Coupeville Homes with FHA Terms

Coupeville Homes with FHA Terms

Coupeville, located in Island County, Washington, is a charming city that offers a unique blend of history, natural beauty, and modern amenities. Situated in the United States, Coupeville is known for its picturesque landscapes, friendly community, and a variety of recreational activities.

As a part of Washington state, Coupeville is surrounded by stunning natural scenery, including the Puget Sound and the Cascade Mountains. The city boasts a mild climate, making it an ideal place for outdoor enthusiasts to explore the numerous parks, trails, and beaches in the area.

One notable aspect of Coupeville's real estate market is the availability of homes with FHA terms. FHA, which stands for Federal Housing Administration, offers loans that are backed by the government, making it easier for potential homebuyers to qualify for a mortgage. This is particularly beneficial for first-time homebuyers or those with lower credit scores.

Homes with FHA terms provide buyers with flexible down payment options and competitive interest rates. This allows individuals and families to achieve their dream of homeownership in Coupeville, regardless of their financial circumstances.

Whether you're looking for a historic Victorian home or a modern waterfront property, Coupeville offers a diverse range of housing options to suit every taste and budget. With its small-town charm, stunning natural beauty, and homes available with FHA terms, Coupeville is an excellent place to consider for your next real estate investment.

Newest Coupeville Homes with FHA Terms

$600,000
2 Beds ⋅ 2 Baths ⋅ 2575438 MLS ⋅ ACTIVE Status
Embrace the quintessential Whidbey Island lifestyle with this affordable waterfront diamond in the rough situated just minutes from the historic and charming Town of Coupeville. This cozy coastal retreat provides a canvas to personalize your dream shoreline escape. The main level has gorgeous classic flooring and vast picture windows in both the living room and primary bedroom that flood the rooms with natural light. Step outside to the bottom back deck for sunny summer barbecues, or unwind in the light-filled enclosed porch, the perfect sanctuary for sipping morning coffee while watching the winter waves roll in. Downstairs offers flexibility to adapt to your needs. Transform it into a high-energy recreation room for gatherings, or convert the space into a grand, private primary bedroom suite. And for your peace of mind, this property has a completely replaced and permitted septic system engineered to last the next 50 to 70 years, alongside a freshly graveled, durable driveway. As part of a quiet community, you will enjoy exclusive beach access at the end of Marine Drive to beachcomb for driftwood or watch the iconic whales glide across Penn Cove. Coupeville’s nearby downtown puts local essentials at your fingertips, hosting the county offices, Whidbey Health Medical Center, and legendary seasonal events like the Coupeville Arts Festival and Farmer's Markets. Come discover!

274 Marine Drive, Coupeville

Listing courtesy of Windermere Whidbey Island.

$479,900
3 Beds ⋅ 3 Baths ⋅ 2568215 MLS ⋅ ACTIVE Status
Move-in ready and centrally located on beautiful Whidbey Island, this well-maintained home offers comfort, convenience, and peace of mind. Recent updates include fresh interior paint, new carpet, and a newer roof, & new front deck, making it easy to settle in and enjoy from day one. The open great room floor plan seamlessly connects the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. Stay comfortable year-round with a cozy gas stove and efficient ductless heating and cooling system on the main level. A sliding glass door opens to the low-maintenance backyard, providing the perfect space to relax or enjoy outdoor living without the upkeep. Upstairs, the spacious primary suite features a full bath with double vanity, ample storage, and a walk-in closet plus partial view. Hobbyists, mechanics, and woodworkers will appreciate the heated two-car garage, complete with a propane heater for year-round comfort. Added security comes from the dedicated automatic whole-house generator, ensuring uninterrupted power during winter storms and outages. Enjoy an active island lifestyle with access to Admirals Cove Beach Club amenities including a private beach, swimming pool, athletic court, clubhouse, and playground. Conveniently located near historic Coupeville and just 30 minutes from NAS Whidbey Island, this home combines small-town charm with everyday accessibility.

