Gig Harbor Homes with FHA Terms

Gig Harbor Homes with FHA Terms

Gig Harbor: A Charming City in Washington State

Located in Pierce County, Washington, Gig Harbor is a picturesque city that offers a perfect blend of natural beauty and small-town charm. Situated on the shores of Puget Sound, this waterfront community is known for its stunning views, outdoor recreational opportunities, and vibrant arts scene.

Gig Harbor is a popular destination for those seeking a tranquil and scenic lifestyle. The city boasts a variety of outdoor activities, such as boating, fishing, and kayaking, making it a haven for water enthusiasts. The charming downtown area is lined with boutiques, galleries, and restaurants, offering residents and visitors a unique shopping and dining experience.

When it comes to real estate, Gig Harbor has a range of options to suit different preferences and budgets. Whether you are looking for a cozy cottage by the water, a spacious family home, or a luxurious waterfront estate, you can find it here. One notable feature of the real estate market in Gig Harbor is the availability of homes with FHA terms.

Homes with FHA terms offer potential buyers the opportunity to secure financing through the Federal Housing Administration. This can be especially beneficial for first-time homebuyers or those with limited down payment funds. With FHA terms, buyers can enjoy more flexible credit requirements and lower down payment options, making homeownership more accessible.

If you are considering making Gig Harbor your home, the availability of homes with FHA terms is an advantage worth exploring. It provides an opportunity to invest in a property in this charming city, allowing you to enjoy the beauty and tranquility that Gig Harbor has to offer.

Newest Gig Harbor Homes with FHA Terms

$1,698,000
5 Beds ⋅ 5 Baths ⋅ 2567735 MLS ⋅ ACTIVE Status
Elevated golf-course living awaits at 4922 Canterwood Drive NW, an estate overlooking the 10th fairway in prestigious 24-hour gated Canterwood. Set on a beautifully landscaped lot, this exceptional residence offers more than 5,500 square feet of refined, flexible luxury living designed for grand entertaining and effortless everyday life. Rich oak hardwood floors, timeless plantation shutters, and skylights create warmth and natural light throughout. The newly updated chef’s kitchen features Sub-Zero refrigeration, new appliances, dual sinks, abundant prep space, and generous gathering areas. Step onto the brand-new TimberTech deck for fairway views framed by mature trees and exceptional privacy. The main-level primary retreat offers a gas fireplace, walk-in closet, and private French doors to the deck. A separate junior suite and two additional bedrooms provide flexibility for guests, multigenerational living, offices, wellness, or hobbies, complemented by a spa-inspired bath. The lower level adds a bedroom and bath, wood-wrapped den with outdoor access, recreation room, storage, and potential wine cellar. A three-car garage features a commercial-grade sink and prep area, while the oversized utility room adds room. Enjoy Canterwood’s championship 18-hole golf, renovated clubhouse, dining, practice facilities, outdoor pool, fitness, tennis, pickleball, and year-round events. Minutes from Gig Harbor’s waterfront, shopping, dining, beaches, and top rated schools.

4922 Canterwood Drive NW, Gig Harbor

Listing courtesy of Neighborhood Experts Real Est..

$1,089,000
3 Beds ⋅ 3 Baths ⋅ 2559862 MLS ⋅ ACTIVE Status
This welcoming Canterwood location, desirable floor plan, and golf-course setting join beautifully in this well-maintained home overlooking the 14th fairway. A sunny southern exposure, established landscaping and a generous patio create an inviting setting for everyday living and outdoor entertaining. The main level features an open kitchen with granite countertops, stainless steel appliances and a breakfast area that connects to the spacious family room with great natural light and an inviting fireplace. Upstairs the spacious primary suite features a five-piece bath and large walk-in closet. Two additional bedrooms and a bonus room provide the flexibility to accommodate guests, a home office, hobbies or additional living space. A three-car garage with shop space provides room for projects, hobbies and storage. The seller is also offering a flooring allowance, providing an opportunity to personalize the home with finishes of your choice. Canterwood offers a peaceful, gated setting and a lifestyle centered around recreation and community. Membership at Canterwood Golf & Country Club provides access to amenities including the golf course, tennis courts, swimming pool and clubhouse, offering plenty of opportunities to connect, relax and enjoy the neighborhood. All of this comes together in a sought-after Gig Harbor setting with a well-positioned home and room to make it your own.

