Clinton Homes with FHA Terms

Clinton Homes with FHA Terms

Clinton is a charming city located in Island County, Washington, in the United States. Nestled in the beautiful Pacific Northwest, Clinton offers a unique blend of natural beauty and a close-knit community atmosphere.

Situated on Whidbey Island, Clinton boasts stunning views of the surrounding waters and picturesque landscapes. The city's prime location allows residents to enjoy a peaceful and serene lifestyle while still being within easy reach of urban amenities.

For those looking to purchase a home in Clinton, there are several options available with FHA terms. FHA, or Federal Housing Administration, loans are a popular choice for many homebuyers as they offer more flexible credit requirements and lower down payment options.

Homes with FHA terms in Clinton provide an excellent opportunity for first-time homebuyers or those with limited financial resources to enter the real estate market. These homes often come with attractive features and amenities, ensuring that buyers can find the perfect property to suit their needs and preferences.

Whether you're looking for a cozy cottage or a spacious family home, Clinton offers a range of housing options to suit every lifestyle and budget. From waterfront properties to secluded retreats, the real estate market in Clinton has something for everyone.

If you're considering making Clinton your home, now is the perfect time to explore the available homes with FHA terms. Take advantage of the favorable market conditions and find your dream home in this idyllic Pacific Northwest city.

Newest Clinton Homes with FHA Terms

$1,150,000
4 Beds ⋅ 5 Baths ⋅ 2565266 MLS ⋅ ACTIVE Status
Imagine arriving home along a winding, tree-lined drive to The Knoll- a private Whidbey retreat set atop nearly five sun-filled acres where timeless craftsmanship meets peaceful island living. Thoughtfully designed for both elegant entertaining and everyday comfort, this exceptional home showcases soaring vaulted ceilings, rich cherry hardwood floors, custom millwork, and expansive windows that invite natural light throughout. The chef's kitchen features slab granite countertops, cherry cabinetry, stainless appliances, and a butler's pantry. The spacious main-level primary suite offers a spa-inspired ensuite and two walk-in closets. Dual staircases lead to guest bedrooms and a spacious TV/game room. Expansive covered porches overlook your private wooded trails. Meander to the front of the property: enjoy the fenced raised-bed garden, level lawn, woodshed, and fenced backyard - inviting you to slow down and enjoy the beauty of every season. Just minutes from the Clinton ferry, downtown Langley, Bailey's Corner, island beaches, and the Whidbey Institute trail system, this exceptional property offers the rare combination of privacy, quality craftsmanship, and convenience. Built with enduring quality and designed to stand the test of time, this is a home ready to enjoy today while offering the opportunity to make it uniquely your own.

4046 Rachel Road, Clinton

Listing courtesy of Windermere RE North, Inc..

$590,000
3 Beds ⋅ 3 Baths ⋅ 2566835 MLS ⋅ ACTIVE Status
Spacious home on a secluded double lot. This 3 bdrm, 2.5 ba, has it all, featuring a master with it's own full ba & a guestroom with another full ba, just down the hall. The kitchen & living areas are spacious & "open concept". Stove, dishwasher, washer & dryer are updated. 3 decks take advantage of the sun in front & greenbelt off the backyard. The huge bonus room comes with a snooker sized pool table. Pads felt & slate are all in good condition & table, comes with a set of nine balls, cues & chalk. The bonus room has more room for darts, ping pong, exercise .This slider accesses the lower deck./ This space can accommodate many uses. A 3rd bd is in the lower level w/ its own deck. New carpet has been installed in all the carpeted stairs & rooms. Community club features a park & picnic area . Extra lot maintains your future privacy & has room for outdoor activities. Buyer is to verify all measurements & land uses with Island Co & HOA.

7905 Decatur Avenue, Clinton

Listing courtesy of Channel View RE Sales and Mgmt.

