Clinton Homes with FHA Terms

Clinton Homes with FHA Terms

Clinton is a charming city located in Island County, Washington, in the United States. Nestled in the beautiful Pacific Northwest, Clinton offers a unique blend of natural beauty and a close-knit community atmosphere.

Situated on Whidbey Island, Clinton boasts stunning views of the surrounding waters and picturesque landscapes. The city's prime location allows residents to enjoy a peaceful and serene lifestyle while still being within easy reach of urban amenities.

For those looking to purchase a home in Clinton, there are several options available with FHA terms. FHA, or Federal Housing Administration, loans are a popular choice for many homebuyers as they offer more flexible credit requirements and lower down payment options.

Homes with FHA terms in Clinton provide an excellent opportunity for first-time homebuyers or those with limited financial resources to enter the real estate market. These homes often come with attractive features and amenities, ensuring that buyers can find the perfect property to suit their needs and preferences.

Whether you're looking for a cozy cottage or a spacious family home, Clinton offers a range of housing options to suit every lifestyle and budget. From waterfront properties to secluded retreats, the real estate market in Clinton has something for everyone.

If you're considering making Clinton your home, now is the perfect time to explore the available homes with FHA terms. Take advantage of the favorable market conditions and find your dream home in this idyllic Pacific Northwest city.

Newest Clinton Homes with FHA Terms

4633 Tanner View Drive, Clinton
$1,021,000
3 Beds ⋅ 3 Baths ⋅ 2581187 MLS ⋅ ACTIVE Status
Welcome to the highly sought-after Spinnaker Ridge neighborhood on Whidbey Island, where privacy, breathtaking sun rises over the Cascades, and a welcoming sense of community come together. Take in spectacular views of Mt. Baker, the Puget Sound, and Hat Island, with the shimmering lights of Everett reflecting across the water at night. This beautifully maintained home offers effortless main-floor living, highlighted by an expansive primary suite designed as a peaceful retreat. Vaulted ceilings fill the living spaces with natural light, while the lower level provides room for everyone with two additional bedrooms, a spacious rec room, a large office or studio space, and abundant storage. Step outside to professionally landscaped grounds and enjoy a large garage with room for a workshop, home gym, or hobbies. Thoughtfully designed for comfort and efficiency, the home features a 35-module grid-tied solar PV system, on-demand hot water, and a forced-air heat pump providing year-round comfort. Spend your days watching passing ships, ferries and even migrating whales from the comfort of the expansive back deck, all while enjoying easy access to the mainland ferry just minutes away. Island living has never been so effortless.

4633 Tanner View Drive, Clinton

Listing Broker: Windermere Whidbey Island; Gregory Young; 360-320-0673; gregorysellswhidbey@gmail.com

2385 Sunlight Beach Road, Clinton
$895,000
2 Beds ⋅ 2 Baths ⋅ 2532901 MLS ⋅ ACTIVE Status
First time ever offered! Discover a side of Sunlight Beach rarely available. Originally built as a beach cabin in 1957 & totally rebuilt in 1985 as a year-round NW-style home, this special property sits at the quiet western end of Sunlight Beach Rd, gently embraced by Deer Lagoon. With only one neighboring home, enjoy remarkable privacy & an ever-changing landscape of tidal channels, saltwater marsh & abundant birdlife. Generous windows bring the landscape & natural light into the main living spaces, while a unique upper bonus room wrapped in windows captures 360° views over the lagoon & toward the Sound. It’s a natural playground just outside your door—walk, bike, swim, explore nearby beaches & preserve trails, or launch a kayak into the lagoon when the tide is in. Enjoy sunrise & sunset, Mt Baker & Olympic views. Built for its sandspit setting with pier & poured-concrete foundation, plus EuroShield rubber-shingle roof, exterior elevator, propane fireplaces, updated LVP, flexible bonus space & fenced dog yard. A hand-carved totem pole, long a touchstone for neighborhood walkers, marks this one-of-a-kind property. A home with a story, a setting that cannot be recreated & a rare chance to make your own mark on one of South Whidbey's most treasured beach communities.

2385 Sunlight Beach Road, Clinton

Listing Broker: Windermere Whidbey Island; Bert Piercy; 360-929-3607; bert.piercy@windermere.com

8103 Hawaii Lane, Clinton
$559,000
3 Beds ⋅ 2 Baths ⋅ 2566291 MLS ⋅ ACTIVE Status
Welcome to Scatchet Head! This wonderful community offers an array of amenities including a private beach, boat launch, picnic area, indoor swimming pool, tennis courts & more. Nicely maintained and nestled on nearly 2 wooded acres at the end of a quiet cul-de-sac, this split-level home offers privacy, peaceful surroundings & beautiful evergreen and native trees. The upper level features 3 bedrooms, a full bath, comfortable living room, spacious kitchen and dining area with access to the deck. Downstairs, enjoy a generous family room, half bath/laundry room with washer & dryer, plus access to the finished 2-car attached garage. A wonderful opportunity to enjoy the relaxed South Whidbey lifestyle with space, privacy and community amenities!