4316 N Foxglove Drive, Gig Harbor

Listing courtesy of Hawkins Poe.

$575,000
3 Beds ⋅ 3 Baths ⋅ 2566748 MLS ⋅ ACTIVE Status
Bring Your Vision & Build Instant Equity on a Large Corner Lot! Exceptional opportunity to own a spacious 3-bedroom, 2.25-bathroom home on a premier 0.36-acre corner lot in the established Woodridge neighborhood. Skip the premium price of a turnkey remodel and update this classic tri-level exactly to your taste. You will love the airy feel of the main living area, highlighted by a wall of windows and a warm brick fireplace. The functional floor plan provides fantastic separation of space, including a large eat-in kitchen with a passthrough to the dining area and a secondary lower-level family room and adjacent half bath/laundry room. The dining room slider opens up to the backyard—perfectly positioned for you to add a wrap-around entertainment deck to maximize your large corner yard with mature landscaping and a concrete pond. A gorgeous, fully remodeled hallway bathroom features sleek new tiling and updated fixtures. Primary has walk-in closet with built-ins and en-suite bathroom (needs new shower), plus 2 more bedrooms on the upper level. Priced to reflect the needed cosmetic touches— paint, flooring, shower, and a deck build—this home offers incredible upside in the highly-rated Peninsula School District. A perfect location near shopping, dining, and the downtown Gig Harbor Waterfront just down the road. Don't miss the lowest-priced entry point into Gig Harbor Peacock Hill! Investors or homeowners will find amazing opportunity!

11224 38th Avenue Ct NW, Gig Harbor

Listing courtesy of Sievers Real Estate.

$1,199,950
4 Beds ⋅ 3 Baths ⋅ 2566792 MLS ⋅ ACTIVE Status
Step inside to an inviting open-concept living space filled with high-end modern touches. Pride of ownership shows, 9ft ceilings, beautiful hardwood floors and quality finishes. The dream kitchen is designed for everyday living and entertaining, featuring high end stainless steel appliances, under counter lighting and frosted windows, sleek slab quartz countertops & island w/ sink, tons of counter space, storage, and a walk-in pantry. Huge windows fill the home with natural light, plus a main-floor bedroom/office and half bath. Upstairs, enjoy a king-sized primary suite with a luxurious spa like bathroom accented by a stylish frosted-glass barn door. Loft area/media room, large bedrooms, expansive laundry room with sink, and automated blinds in both the primary and guest bathrooms provide effortless control of privacy and natural light. Additional upgrades include a tankless hot water system, full-glass-panel garage door, and cutting-edge wireless security system with exterior alarms and sensor lighting for added peace of mind. Outside, enjoy beautifully landscaped and fully fenced grounds with HOA-maintained front landscaping, making it easy to spend less time on upkeep and more time enjoying your home. Secluded backyard sanctuary, covered outdoor living space, complete with a cozy gas fireplace, creates an inviting setting for morning coffee, evening gatherings, and year-round entertaining. 5 min to iconic downtown waterfront, uptown shopping and parks.

6485 Serenity Loop, Gig Harbor

Listing courtesy of CENTURY 21 North Homes Realty.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2566922 MLS ⋅ ACTIVE Status
Brand-new construction ready for you! Welcome to this pristine 3-bedroom, 1.75-bathroom manufactured home offering 1,344 square feet of modern, single-level living on a sprawling half-acre lot. The heart of the home features a bright and spacious open-concept layout that seamlessly joins the dining area and the gourmet kitchen, which boasts a large central island perfect for meal prep and casual seating. The private primary suite includes an impressive walk-in closet, while a dedicated utility room adds extra convenience to your daily routine. Step outside to enjoy the expansive front and back yards freshly laid with brand-new sod. The property also features a welcoming covered front porch and plenty of room for RV parking and outdoor toys

16713 124th Street NW, Gig Harbor

Listing courtesy of RE/MAX Exclusive.