$669,000
2 Beds ⋅ 2 Baths ⋅ 2566037 MLS ⋅ ACTIVE Status
Charming South Whidbey home with flexible living spaces! Built in 2016 and ideally located in the desirable Campbell's Glen neighborhood, this thoughtfully designed home offers convenient access to the ferry, schools, shopping, and everyday amenities. Energy-efficient and beautifully maintained, the two-bedroom floor plan is both functional and inviting. The light-filled main level features an open-concept living, dining, and kitchen area that's perfect for gathering. The spacious kitchen showcases granite countertops, maple cabinetry, stainless steel appliances, and a generous walk-in pantry. A 3/4 bath, practical mud area, & a cozy office or den nook add everyday convenience. Upstairs, you'll find both bedrooms, the laundry area, and a versatile bonus room with a freestanding propane fireplace—ideal for your specific needs! The upper landing provides additional flexible space for a reading nook, workspace, play area, or home gym. Beautiful natural materials enhance the home's warmth, with bamboo flooring on the main level and fir flooring upstairs finished using traditional Danish soap for a distinctive, timeless look. Outside, the lower level opens to an enchanting garden and greenhouse, where old-fashioned flowers, herbs, and vegetables create a lush, cottage-inspired landscape with an organic, relaxed feel. Completing the property is a finished two-car garage with 220-volt power. Here is your next chapter of Island Living waiting for you in this appealing package!

4194 Moorland Place, Clinton

Listing courtesy of Keller Williams Realty Bothell.

$1,075,000
3 Beds ⋅ 3 Baths ⋅ 2565375 MLS ⋅ ACTIVE Status
Welcome to the highly sought-after Spinnaker Ridge neighborhood on Whidbey Island, where privacy, breathtaking sun rises over the Cascades, and a welcoming sense of community come together. Take in spectacular views of Mt. Baker, the Puget Sound, and Hat Island, with the shimmering lights of Everett reflecting across the water at night. This beautifully maintained home offers effortless main-floor living, highlighted by an expansive primary suite designed as a peaceful retreat. Vaulted ceilings fill the living spaces with natural light, while the lower level provides room for everyone with two additional bedrooms, a spacious rec room, a large office or studio space, and abundant storage. Step outside to professionally landscaped grounds and enjoy a large garage with room for a workshop, home gym, or hobbies. Thoughtfully designed for comfort and efficiency, the home features a 35-module grid-tied solar PV system, on-demand hot water, and a forced-air heat pump providing year-round comfort. Spend your days watching passing ships, ferries and even migrating whales from the comfort of the expansive back deck, all while enjoying easy access to the mainland ferry just minutes away. Island living has never been so effortless.

4633 Tanner View Drive, Clinton

Listing courtesy of Windermere Whidbey Island.

$1,850,000
4 Beds ⋅ 4 Baths ⋅ 2564920 MLS ⋅ ACTIVE Status
Welcome to your own private sanctuary on coveted Sills Rd. This unique property is truly one of a kind totaling 10 acres in 2 separate parcels, allowing for expansion or resale. The brand new home boasts 3552 sf of total living space featuring 2 private ensuites, including main floor, 2 rooms, & a 800 sf bonus room w/private 1/2 bath and separate entrance allowing space for play room or rental income. Take a walk down to the newly renovated 3800st single story pet retreat. With a history of steady & lucrative income, owners can find themselves w/ an immediate revenue stream, in this turnkey business. This is the only permitted commercial kennel on the south end of Whidbey Island. Not interested in running a kennel? Turn this building into another ADU for tenants. If that wasn't enough, the property features a 1464 sf shop for tools or hobbies. featuring an upstairs & downstairs area, the sku is the limit for more space w/additional income if desired. Store all your recreational toys in the 1900 sf pole barn which includes five 10x12 permitted storage units that can be rented out or kept for personal use. This alone is truly unique as there will be no more storage units permitted to be built on the south end. This property is a dream come true as it can produce revenue. Beautifully maintained, it is a once in a lifetime opportunity. Additional opportunities exist with use permits, including a nursery or retail sales. Have to see to believe.

6621 Sills Road, Clinton

Listing courtesy of Windermere RE/South Whidbey.

