Graham Homes with USDA Loan Terms

Graham Homes with USDA Loan Terms

Located in Pierce County, Washington, Graham is a charming city that offers a peaceful and family-friendly atmosphere. Situated in the United States, Graham is known for its beautiful landscapes, friendly community, and convenient access to amenities.

For those looking to buy a home in Graham, there is good news. The city offers homes with USDA loan terms, making it easier for homebuyers to secure financing. USDA loans are backed by the United States Department of Agriculture and are designed to help low to moderate-income families purchase homes in rural areas. With Graham's picturesque surroundings and rural setting, it qualifies for USDA loan eligibility.

Homes with USDA loan terms provide numerous benefits for homebuyers. These loans offer competitive interest rates, low or no down payment options, and flexible credit requirements. This makes homeownership more accessible and affordable for those who may not qualify for traditional financing.

Whether you are a first-time homebuyer or looking to relocate to a peaceful community, Graham offers a range of homes with USDA loan terms to suit your needs. From cozy single-family homes to spacious properties with ample yard space, there are options for every budget and lifestyle.

With its tranquil setting and the opportunity for affordable homeownership, Graham is an attractive destination for those seeking a slice of rural charm. Explore the city's real estate market and take advantage of the USDA loan terms available to make your homeownership dreams a reality in this beautiful part of Washington state.

Newest Graham Homes with USDA Loan Terms

$574,950
3 Beds ⋅ 2 Baths ⋅ 2566277 MLS ⋅ ACTIVE Status
Are you ready for your new home? This is the one! This beautiful home has tons of great features to include a fully-fenced, secluded, 1.3 acre lot. Peace and tranquility can be found by sitting out on the porch swings while you enjoy your nights out by a fire pit or your mornings on your balcony deck while you enjoy your coffee. Bring your animals, plant your garden, store all your goodies in the finished detached 2-car garage and/or storage shed. Have an RV or multiple vehicles? Theres tons of space for parking! Entry avail at both the lower level and upper level, wired for generator and so much more. Come see this one before it's gone!

20710 128th Avenue Ct E, Graham

Listing courtesy of Terrafin.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2563548 MLS ⋅ ACTIVE Status
Charming Single-Story Rambler on Over 1/3 Acre! Welcome home to this private retreat in Graham! Offering 3 bedrooms, 1.75 baths, and 1,418 sq ft of comfortable living space on a fully-fenced 0.34-acre lot. Inside, enjoy hardwood floors, warm wood accents, and a classic brick wood-burning stove. The bright kitchen features a large garden window, stainless dishwasher, and an adjacent laundry room. Plus, stay comfortable year-round with central A/C and forced-air heat! Step outside to an outdoor setup built for entertaining, complete with a multi-level deck and covered patio. Hobbyists and outdoor enthusiasts will love the attached 600 sq ft 2-car garage, detached storage shed, covered outbuilding, and room for RV parking. Located in a quiet neighborhood within the Bethel School District (Centennial Elementary / Bethel High), this home offers the perfect balance of privacy, space, and convenience.

23916 65th Avenue Ct E, Graham

Listing courtesy of Civaty Real Estate.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2562165 MLS ⋅ ACTIVE Status
Welcome home to this move-in-ready rambler nestled on a spacious 0.34-acre corner lot just minutes from Kapowsin lake. This 3-bedroom, 2-bath home offers 1,376 square feet of thoughtfully designed living space with an open-concept floor plan perfect for everyday living and entertaining. Kitchen features granite countertops, updated cabinetry, newer appliances, a generous eat-in dining area, and a walk-in pantry. A convenient mudroom adds extra functionality, while the inviting family room with a cozy wood fireplace creates the perfect gathering space. Enjoy your private deck and the partially fenced backyard which offers plenty of room to play, garden, or create your own outdoor retreat. Conveniently located with easy access to recreational activities, schools, shopping, and commuter routes, this home offers the perfect combination of modern updates, comfort, and value. Don't miss this exceptional opportunity to own a turnkey home!

29517 158th Ave E, Graham

Listing courtesy of Homestead Home Group.

$539,950
4 Beds ⋅ 3 Baths ⋅ 2562213 MLS ⋅ ACTIVE Status
Beautifully updated 4-bedroom, 2.5-bath home offering nearly 2,000 sq. ft. of comfortable living space. Thoughtfully refreshed and upgraded throughout, this move-in ready home offers the perfect blend of comfort, style, and functionality. The spacious open-concept main floor is ideal for everyday living and entertaining. The stunning kitchen features elegant quartz countertops, brand-new stainless steel appliances, and ample workspace. Enjoy new plush carpeting, fresh interior paint throughout, and tastefully updated bathrooms. Step outside to the large covered patio, an ideal space for relaxing, entertaining, or enjoying year-round outdoor living. The generous backyard provides plenty of room for play, outdoor gatherings, and everyday enjoyment. Enjoy a rare oversized side yard, offering valuable extra outdoor space with endless possibilities for gardening, recreation, storage. A spacious 14' x 8' storage shed offers abundant space for tools, lawn equipment, seasonal décor, and more. Upstairs, you'll find spacious bedrooms, including a generously sized primary suite with spacious walk in closet. Located in a highly desirable neighborhood, this home offers privacy, comfort, and modern updates throughout. Residents also enjoy fantastic community amenities, including a basketball court and playground, perfect for recreation and fun. This beautifully refreshed home is ready for you to move in and enjoy. Staged downstairs; select upstairs rooms virtually staged.

