Edmonds Homes with FHA Terms

Edmonds Homes with FHA Terms

Edmonds: A Charming Seaside City in Washington

Located in Snohomish County, Washington, Edmonds is a picturesque city that offers a unique blend of small-town charm and coastal beauty. Situated just 15 miles north of Seattle, Edmonds is a popular choice for those seeking a quieter lifestyle while still having easy access to the amenities of a larger city.

With its stunning views of the Puget Sound and the Olympic Mountains, Edmonds is a haven for nature lovers and outdoor enthusiasts. The city boasts several parks and beaches, including the popular Edmonds Beach Park, where visitors can enjoy picnicking, walking along the waterfront, or even kayaking.

In addition to its natural beauty, Edmonds also offers a vibrant downtown area filled with local boutiques, art galleries, and delicious dining options. The city is known for its strong sense of community, with regular events and festivals that bring residents together.

For those looking to buy a home in Edmonds, there is good news. The availability of homes with FHA terms makes homeownership more accessible and affordable. FHA loans are backed by the Federal Housing Administration, allowing buyers to secure a mortgage with a lower down payment and more flexible credit requirements.

Whether you're drawn to Edmonds for its scenic beauty, community spirit, or the opportunity to own a home with FHA terms, this charming seaside city has something to offer everyone. Come and discover the enchanting allure of Edmonds, Washington.

Newest Edmonds Homes with FHA Terms

$629,950
2 Beds ⋅ 3 Baths ⋅ 2563356 MLS ⋅ ACTIVE Status
Immaculately maintained townhome offers exceptional value with modern finishes and amenities. Spacious and bright living areas with 10' ceilings, slab quartz countertops, soft close cabinetry, luxury vinyl plank flooring, and designer lighting throughout. Master bedroom features en-suite bath and walk-in closet. Kitchen features stainless appliances, full height backsplash, under-cabinet lighting, and sliding glass door access to your private deck that overlooks the yard and trees. Original owner has installed blinds on windows that are included with sale, and fresh interior paint. Efficient mini-split heating and cooling maintains comfortable temperatures year-round. Oversized tandem garage can fit at least 2 cars, and includes shop space, storage and EV charger. Common areas include green space, benches, and a fully fenced dog-run. Minutes' drive from Downtown Edmonds, Puget Sound beaches, Mukilteo, Boeing. Come and see why this townhome offers the best value in the area!

5020 148th Street SW Unit #E3, Edmonds

Listing courtesy of Horizon Real Estate.

$921,888
5 Beds ⋅ 2 Baths ⋅ 2562042 MLS ⋅ ACTIVE Status
Set on a spacious, tree-lined corner lot in Edmonds, this fully renovated daylight rambler combines a practical layout with clean, modern finishes. The main floor features a bright living room that connects seamlessly to a custom kitchen with stainless steel appliances, quartzite countertops, tile floors, and custom cabinetry. Right off the dining space, a spacious deck looks out over the back yard, while three bedrooms and a fully updated custom bath complete the upper level. Downstairs, the finished daylight basement opens up the living space with two large recreation rooms, a built-in wet bar, and a direct walkout to the lower patio. Two additional bedrooms, a custom three-quarter bath, and a dedicated laundry space anchor this floor. Key upgrades include a newer roof, new garage door, newer paint and updated windows throughout the home. Step into the backyard with mature fruit trees and a gardener’s paradise. The grounds offer natural privacy while keeping you closely connected to the community. The home sits just blocks from local schools and parks, with quick, easy access to nearby shopping and I-5.

6416 170th Place SW, Edmonds

Listing courtesy of The Agency Seattle/Eastside.

$600,000
3 Beds ⋅ 2 Baths ⋅ 2562908 MLS ⋅ ACTIVE Status
Modern Craftsman townhome in a prime location just minutes from downtown Edmonds. Tucked back from the street for added privacy, this move-in-ready home offers a spacious, light-filled floor plan with vaulted ceilings, generous storage, and thoughtful updates throughout. The inviting living room features a new electric fireplace and flows seamlessly to a private, fully fenced backyard perfect for summer BBQs and relaxing outdoors. The updated kitchen is complemented by fresh interior paint throughout, new lighting & fans, newer Fridge/Dishwasher/W/D. The flexible layout includes two bedrooms upstairs, including the primary suite, with a third bedroom & bathroom on the main level that’s ideal for guests, a home office, or multi-generational living. Enjoy the convenience of an attached garage, dedicated driveway parking and plenty of guest parking nearby. The well-managed HOA takes care of exterior maintenance and routine landscaping, making homeownership easy and low maintenance. Exceptional location, comfortable living, and everyday convenience, all wrapped into one beautiful home.

