Graham Homes with USDA Loan Terms

Graham Homes with USDA Loan Terms

Located in Pierce County, Washington, Graham is a charming city that offers a peaceful and family-friendly atmosphere. Situated in the United States, Graham is known for its beautiful landscapes, friendly community, and convenient access to amenities.

For those looking to buy a home in Graham, there is good news. The city offers homes with USDA loan terms, making it easier for homebuyers to secure financing. USDA loans are backed by the United States Department of Agriculture and are designed to help low to moderate-income families purchase homes in rural areas. With Graham's picturesque surroundings and rural setting, it qualifies for USDA loan eligibility.

Homes with USDA loan terms provide numerous benefits for homebuyers. These loans offer competitive interest rates, low or no down payment options, and flexible credit requirements. This makes homeownership more accessible and affordable for those who may not qualify for traditional financing.

Whether you are a first-time homebuyer or looking to relocate to a peaceful community, Graham offers a range of homes with USDA loan terms to suit your needs. From cozy single-family homes to spacious properties with ample yard space, there are options for every budget and lifestyle.

With its tranquil setting and the opportunity for affordable homeownership, Graham is an attractive destination for those seeking a slice of rural charm. Explore the city's real estate market and take advantage of the USDA loan terms available to make your homeownership dreams a reality in this beautiful part of Washington state.

Newest Graham Homes with USDA Loan Terms

$875,000
3 Beds ⋅ 3 Baths ⋅ 2567373 MLS ⋅ ACTIVE Status
Welcome to this exceptional one owner custom home, offering 2,998 sqft of thoughtfully designed living space on a gated & private 1.25 acres. With 3 beds & 3 baths, this home is filled with both warmth & quality craftsmanship - including vertical-grain fir trim + doors, hickory cabinetry, exposed beams, cedar handrails, vaulted ceilings, tongue-and-groove cedar accents, & wood-burning fireplace. The spacious main-level primary suite features a five-piece bath and two walk-in closets, while the upstairs bedrooms share a Jack-and-Jill bath. Kitchen offers double ovens, under-cabinet lighting & additional seating. Storage is abundant throughout - including closet storage, upstairs storage, oversized attic, & large stand-up crawl space with power and lighting. A new heat pump and furnace add even more value and comfort. Outside, enjoy a covered front porch, expansive back deck, raised garden beds with drip irrigation, mature fruit trees, chicken coop, fire pit, and horseshoe pit all surrounded by the space and privacy of 1.25 acres. RV owners will appreciate the impressive 36' x 16' carport with approximately 14' clearance, 60-amp RV hookup, & RV dump. Freshly stained exterior features and a gated entry complete this unique property. From custom woodwork and generous storage to gardening, outdoor entertaining, and exceptional RV accommodations, this property offers the space and versatility that are hard to find. A truly special home that's ready for its next chapter!

29220 42nd Avenue E, Graham

Listing courtesy of Keller Williams Realty.

$619,950
3 Beds ⋅ 2 Baths ⋅ 2569198 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained, spacious single-story rambler situated on nearly 1/3 acre! This inviting 3-bedroom, 2-bath home offers almost 2,000 sq ft of comfortable living with a wonderful blend of open gathering spaces and private retreats. The bright living and dining rooms flow effortlessly together, creating a warm and welcoming space for entertaining or relaxing with family and friends. The well-appointed kitchen features granite countertops, abundant cabinetry, a large center island with seating, and generous workspace, opening to the cozy family room. The spacious primary suite offers a walk-in closet, french doors leading to a private deck, and an elegant ensuite bath with soaking tub and beautifully updated shower. The versatile third bedroom offers the flexibility to serve as a comfortable home office, guest room, or additional living space to suit your needs. Step outside to your own private oasis with a fully fenced backyard, patio, hot tub, garden area, sprinkler system, and storage shed. The oversized 3-car garage with workbench provides plenty of room for vehicles, storage, hobbies, and projects. A wonderful opportunity to enjoy space, comfort, and exceptional outdoor living on a generous corner lot. Come see this wonderful home and discover all it has to offer—you may just fall in love!

19210 106th Avenue Ct E, Graham

Listing courtesy of RE/MAX Sound Properties.

$599,000
3 Beds ⋅ 2 Baths ⋅ 2566981 MLS ⋅ ACTIVE Status
Looking for a home that feels bright, welcoming, and ready to make memories in? This beautiful 3-bedroom, 2-bath rambler in Copperfield checks all the boxes! Step inside and you’ll love the open, airy feel, fresh interior and exterior paint, bright kitchen cabinetry, and gorgeous vaulted ceilings that give the home an incredible sense of space. The inviting layout is perfect for entertaining friends. The sunken living room, surrounded by windows, is the perfect place to curl up and enjoy the natural light and beautiful views throughout the year. Step outside onto the back deck and soak in remarkable west-facing sunsets while enjoying your own outdoor space. And then there’s the 5-car garage — an incredible bonus with room for vehicles, toys, hobbies, storage, or whatever your lifestyle needs! Conveniently located near desirable schools, shopping, and everyday amenities, this is more than just a house — it’s a place you’ll want to call home.

