Concrete Homes with USDA Loan Terms

Concrete Homes with USDA Loan Terms

Concrete is a charming city located in Skagit County, Washington. Situated in the beautiful Pacific Northwest region of the United States, Concrete offers a unique blend of natural beauty and small-town charm.

For those looking to settle down in Concrete, there are plenty of options available, including homes with USDA loan terms. The USDA loan program provides affordable financing options for eligible homebuyers in rural areas, and Concrete qualifies for this program.

With USDA loan terms, homebuyers can enjoy several benefits. First and foremost, these loans often require no down payment, making homeownership more accessible for many individuals and families. Additionally, USDA loans typically offer low-interest rates, making monthly mortgage payments more affordable in the long run.

Concrete, with its picturesque landscapes and close-knit community, is an ideal place to call home. Whether you're looking for a cozy cottage or a spacious family home, there are various options available to suit your needs. From charming historic properties to modern new builds, Concrete's real estate market has something for everyone.

If you're interested in exploring the possibilities of homeownership in Concrete, consider the advantages of homes with USDA loan terms. With their favorable financing options, these homes provide an excellent opportunity to make your real estate dreams a reality. Contact a local real estate agent today to learn more about the available properties and start your journey towards owning a home in Concrete.

Newest Concrete Homes with USDA Loan Terms

$315,000
2 Beds ⋅ 1 Baths ⋅ 2569849 MLS ⋅ ACTIVE Status
Enjoy the best of Pacific Northwest living just a short stroll from the Skagit River! This inviting 2-bedroom home offers a remodeled kitchen, newer appliances, luxury vinyl plank flooring, fresh paint, and an updated bathroom. The spacious living room opens to a large deck, perfect for relaxing or entertaining. Outside, enjoy a fully fenced, low-maintenance yard with mature fig, apple, and peach trees, plus a spacious dog run and RV hookup. A 50-year roof and baseboard heat add peace of mind. Minutes from downtown, with hiking, fishing, and river access nearby—ideal as a full-time home or weekend retreat. Enjoy quiet mornings, abundant natural beauty, and easy access to all the outdoor recreation the Skagit Valley has to offer!

42032 N Shore Lane, Concrete

Listing courtesy of KW North Sound.

$485,000
3 Beds ⋅ 3 Baths ⋅ 2569710 MLS ⋅ ACTIVE Status
DON’T LET THE ZIP CODE STOP YOU—LOOK AT THE VALUE! Beautifully remodeled 2,872 sq ft Craftsman in Concrete, WA, aggressively priced with up to $10,000 in seller concessions toward an interest-rate buydown or allowable closing costs. NOT IN A FLOOD ZONE! Backing to forest with no development behind it, this home offers privacy and stunning Sauk Mountain views. Enjoy the North Cascades lifestyle just 30 minutes from North Cascades National Park and 40 minutes from Costco in Burlington. Inside, vaulted ceilings, natural light, fresh paint, updated cabinets, heated tile floors, and modern Scandinavian touches create a stylish, comfortable home. Mountain views are enjoyed from the kitchen, living room, and primary bedroom. The partially finished basement has a private exterior entrance, offering flexible potential for guests, multigenerational living, an office, recreation, or future rental/Airbnb use (buyer to verify). Plumbing is already installed for a future bathroom. Outside, enjoy RV parking, a fully fenced yard, fruit trees, herbs, and a powered studio/bonus structure with water and mountain views. Amazon and Uber service the area, and high-speed internet is available for convenient mountain living. Privacy, mountain views, RV parking, basement potential, separate entrance, future bathroom, studio space, garden, high-speed internet, delivery access, and $10,000 toward financing all at an aggressive price designed to deliver exceptional value.

7223 Nims Place, Concrete

Listing courtesy of John L. Scott Anacortes.

$370,000
2 Beds ⋅ 1 Baths ⋅ 2553606 MLS ⋅ ACTIVE Status
Skagit River frontage and stunning river views set the stage for this well-maintained 2-bedroom, 1-bath home on over half an acre. Surrounded by mature trees, this move-in ready property offers a peaceful setting with beautiful mountain and river scenery right from your own yard. Inside, large windows fill the home with natural light, complementing the hardwood floors, spacious living area, and functional layout. The kitchen offers ample workspace and storage, while the dining area opens to a covered deck for year-round outdoor enjoyment. A utility and pantry area adds everyday convenience. New tankless water heater and ductless mini-split provides efficient comfort all year around. Outside, the gated property features RV parking, multiple outbuildings, covered storage and workspace, and plenty of room for hobbies, gardening, or simply enjoying the outdoors. Located in the Cedargrove on the Skagit community, this property offers the perfect blend of privacy, usable space, and the beauty of riverfront living.