7823 196th Street SW Unit #A, Edmonds

Listing courtesy of FIRST AND MAIN.

$2,849,000
5 Beds ⋅ 4 Baths ⋅ 2557548 MLS ⋅ ACTIVE Status
Skyward windows and soaring walls of glass capture sweeping West-facing vistas of Puget Sound and the Olympic Mountains, creating a stunning backdrop from nearly every room. Privately gated and nestled on a beautifully landscaped 1/2 are in Edmonds' coveted Meadowdale, this extensively updated Northwest contemporary offers exceptional privacy, modern luxury, and effortless indoor-outdoor connection to its extraordinary setting. Thoughtfully designed for both grand entertaining and everyday living, the home is filled with natural light and seamlessly transitions to a series of remarkable outdoor spaces. Premium LaCantina doors open to a spectacular Ipe hardwood deck and heated covered patio, blurring the line between indoors and out while showcasing unforgettable sunsets and panoramic water-and-mountain views year-round. Luxurious primary suite, a tranquil retreat featuring new windows and a beautifully remodeled spa-inspired bath. Updated guest accommodations and fully renovated bathrooms reflect the same attention to comfort and design found throughout the home. Recent improvements include a new heat pump with air conditioning, backup generator, remodeled lower-level living areas, refreshed kitchen cabinetry, extensive landscaping and terraced grounds, automated driveway gate, security system, and more. Rarely does a home of this caliber become available.

17020 74th Avenue W, Edmonds

Listing courtesy of Windermere Real Estate GH LLC.

$1,329,500
4 Beds ⋅ 3 Baths ⋅ 2562536 MLS ⋅ ACTIVE Status
Beautifully maintained Edmonds residence in the desirable Westgate area that blends elegance & modern comfort in an unbeatable location. The home offers 2,836 sq.ft. of carefully designed space with form & function in mind. Tall main level ceilings, abundant natural light, engineered hardwood floors, slab quartz counters, & a gas fireplace create a warm atmosphere. The open-concept main level is wired for surround sound with speakers & LeGrand smart lighting. The dining room flows into the kitchen with a large island, stainless steel appliances, an oversized pantry, & a convenient mudroom. A highly sought-after main-floor bedroom & ¾ bath provides flexibility for guests, possible multi-gen living, or a private office. Upstairs, retreat to the expansive primary suite offering a luxurious escape with generous proportions, walk-in closet, & 5-piece bathroom. A large upstairs natural light filled bonus room adds even more versatility for media, fitness, or play. Enjoy year-round comfort with A/C, a gas furnace, tankless water heater, & generator with wiring for peace of mind. Outside, the level south-facing yard is perfect for entertaining, relaxing in the sunshine, & maintaining the mature peonies, hydrangeas, tulips, & blossoming cherry trees. Additional highlights include ample parking & storage. This turnkey Edmonds gem delivers the perfect balance of luxury, comfort, & convenience near top amenities, schools, parks, beaches, & commuter routes. MUST SEE!

22407 96th Avenue W, Edmonds

Listing courtesy of Windermere Real Estate GH LLC.

