Cle Elum Homes with FHA Terms

Cle Elum Homes with FHA Terms

Welcome to Cle Elum, a charming city nestled in the heart of Kittitas County, Washington. Known for its stunning natural beauty, Cle Elum offers a perfect blend of outdoor recreation and small-town charm.

With a rich history dating back to the late 19th century, Cle Elum boasts a vibrant community and a strong sense of pride. The city's historic downtown area is filled with quaint shops, cozy cafes, and local restaurants, making it the perfect place to explore and unwind.

For those looking to make Cle Elum their home, there are plenty of options available, including homes with FHA terms. Whether you're a first-time homebuyer or looking to upgrade to a new property, Cle Elum offers a diverse range of real estate opportunities to suit every need and budget.

From cozy bungalows to spacious family homes, Cle Elum has something for everyone. Imagine waking up to breathtaking mountain views, exploring nearby hiking trails, or simply relaxing in your own backyard – all within reach in this picturesque city.

So why wait? Discover the beauty and charm of Cle Elum today and find your perfect home with FHA terms in this idyllic corner of Washington state.

Newest Cle Elum Homes with FHA Terms

$1,057,000
3 Beds ⋅ 3 Baths ⋅ 2574928 MLS ⋅ ACTIVE Status
NOVEMBER COMPLETION!!!!!! Welcome to Pine Ranch by Risewell Homes! Cle Elum's newest master planned community in the heart of the Cascades. Enjoy a more down-to-earth way of living that cultivates deeper roots in nature and community, with an abundance of parks, playgrounds and trails and future clubhouse featuring a swimming pool and fitness center, pickleball beach volleyball court - surrounded by over 400 acres of open space! Next door to the renowned Suncadia Resort with golf courses, restaurants and winery. Minutes from historic Roslyn and downtown Cle Elum's cafes, shops, restaurant, and Sunday Roslyn Farmer's market! Your home is a homebase for world class recreation, hiking and mountain biking along the Pacific Crest trails, world class fly fishing on the Yakima River, camping at Salmon La Sac or swimming at Speelyi beach, skiing and snowboarding at Snoqualmie pass, the possibilities are endless! A world away yet only 90 minutes from downtown Seattle! The Vista Plan is designed for households seeking additional flexibility and work-from-home functionality. The main level includes a dedicated office near the entry, expansive living and dining areas, and dual covered patios that enhance indoor-outdoor living. Upstairs, the loft provides a secondary gathering space while the primary suite offers generous proportions, a walk-in closet, and a luxurious bath. Thoughtful details throughout create a versatile home that adapts to changing lifestyles.

516 Appaloosa Way Unit #lot 35, Cle Elum

Listing courtesy of Risewell Homes.

$525,000
4 Beds ⋅ 3 Baths ⋅ 2567972 MLS ⋅ ACTIVE Status
This beautifully updated and Pre-inspected 4-bedroom, 2.5-bathroom home in Cle Elum Pines is completely turn-key and ready for its new owners! The main level offers an open-concept layout highlighted by fresh paint, flooring, and a 2025 Kitchen upgrade featuring Quartz countertops and stainless steel appliances, alongside a cozy propane fireplace, forced air furnace, and a convenient fourth bedroom. Upstairs, you will find the primary bedroom with its own ensuite bathroom, a spacious second family room, two additional bedrooms and a full bathroom. Convenient mudroom leading into the garage is equipped with a newly purchased 2025 washer and dryer. The outdoor space is perfect for entertaining with a fully fenced backyard that includes a patio, a fire pit, and dedicated garden space. Convenient irrigation through the front and back yards! Freshly painted inside and out, the property boasts excellent curb appeal, a spacious two-car garage, and extensive off-street parking. Conveniently located near local schools and grocery, the home also provides quick, easy access to I-90 for commuters. No HOA!

918 Marian Drive, Cle Elum

Listing courtesy of Great NW Real Estate LLC.

$419,950
3 Beds ⋅ 1 Baths ⋅ 2570747 MLS ⋅ ACTIVE Status
Charming 3 bedroom and 1 bath home boasts stunning interior renovations. Located in the heart of downtown Cle Elum with endless potential for full-time residence, weekend getaway or possible business use. Gorgeous new kitchen with quartz countertops, island with eating space, classic white subway tile and a darling farmhouse apron front sink. Updated bathroom with new dual sink vanity, lighting, hardware and timeless shiplap detailing. New flooring, craftsman style doors, drywall and fresh paint throughout. Updated lighting and electrical along with a new sewer line in 2020 means that most of the heavy lifting has been done. The MASSIVE 24x40 garage/shop is suited for multiple vehicles, bikes, sleds or tools and adds functional space and storage.