$999,000
2 Beds ⋅ 3 Baths ⋅ 2563116 MLS ⋅ ACTIVE Status
Welcome to Spinnaker Ridge where you will find this thoughtfully updated home. Since ownership, the sellers have remodeled everything including windows. Upon entering you will experience a welcoming living room with vaulted ceilings and architectural design. Main floor primary suite is your own private santuary. Beautiful mature landscape surrounds you.. The cooks kitchen, breakfast nook, and family room are perfect for gatherings while enjoying the ambiance of your gas fireplace. When your gatherings require more seating there is a separate dining area just behind the kitchen. Spring and summer afternoon and evenings should be spent on the beautiful new deck and covered area for barbecuing with a fenced area for your pup if you need it. There is built in storage galore in the utility room. The second bedroom suite is inviting with built in library, sitting room and view of the sound and mountain to enjoy. The office area also has a pleaseant view while you take care of business or just enjoy your surroundings. The garage is well appointed with work bench and wonderful built in cabinets for all your needs. There is a great club house that you can reserve for when you have larger gatherings and a swimming pool to enjoy. Seller is making all personal property negotiable as they already have another home. Downtown Gig Harbor and the waterfront is just minutes away. This is a perfect location for all your activities. We hope to see you soon so you can experience this setting.

6870 Starboard Lane, Gig Harbor

Listing courtesy of RE/MAX Exclusive.

$999,000
5 Beds ⋅ 4 Baths ⋅ 2562177 MLS ⋅ ACTIVE Status
Picture-perfect, turn-key living on acreage in the highly desirable Huckleberry Ridge! Impeccably maintained and beautifully updated, this exceptional property offers the rare combination of privacy, space, versatility, and convenience. The main level features nearly 2,200 sq ft of thoughtfully designed living space, with all of the primary living areas conveniently located on one floor. Sellers have invested over $200,000 in updates, creating a home that is truly move-in ready. The beautifully refreshed interior features gorgeous new flooring throughout, fresh interior paint, new appliances, stunning quartz countertops, and a brand-new HVAC system with A/C. Additional major improvements include a new water heater, upgraded electrical panel with EV charging station, and so much more. The spacious primary suite is a true retreat with a sitting area and luxurious 5-piece bath. Downstairs, a separate approximately 1,100 sq ft 2-bedroom ADU apartment offers incredible flexibility for multi-generational living, guests, rental income, or a potential Airbnb. With its own living space and separate functionality, the possibilities are endless. Outside, enjoy the peace and privacy of acreage while still being just minutes from the highway, Costco, shopping, schools, hospitals, and everyday conveniences. The oversized 3-car garage provides abundant storage, plus plenty of additional parking for boats, RVs, trailers, and all your toys. Situated on a quiet street surrounded by serenity.

12227 138th Avenue NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$799,000
5 Beds ⋅ 3 Baths ⋅ 2566846 MLS ⋅ ACTIVE Status
One of the only 5 bedroom homes priced under 800k in Gig Harbor. Located on a cul-de-sac in the desirable North Creek neighborhood. Less than 5 years old and feels like new construction. Entry with 10 ft ceilings & natural light leads you to an open concept kitchen/dining/living area with gas fireplace. Chef's kitchen w/large kitchen island, quartz countertops, stainless steel appliances, 5 burner gas range, under cabinet lighting, soft close cabinets, & custom light fixtures. On the main floor you will also find a bedroom w/walk-in closet and 3/4 bath w/tiled shower. Oversized primary bedroom upstairs w/large en-suite, double vanity, soaker tub, walk-in shower with custom tile work & walk-in closet. Upstairs has 3 additional oversized bedrooms, full guest bath, loft, and laundry room. Tons of upgrades throughout. Finished 2 car garage with plenty of storage space. Fully fenced backyard w/sprinkler system for front & back. A/C for hot summer days. Close to waterfront, parks, restaurants, YMCA, Costco, Swiftwater Elementary, I5 & Cushman Trail.

9844 Prospect Place, Gig Harbor

Listing courtesy of Best Choice Realty LLC.

$700,000
2 Beds ⋅ 2 Baths ⋅ 2561165 MLS ⋅ ACTIVE Status
Welcome to this stunning fully updated home! This beautiful home rests on .61 acre lot with a 30x40 detached shop! On the entry level you'll find the spacious primary bedroom and bathroom with a double shower and heated tile floors. 4 steps up features a spacious open concept living room with 2 skylights bringing in plenty of natural lighting, a fully updated kitchen showcasing quartz and black stainless steel appliances, and easy access to the large covered patio. Upstairs features 2nd bedroom, a guest room(2 bedroom septic) and new full bath. Throughout the home you'll also find a very efficient mini split ductless heating and air conditioning cooling system. The sunny yard is fully fenced. The home features a 1 car attached garage and the detached shop has an oversized 18x11 powered door perfect for RVs, boats and toys! Rent it for additional income. No HOA! Don't miss out on this beautiful Gig Harbor home! New septic in 2023.