22107 84th Avenue Ct E, Graham

Listing courtesy of Clutch Real Estate LLC.

$845,000
3 Beds ⋅ 2 Baths ⋅ 2566471 MLS ⋅ ACTIVE Status
Welcome to this new construction 1,725 sq ft rambler, thoughtfully designed with quality finishes and functional layout. NO HOA and an impressive 36x36 detached garage measuring 1,296 sq ft! Step inside to a welcoming entry that flows into the spacious living area, where laminate hardwood flooring extends throughout the entry, living room, kitchen, and dining spaces. The living room is highlighted by a propane fireplace with a beautiful brick surround, creating a warm and inviting focal point. The open-concept layout continues seamlessly into the dining area and gourmet kitchen that features Aruca White quartz countertops, crisp white cabinetry, a classic 3x12 subway tile backsplash, and SS appliances, including a propane gas range. A convenient coffee bar with floating shelves adds both style and functionality, while the walk-in pantry provides excellent storage. Matte black hardware and light fixtures throughout the home add a modern touch and complement the clean, timeless finishes. Primary retreat with French-door entry and plush Mohawk carpeting + Ensuite with ceramic tile flooring, tiled shower walls, a frameless glass shower, and a dual-sink vanity. 2 additional bedrooms are finished with Mohawk carpet, while the bathrooms feature durable ceramic tile flooring. Outside, the property offers exceptional space and flexibility with fenced property lines, HardiPlank siding, double-pane windows, and an additional two-car attached garage and ample room for RV Parking!

10820 245th Street Ct E, Graham

Listing courtesy of Keller Williams Realty.

$349,950
3 Beds ⋅ 2 Baths ⋅ 2568985 MLS ⋅ ACTIVE Status
3 bedroom, 2 bath home on a fully fenced .264-acre lot! Don’t let the size fool you this cute little home has a fantastic layout that makes great use of every square foot. The spacious, fully fenced lot offers plenty of room for parking, RV parking, and even the potential to add a detached garage or shop. Cute, functional, and packed with possibilities!

5302 255th Street E, Graham

Listing courtesy of Real Estate With Nik & Co.

$720,000
4 Beds ⋅ 4 Baths ⋅ 2567931 MLS ⋅ ACTIVE Status
Experience refined living in the desirable Daybreak community! This east-facing Lennar Bainbridge Home offers 3,183 sq ft, 4 bedrooms & 3.25 baths with a thoughtfully designed layout ideal for multi-generational living. The private main-floor suite features a separate entrance, kitchenette, bedroom, 3/4 bath & laundry. The main home offers an open living and dining area, gas fireplace & gourmet kitchen with quartz countertops, stainless steel appliances, gas cooktop, double oven, oversized island & walk-in pantry. Upstairs you'll find a spacious primary suite, versatile den, loft/bonus space, 2 additional bedrooms & generous utility room. Enjoy lovely landscaping, seller-installed sprinkler system, fully fenced yard, patio & rare tandem 3-car garage. Conveniently located near Sunrise Village, South Hill, shopping & dining!

19920 137th Avenue E, Graham

Listing courtesy of Keller Williams Realty Bothell.

$574,950
3 Beds ⋅ 2 Baths ⋅ 2566277 MLS ⋅ ACTIVE Status
Are you ready for your new home? This is the one! This beautiful home has tons of great features to include a fully-fenced, secluded, 1.3 acre lot. Peace and tranquility can be found by sitting out on the porch swings while you enjoy your nights out by a fire pit or your mornings on your balcony deck while you enjoy your coffee. Bring your animals, plant your garden, store all your goodies in the finished detached 2-car garage and/or storage shed. Have an RV or multiple vehicles? Theres tons of space for parking! Entry avail at both the lower level and upper level, wired for generator and so much more. Come see this one before it's gone!

20710 128th Avenue Ct E, Graham

Listing courtesy of Terrafin.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2563548 MLS ⋅ ACTIVE Status
Charming Single-Story Rambler on Over 1/3 Acre! Welcome home to this private retreat in Graham! Offering 3 bedrooms, 1.75 baths, and 1,418 sq ft of comfortable living space on a fully-fenced 0.34-acre lot. Inside, enjoy hardwood floors, warm wood accents, and a classic brick wood-burning stove. The bright kitchen features a large garden window, stainless dishwasher, and an adjacent laundry room. Plus, stay comfortable year-round with central A/C and forced-air heat! Step outside to an outdoor setup built for entertaining, complete with a multi-level deck and covered patio. Hobbyists and outdoor enthusiasts will love the attached 600 sq ft 2-car garage, detached storage shed, covered outbuilding, and room for RV parking. Located in a quiet neighborhood within the Bethel School District (Centennial Elementary / Bethel High), this home offers the perfect balance of privacy, space, and convenience.

