Edmonds Homes with FHA Terms

Edmonds Homes with FHA Terms

Edmonds: A Charming Seaside City in Washington

Located in Snohomish County, Washington, Edmonds is a picturesque city that offers a unique blend of small-town charm and coastal beauty. Situated just 15 miles north of Seattle, Edmonds is a popular choice for those seeking a quieter lifestyle while still having easy access to the amenities of a larger city.

With its stunning views of the Puget Sound and the Olympic Mountains, Edmonds is a haven for nature lovers and outdoor enthusiasts. The city boasts several parks and beaches, including the popular Edmonds Beach Park, where visitors can enjoy picnicking, walking along the waterfront, or even kayaking.

In addition to its natural beauty, Edmonds also offers a vibrant downtown area filled with local boutiques, art galleries, and delicious dining options. The city is known for its strong sense of community, with regular events and festivals that bring residents together.

For those looking to buy a home in Edmonds, there is good news. The availability of homes with FHA terms makes homeownership more accessible and affordable. FHA loans are backed by the Federal Housing Administration, allowing buyers to secure a mortgage with a lower down payment and more flexible credit requirements.

Whether you're drawn to Edmonds for its scenic beauty, community spirit, or the opportunity to own a home with FHA terms, this charming seaside city has something to offer everyone. Come and discover the enchanting allure of Edmonds, Washington.

Newest Edmonds Homes with FHA Terms

$990,000
4 Beds ⋅ 3 Baths ⋅ 2567819 MLS ⋅ ACTIVE Status
Welcome to this beautiful Edmonds home perfectly situated on a quiet cul-de-sac! This tri-level home features 4 bedrooms and 2.5 baths. On the main floor you will find a spacious living and dining area, bonus room, as well as the kitchen featuring a gas stove with custom butcher block counter and abundant cabinet space. The lower level includes a family room area complete with a cozy gas fireplace and half bath. This home features the best of indoor-outdoor living as you step out into your private backyard featuring Trex decking, large Gazebo area for year round gatherings, gas stub for easy grilling and the convenience of brand new zero maintenance turf. In addition you will find a large, detached workshop with heat and electricity as well as an extra storage shed. Fully fenced, two car garage, RV parking with 30 amp service, and even a brand new water heater - his home has so much to offer. Conveniently located in the charming Perrinville neighborhood, just steps away from restaurants, shops, parks and only a short drive to the Edmonds waterfront. Fully pre-inspected for added peace of mind, this is a must see!

7421 181st Place SW, Edmonds

Listing courtesy of Boutique Brokerage, LLC.

$1,328,000
4 Beds ⋅ 4 Baths ⋅ 2567572 MLS ⋅ ACTIVE Status
Stunning Puget Sound views define this custom built 1979 home in one of Edmonds most desirable neighborhoods. Mid century modern character meets thoughtful updates, including new interior and exterior paint, new gutters, and new furnaces and heat pumps. A custom staircase and parquet flooring welcome you into an entry level built for everyday living and entertaining. The sitting room centers on a gas fireplace framed in floor to ceiling stonework beneath a paneled, vaulted ceiling, while oversized windows draw in western light year round. The open concept kitchen features stainless steel appliances and a Wolf range, opening to a wraparound deck, an all new Trex deck also accessible from each entry level bedroom. Upstairs, the primary suite offers uninterrupted views of the Sound and Olympic Mountains, a private deck, skylight, and a 5 piece bath. The lower level adds a spacious bonus room with wet bar and indoor sauna. Walking distance to parks and schools, minutes from downtown Edmonds.

7016 165th Place SW, Edmonds

Listing courtesy of John L. Scott Snohomish.