205 Yakima Ave, Cle Elum

Listing courtesy of The Preview Group.

$799,990
3 Beds ⋅ 3 Baths ⋅ 2564310 MLS ⋅ ACTIVE Status
DECEMBER COMPLETION!!!!!! Pine Ranch by Risewell Homes! A new world of Washington living in the heart of the Cascades, enjoy a more down-to-earth way of living that cultivates deeper roots in nature and community, with an abundance of parks, playgrounds and trails and future clubhouse featuring a swimming pool and fitness center, pickleball beach volleyball court - surrounded by over 400 acres of open space! Next door to the renowned Suncadia Resort with golf courses, restaurants and winery. Minutes from historic Roslyn and downtown Cle Elum's cafes, shops, restaurant, and Sunday Roslyn Farmer's market! Your home is a homebase for world class recreation, hiking and mountain biking along the Pacific Crest trails, world class fly fishing on the Yakima River, camping at Salmon La Sac or swimming at Speelyi beach, skiing and snowboarding at Snoqualmie pass, the possibilities are endless! A world away yet only 90 minutes from downtown Seattle! The Verde floorplan! Thoughtfully designed two-story home that blends open-concept living with flexible family spaces. The main floor features a spacious great room, dining area, and beautifully crafted kitchen with a walk-in pantry, all flowing seamlessly to a covered patio for year-round enjoyment. Upstairs, the private primary suite includes a large walk-in closet and spa-inspired bath, while two secondary bedrooms and a versatile loft provide room to grow. An open-to-below design adds volume and natural light throughout the home.

553 Appaloosa Way Unit #lot 59, Cle Elum

Listing courtesy of Risewell Homes.

$919,990
4 Beds ⋅ 3 Baths ⋅ 2564314 MLS ⋅ ACTIVE Status
SEPTEMBER COMPLETION!!!!! Welcome to Pine Ranch by Risewell Homes! Cle Elum's newest master planned community in the heart of the Cascades. Enjoy a more down-to-earth way of living that cultivates deeper roots in nature and community, with an abundance of parks, playgrounds and trails and future clubhouse featuring a swimming pool and fitness center, pickleball beach volleyball court - surrounded by over 400 acres of open space! Next door to the renowned Suncadia Resort with golf courses, restaurants and winery. Minutes from historic Roslyn and downtown Cle Elum's cafes, shops, restaurant, and Sunday Roslyn Farmer's market! Your home is a homebase for world class recreation, hiking and mountain biking along the Pacific Crest trails, world class fly fishing on the Yakima River, camping at Salmon La Sac or swimming at Speelyi beach, skiing and snowboarding at Snoqualmie pass, the possibilities are endless! A world away yet only 90 minutes from downtown Seattle! The Sendero Plan combines modern design with exceptional functionality. The first floor features a large great room, dining area, oversized kitchen with pantry, and a convenient mud room for daily organization. Upstairs, four bedrooms are complemented by a centrally located loft that can serve as a media room, study area, or play space. The spacious primary suite offers a walk-in closet and private bath, creating a comfortable retreat at the end of the day. Stop by today and tour our completed model of this floorplan!

479 Appaloosa Way Unit #lot 68, Cle Elum

Listing courtesy of Risewell Homes.

$425,000
2 Beds ⋅ 1 Baths ⋅ 2564035 MLS ⋅ ACTIVE Status
Escape to your own private mountain wilderness in this charming 2 bedroom cabin, nestled on 18 secluded acres near the scenic heights of Peoh Point and featuring mature forests, and bounties of spring trillium flowers. Located just 10 minutes from downtown Cle Elum, this rare recreational retreat perfectly balances absolute privacy with quick access to local shops and dining. Or go hiking outside your door and fishing in the Yakima river. The thoughtful layout offers a convenient bedroom on the main level, complemented by an extra large loft upstairs. Outside, a large deck provides the perfect space to unwind and take in the serene surroundings. Designed for independent, self sufficient living, the property features robust off-grid systems, including reliable propane energy, a traditional wood stove for cozy mountain nights, 300 gallon water tank, and an established private septic system. The house is also completely wired for future connection to both electrical grid and a generator. New paint inside and out, and the AWD gravel drive is freshly graded.