23916 65th Avenue Ct E, Graham

Listing courtesy of Civaty Real Estate.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2562165 MLS ⋅ ACTIVE Status
Welcome home to this move-in-ready rambler nestled on a spacious 0.34-acre corner lot just minutes from Kapowsin lake. This 3-bedroom, 2-bath home offers 1,376 square feet of thoughtfully designed living space with an open-concept floor plan perfect for everyday living and entertaining. Kitchen features granite countertops, updated cabinetry, newer appliances, a generous eat-in dining area, and a walk-in pantry. A convenient mudroom adds extra functionality, while the inviting family room with a cozy wood fireplace creates the perfect gathering space. Enjoy your private deck and the partially fenced backyard which offers plenty of room to play, garden, or create your own outdoor retreat. Conveniently located with easy access to recreational activities, schools, shopping, and commuter routes, this home offers the perfect combination of modern updates, comfort, and value. Don't miss this exceptional opportunity to own a turnkey home!

29517 158th Ave E, Graham

Listing courtesy of Homestead Home Group.

$534,950
4 Beds ⋅ 3 Baths ⋅ 2562213 MLS ⋅ ACTIVE Status
Beautifully updated 4-bedroom, 2.5-bath home offering nearly 2,000 sq. ft. of comfortable living space. Thoughtfully refreshed and upgraded throughout, this move-in ready home offers the perfect blend of comfort, style, and functionality. The spacious open-concept main floor is ideal for everyday living and entertaining. The stunning kitchen features elegant quartz countertops, brand-new stainless steel appliances, and ample workspace. Enjoy new plush carpeting, fresh interior paint throughout, and tastefully updated bathrooms. Step outside to the large covered patio, an ideal space for relaxing, entertaining, or enjoying year-round outdoor living. The generous backyard provides plenty of room for play, outdoor gatherings, and everyday enjoyment. Enjoy a rare oversized side yard, offering valuable extra outdoor space with endless possibilities for gardening, recreation, storage. A spacious 14' x 8' storage shed offers abundant space for tools, lawn equipment, seasonal décor, and more. Upstairs, you'll find spacious bedrooms, including a generously sized primary suite with spacious walk in closet. Located in a highly desirable neighborhood, this home offers privacy, comfort, and modern updates throughout. Residents also enjoy fantastic community amenities, including a basketball court and playground, perfect for recreation and fun. This beautifully refreshed home is ready for you to move in and enjoy. Staged downstairs; select upstairs rooms virtually staged.

19817 97th Avenue Ct E, Graham

Listing courtesy of Skyline Properties, Inc..

$847,000
4 Beds ⋅ 3 Baths ⋅ 2548904 MLS ⋅ ACTIVE Status
Enjoy a private, versatile plot showcasing a rare blend of natural beauty and turnkey hobby farm functionality. Highlights include a spring-fed pond, year-round creek frontage, and established trails for walking or ATV use, creating an ideal setting for recreation and outdoor living. 2 parcels - 0418122034 179,032 sqft and 0418122033 43,264 sqft combine for a total of 5.1 acres. The property features an impressive array of mature fruit trees and plantings alongside a fully fenced garden with raised beds. Thoughtfully equipped for hobby farm or rural lifestyle use, the property offers established infrastructure for animals, gardening, and small-scale agricultural pursuits. Multiple outbuildings provide flexibility and utility, including a barn, animal pens, pump house, gazebo, treehouse, and cabin. The detached shop is a true bonus space, complete with loft, office area with power and heat, and a full-size refrigerator. Full RV hookups available in a designated parking area. Tractor may convey with an accepted offer. Tucked at the end of a private dead-end drive, this property offers both seclusion and convenience, just minutes to Orting, Graham, and key commuting routes. A rich natural setting attracts abundant wildlife, with elk, deer, and other species frequently seen. Offering a unique combination of privacy, productivity, and Pacific Northwest charm, this is a must-see property for those seeking a peaceful, fully equipped country retreat.

13814 214th Street E, Graham

Listing courtesy of eXp Realty.

$525,000
5 Beds ⋅ 3 Baths ⋅ 2555915 MLS ⋅ ACTIVE Status
Welcome home to this spacious and thoughtfully designed 5-bedroom home featuring a dedicated main-floor office, perfect for working from home, a guest space, or a playroom. The open-concept layout offers durable luxury vinyl plank flooring throughout the main level and a large kitchen with granite countertops, stainless steel appliances, a walk-in pantry, and an oversized island that overlooks the inviting family room - ideal for entertaining and everyday living. Upstairs, you'll find generously sized bedrooms, some with ceiling fans for year-round comfort. The spacious primary suite is a true retreat, offering a luxurious 5-piece ensuite bath and a large walk-in closet. Step outside to enjoy the fully fenced, private backyard complete with a covered awning, creating the perfect space for outdoor dining, relaxing, or entertaining in any season. Brand new water heater + wired for A/C. A 2-car garage provides ample storage and convenience. Ideally located just minutes from shopping, restaurants, parks, and the East Gate of JBLM, this home offers the perfect combination of comfort, functionality, and convenience. Don't miss your opportunity to make this exceptional home yours!

19514 104th Avenue E, Graham

Listing courtesy of Skyline Properties, Inc..

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