46649 Baker Loop Road, Concrete

Listing courtesy of RE/MAX Whatcom County, Inc..

$427,000
3 Beds ⋅ 2 Baths ⋅ 2564233 MLS ⋅ ACTIVE Status
Nestled in the quaint community of Concrete, this inviting 3-bedroom, 1.75-bath home rests on nearly half an acre, blending comfort with classic Pacific Northwest character and sweeping mountain views. Recent updates make it truly move-in ready, including a newer metal roof with solar panels, fresh interior paint, and stylish new flooring throughout, all contributing to a clean, welcoming feel. The practical floor plan offers an easy flow between living areas, ideal for both everyday routines and entertaining. Light-filled, refreshed living spaces greet you at the door, while the bedrooms provide comfortable retreats with plenty of room to relax. Enjoy the covered front porch—perfect for morning coffee or unwinding in the evening while watching elk and other wildlife in the tranquil surroundings. The fully fenced front yard enhances both charm and functionality, great for pets, gardening, or simply savoring your own outdoor space. With nearly half an acre, you’ll have ample room to expand, play, or bring your outdoor vision to life. Located in scenic Skagit County, this home offers convenient access to hiking, fishing, and the Cascade foothills, all just a short drive from in-town amenities. SELLER OFFERING $5000 CREDIT AT CLOSING

7288 Carlson Road, Concrete

Listing courtesy of CENTURY 21 North Homes Realty.

$249,900
2 Beds ⋅ 1 Baths ⋅ 2559974 MLS ⋅ ACTIVE Status
Wake up to mountain views and spend your days fishing the Sauk River, exploring nearby hiking trails, or simply unwinding in the peaceful setting of Sauk River Estates. This charming 2-bedroom cabin with a bonus room blends rustic character with thoughtful updates, making it an ideal full-time residence, weekend getaway, or investment opportunity.Inside, you'll find vaulted ceilings, refinished wood floors, fresh interior paint, and a cozy propane stove that creates a warm, inviting atmosphere. Recent updates include a new dishwasher and bedroom wall heaters for added comfort. The property also offers high-speed internet availability, a covered laundry area, and a storage outbuilding for extra convenience. Whether you're looking for adventure, relaxation, or a place to call home, this inviting cabin offers the perfect opportunity to enjoy the beauty and tranquility of the Pacific Northwest.

14784 Mountain View Lane, Concrete

Listing courtesy of ReLuTy Corp.

$500,000
3 Beds ⋅ 2 Baths ⋅ 2556934 MLS ⋅ ACTIVE Status
At the end of a winding drive, where towering evergreens give way to the gentle sounds of the river, you'll discover a place that feels worlds away. Nestled on a shy 1.4-acre parcel, this enchanting 3-bedroom, 1.75-bath retreat captures the very essence of Pacific Northwest living. Warm cedar-lined vaulted ceilings with exposed beams, a dramatic floor-to-ceiling stone fireplace, expansive windows, and rich wood accents create an inviting space that feels as though it has always belonged here. The beautifully updated kitchen offers granite countertops, warm cabinetry, stainless steel appliances, and opens effortlessly to comfortable gathering spaces. Step onto the spacious deck for morning coffee among the songbirds or evenings beneath the stars. Mini-split heating and cooling, updated baths, generous bedrooms, and an attached two-car garage provide comfort for every season. Beyond the home, private trails wind through your own woodland sanctuary to the river's edge, where quiet afternoons are spent fishing, relaxing, or simply listening to the water drift by. Wildlife visits often, the forest changes beautifully with the seasons, and every day feels like an escape. Just minutes from Baker Lake, the Skagit River, North Cascades National Park, and the charming town of Concrete, this is more than a home—it's the lifestyle you've been dreaming about.

41391 N Shore Lane, Concrete

Listing courtesy of KW Everett.

$326,900
2 Beds ⋅ 1 Baths ⋅ 2552839 MLS ⋅ ACTIVE Status
Welcome home to this charming 2 bedroom, 1 bath home situated on a spacious corner lot in the heart of Concrete. Inside, you'll find a large kitchen with plenty of room to cook and gather, along with an inviting oversized living room that's perfect for relaxing or entertaining. Recent updates include fresh interior paint, new flooring, and new countertops, giving the home a clean, modern feel. Step outside and enjoy the open feel of being directly across the street from a city park with a baseball field and basketball courts. Surrounded by the beauty of the Cascade Mountains, this property offers easy access to hiking, fishing, and endless outdoor recreation while still being just two blocks from downtown Concrete's shops, restaurants, and everyday conveniences.

7320 E Avenue, Concrete

Listing courtesy of NextHome 365 Realty.