$1,050,000
2 Beds ⋅ 3 Baths ⋅ 2548219 MLS ⋅ ACTIVE Status
Panoramic Puget Sound views from this beautifully updated 2,700+ sq ft Whidbey Island home in a desirable community with private beach access. West-facing views span Double Bluff, Useless Bay and Olympic Mountains, delivering spectacular sunsets framed by lush Pacific Northwest landscape. Designed for year-round Northwest living, the home features two expansive west-facing view decks: a covered outdoor living space off the great room for entertaining in every season, and a spacious west-facing hot tub deck with direct access from the primary suite. A third deck connects the great room to the fully fenced backyard. The main level features a view living room with gas fireplace, spacious primary suite with direct access to hot tub deck, a second bedroom, and full bath. Upstairs offers an open-concept great room and kitchen with expansive water views and seamless access to the entertaining deck. The lower level includes a large bonus room, home office, bedroom, full bath, and laundry—ideal for guests, multigen living, remote work, or flexible living space. Updates include flooring, interior paint, and white trim package. Enjoy fully fenced backyard with private patio, firepit and mature laurel hedge. Oversized 2-car garage with workshop area and abundant storage. Walk or drive down to private community beach for kayaking, swimming, beachcombing with walking trail & dedicated parking. Enjoy the Whidbey Island lifestyle just minutes to the ferry and downtown Langley.

6179 Blue Haven Way, Clinton

Listing courtesy of John L. Scott Bellingham.

$999,000
2 Beds ⋅ 3 Baths ⋅ 2545490 MLS ⋅ ACTIVE Status
Enjoy sweeping views of Puget Sound, the Cascade Mountains, & Mukilteo. This exceptional 2,800± square-foot home offers front-row seats to spectacular sunrises & twinkling evening lights. Watch the ferry glide across the Sound & enjoy the ever-changing scenery of boats, aircraft, & the distant Boeing campus—all from the comfort of home. Situated on a spacious triple lot totaling approximately 0.64 acres, the home is thoughtfully designed for effortless main-level living. The open-concept floor plan is anchored by a cozy propane fireplace & expansive glass doors that lead to a stunning glass-enclosed deck spanning the length of the home, creating a seamless connection between indoor and outdoor living & an ideal setting for entertaining year-round. The main level features a dedicated office, guest bedroom, full guest bath, convenient laundry, & a spacious primary suite complete with a walk-in closet. The daylight lower level offers exceptional flexibility with a large recreation, guest or media space, workshop, large storage space & easy crawl access, radiant in-floor heat, a ¾ bath, & additional water views, along with a private patio for relaxing outdoors. A whole-home Generac generator provides peace of mind, ensuring comfort during power outages by keeping essential systems—including heating and refrigeration—running. Ideally located just minutes from the Clinton ferry, this is a rare opportunity to enjoy scenic Whidbey Island living with an easy commute to the mainland.

7023 Columbia Avenue, Clinton

Listing courtesy of Windermere RE/South Whidbey.

$1,175,000
2 Beds ⋅ 3 Baths ⋅ 2544942 MLS ⋅ ACTIVE Status
Panoramic Sound-view retreat in the sought-after Sandy Hook Yacht Club Estates. Take in sweeping vistas of the Sound and Olympic Mountains from nearly every room—an ever-changing backdrop that makes everyday living feel extraordinary. This spacious 2,700+ sq ft home offers a light-filled great room with a free-standing fireplace, an open dining area, and a generous kitchen with hardwood floors and a welcoming eating space. The expansive primary suite is a true retreat, featuring two walk-in closets, a cozy sitting area, a private view deck, and a 5-piece bath with a jetted tub. Thoughtful layout and well-designed spaces throughout provide comfort, flexibility, and room for everyone. Residents of Sandy Hook enjoy exceptional community amenities including private beach access, a community pool, boat launch/marina with available slips, playground, and tennis/basketball courts. A rare Whidbey Island gem where stunning views, coastal serenity, and community living come together beautifully.

8189 Whidbey Drive, Clinton

Listing courtesy of eXp Realty.