$1,499,950
5 Beds ⋅ 4 Baths ⋅ 2567365 MLS ⋅ ACTIVE Status
Welcome to a home that was made for gathering, celebrating, and living well. Located at the top of a quiet cul-de-sac in beautiful Edmonds, this thoughtfully restored Mid-century Modern masterpiece blends timeless architecture with luxurious, high end updates.Designed to live like a rambler, this spacious home offers five bedrooms plus a large bonus room with its own private entrance, making it an ideal sixth bedroom, guest suite, home office, or studio. At the heart of the home is a stunning chef’s kitchen that opens seamlessly to two inviting living spaces, creating the perfect flow for entertaining or everyday living.Outback you'll discover an incredible outdoor covered flex space with fireplace and potential to add outdoor kitchen or hot tub! Why pay for a health club when your personal wellness retreat is just steps away? Enjoy a massive sauna, dedicated fitness studio, and space to relax, recharge, and reconnect without ever leaving home.The oversized three car garage and abundant storage ensure there’s room for everything, from hobbies to holiday décor. All of this is just minutes from PCC, downtown Edmonds, and convenient freeway access, offering the perfect balance of privacy and accessibility.If you’ve been searching for a home that offers exceptional entertaining, elevated everyday living, and your very own private spa retreat, you’ve just found it. Minutes from Light rail or Sounder into Seattle

9616 242nd Place SW, Edmonds

Listing courtesy of KW Greater Seattle.

$659,000
2 Beds ⋅ 3 Baths ⋅ 2567304 MLS ⋅ ACTIVE Status
Situated in the desirable Edmonds, this like-new DR Horton contemporary townhome has been lightly lived in by its original owner and shows beautifully throughout. Ideally located just minutes from downtown Edmonds, the waterfront, dining, shopping, and major transit routes, this home offers exceptional convenience without sacrificing style or comfort. Desirable floor-plan welcomes you with a bright, open-concept main level featuring a gourmet kitchen with modern finishes, a spacious dining area and a great room that flows seamlessly to a private deck, perfect for morning coffee. Upstairs, you’ll find a primary suite, generous second bedroom and a full bathroom. Updated vinyl plank flooring all throughout home, no carpet! Large tandem garage with additional storage space and driveway parking! With its pristine condition, modern design, and prime Edmonds location, this home delivers the feel of new construction with the added benefit of an established community and move-in-ready ease. Low HOA and community playground. Pre-Inspected and beyond move-in ready!

23413 Edmonds Wy Unit #A2, Edmonds

Listing courtesy of FIRST AND MAIN.

$875,000
4 Beds ⋅ 3 Baths ⋅ 2566358 MLS ⋅ ACTIVE Status
Rare find! Beautifully maintained 4-bedroom, 2.5-bathroom home tucked away in a quiet cul-de-sac in a small, well-maintained neighborhood in the coveted Picnic Point area of Edmonds. This perfect combination of style and serenity features a spacious layout with storage and a large back deck perfect for entertaining or relaxing, as well as a pre-poured hot tub pad set up with a connection available in the backyard. Enjoy mature fruit trees, a large yard, and plenty of outdoor space. Two-car garage and ample room for RV and boat parking, plus the added benefit of no HOA! Conveniently located near schools, shopping, parks, and beaches, this home offers comfort, convenience, and versatility. With privacy and modern upgrades, don't miss this wonderful opportunity to own a well-cared-for home in a desirable location that's ready for you to move in and enjoy!

5115 Monticello Drive, Edmonds

Listing courtesy of Windermere R.E. Mill Creek.

$975,000
3 Beds ⋅ 3 Baths ⋅ 2566847 MLS ⋅ ACTIVE Status
Set in a highly desirable Westgate location just minutes from Edmonds, this beautifully updated 2 story home offers both convenience and style with easy access to major thoroughfares. The thoughtfully designed kitchen features a spacious island with seating, abundant storage, and opens seamlessly to the dining area complete with a cozy fireplace—perfect for entertaining. Expansive windows throughout invite natural light and create a seamless connection to the outdoors. Just off the kitchen, the inviting family room provides direct access to a private, fully fenced backyard with a patio. The main level also includes a full-bath, laundry area, and access to the oversized two-car garage. Upstairs there are 2 additional large bedrooms offering a perfect space to relax. The primary suite serves as a luxurious retreat, featuring an oversized walk-in shower. The lower level includes another huge additional bedroom, a full bath, and a flexible adjoining space well-suited for a study area, playroom, or creative nook. Located minutes from Westgate Elementary, and with easy access to downtown Edmonds’ dining, shopping, galleries, beaches, train station, and the Edmonds ferry, this home truly combines comfort, functionality, and an exceptional location.