$359,000
2 Beds ⋅ 2 Baths ⋅ 2548131 MLS ⋅ ACTIVE Status
Fresh landscaping welcomes you to this well maintained 2 bedroom, 1.5 bathroom home, situated on a spacious double lot at a desirable corner location just a short distance from downtown Concrete. Inside, you'll find high ceilings, durable vinyl plank flooring, white cabinetry, butcher block counters, stainless steel appliances, a ductless mini split with A/C, and a large walk-in closet in the primary bedroom complete with a built-in organization system. The primary suite also features a full bathroom for added convenience. The unfinished basement offers endless potential for future living space, a workshop, hobby area, or additional storage. Outside, enjoy the welcoming front deck, privacy trees, a gravel walkway leading to the backyard, RV parking, and a 16x25 detached garage. Whether you're looking for your first home, an investment opportunity, or a property with room to customize, this home delivers space, privacy, and opportunity in a convenient in-town location.

45940 Albert Street, Concrete

Listing courtesy of John L. Scott R.E. Lake Tapps.

$549,900
3 Beds ⋅ 2 Baths ⋅ 2546866 MLS ⋅ ACTIVE Status
This property located in picturesque Birdsview WA truly has it all. A detached garage/shop offers an ideal space for projects and hobbies, complete with 220V electrical service, a wood stove for year-round use, an attached storage area, and a convenient loft for added storage. The well-maintained home features a newer high-efficiency furnace, a durable 50-year metal roof installed in 2020, and beautiful laminate flooring throughout. The primary suite includes a well-appointed en-suite bath with a spacious walk-in tile shower and double vanity. The open-concept layout is filled with natural light from skylights and abundant windows, creating a bright and inviting atmosphere. Step outside to an expansive wraparound deck, perfect for entertaining or relaxing while overlooking the backyard oasis, complete with a recently installed pond and a variety of mature fruit trees including apple, pie cherry, pear, plum, and walnut.

38848 State Route 20, Concrete

Listing courtesy of CENTURY 21 North Homes Realty.

$896,369
5 Beds ⋅ 3 Baths ⋅ 2544003 MLS ⋅ ACTIVE Status
Escape to 11+ acres of pure Pacific Northwest beauty, where sweeping mountain and territorial views set the stage for your dream lifestyle. This log-style inspired home blends rustic warmth with modern convenience, featuring 2 kitchens and 2 living rooms ideal for multi-generational living or guest quarters. Watch wildlife from the patio overlooking your private pond, then head to the expansive shop, barn, and outbuildings ready for hobbies, animals, or equipment. Mini-farm, mountain retreat, or adventure basecamp — this one delivers it all. The views alone are worth the drive!

46003 Concrete Sauk Valley Road, Concrete

Listing courtesy of Keller Williams Western Realty.

$449,000
3 Beds ⋅ 2 Baths ⋅ 2542350 MLS ⋅ ACTIVE Status
Nestled in the scenic Cape Horn community of Concrete, this lovingly cared for 3 bedroom, 2 bath home offers 1,865 square feet of comfortable single level living space. Vaulted ceilings and an open concept layout create a bright and welcoming atmosphere. The spacious kitchen is designed for gathering and entertaining with granite countertops, stainless steel appliances, and a generous walk-in pantry. The primary suite is a true retreat featuring an updated en suite bath and a large primary closet. A versatile second living area provides the perfect space for a media room, playroom, or dual home offices. Enjoy peaceful coffee in the mornings and relax in the evenings from the expansive front and rear decks. The back deck already has a hot tub hook up installed and ready to go. The home is situated on a large secluded lot and is surrounded by mature trees that offer exceptional privacy, comfort, and Northwest charm. The attached 2 car garage, and additional off street RV parking, provides plenty of room for all your vehicles, toys, and recreational gear. A large unfinished space beneath the home could be used for additional storage space.

41887 Cape Horn Drive, Concrete

Listing courtesy of Windermere RE Whatcom, Inc..

$674,950
4 Beds ⋅ 3 Baths ⋅ 2540392 MLS ⋅ ACTIVE Status
Beautiful, 1.42 acre lot Space for RV / Boat Parking or add a shop. 3 Car Tandem garage. Neighborhood is gated for added security and is adjacent to Rasar State Park with great access to the Skagit River and extensive walking trails and fishing access. The home is completed with maple cabinets, LVP floors, slab counters, full height backsplash, white painted millwork, wood wrapped windows, double panel white painted doors and stainless steel appliances. High ceilings in the huge family room, formal dining room, downstairs office and a huge master bedroom make this home extremely functional. Hybrid heat pump water heater, High Efficiency ductless mini splits provide both heating and air conditioning to the entire living area. Views to the east up the Skagit Valley.

8701 Trillium Lane, Concrete

Listing courtesy of John L. Scott Everett.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.