8103 Hawaii Lane, Clinton

Listing Broker: RE/MAX Gateway; Jake Ryan Sandefur; 360-672-1112; jake@teamkellilang.com

8170 Cultus Drive, Clinton
$974,500
3 Beds ⋅ 4 Baths ⋅ 2571342 MLS ⋅ ACTIVE Status
Discover island living at its best in the private Sandy Hook community on beautiful Whidbey Island. This inviting home offers the perfect blend of comfort, privacy, and recreation, with community amenities including a private beach, pool, playground, sports courts, and boat launch. Whether you're looking for a peaceful full-time residence or the ideal beach retreat, this property offers endless possibilities.Inside, you'll find a great room with view windows, fireplace, built-in shelving and a powder bath. This home also has newer paint, LVP flooring, vaulted ceilings, and a spacious open kitchen featuring a large island. The main-floor primary suite offers a private wing with a generous walk-in closet and large bath. A convenient laundry/mudroom/pantry is just off the dining area and leads to the two garage with storage shelves out outside access. The lower level offers two bedrooms, two full baths off each bedroom, two large storage rooms, and a large family/rec room with built-ins and a slider leading to a covered patio. Outside, the fully fenced, beautifully landscaped yard is filled with year-round flowers, providing a private and colorful setting. The Sandy Hook community amenities make it easy to enjoy all that waterfront island living has to offer. Come experience the tranquility, recreation, and natural beauty of Cultus Bay and make Whidbey Island your next destination. Just 10 minutes to the ferry or an easy drive through Deception Pass and Highway 20.

8170 Cultus Drive, Clinton

Listing Broker: RE/MAX Northwest; Mary A. Sincavage; 206-949-8273; mary@sincavagehomes.com

4046 Rachel Road, Clinton
$1,125,000
4 Beds ⋅ 5 Baths ⋅ 2565266 MLS ⋅ ACTIVE Status
Imagine arriving home along a winding, tree-lined drive to The Knoll- a private Whidbey retreat set atop nearly five sun-filled acres where timeless craftsmanship meets peaceful island living. Thoughtfully designed for both elegant entertaining and everyday comfort, this exceptional home showcases soaring vaulted ceilings, rich cherry hardwood floors, custom millwork, and expansive windows that invite natural light throughout. The chef's kitchen features slab granite countertops, cherry cabinetry, stainless appliances, and a butler's pantry. The spacious main-level primary suite offers a spa-inspired ensuite and two walk-in closets. Dual staircases lead to guest bedrooms and a spacious TV/game room. Expansive covered porches overlook your private wooded trails. Meander to the front of the property: enjoy the fenced raised-bed garden, level lawn, woodshed, and fenced backyard - inviting you to slow down and enjoy the beauty of every season. Just minutes from the Clinton ferry, downtown Langley, Bailey's Corner, island beaches, and the Whidbey Institute trail system, this exceptional property offers the rare combination of privacy, quality craftsmanship, and convenience. Built with enduring quality and designed to stand the test of time, this is a home ready to enjoy today while offering the opportunity to make it uniquely your own.

4046 Rachel Road, Clinton

Listing Broker: Windermere RE North, Inc.; Amy Robin Gulden; 808-463-4674; amy@windermere.com

7905 Decatur Avenue, Clinton
$554,000
3 Beds ⋅ 3 Baths ⋅ 2566835 MLS ⋅ ACTIVE Status
Excellent value with substantial square footage on a private double lot backing to a greenbelt. This 3-bed, 2.5-bath home offers privacy, mature trees, off-street parking, and an attached two-car garage. The main level features an open layout with easy-care engineered flooring and updated appliances & includes a spacious master bedroom with en suite bath. The lower level includes new carpet, a large bedroom & bonus room (pool table included), a utility/laundry room & pantry. Multiple decks overlook the natural surroundings. Ideal for buyers seeking room to grow and the opportunity to update & build equity while enjoying Scatchet Head community amenities: private pool, event rooms, boat launch, beach ,tennis courts and park. Buyer is to verify all measurements & land uses with Island Co & SHHOA

7905 Decatur Avenue, Clinton

Listing Broker: Channel View RE Sales and Mgmt; Sandy Everett; 360-202-3706; sandy@channelviewproperty.com