9320 220th Street SW, Edmonds

Listing courtesy of John L. Scott, Inc.

$1,149,950
4 Beds ⋅ 3 Baths ⋅ 2566719 MLS ⋅ ACTIVE Status
New construction in Edmonds’ coveted Esperance neighborhood, this 4-bedroom home pairs modern style with a versatile, open-concept layout. The sun-filled main level is anchored by a striking gas fireplace with floor-to-ceiling stone surround, creating a warm focal point for everyday living and entertaining. The chef’s kitchen features a generous quartz island, open-shelf accents, stainless appliances, gas range, crisp white shaker cabinetry, and an oversized walk-in pantry. The dining area flows seamlessly to the fully fenced yard for effortless indoor-outdoor living. A main-floor bedroom and separate den offer added flexibility, while upstairs, the spacious primary suite includes a walk-in closet and spa-inspired 5-piece bath. A bonus family room/loft provides even more room to relax or gather. Wide-plank LVP flooring, an EV-ready 2-car garage, builder warranty, and long private driveway complete the package. Conveniently located minutes from schools, the Edmonds Bowl, shops, parks, Hwy 99, and I-5. Builder offering a $50K rate buydown through the preferred lender.

8014 222nd Street SW, Edmonds

Listing courtesy of Windermere Real Estate GH LLC.

$1,595,000
3 Beds ⋅ 2 Baths ⋅ 2560970 MLS ⋅ ACTIVE Status
Beautifully positioned in the Edmonds Bowl, this light-filled rambler offers refined single-level living with a thoughtful balance of space, warmth, and connection to its surroundings. Sound, mountain, and territorial views add a distinctive sense of place, while vaulted ceilings, skylights, and expansive windows fill the interior with natural light. The generous living room is anchored by a gas fireplace, with rich hardwood floors extending through the dining and kitchen areas to create an inviting flow between spaces. The bright kitchen features crisp white cabinetry, expansive counters, stainless appliances, abundant storage, and an adjoining eating area, while a separate family room and dedicated office provide added flexibility. The thoughtfully designed single-level floor plan features three bedrooms and two full baths, including a spacious primary suite with a five-piece bath, dual sinks, built-ins, walk-in closet, and direct access to the deck. A dedicated laundry room with utility sink and extensive storage cabinetry adds everyday functionality. Outside, an expansive deck with built-in seating creates a natural extension of the home—ideal for dining, entertaining, or simply taking in the view—while the level, fully fenced yard adds usable outdoor space. An attached two-car garage is complemented by an extended driveway with additional parking space.

912 Cedar Street, Edmonds

Listing courtesy of Windermere Real Estate GH LLC.

$1,899,999
4 Beds ⋅ 3 Baths ⋅ 2559426 MLS ⋅ ACTIVE Status
Move-in ready and thoughtfully updated, this 4-bedroom, 3-bath Edmonds residence offers the perfect blend of classic charm and modern living. A fully fenced front yard creates a private oasis with mature, low-maintenance landscaping and stone pavers, while the spacious double French door entry provides a warm welcome for guests. Inside, refinished original hardwood floors, wainscoting, wood shutters, fresh interior paint, and a stunning new kitchen with gas cooking and an eating area create an inviting atmosphere. The circular main-floor layout offers effortless flow and includes the primary bedroom, powder room, living room, dining room, and a well-appointed utility room with smart storage and a utility sink. Upstairs, you'll find three additional spacious bedrooms with charming coved ceiling alcoves, a bonus dressing room with built-ins, and a full bath with luxurious soaking tub. A newly carpeted lower-level flex space provides room for workouts, play, or wine storage. The thoughtfully designed addition features a vaulted ceiling, an expansive bonus/media room, and a beautifully designed shower room. Pocket doors off the bonus room open to an adjacent flex space, ideal for a home office or writing studio. Expansive 2-car garage below with keypad entry adds everyday convenience. Additional French doors to fully fenced backyard featuring a sport court and entertaining deck. Thoughtfully designed living spaces offer exceptional flexibility, privacy, and room for everyone.