4017 88th Avenue NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$599,950
2 Beds ⋅ 2 Baths ⋅ 2566616 MLS ⋅ ACTIVE Status
Discover effortless living in the desirable gated Harbor Summit community. This beautifully maintained one level townhome offers approximately 1,312 square feet with 2 bedrooms and 2 bathrooms, providing the perfect blend of comfort, convenience, and low maintenance living. The thoughtfully designed floor plan features inviting living spaces, abundant natural light, and easy one level accessibility. Whether you’re looking to downsize, simplify, or enjoy a lock and leave lifestyle, this home is an ideal choice for full-time living or a seasonal retreat. Snowbirds, travelers, and those seeking carefree living will appreciate the security of a gated community and the ease of maintaining a single level home. Located in the heart of Gig Harbor, you’ll enjoy easy access to the city’s picturesque waterfront, where charming boutiques, local restaurants, marinas, parks, and year-round community events create an exceptional Pacific Northwest lifestyle. Nearby Uptown Gig Harbor offers shopping, grocery stores, medical services, and everyday conveniences, while the Cushman Trail is just moments away for walking, running, and cycling. Convenient access to Highway 16 and nearby transit makes commuting to Tacoma, Bremerton, and beyond a breeze. Enjoy comfortable one level living in a beautifully maintained home, all within one of Gig Harbor’s most convenient locations.

6267 Harbor Sunset Lane, Gig Harbor

Listing courtesy of RE/MAX Exclusive.

$3,150,000
4 Beds ⋅ 4 Baths ⋅ 2566536 MLS ⋅ ACTIVE Status
A place where sunset gatherings unfold, salty air drifts through open doors, and long summer evenings linger just a little longer. With 80’ of no-bank waterfront and a 150’ deepwater dock, this home is where laid-back waterfront living meets effortless entertaining. Elevated alpine warmth blends with a sophisticated Northwest aesthetic, creating spaces that feel textured, inviting, and quietly refined. The layout is open and effortless, with warm woods, multiple gathering spaces, bridge and sunset views, and a seamless indoor-outdoor flow that naturally pulls everyone outside. While some may know the Fox Island Bridge simply as a landmark, those who love this stretch of waterfront know better -- the glow of headlights crossing at dusk, boats passing below, and the rhythm of the daily tides through Hales Passage become part of the charm and daily backdrop. Thoughtfully invested in with over $1M in improvements over the last decade, the home has been exceptionally well cared for. Over 2,100 square feet of garage space, including a detached garage with plans for future additional living space, offers flexibility for guests, a studio, gym, or future waterfront expansion. A rare Gig Harbor waterfront offering with all the warmth of the Pacific Northwest, where luxury feels less formal, and far more memorable.

8014 Warren Drive NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$975,000
4 Beds ⋅ 3 Baths ⋅ 2564531 MLS ⋅ ACTIVE Status
Nestled at the end of a quiet dead-end road in Gig Harbor's Minter area, this custom-built home offers a perfect blend of privacy, comfort, and PNW beauty. Situated on 5 peaceful acres- most of it wooded, with some 2nd-generation old-growth trees. This 3195 sf home provides a serene retreat while conveniently close to Gig Harbor amenities. Built in 2003, freshly painted inside and out, it offers 4 bedrooms, 2.75 baths, an office, an open-concept living and kitchen area, a laundry room, a walk-in pantry, and a great room. Don't forget about the oversized, extra-deep, attached garage; it has plenty of room for more than just 2 cars. Work bench, toys, hobbies, there's room. Thoughtfully designed, this floor plan gives you plenty of space when needed and multiple open areas to gather everyone. Radiant in-floor heating throughout the polished concrete floors provides year-round comfort and energy efficiency, while a private well and backup generator add peace of mind. Whether you're enjoying the tranquil forest views, entertaining in the open living spaces, or simply appreciating the quiet surroundings, this one-of-a-kind property offers the privacy and lifestyle you've been looking for. Experience custom craftsmanship, modern conveniences, and the beauty of Northwest living all on 5 acres.

12406 110th Street NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

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