390 Tillman Creek Road, Cle Elum

Listing courtesy of John L. Scott, Inc..

$2,150,000
4 Beds ⋅ 5 Baths ⋅ 2562025 MLS ⋅ ACTIVE Status
Welcome to the Suncadia lifestyle you've been dreaming about! Perfectly positioned on the 13th green of the renowned Rope Rider Golf Course, this exceptional custom built 4 bedroom, 4 bath home delivers luxury, comfort, and unforgettable outdoor living. Gather around the oversized gas fire pit with seating for 10 while taking in unobstructed golf course views or relax on the private patio and soak in the hot tub as local wildlife passes by. Inside, the open concept design was built for entertaining, featuring a chef inspired kitchen with a 48" double oven range, expansive island, generous dining area, and an inviting living room anchored by a cozy gas fireplace with floor to ceiling quartz stone. Storage is abundant throughout, making everyday living effortless. The main level primary suite offers a peaceful retreat with a spa like five-piece ensuite and direct access to the hot tub patio. Upstairs you'll find three additional bedrooms and a spacious rec room, while the attached two car garage has been transformed into the ultimate game room for endless fun. Ideally located just moments from the Nelson Farm owners only pool, The Lodge, Swim & Fitness Center, Dawson Park, miles of trails, golf, dining, and year-round recreation, this is more than a home it's your opportunity to experience everything Suncadia has to offer.

1630 Coal Mine Way, Cle Elum

Listing courtesy of Windermere Real Estate/East.

$1,749,000
3 Beds ⋅ 3 Baths ⋅ 2558451 MLS ⋅ ACTIVE Status
Refined mountain resort living awaits at 260 Sweet Shop Lane, an impeccably appointed Suncadia residence sited on a large, private lot. The sprawling floor plan unfolds with effortless grace across three bedrooms plus a generous flex retreat with dual built-in bunks, perfectly suited to a home full of guests. The serene primary suite indulges with a spa-inspired ensuite and private patio access, a tranquil sanctuary among the pines. Upstairs, a secondary bedroom opens to its own private balcony framing the resort's natural beauty, joined by an additional bedroom and full bath. Thoughtfully appointed with a gas range, granite countertops, a dedicated laundry room, and an attached two-car garage, the home lives beautifully while remaining close to it all. Beyond the front door, the celebrated Suncadia lifestyle beckons, set on the sunny side of the Cascades, just 80 miles from Seattle. Less than half a mile away, the all-new Suncadia Social welcomes you with its artisan coffee house and market, while championship golf awaits at Prospector and Rope Rider, complete with the driving range and Swim & Fit's year-round pools and waterslides. Explore more than 40 miles of hiking and biking trails, cast a line or paddle the Cle Elum River, restore at the Glade Spring Spa, and gather for seasonal dining, concerts, and four seasons of alpine adventure. Lightly enjoyed and truly turnkey, every detail remains pristine: a rare offering where luxury, leisure, and location converge.

260 Sweet Shop Lane, Cle Elum

Listing courtesy of Coldwell Banker Bain.

$899,900
2 Beds ⋅ 1 Baths ⋅ 2556752 MLS ⋅ ACTIVE Status
A rare opportunity to own an exceptional riverfront retreat in the heart of the Teanaway Valley! Nestled on two tax parcels totaling over 5 acres, this handcrafted log home captures the essence of mountain living with soaring vaulted ceilings, exposed log beams, rich wood finishes, and walls of windows framing the surrounding landscape. The open-concept great room is anchored by a cozy wood-burning stove and flows into the updated kitchen featuring new cabinetry, butcher block countertops, stainless steel appliances, and an island with seating. The thoughtfully designed floor plan includes a main-level bedroom and updated bath, a loft ideal for a den or home office, and an upper-level bedroom with a private balcony overlooking the property. Outside, approximately 800 feet of Teanaway River frontage wraps around the property, creating an extraordinary setting for recreation and relaxation. Enjoy spectacular golden hour sunsets from the expansive rear deck, fenced pasture with room for horses or livestock, and a short stroll to the river. Completing this remarkable property is a 1,200 sq. ft. detached shop with electricity, updated lighting, and built-in shelving, a detached two-bedroom bunkhouse, an additional one-car garage, and multiple outbuildings for guests, hobbies, storage, or recreational equipment. Combining privacy, usable land, and outstanding amenities, this serene rustic compound offers the mountain lifestyle you've been dreaming of.

