Des Moines Homes with FHA Terms

Des Moines Homes with FHA Terms

Des Moines, located in King County, Washington, is a vibrant city that offers a wonderful blend of natural beauty and urban amenities. Situated in the heart of the Pacific Northwest, this city is known for its stunning views of the Puget Sound and the Olympic Mountains.

Des Moines is a popular choice for homebuyers, thanks to its diverse housing options and convenient location. Whether you're looking for a cozy bungalow or a spacious modern home, you'll find a range of options to suit your needs. One notable feature of the real estate market in Des Moines is the availability of homes with FHA terms.

FHA loans are backed by the Federal Housing Administration, making them an attractive option for many homebuyers. These loans come with several benefits, including lower down payment requirements and more flexible credit score criteria. With FHA terms, you can purchase a home in Des Moines with a smaller down payment and potentially qualify for a loan even if you have a less-than-perfect credit history.

The availability of homes with FHA terms in Des Moines provides an excellent opportunity for first-time homebuyers or those looking to enter the housing market with more affordable financing options. Whether you're a young professional, a growing family, or a retiree, Des Moines offers a range of homes with FHA terms to suit your budget and lifestyle.

If you're considering buying a home in Des Moines, be sure to explore the options available with FHA terms. With the assistance of a knowledgeable real estate agent, you can find the perfect home that meets your needs and takes advantage of the benefits of FHA financing.

Newest Des Moines Homes with FHA Terms

$535,000
3 Beds ⋅ 2 Baths ⋅ 2572083 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 3-bedroom, 1.75-bath Des Moines home, where comfortable living meets thoughtful upgrades. The open living spaces flow naturally into the dining area and remodeled kitchen, creating an inviting setting for everyday living and entertaining. The kitchen features a granite peninsula with seating, gas stove, farmhouse sink, and a convenient pantry wall beside the slider. Upgraded laminate flooring runs throughout the home, providing a cohesive look and easy-care appeal. The primary suite offers an updated en-suite bathroom, while a brand-new tankless furnace and water heater add efficiency and peace of mind. Outside, enjoy a fully fenced yard with a deck, powered workshop, shed, and covered area—ideal for hobbies, projects, storage, or relaxing outdoors. The roof was recently resealed. An attached 2-car garage provides added convenience and storage. Ideally located just minutes from shopping, dining, golfing, and parks, with easy access to I-5, this move-in-ready home combines comfort, function, and an excellent location.

1413 S 276th Place, Des Moines

Listing courtesy of Redfin.

$650,000
3 Beds ⋅ 2 Baths ⋅ 2571779 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated rambler offering a fantastic combination of space, comfort, and functionality. The home features 3 spacious bedrooms, 2 bathrooms, and abundant natural light throughout. Beautiful hardwood flooring highlights the living and dining areas, while gorgeous tile flooring complements the kitchen and bathrooms. The updated kitchen features new soft-close cabinetry, quartz countertops, tile backsplash, and stainless steel appliances. A versatile bonus room with extensive cabinetry provides the perfect space for a home office, gym, or playroom. The spacious utility room offers even more built-in storage. Major improvements include a new roof, siding, and windows. Outside, enjoy a huge, fully fenced and level lot with a cozy covered patio featuring large skylights. A massive new outbuilding provides exceptional space for a workshop, home office, or additional storage. Plenty of driveway and street parking, plus room for RV or boat parking. Peaceful neighborhood with no HOA!

19217 4th Avenue S, Des Moines

Listing courtesy of KW Lake Washington So.

$800,000
4 Beds ⋅ 3 Baths ⋅ 2567656 MLS ⋅ ACTIVE Status
Nestled on a quiet cul-de-sac in Des Moines’ desirable Forest Meadows neighborhood of North Hill, this turnkey 4-bed, 2.5-bath home is completely move-in ready! Major updates offer total peace of mind, including a brand-new roof, fresh interior and exterior paint, all-new flooring, and updated cabinetry throughout. Inside, soaring ceilings brighten the formal living and dining spaces, while a cozy family room sits just off the updated kitchen with a central island and sunny breakfast nook. The main floor also features a practical mudroom, a half bath, and a spacious 2-car garage. Upstairs, find three bedrooms with double closets alongside a private primary suite with a walk-in closet and refreshed 3/4 bath. Enjoy peaceful suburban living just minutes from local schools, parks, the marina, and easy commuting routes!