1279 Halsey Drive, Coupeville

Listing courtesy of Windermere Whidbey Island.

$962,000
3 Beds ⋅ 3 Baths ⋅ 2570069 MLS ⋅ ACTIVE Status
Enchanting Lovejoy Victorian, nestled in a quiet & peaceful neighborhood just steps from downtown Coupeville. Situated across the street from a greenbelt and the comm. beach access, enjoy captivating views of Penn Cove,Mt Baker & the wharf. The home's historic character has been well preserved but with modern amenities. In the last 1-6 years the following updates/replacements have been completed: new roofs on main and outbuildings; sewer hookup to city sewer, electrical and plumbing; new kitchen and appliances, quartz counter and porcelain farmhouse sink; remodeled bathrooms; new hardwood flooring in kitchen and dining room, new carpeting in BR's; chimney repointed and new cap and wood stove liner & new wood stove. This home and property are ready to enjoy, boasting 9' ceilings, bright chef's kitchen w/ island offering counter seating plus loads of storage, a primary bedroom w/ 1/2 bath on the main floor with 2 additional BR's & a BA upstairs, and a beautiful staircase. BONUS: Finished spaces that are currently used as a workout studio & music room, AND a 16' x 24' shop w/ loft storage and a corner workbench! Rounding out this sweet package is a huge yard, with an additional fenced in English garden with patio, pergola, firepit, and auto irrigation system. Current owners have thought of everything, they even installed a water softener & 22w whole house generator w/owned propane tank! The stairs to the private community beach recently been updated w/railing & solar lighting.

1209 NE Leisure Street, Coupeville

Listing courtesy of Front Street Realty.

$649,999
3 Beds ⋅ 2 Baths ⋅ 2568081 MLS ⋅ ACTIVE Status
Tucked into a beautifully landscaped & private setting just minutes from historic downtown Coupeville, this charming 3-bedroom, 1.75-bath home offers a rare combination of island character, flexible space & exceptional gardens. Step inside from the covered front porch to a welcoming, fireplace-warmed living room & light-filled kitchen with granite countertops, stainless steel appliances & garden window overlooking the lush surroundings. The adjoining dining area opens directly to a spacious covered deck, creating an easy flow for indoor-outdoor living & entertaining. Convenient utility room with washer/dryer also provides direct deck access. Peaceful primary suite features an ensuite bath & walk-in closet, while two addtl bedrooms & full bath offer comfortable space for guests or office. Outside is where this property truly shines. Curving flagstone & gravel paths meander through established gardens filled with ferns, ornamental grasses, flowering perennials & variety of mature shade trees. A garden pergola, secluded fenced lawn & tranquil pond with a natural rock waterfall creates a setting that feels like a private retreat. Two detached structures add remarkable versatility. Charming studio cottage, finished to complement the main home's shingle siding, offers possibilities for guest accommodations, a creative retreat, home office or potential income use. The detached two-car garage includes a finished workshop area ideal for hobbies, art studio, home business or storage.

1607 NE Parker Road, Coupeville

Listing courtesy of Windermere RE Anacortes Prop..

$775,000
3 Beds ⋅ 3 Baths ⋅ 2564824 MLS ⋅ ACTIVE Status
Custom built with a water view & the upgrades chosen, not defaulted. The kitchen opens to the great room — one space, no walls between the cook & the conversation. A five-burner range & double oven anchor granite counters, custom cabinetry & stainless throughout, built for the year the holidays land at your house. Wood floors run beneath vaulted ceilings, warmed by a propane fireplace. Six skylights & three solar tubes pull daylight down from above, so the house stays bright long after the clouds roll in. Three spacious bedrooms & three full baths, all on one level — no steps anywhere, wide hallways throughout, a floor plan that works now & keeps working. Tankless hot water, utility room with new washer & dryer. Out back, a 12x26 concrete patio holds the whole crowd, water in the distance. Neighborhood amenities include a clubhouse & seasonal pool nearby. Home...built once, built right...