9940 Hwy 970, Cle Elum

Listing courtesy of KW Lake Washington So.

$4,550,000
5 Beds ⋅ 7 Baths ⋅ 2559566 MLS ⋅ ACTIVE Status
Experience elevated mountain living in this award-winning modern retreat located on one of the most coveted homesites in Suncadia Resort. Perfectly positioned on a private 1-acre lot overlooking the signature 10th hole of Prospector Golf Course, this fully furnished luxury home captures breathtaking golf course & mountain views from every room. Recognized as Best in Show & Best in Class at the 2024 Harvest Home Show, “The Sanctuary” showcases exceptional craftsmanship, timeless design & a true resort-style experience. Spanning over 6400 sqft, this mountain-modern masterpiece offers 5 beds, 5.5 baths, including 3 luxurious primary suites & dedicated bunk room designed for effortless hosting/multi-generational living. Striking architectural details include clear cedar siding, stone masonry, standing seam metal roof, dramatic floating staircase & expansive walls of glass that seamlessly blend indoor/outdoor living. The chef’s kitchen features Sub-Zero appliances, custom frameless cabinetry, oversized gathering spaces & seamless flow for entertaining. Enjoy a private movie theater, pool hall w/ full bar, 10-zone Sonos audio system, heated tile floors in primary suites, automatic shades & designer furnishings curated throughout. Outdoor amenities rival a private resort w/ pool & spa, 6-person sauna, covered BBQ lounge, dual fire pits & expansive lawn space framed by panoramic mountain & golf course scenery. Rare opportunity to own one of Suncadia’s most iconic luxury properties.

160 Sanctuary Ct, Cle Elum

Listing courtesy of Real Broker LLC.

$1,199,000
3 Beds ⋅ 3 Baths ⋅ 2558671 MLS ⋅ ACTIVE Status
Nestled on 5 picturesque acres in the sought-after Teanaway Valley, this beautifully updated horse property offers the perfect blend of comfort, functionality, and breathtaking mountain views. The open-concept design features large windows, hardwood floors, and a stunning kitchen with granite countertops, oversized island, and spacious walk-in pantry. The luxurious primary suite includes two walk-in closets and a spa-inspired en suite with soaking tub, double-headed shower, and separate vanities. Bedrooms two and three share a convenient Jack-and-Jill bathroom, while the large upstairs bonus room provides flexible living space.Extensively remodeled in 2023, the home showcases new carpet, flooring, appliances, cabinets, tile, paint, interior doors, fixtures, select windows, and French doors, plus an additional 156 square feet added downstairs. Upgrades also include a tankless water heater, water filtration system, and improvements to the gas fireplace insert.Outside, enjoy a fully landscaped yard with in-ground sprinklers, front and back patios with stunning mountain views, cross-fenced pasture, a 40x40 shop, and a 12x24 horse shed. Recent exterior improvements include fresh paint on the home, shop, and horse shed, extensive fencing updates, and nearly $100,000 invested in landscaping over the past 12 years. A rare opportunity to own a turnkey equestrian retreat in one of Central Washington’s most scenic settings.

644 Masterson Road, Cle Elum

Listing courtesy of Coldwell Banker Bain.

$439,000
3 Beds ⋅ 2 Baths ⋅ 2557067 MLS ⋅ ACTIVE Status
Well-maintained home on an oversized lot in Cle Elum offers comfort, functionality, and a convenient location. The open floor plan features 3 bedrooms, 2 bathrooms, and a spacious living room filled with natural light from abundant windows. New flooring enhances several rooms, adding a fresh, updated feel. Enjoy the covered back porch, fully fenced yard, and ample storage with a 2-car garage featuring a dedicated storage room, plus an additional storage shed. Ideally located near parks, trails, and the Yakima River, providing easy access to outdoor recreation and everyday conveniences.

321 Washington Street, Cle Elum

Listing courtesy of John L. Scott RE Cle Elum.

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