19500 6th Avenue S, Des Moines

Listing courtesy of John L. Scott Des Moines.

$775,000
3 Beds ⋅ 3 Baths ⋅ 2569475 MLS ⋅ ACTIVE Status
1st Time on Market. Beautifully Maintained Home Perfectly Perched on Quant Cul de Sac with Olympic and Territorial Views. Impressive Vaulted Entry Invites You into this Quality Custom-Built Home with Open Concept Living Areas and an Abundance of Natural Light. The Large Chef's Kitchen will not Disappoint with Slab Granite Countertops, Generous Kitchen Island, Stainless Appliance Package and Refreshed Cabinetry. The Family Room, with Gas Fireplace, off the Kitchen, Overlooks a Stunning Lush and Mature Garden Area with Private Deck, Fenced Yard and the Green Belt provides additional Privacy. Enjoy a Stately Primary EnSuite with Spacious Closet and Spa Like Bath. Main Level Bedroom can Easily be Used for Private Office. Updates Include: Leaf Guard Gutters, Newer Flooring and Paint in Most Rooms, Recent Exterior Paint, Newer Custom Remote Blinds, CraneBoard Insulated Vinyl Siding, and a Comp Roof Installed in 2015. Includes Outdoor Shed for Extra Storage and Oversized 2 Car Garage. Minutes to Gorgeous Saltwater Park, a 137 Acre Marine Park, Des Moines Marina & Pier, Waterfront Shopping and Dining. You will love coming home.

1835 S 251st Place, Des Moines

Listing courtesy of Windermere Prof Partners.

$279,900
2 Beds ⋅ 1 Baths ⋅ 2567214 MLS ⋅ ACTIVE Status
Enjoy beautiful Puget Sound, mountain, and sunset views from this well-maintained top-floor condo—or from the spacious private balcony. Filled with natural light, this 3rd-floor home offers added privacy and tranquility while providing convenient stair-free access from the building entrance. Move-in ready and thoughtfully updated for comfort, functionality, and efficiency, the home features a renovated kitchen and bathroom, fresh interior paint, new stainless-steel range and refrigerator, new microwave, new in-unit washer. The dishwasher, disposal and dryer are also included. The open living and dining areas provide a welcoming, flexible space for everyday living and entertaining. A cozy wood-burning fireplace adds warmth and character on cooler days, while the spacious balcony is perfect for relaxing, entertaining, or simply enjoying the spectacular views. The HOA has fully funded planned exterior improvements, providing added confidence in the community's ongoing maintenance and care. A dedicated parking space is conveniently located near the entrance. Residents also have access to a large community laundry facility for bulky items in addition to the in-unit washer and dryer. Conveniently located near the Des Moines Marina, waterfront parks, trails, shopping, dining and more… Top-floor privacy, stunning views, thoughtful updates, and convenient access come together to make this a wonderful place to call home.

1020 S 230TH Street Unit #A303, Des Moines

Listing courtesy of homecoin.com.

$560,000
3 Beds ⋅ 2 Baths ⋅ 2567188 MLS ⋅ ACTIVE Status
Nestled in the sought-after North Hill neighborhood at the end of a charming dead end street, this beautifully maintained rambler offers mid-century charm, inviting spaces, and everyday comfort. Sunlight pours through expansive windows, illuminating generous living areas accented by rich hardwood floors that flow throughout much of the home. The welcoming living room is anchored by a cozy gas fireplace, creating the perfect setting for relaxing or gathering with loved ones. Step outside to a spacious patio overlooking a large backyard—ideal for entertaining, gardening, or simply enjoying the outdoors. Two well-proportioned bedrooms and a thoughtfully designed hall bath, and a primary suite with its own half bath and walk in closet create a comfortable living space. Recent updates include a new furnace and electrical panel in 2026, and a new roof and gutters in 2020. Conveniently located just minutes from the shops, dining, and Normandy Park, this home combines classic character with modern convenience in an exceptional location.