645 Monterey Avenue, Coupeville

Listing courtesy of Windermere Whidbey Island.

$398,888
2 Beds ⋅ 2 Baths ⋅ 2568674 MLS ⋅ ACTIVE Status
Brand-new 2 bed + BONUS, 2-bath home in Admirals Cove, an inviting beach community on Whidbey Island. Enjoy an affordable opportunity to own a fresh, low-maintenance home with a peekaboo view and access to outstanding neighborhood amenities. The home offers a thoughtful layout with modern finishes & spacious bedrooms. Admirals Cove residents enjoy a private community beach, seasonal swimming pool, clubhouse, playground, and a scenic lakeside park with picnic areas—ideal for relaxing, gathering with friends, and enjoying island living. Conveniently priced for buyers seeking a new home in a community that offers both recreation and coastal charm. Come experience the Whidbey Island lifestyle at an exceptional value!

1243 Admirals Drive, Coupeville

Listing courtesy of Better Homes&Gardens McKenzie.

$585,000
3 Beds ⋅ 3 Baths ⋅ 2567050 MLS ⋅ ACTIVE Status
Set on over half an acre, this spacious +/- 2,776 sq ft home offers room to spread out both inside and out. The main level features a kitchen and dining area that flow into the living room, while a separate family room with a propane stove provides a cozy place to relax. Step onto the deck and take in peaceful water and mountain views. The primary bedroom features its own 3/4 ensuite bath, with a separate full bath conveniently located on the main floor. The lower level offers two additional bedrooms, a 3/4 bath, and a large rec room with plenty of space to relax, gather, or enjoy your favorite hobbies. Outside, the generous lot gives you room to garden, entertain, or simply enjoy the space and privacy. A detached two car garage provides additional storage and parking, with plenty of extra parking available on the driveway. A brand new roof and new septic system add valuable peace of mind, while you can focus on making the most of the home's generous spaces, expansive lot, and beautiful partial water and mountain views.

581 Olympic View Drive, Coupeville

Listing courtesy of Windermere Whidbey Island.

$440,000
2 Beds ⋅ 2 Baths ⋅ 2564449 MLS ⋅ ACTIVE Status
Enjoy expansive island living on over half an acre of land in this beautifully updated Coupeville manufactured home. With 2 bedrooms, a bonus room and 2 bathrooms, it offers 1,732 square feet of tastefully renovated living space. The efficient layout features a beautifully updated kitchen with tile floors, black stainless steel appliances and a large single sink. The primary suite serves as a tranquil escape with an upgraded five-piece bath and soaking tub. A flexible bonus room provides a perfect spot for a home office. Nestled in the Crockett Lake neighborhood, this property blends a private retreat with space for your favorite hobbies. The level, sunny, and fully fenced 0.56-acre lot offers ample room for gardening, playing, pets, or projects, complete with a storage shed and a covered parking space. The home sits under 10 minutes from Coupeville, Driftwood Park, Rhododendron Park, Fort Casey, and the ferry landing, and 26 minutes from Oak Harbor and NASWI. The low interest VA loan is assumable. Make this gem of a property the start of your Whidbey Island adventure!

803 Hazzle Court, Coupeville

Listing courtesy of Coldwell Banker 360 Team.

$502,549
2 Beds ⋅ 1 Baths ⋅ 2562097 MLS ⋅ ACTIVE Status
Imagine a life where time slows down, greeted each day by the refreshing breeze of the Pacific Northwest. Nestled in the coveted Coupeville Rain Shadow, this charming 2-bedroom, 1-bath home captures breathtaking views across Crockett Lake Wildlife Preserve, the Olympic Mountains, the Keystone Ferry, and the busy shipping channels beyond. A paradise for bird watchers and nature lovers, enjoy front-row views of soaring eagles, migrating waterfowl, and unforgettable Whidbey Island sunsets from the comfort of home or the inviting aggregate courtyard. Situated on a sunny, open parcel, the property offers endless opportunities to create gardens, orchards, or simply enjoy the region's exceptional microclimate. The spacious detached shop/garage provides abundant room for hobbies, projects, tools, boats, RVs, or additional storage. Garage roof is 5 years old. Exterior paint is 2 years old. Perfect as a full-time residence, weekend retreat, or investment opportunity with short-term rental potential, this property places you just minutes from the Keystone boat launch, world-class fishing, crabbing, kayaking, and only a couple of miles from Fort Casey State Park, scenic beaches, and miles of hiking trails. Experience the best of Whidbey Island living with stunning natural beauty, endless recreation, and peaceful coastal charm. Schedule your private tour today and discover a lifestyle unlike any other.