$799,999
4 Beds ⋅ 2 Baths ⋅ 2562518 MLS ⋅ ACTIVE Status
On the market for the first time in almost 20 years in the heart of Edmonds, this architectural delight has been fully refreshed & is ready for your story. Rare opportunity to own a Mid-century modern home that lives like a rambler with the Primary suite tucked over the garage. The long driveway leads past a 2-car garage, where a seed-grown Japanese maple offers timeless character. Beyond the vintage solid wood door, the light, open interior says this home was built for entertaining. The airy, sunken living room with vaulted ceilings is anchored by a sleek fireplace & flows seamlessly into the dining space. All new lighting throughout highlights the beautiful lines & exposed beams that grace this home. Fully refreshed kitchen with newer SS appliances, rehabbed solid wood cabinets & new fixtures. The lower level's original hardwoods were recently resealed. Above, the massive Primary boasts newer LVP floors, its own fireplace & walk-in closet. Three well-sized bedrooms sit at the rear, one living like a 2nd primary with ensuite bath & deck access. Newer French doors open to a large deck, where the backyard offers room for gardening, recreation & relaxation. A 100-year metal roof installed in 2008 offers peace of mind. Mature gardens are fully restored with invasive species removed, so bring your vision. Served by Edmonds School District & minutes from the Edmonds Bowl & waterfront, with transit, shopping & entertainment close by. The design & character here are hard to find!

22022 78th Place W, Edmonds

Listing courtesy of Windermere R.E. Shoreline.

$699,000
3 Beds ⋅ 1 Baths ⋅ 2560939 MLS ⋅ ACTIVE Status
Rare Ray Anderson-built Edmonds Rambler—an exciting, remarkably well-preserved example of mid-century craftsmanship near Lake Ballinger! One of Seattle’s prolific builders of the 1950s and 1960s, Ray Anderson created this single-story home as a true preservation tribute to a time when homes blended functionality and timelessness - thoughtful proportions and a well-designed floor plan create a home that simply feels better to live in. Fantastic curb appeal on a sprawling corner lot with oversized driveway and oversized 1-car garage with separate back entrance. Large picture windows bring in abundant natural light, showcasing the classic beauty of the recently refinished original hardwood floors. The rare Honduran mahogany-walled living room with coffered ceiling and sandstone wood-burning fireplace remains intact, delivering the warmth and character that make these homes so special. Enjoy an adorable kitchen with quaint eating nook. Offering 3 bedrooms plus a versatile and private 4th bedroom/bonus room with it’s own fireplace for flexible living—perfect for guests, office, or hobbies. Spacious laundry room offers excellent potential for a future 2nd bathroom. New plumbing and thoughtful updates respect the home’s original details while enhancing modern comfort. Conveniently located moments from parks, shopping, restaurants, and transit, this beautifully preserved single-story home offers the perfect blend of authentic mid-century style, comfort, and location.

7428 229th Street SW, Edmonds

Listing courtesy of Windermere Real Estate/East.

$985,000
1 Beds ⋅ 2 Baths ⋅ 2561507 MLS ⋅ ACTIVE Status
A rare Edmonds opportunity that invites a more intentional way of living. This ground floor, end unit condo feels like home with its own private two car attached garage that opens conveniently to a large laundry/mud room. A gated, oversized west-facing patio extends your living space and is the perfect spot for morning coffee, evening unwinding time and puttering in the garden. Established plantings provide privacy and shade with dappled light on warm evenings. Fourth Avenue South is one of those tucked away peaceful pockets where you hear birds more than traffic yet you’re just steps from Walnut Coffee and the heart of downtown Edmonds. Walk to dinner, wander the boutiques, catch the ferry, or head down to the beach for sunset. Public transportation, local favorites, and everyday conveniences are all right outside your door, making car-free days easy. The great room space features an open kitchen and gas fireplace. The primary suite offers an attached bath and walk-in closet, while the flexible second room can be an office, craft room or a short-term guest space. Zero stairs and move in ready!

249 4th Avenue S Unit #101, Edmonds

Listing courtesy of Windermere RE North, Inc..

$659,000
3 Beds ⋅ 2 Baths ⋅ 2562229 MLS ⋅ ACTIVE Status
Move in ready home, featuring 3-bedroom, 2-full bath, 1,108 sq ft Edmonds home. Step inside to discover brand-new interior paint and a crisp, light-filled atmosphere anchored by an updated kitchen featuring a brand-new oven. Each space is cooled or heated for individual comfort with a mini split heat pump system. Positioned on a sprawling corner lot, the exterior highlights include a generously sized yard and an oversized storage shed ideal for tools, toys, or workshop projects. Outdoor enthusiasts will love the unbeatable location—just an 8-minute walk to the Meadowdale Beach Park trailhead for instant access to scenic trails and shoreline views. Ready for quick move-in!