1016 S 203rd Street, Des Moines

Listing courtesy of Engel & Volkers Snoqualmie Vly.

$899,000
4 Beds ⋅ 3 Baths ⋅ 2565680 MLS ⋅ ACTIVE Status
Welcome home to this spacious 2,473-square-foot rambler featuring Gorgeous Puget Sound and Olympic Mountain views, set on a beautifully landscaped, park-like lot with spectacular sunsets. Vaulted ceilings and three wood-burning fireplaces create a warm and inviting atmosphere throughout. The beautifully updated island kitchen boasts quartz countertops, an impressive 8-foot island, updated appliances, and a walk-in pantry. The spacious primary suite offers an updated ensuite bath and a walk-in closet. Additional bathrooms have also been tastefully remodeled.With four spacious bedrooms and expansive living areas, this home is ideal for both everyday living and entertaining. Step outside to a huge, fully fenced backyard featuring mature landscaping, private gardens, and dedicated gardening spaces. RV parking, an attached garage, and two additional covered parking spaces. Ideally located just above Saltwater State Park and only minutes from Redondo Beach and the Des Moines Marina, this home offers the perfect balance of peaceful living and everyday convenience. Enjoy easy access to shopping, dining, parks, and major commuting routes, all while taking in the beauty of the Pacific Northwest from your own backyard.

25657 Marine View Drive S, Des Moines

Listing courtesy of John L. Scott, Inc.

$1,399,950
6 Beds ⋅ 5 Baths ⋅ 2564194 MLS ⋅ ACTIVE Status
Experience elevated luxury in this exceptional, nearly new custom residence, perfectly positioned in one of Des Moines' most desirable neighborhoods. Combining timeless elegance with modern sophistication, this remarkable home offers breathtaking views of Puget Sound and an unparalleled lifestyle just minutes from Highline College, the new Light Rail, I-5, SR-167, Downtown Seattle, Bellevue, Sea-Tac Airport, and the Des Moines Marina. Thoughtfully designed for both grand entertaining and comfortable multi-generational living, this stunning home features 6 spacious bedrooms, 4.5 luxurious baths. Soaring ceilings, oversized designer doors, engineered hardwood flooring, intelligent lighting, and two elegant fireplaces create an atmosphere of warmth, sophistication, and architectural excellence. The heart of the home is an exquisite chef's kitchen featuring premium Fisher & Paykel appliances, custom cabinetry, and expansive workspace—perfect for hosting unforgettable gatherings. Guest suite offers its own private bathroom & walk-in closet, making it ideal for extended living, visiting guests, or independent living. Downstairs also features a generous executive office. Upstairs, second living space for relaxation, entertainment, or movie nights. The luxurious primary suite is a true private sanctuary. The lavish primary bathroom showcases dual oversized vanities with two separate countertop areas, premium finishes, and a design that delivers both comfort and sophistication.

1237 S 234th Drive, Des Moines

Listing courtesy of Nations Realty, LLC.

$599,950
5 Beds ⋅ 2 Baths ⋅ 2564069 MLS ⋅ ACTIVE Status
$30,000 PRICE IMPROVEMENT: Calling all dog parents, hoop dreamers, and DIY visionaries: this Des Moines home is ready for its glow-up! This one-story home with a finished basement is bursting with potential and personality. It's equipped with the Port of Seattle's sound insulation window package for a peaceful, quiet interior. Inside, you'll find 5 bedrooms and 1.75 baths across 2,400 square feet, including a downstairs family room, storage room, and 2 additional bedrooms for flexibility. Cozy up next to one of two fireplaces, or start planning your dream kitchen and baths. New doors and fresh white paint throughout give you a true blank canvas to make your own. Outside is where this property really flexes: a fully fenced yard with its own dog kennel and doggy door, plus a private athletic court for pickup games, practice shots, or just burning off energy on a sunny afternoon. The garage has been converted into extra living space, giving you even more room to spread out, and there's still plenty of room for every hobby, tool, and holiday decoration you own. And the location? Unbeatable. Close to the Des Moines Library, near the new street link with convenient access to Hwy 509 and I-5, and just steps from local bus lines. Sure, this one needs a little love, but bring your vision and watch the sweat equity add up. Opportunities like this, with this much space, location, and room to make it your own, don't come around often. Come see the potential before someone else does!