895 Prairie View Avenue, Coupeville

Listing courtesy of Redfin.

$529,900
2 Beds ⋅ 2 Baths ⋅ 2559762 MLS ⋅ ACTIVE Status
Welcome to a modern 2022 rambler in Coupeville’s Bon Air community, offering space, light, and the kind of flexibility buyers hunt for. The open kitchen anchors the home with an island, walk-in pantry, and clean flow into two comfortable living areas that make relaxing or hosting feel effortless. The primary suite delivers a private retreat with a large shower, dual sinks, and a walk-in closet. Two additional finished rooms add real versatility for guests, work, or creative use. Outside, the fenced yard and concrete patio create an easy outdoor living space ready for Whidbey evenings. The detached garage adds storage, workshop potential, and everyday utility. Bon Air residents enjoy a private pool, clubhouse, and beach access, a standout advantage for anyone wanting the full Whidbey lifestyle. Property includes generator-ready infrastructure with a dedicated transfer connection.

368 COE Street, Coupeville

Listing courtesy of LPT Realty LLC.

$441,900
3 Beds ⋅ 1 Baths ⋅ 2557169 MLS ⋅ ACTIVE Status
This charming home sits on a double lot in Admirals Cove, offering plenty of room for enjoying the Whidbey Island lifestyle. The spacious fully fenced yard features dedicated garden space with raised beds, an XL kennel for pets or chickens, mature fruit trees including cherry, plum, and crabapple. Established blueberry and strawberry plants create a wonderful opportunity for homegrown harvests. A newer, large shed has ample space for garden tools. Inside the home, you'll find comfortable living with 3 bedrooms, a new mini split, new hot water heater, and fresh paint. The kitchen has a gas stove and all stainless steel appliances. Enjoy Admirals Cove amenities including a private beach, community pool, clubhouse, parks, playground, and lake. Just minutes from historic downtown Coupeville, NAS Whidbey, Fort Casey, and Ebey's Landing, this home is the perfect blend of space, location, and Island living.

1251 Russell Drive, Coupeville

Listing courtesy of Keller Williams Western Realty.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2554538 MLS ⋅ ACTIVE Status
Thoughtfully updated and move-in ready, this inviting single-level home offers the perfect blend of comfort, style, and convenience. The bright open-concept floor plan features a spacious living room with a cozy gas stove, dining area, and an inviting galley kitchen with updated countertops and appliances. Recent improvements include brand-new Sherwin-Williams interior paint, new flooring, new baseboards, updated countertops, and energy-efficient mini-split heat pumps providing both heating and air conditioning in the living area and two bedrooms. The generous primary suite offers a private ¾ bath, while two additional bedrooms and a full guest bath provide flexibility for guests, a home office, or everyday living. Outside, enjoy the new and fully fenced backyard with plenty of room to entertain, garden, or play, along with the convenience of an attached two-car garage. Ideally situated between historic Coupeville and Oak Harbor with easy access to NAS Whidbey, Fort Ebey State Park, the Kettles Trail System, shopping, and everyday amenities. Sierra Country Club residents enjoy a clubhouse, swimming pool, playground, and private community beach. A wonderful opportunity to enjoy the very best of Whidbey Island living.

2550 San Juan Street, Coupeville

Listing courtesy of Redfin.

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