner gas cooktop, oversized breakfast bar, and skylights. A large mud room adds convenience plus extra storage. The main floor includes two bedrooms, with a generous primary suite offering a walk-in closet and spa-inspired bath with steam shower. Upstairs, a second primary suite has a full bath with skylight and private balcony views.A storage/workroom opens to a side-yard patio. Soft light fills every room, framing park-like grounds.The level 2.3-acre parcel offers 293 feet of medium-bank waterfront with mature landscaping, fire pit, horseshoe pits, EV charging, ample parking plus RV space. The beautiful home is fully furnished for a completely turn-key transition and the property is in prime condition to be a lucrative vacation investment or your own private home sanctuary.

20412 133rd Street NE, Granite Falls

Listing courtesy of Keller Williams Rty Tacoma.

$425,950
2 Beds ⋅ 1 Baths ⋅ 2565624 MLS ⋅ ACTIVE Status
Come home to this cozy place every day located in a quiet neighborhood! Great for escaping the city life. Deer walking thru the yard paints a great picture of country living RV hookup on site - Home has generator hook up panel ready Great neighborhood with an HOA

22114 S S river drive, Granite Falls

Listing courtesy of Coldwell Banker Danforth.

$550,000
3 Beds ⋅ 2 Baths ⋅ 2561197 MLS ⋅ ACTIVE Status
Beautiful new 3 bedroom 2 bath 1598 sq ft energy efficient home on a fenced half acre lot. The open concept floor plan offers spacious living area with so much natural light. The kitchen has two-tone cabinets, and large island with seating and extra storage. Stainless appliances including the fridge are open to the great room. The walk-in pantry is huge, and the massive amount of shelving will provide space for all of your cooking and baking needs. The spacious primary bedroom has walk in closet and beautiful primary bath with dual sink vanity with storage space for all of your personal needs. You will appreciate the 2 other bright spacious bedrooms with walk in closets as well. The main bath has large vanity and soaking tub/show. The oversized mud/laundry room off of the kitchen is a perfect "drop area" for coats/shoes and leads to the large deck that is perfect for relaxing and enjoying the view of the lovely, wooded area and yard, as well as entertaining. The energy efficient forced air heating system is perfect for your comfort. No HOA Dues is a huge plus for this home.

23011 36th Street NE, Granite Falls

Listing courtesy of John L. Scott Everett.

$669,000
5 Beds ⋅ 3 Baths ⋅ 2562196 MLS ⋅ ACTIVE Status
MOVE-IN READY in Beautiful Suncrest Farms! Lightly lived in and impeccably maintained, this 5 bedroom and 2.75 bath is STUNNING! Featuring Whole house Air Conditioning with a highly desirable Main-floor Bdrm and Adjacent 3/4 bath—perfect for guests, multigenerational living, or a home office. Designer touches throughout the stellar interior, complemented by a cozy gas fireplace and an open and inviting floor plan. The GORGEOUS kitchen w/Breakfast Bar and Kitchen Eating Space. Quartz counter with a Gas cooktop AND ALL appliances STAY, including BRAND NEW Washer and Dryer. HUGE Master Bdrm w/ Double Vanity/Tile Surround Shower and Garden Tub. BIG Walk In Closet. Generous Xtra Bdrms. Full Guest Bath. Convenient upstairs Utility Room. Enjoy year-round outdoor living on the expansive Trex deck overlooking a Fully Fenced backyard that backs to a peaceful greenbelt. The low-maintenance yard with premium artificial turf means more time relaxing and less time working. Additional features include a tankless water heater and exceptional pride of ownership throughout. This one truly checks all the boxes!

17701 Maple Street, Granite Falls

Listing courtesy of The Preview Group.

$715,000
5 Beds ⋅ 3 Baths ⋅ 2560920 MLS ⋅ ACTIVE Status
Spacious 5-bedroom, 2.75-bath home offering 2,506 sq ft of thoughtfully designed living space! The open-concept main level features a large kitchen with an oversized center island, quartz countertops, stainless steel appliances and gas cooking. A main-floor bedroom and ¾ bath provide added flexibility for guests, a home office or multigenerational living. Upstairs you’ll find four bedrooms, including a generous primary suite, and a large bonus room. Enjoy year-round comfort with NEW A/C System, abundant storage and an attached 3-car garage. Outside, the fully usable backyard offers a covered patio area and an impressive 10x16 storage shed. A spacious, versatile home with room for everyone! Close to highways, town, shopping, dining and more.

9814 Hawkins Avenue, Granite Falls

Listing courtesy of KW North Sound.

$599,995
2 Beds ⋅ 3 Baths ⋅ 2559286 MLS ⋅ ACTIVE Status
You will love the creek adjacent to this property! This gorgeous home has chef's kitchen w/big island, quartz counters, & stainless appliances, including fridge. Great room has cozy fireplace & is open to the kitchen & eating area. Covered deck off the kitchen is perfect for entertaining or just relaxing and listening to the sound of the creek. Primary bedroom offers a walk in closet & spacious bathroom with dual vanities quartz counters & undermount sinks. Main bath also has dual vanities, plus soaking tub. On the lower level you will find another full bath w/laundry, & bonus room that has so many possibilities such as an office or guest room. Lower level also has a spacious family room. Mini Splits keep you comfortable year around. Garage prewired for EV. Front yard is beautifully landscaped and partially fenced. Low annual HOA dues.

23415 Coyne Road, Granite Falls

Listing courtesy of John L. Scott Everett.

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