1060 Spruce Street, Edmonds

Listing courtesy of Windermere Real Estate GH LLC.

$515,000
2 Beds ⋅ 3 Baths ⋅ 2565825 MLS ⋅ ACTIVE Status
Worry-free Edmonds living at its finest! This beautifully updated 2-story, townhome-style residence features 2 primary suites, an open layout, and a massive list of recent exterior upgrades. Enjoy total peace of mind with a fully refreshed complex boasting brand-new Hardie fiber cement siding and exterior paint, a new asphalt shingle roof, brand-new double-pane windows and patio door, a new deck, and newly repaved parking lot with updated curbs. Inside, the light-filled main level features high-end laminate flooring, stylish light fixtures, and a cozy wood-burning fireplace. Upstairs, both spacious bedrooms function as private primary suites. Outside, enjoy your own small backyard and balcony along with a private garage plus a dedicated parking space and abundant guest parking. Unbeatable location less than a block from the bus line connecting directly to the Lynnwood Light Rail Station (~7-minute drive). Minutes away from Edmonds College, QFC, Trader Joe's, LA Fitness, dining, downtown Edmonds, local beaches, and the ferry terminal. Well-managed 24-unit community with no rental cap and up to 2 pets allowed (cats or dogs).

7730 196th Street SW Unit #10, Edmonds

Listing courtesy of Keller Williams Downtown Sea.

$879,950
3 Beds ⋅ 3 Baths ⋅ 2565851 MLS ⋅ ACTIVE Status
Fully reimagined from top to bottom, this Edmonds home is a study in modern design and quality craftsmanship. A striking charcoal exterior with warm wood accents and fresh landscaping sets the tone from the moment you arrive, situated on a quiet street with mature tree coverage. Inside, the main living level unfolds with intention. Vaulted ceilings and new windows frame a dramatic fireplace with a black brick surround and warm wood accent detail, while the open kitchen delivers marble backsplash, gold pendant lighting, stainless appliances, and a statement island built for gathering. The dining area flows naturally from the kitchen, completing a main floor designed for both everyday living and entertaining. The lower level adds a second living space anchored by its own fireplace and a slatted wood accent wall, offering flexibility for a media room, guest suite, or lounge. The primary suite is a true standout, and every bathroom throughout reflects a designer touch, from geometric wallpaper and brass fixtures to floating vanities and glass-enclosed showers. Major systems have all been replaced including the roof, windows, water heater, and furnace, making this a genuinely move-in ready offering. An epoxy-coated two-car garage, entertainer’s deck, and fully fenced yard complete the package. A rare full renovation in Edmonds.

7211 182nd Street SW, Edmonds

Listing courtesy of eXp Realty.

$535,000
2 Beds ⋅ 3 Baths ⋅ 2565852 MLS ⋅ ACTIVE Status
From the moment you step inside, dramatic ceiling heights create an immediate sense of openness, complemented by an inviting floor plan designed for comfortable everyday living. The updated kitchen features refreshed finishes & modern touches, opening seamlessly to the dining area & spacious living room anchored by a cozy gas fireplace. A sliding glass door extends the living space to a private, fenced patio, while a convenient main floor ½ bath adds functionality for guests. A large skylight adds architectural character to the stairwell, while the upper level offers a spacious primary suite with a walk-in closet & en-suite bath, a 2nd bedroom, full bath, laundry closet, & an open loft ideal for a home office or additional flex space. An attached 1-car garage plus driveway parking provides everyday convenience. Seller-provided inspection report, HOA resale documents, & no current special assessments offer added peace of mind. Ideally located just minutes from downtown Edmonds' waterfront, restaurants, shops, parks, & commuter routes.

8828 238th Street SW Unit #C3, Edmonds

Listing courtesy of Windermere RE North, Inc..

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