4194 Moorland Place, Clinton
$659,000
2 Beds ⋅ 2 Baths ⋅ 2566037 MLS ⋅ ACTIVE Status
Charming South Whidbey home with flexible living spaces! Built in 2016 and ideally located in the desirable Campbell's Glen neighborhood, this thoughtfully designed home offers convenient access to the ferry, schools, shopping, and everyday amenities. Energy-efficient and beautifully maintained, the two-bedroom floor plan is both functional and inviting. The light-filled main level features an open-concept living, dining, and kitchen area that's perfect for gathering. The spacious kitchen showcases granite countertops, maple cabinetry, stainless steel appliances, and a generous walk-in pantry. A 3/4 bath, practical mud area, & a cozy office or den nook add everyday convenience. Upstairs, you'll find both bedrooms, the laundry area, and a versatile bonus room with a freestanding propane fireplace—ideal for your specific needs! The upper landing provides additional flexible space for a reading nook, workspace, play area, or home gym. Beautiful natural materials enhance the home's warmth, with bamboo flooring on the main level and fir flooring upstairs finished using traditional Danish soap for a distinctive, timeless look. Outside, the lower level opens to an enchanting garden and greenhouse, where old-fashioned flowers, herbs, and vegetables create a lush, cottage-inspired landscape with an organic, relaxed feel. Completing the property is a finished two-car garage with 220-volt power. Here is your next chapter of Island Living waiting for you in this appealing package!

4194 Moorland Place, Clinton

Listing Broker: Keller Williams Realty Bothell; Lisa Dayton Leonard; 360-929-5968; lisa@whidbeyisland.com

7023 Columbia Avenue, Clinton
$925,000
2 Beds ⋅ 3 Baths ⋅ 2545490 MLS ⋅ ACTIVE Status
Enjoy sweeping views of Puget Sound, the Cascade Mountains, & Mukilteo. This exceptional 2,800± square-foot home offers front-row seats to spectacular sunrises & twinkling evening lights. Watch the ferry glide across the Sound & enjoy the ever-changing scenery of boats, aircraft, & the distant Boeing campus—all from the comfort of home. Situated on a spacious triple lot totaling approximately 0.64 acres, the home is thoughtfully designed for effortless main-level living. The open-concept floor plan is anchored by a cozy propane fireplace & expansive glass doors that lead to a stunning glass-enclosed deck spanning the length of the home, creating a seamless connection between indoor and outdoor living & an ideal setting for entertaining year-round. The main level features a dedicated office, guest bedroom, full guest bath, convenient laundry, & a spacious primary suite complete with a walk-in closet. The daylight lower level offers exceptional flexibility with a large recreation, guest or media space, workshop, large storage space & easy crawl access, radiant in-floor heat, a ¾ bath, & additional water views, along with a private patio for relaxing outdoors. A whole-home Generac generator provides peace of mind, ensuring comfort during power outages by keeping essential systems—including heating and refrigeration—running. Ideally located just minutes from the Clinton ferry, this is a rare opportunity to enjoy scenic Whidbey Island living with an easy commute to the mainland.

7023 Columbia Avenue, Clinton

Listing Broker: Windermere RE/South Whidbey; Sarah Stone; 360-929-6834; Sarahstone@windermere.com

8189 Whidbey Drive, Clinton
$1,145,000
2 Beds ⋅ 3 Baths ⋅ 2544942 MLS ⋅ ACTIVE Status
Panoramic Sound-view retreat in the sought-after Sandy Hook Yacht Club Estates. Take in sweeping vistas of the Sound and Olympic Mountains from nearly every room—an ever-changing backdrop that makes everyday living feel extraordinary. This spacious 2,700+ sq ft home offers a light-filled great room with a free-standing fireplace, an open dining area, and a generous kitchen with hardwood floors and a welcoming eating space. The expansive primary suite is a true retreat, featuring two walk-in closets, a cozy sitting area, a private view deck, and a 5-piece bath with a jetted tub. Thoughtful layout and well-designed spaces throughout provide comfort, flexibility, and room for everyone. Residents of Sandy Hook enjoy exceptional community amenities including private beach access, a community pool, boat launch/marina with available slips, playground, and tennis/basketball courts. A rare Whidbey Island gem where stunning views, coastal serenity, and community living come together beautifully.

8189 Whidbey Drive, Clinton

Listing Broker: eXp Realty; David Boothe; 425-318-2466; david.boothe@exprealty.com

3681 Kingston Court, Clinton
$240,000
2445136 MLS ⋅ ACTIVE Status
Escape to island living on this premier and private 1.7 acre property, the ideal canvas for your future dream estate. Wake up to breathtaking 180° views of Mount Rainier, Puget Sound, and South Whidbey Island. A level build site with an approved Site Registration from Island County, existing electricity, and a water share are all established to get your project started. Native Evergreen Huckleberry and Douglas Fir trees frame the setting, with space for a garden or separate orchard below. Enjoy Scatchet Head community amenities including a clubhouse, heated pool, tennis, boat launch, and private beach, all just 15 minutes from the Clinton-Mukilteo ferry.

3681 Kingston Court, Clinton

Listing Broker: KG Realty; Katie Grindon; 206-245-5789; Katie@KatieGrindon.com

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