19817 97th Avenue Ct E, Graham

Listing courtesy of Skyline Properties, Inc..

$847,000
4 Beds ⋅ 3 Baths ⋅ 2548904 MLS ⋅ ACTIVE Status
Enjoy a private, versatile plot showcasing a rare blend of natural beauty and turnkey hobby farm functionality. Highlights include a spring-fed pond, year-round creek frontage, and established trails for walking or ATV use, creating an ideal setting for recreation and outdoor living. 2 parcels - 0418122034 179,032 sqft and 0418122033 43,264 sqft combine for a total of 5.1 acres. The property features an impressive array of mature fruit trees and plantings alongside a fully fenced garden with raised beds. Thoughtfully equipped for hobby farm or rural lifestyle use, the property offers established infrastructure for animals, gardening, and small-scale agricultural pursuits. Multiple outbuildings provide flexibility and utility, including a barn, animal pens, pump house, gazebo, treehouse, and cabin. The detached shop is a true bonus space, complete with loft, office area with power and heat, and a full-size refrigerator. Full RV hookups available in a designated parking area. Tractor may convey with an accepted offer. Tucked at the end of a private dead-end drive, this property offers both seclusion and convenience, just minutes to Orting, Graham, and key commuting routes. A rich natural setting attracts abundant wildlife, with elk, deer, and other species frequently seen. Offering a unique combination of privacy, productivity, and Pacific Northwest charm, this is a must-see property for those seeking a peaceful, fully equipped country retreat.

13814 214th Street E, Graham

Listing courtesy of eXp Realty.

$525,000
5 Beds ⋅ 3 Baths ⋅ 2555915 MLS ⋅ ACTIVE Status
Welcome home to this spacious and thoughtfully designed 5-bedroom home featuring a dedicated main-floor office, perfect for working from home, a guest space, or a playroom. The open-concept layout offers durable luxury vinyl plank flooring throughout the main level and a large kitchen with granite countertops, stainless steel appliances, a walk-in pantry, and an oversized island that overlooks the inviting family room - ideal for entertaining and everyday living. Upstairs, you'll find generously sized bedrooms, some with ceiling fans for year-round comfort. The spacious primary suite is a true retreat, offering a luxurious 5-piece ensuite bath and a large walk-in closet. Step outside to enjoy the fully fenced, private backyard complete with a covered awning, creating the perfect space for outdoor dining, relaxing, or entertaining in any season. Brand new water heater + wired for A/C. A 2-car garage provides ample storage and convenience. Ideally located just minutes from shopping, restaurants, parks, and the East Gate of JBLM, this home offers the perfect combination of comfort, functionality, and convenience. Don't miss your opportunity to make this exceptional home yours!

19514 104th Avenue E, Graham

Listing courtesy of Skyline Properties, Inc..

$850,000
3 Beds ⋅ 3 Baths ⋅ 2552275 MLS ⋅ ACTIVE Status
One level living with 3768 sq Ft of living space on your own full acre of property on a private road within a close proximity to amenities. This home has large areas of open space and large doorways to allow for those with mobility issues. Very large kitchen that includes a newer refrigerator and a huge walk-in pantry which includes a large freezer. Off the kitchen is a large family room with warm wood floors and fireplace. Traditional large dining area opens to the living room. Bonus room could be Office, game room or another bedroom it does have a closet. Whole home built in Vacuum. Lots of big-ticket updates, roof 2018, electric panel updated, Newer furnace and Heat pump, new front door, new garage door, bathroom updates and crawl space insulation and professional water proofing. The large lot offers room for outside firepit, shop & RV parking. 16'x20' tuff shed with double doors. No HOA! Huge safe in the garage can stay and furniture in the home if buyer would like. Come add your personal touches and make this home your own! Home is virtually staged.

6915 244th Street Ct E, Graham

Listing courtesy of Coldwell Banker Bain.

$589,000
4 Beds ⋅ 3 Baths ⋅ 2555565 MLS ⋅ ACTIVE Status
Here's a truly must see, 2023 home in the sought-after Daybreak community! This fantastic, one owner home offers 4 bedrooms, 2.25 bathrooms and is conveniently located just across the street from the one of the three neighborhood parks! On the main floor you'll find the expansive "great room" with the extensive kitchen boasting stainless steel appliances including the gas range/oven, an extra large island with quartz counters making entertaining a breeze, a pantry, the 1/2 bath powder room, sliding glass door to the backyard and, of course, the 3 car garage. Upstairs are 3 spacious bedrooms along with the lavish primary bedroom that includes a 3/4 bath with double vanities and walk-in closet. There is also the full bath and bonus loft area along with the utility room. Other features/upgrades include central air conditioning (nice!), EV (electric vehicle) charging station, fully fenced and landscaped backyard with patio and garage door openers. Schedule an appointment today!