$925,000
2 Beds ⋅ 3 Baths ⋅ 2541566 MLS ⋅ ACTIVE Status
Waterfront living on Cultus Bay—this remodeled 1,500 sf single-story in Sandy Hook Yacht Club Estates sits on 60' of private saltwater frontage with your own 50' dock and moorage on the canal. Perfect for buyers seeking Whidbey Island waterfront with no shared moorage or waitlists, you can step from the fully fenced backyard directly onto your boat for cruising, crabbing, fishing & kayaking. The home has a courtyard entry with cherry trees and container gardens welcoming you in. The kitchen features black cabinetry, quartz counters, stainless & black appliances, while a mini-split keeps the living room comfortable year-round. The living room overlooks both the canal and backyard, and a versatile bonus room adapts easily to a home office, guest space, or studio. Three bathrooms—one full, two 3/4—plus a walk-in pantry with abundant cabinet storage round out the floor plan. Wired for generator. The low-maintenance backyard features an outdoor patio, hot tub, storage shed & three mature shade trees (including a producing apple tree). Parking includes an attached 1-car garage & oversized RV/boat gravel parking pad. Located directly across the street from the community park, residents enjoy access to tennis/pickleball courts & playground. The Sandy Hook Community HOA amenities also feature a private boat launch, swimming pool, clubhouse & common beach. This property is optimized for use as a full-time residence, vacation getaway, or a short-term rental (STR) investment.

8145 Sandy Hook Terrace, Clinton

Listing courtesy of John L. Scott Bellingham.

$185,000
2523976 MLS ⋅ ACTIVE Status
Tucked away in the heart of Clinton, this nearly 10-acre sanctuary is a forest of majestic California and Dawn Redwoods, Hemlock, Cypress, and Evergreens, framing your own private retreat. Multiple build sites allow you to design a home that frames water views if selectively cleared, while the mature trees create a backdrop of tranquility. The lower pasture invites horses, orchards, or a hobby farm, making country living effortless. Here you’ll feel worlds away, yet you are only five minutes from Clinton, the ferry, and all the conveniences of town. This is more than land; it is an opportunity to craft your legacy in one of Whidbey Island’s most coveted locations. Site Registration Filed with Island County. Water Hookup Available. You must schedule an appointment to see this property, do not walk unattended without your Broker or the listing agent.

Heggeness Road, Clinton

Listing courtesy of KG Realty.

$448,500
2500961 MLS ⋅ ACTIVE Status
Spanning 10 acres along the shoreline of Sawyers Pond, this exceptional property unfolds across gently rolling pasture and peaceful countryside. Framed by grazing horses and abundant Whidbey wildlife, it offers a setting that feels both expansive and timeless, a place to build not only a home, but a legacy. Just minutes from the Clinton ferry, local beaches, and the charm of downtown Langley, the property strikes a rare balance between convenience and quiet seclusion. Throughout the seasons, the pond becomes a living landscape, attracting native birds and creating an ever-changing backdrop of natural beauty. The groundwork for your future home has already been thoughtfully established, including a completed wetland report, approved Island County Site Registration, and power available at the street. The owners have also commissioned architectural and engineering plans for a thoughtfully designed 2,000-square-foot home that captures the property's stunning pond views, available for an additional fee. To further simplify the building process, the owners have secured a commitment from Mason Strevel Construction to build the home, should the buyer wish to pursue that opportunity. This is more than an opportunity to build. It is an opportunity to create a place that will be held, cherished, and returned to for generations.

4320 Barbara Lane, Clinton

Listing courtesy of KG Realty.

$799,000
2 Beds ⋅ 2 Baths ⋅ 2496374 MLS ⋅ ACTIVE Status
Welcome to The Beach House in Sunlight Shores! This fully remodeled home captures the spirit of island life and is truly an Entertainer’s Dream, thoughtfully designed to maximize the Western views of Useless Bay and beyond. Upstairs you’re greeted to a spacious living room and kitchen w/ eating space, custom maple cabinetry, SS appliances, and granite counters. Upstairs you’ll also find 2 bedrooms, a bathroom, and ~800 sqft of deck space. Downstairs, enjoy more versatile living space with 2 private entrances, a second kitchen with new SS appliances, and a bathroom. Bonus features include a 216 sqft storage room, a lush garden-like yard, and close to the community features: a clubhouse w/ heated pool, large lawn, and direct beach access.

2735 Evening Glory Court, Clinton

Listing courtesy of Windermere RE Cle Elum.

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