21443 13th Avenue S, Des Moines

Listing courtesy of eXp Realty.

$335,000
2 Beds ⋅ 1 Baths ⋅ 2564535 MLS ⋅ ACTIVE Status
Enjoy easy living in this ground-floor end-unit condo, just minutes from the waterfront and vibrant Downtown Des Moines. This charming two-bedroom, one-bath home showcases brand-new carpet, beautifully highlighted by the abundance of natural light that pours into every room.The spacious kitchen features granite countertops, ample cabinetry, a walk-in pantry for all your kitchen essentials, and a breakfast bar that's perfect for casual dining or entertaining guests. At the heart of the home, a cozy fireplace creates a warm and inviting gathering space.Both generously sized bedrooms offer large windows that fill the home with light and make the space feel even more expansive. You'll also appreciate the convenience of your own dedicated carport parking space, so parking is never a concern.Enjoy your morning coffee or unwind after a long day on the private patio, where you'll appreciate peaceful views of the beautifully manicured lawn, creating an inviting extension of your living space.This special condo offers comfort, convenience, and an unbeatable location. This is the one you've been waiting for. Welcome home.

23718 13th Place S Unit #901, Des Moines

Listing courtesy of Every Door Real Estate.

$1,499,999
4 Beds ⋅ 4 Baths ⋅ 2564363 MLS ⋅ ACTIVE Status
Perched to capture breathtaking views of Puget Sound from top floor, this custom-built architectural masterpiece seamlessly blends timeless craftsmanship with state-of-the-art modern upgrades. A grand foyer welcomes you with a dramatic winding staircase, custom artisan ironwork, and rich architectural millwork throughout. Designed for effortless entertaining, the chef-caliber kitchen flows into an expansive great room with a private viewing balcony framing the water. The upper-level primary sanctuary boasts panoramic picture windows, a cozy fireplace, a private sun deck, and a spa-inspired ensuite that opens to a tranquil sunroom. Ideal for multi-generational living or premier guest hosting, the fully finished lower level features a secondary primary suite, a rejuvenative cedar sauna, and a dedicated media room optimized for the ultimate home theater experience. Enjoy absolute peace of mind with premium mechanical infrastructure, including a brand-new furnace and high-efficiency heat pump with a 10-year warranty, programable built in holiday lights, Full house equipped with sprinkler system, a new water heater, a whole-home natural gas generator, AC, and radiant heated stone flooring.

27145 11th Place S, Des Moines

Listing courtesy of Kelly Right RE of Seattle LLC.

$624,950
3 Beds ⋅ 3 Baths ⋅ 2562070 MLS ⋅ ACTIVE Status
Welcome to this well maintained home in the highly desirable Zenith neighborhood! This spacious 3 bedroom, 2.5 bath home is filled with natural light thanks to an abundance of windows and offers a warm, inviting layout with generously sized living spaces throughout. Enjoy the comfort and efficiency of newer triple pane sound reducing windows, creating a peaceful living environment.The spacious primary suite features a walk-in closet and 5 piece bathroom. The expansive, sun-filled backyard is perfect for summer barbecues, gardening, or simply relaxing outdoors. A large two car garage provides plenty of room for parking and storage.Ideally located just minutes from the Des Moines Marina, waterfront, shopping, restaurants, and with convenient access to major freeways and the airport, this home offers the perfect balance of comfort, convenience, and location. Don't miss your opportunity to own this exceptional home!

1239 S 236th Place, Des Moines

Listing courtesy of Real Estate With Nik & Co.

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