19723 136th Avenue E, Graham

Listing courtesy of Windermere Real Estate/PSR Inc.

$640,000
5 Beds ⋅ 3 Baths ⋅ 2552349 MLS ⋅ ACTIVE Status
Welcome to Winterwood Park, where style, comfort, and everyday convenience come together. This beautifully maintained five bedroom, two and a half bath home offers 2,351 square feet of thoughtfully designed living space on a well-maintained lot, backing to a peaceful greenbelt. The open concept layout is ideal for both entertaining and daily life, with inviting gathering spaces anchored by a cozy fireplace. The spacious kitchen features stainless steel appliances that stay, a walk-in pantry, and the dining room shines with custom wainscoting and an updated chandelier. Refreshed interior paint and durable LVP flooring throughout create a clean, modern feel. Upstairs, the primary suite provides a relaxing retreat with a sitting area and a luxurious five-piece ensuite bath, while four additional bedrooms offer flexibility for guests, home office, or hobbies. Outside enjoy a fully fenced backyard with a patio, BBQ gazebo, and storage shed, perfect for summer gatherings or simply unwinding at the end of the day. Central air conditioning adds year-round comfort, and nearby community parks, playgrounds, schools, dining and entertainment make this an exceptional place to call home. Combining generous living spaces, tasteful updates, and an unbeatable location, this Winterwood Park home delivers the lifestyle you have been waiting for.

19418 90th Avenue Ct E, Graham

Listing courtesy of eXp Realty.

$505,000
3 Beds ⋅ 2 Baths ⋅ 2550585 MLS ⋅ ACTIVE Status
LOOKING FOR A MINI FARM! This 3 bedroom 2 bath home has it all on 2.4 acres of land that is perfectly set up. Sit in the hot tub on the back patio and enjoy the peaceful outdoors. Several outbuildings for many uses, detached garage, property is cross fenced to have many types of different animals, really large dog run, nice garden space. OR, you can enjoy as is, with the inner part of the property fenced and manicured and total privacy. The additional cross fenced property goes on all sides and behind the manicured yard. You feel like you are in another world and yet you are still close to shopping, schools and commuting. 2 parcels included in this sale.

22817 146th Avenue E, Graham

Listing courtesy of John L. Scott Orting.

$619,950
5 Beds ⋅ 4 Baths ⋅ 2549242 MLS ⋅ ACTIVE Status
Welcome to this impressive, move-in ready 5-bedroom, 3.5-bath residence in Michaels Landing, Graham, WA. As a great financing opportunity, qualified buyers may be eligible for $0 down USDA financing. This 3,287 sq. ft. home features an open-concept design with elegant coffered ceilings, creating a refined and inviting atmosphere. The kitchen is an entertainer's dream, with a large breakfast bar, walk-in pantry, and newer appliances: stove/range, dishwasher, and microwave. The expansive family room, complete with a gas fireplace, is a natural gathering space. Upstairs, you'll find five bedrooms, including two connected by a Jack-and-Jill bathroom. The primary suite impresses from the start, with double-door entries leading into both the bedroom and the spacious five-piece en-suite bath, plus a private outdoor deck and a large walk-in closet. Function meets ease with a generous upstairs laundry room filled with cabinetry. Enjoy the beautifully kept backyard, ideal for relaxing and entertaining, featuring a newer fence and updated exterior paint. This home is equipped with A/C, a heat pump, and a 60-amp outlet ready for a Tesla wall charger in the garage. Enhanced lighting from a streetlight-style exterior fixture, along with security cameras, provides added peace of mind. Conveniently located with easy access to Joint Base Lewis-McChord, shopping, and major commuter routes, this property offers an ideal balance of comfort, style, and convenience.

20516 94th Avenue E, Graham

Listing courtesy of Skyline Properties, Inc..

$550,000
3 Beds ⋅ 2 Baths ⋅ 2548568 MLS ⋅ ACTIVE Status
Coffee at sunrise with a view of Mount Rainier - check. Sunset cocktails with a view of Mount Rainier - check. Lake views when Mount Rainier is shrouded in clouds - check. Stunning views await with this opportunity for a combination of quiet living and recreation at your doorstep. Bring your toys, mere seconds to Lake Whitman boat launch, less than 10 minutes to both Tanwax Lake and Lake Kapowsin boat launches, and there is plenty of space for your RV as well on this 1.17-acre lot. Functional living awaits in this three-bedroom, two-bathroom home. Working from a home is a breeze with fast internet and dedicated office. Extend your living space through the summer and into the shoulder months with the covered deck with a spacious backyard that is perfect for entertaining. Numerous updates including tankless hot water heater and heat pump. A/C to beat the heat. Detached two car garage is heated and will keep your vehicles out of the elements in the winter months. For real though, the view is fabulous. That isn't marketing, it's just the truth. This place is begging for summer BBQs.

32419 129th Avenue E, Graham

Listing courtesy of John L. Scott Woodinville.

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