15507 56th Avenue W, Edmonds

Listing courtesy of Skyline Properties, Inc..

$2,488,000
5 Beds ⋅ 4 Baths ⋅ 2561705 MLS ⋅ ACTIVE Status
Move-in ready & meticulously remodeled, this Picnic Point rambler delivers the perfect blend of comfort & elevated, modern finishes. Perched on an exceptional view lot, the home boasts panoramic Sound views from nearly every room & multiple view decks.The main floor features a primary suite w/ a fully remodeled ensuite bath, plus an open-concept living area bathed in natural light, now showcasing hardwood floors throughout, fresh interior & exterior paint, new stair railings, and designer lighting including a stairwell chandelier, dining & living room chandeliers, and can lighting in every room. The updated kitchen area connects seamlessly to a new wine storage nook w/ glass doors, while a remodeled powder room & main bath vanity add everyday polish. A built-in Murphy bed/bookcase system adds smart flexibility for guests or a home office.The versatile lower level has been transformed with a newly painted fireplace & powder-coated fireplace enclosure, refreshed laundry room, bathroom & bar cabinets, and new ceiling lighting throughout—ideal as a rec room, office, or additional guest space.Major system upgrades include all-new electrical outlets, an integrated whole-home generator, and updated HVAC for year-round comfort & peace of mind.Outside, enjoy a private hot tub, refinished deck & railing, new backyard fencing, and updated front & side entry doors—all surrounded by a lush greenbelt backyard offering privacy, space for gardening, and room to relax or entertain.

6613 136th Place SW, Edmonds

Listing courtesy of Windermere RE North, Inc..

$1,450,000
4 Beds ⋅ 3 Baths ⋅ 2560164 MLS ⋅ ACTIVE Status
Opportunity, location, and quality—all in one. This beautifully maintained, move-in-ready Edmonds home offers the rare combination of immediate comfort and long-term potential. Thoughtfully cared for, the home is ready to enjoy from day one, with the finished basement providing excellent potential for an Accessory Dwelling Unit (ADU) or flexible additional living space.Nestled in an established neighborhood just minutes from downtown Edmonds, waterfront parks, shopping, dining, commuter routes, and the ferry, this property offers both convenience and lifestyle. Whether you're looking for a primary residence, space for multi-generational living, or an investment opportunity, this home provides the flexibility to meet a variety of needs.Don't miss your chance to own a quality home that's ready to move into today, with the opportunity to add value and make it your own for years to come.

804 15th Street SW, Edmonds

Listing courtesy of Coldwell Banker Danforth.

$1,649,000
5 Beds ⋅ 4 Baths ⋅ 2559169 MLS ⋅ ACTIVE Status
Perched high above the trees with peaceful evergreen views and superior backyard privacy, this modern 2024 MainVue resale (The Indigo plan) in Edmonds offers luxury, natural light, and ultimate layout versatility. Designed with a highly desired south-facing orientation, the Primary Suite, Primary Bath, Great Room, and Gourmet Kitchen are bathed in continuous, brilliant natural light all day long. The main level features open-concept living centered around a signature supersized 3cm Quartz island, European frameless cabinetry, a main floor office with casement windows and motorized blinds, and seamless access to the covered, all-season Signature Outdoor Room with composite decking and a built-in BBQ gas stub. Step outside to a flat, south-facing backyard that feels like a secluded treetop haven. Upstairs boasts 4 spacious bedrooms, a leisure loft with motorized blinds, and a Grand Suite with a designer free-standing soaking tub and walk-in dressing room. The fully finished lower level adds a private 5th bedroom and full bath, creating a dedicated guest suite or multi-generational layout. High-value upgrades include Cat6 Ethernet wiring throughout, smart lighting controls in bedrooms, extra Mineral Wool batt soundproofing insulation in interior walls and floors, high-efficiency HVAC, and a seller-provided 1-Year Home Warranty at closing! Minutes to Meadowdale Beach Park—walk the lush forest trail to the beach after touring this PNW sanctuary!

5810 160th Street SW, Edmonds

Listing courtesy of Best Choice Realty LLC.

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