Cle Elum Homes with FHA Terms

Cle Elum Homes with FHA Terms

Welcome to Cle Elum, a charming city nestled in the heart of Kittitas County, Washington. Known for its stunning natural beauty, Cle Elum offers a perfect blend of outdoor recreation and small-town charm.

With a rich history dating back to the late 19th century, Cle Elum boasts a vibrant community and a strong sense of pride. The city's historic downtown area is filled with quaint shops, cozy cafes, and local restaurants, making it the perfect place to explore and unwind.

For those looking to make Cle Elum their home, there are plenty of options available, including homes with FHA terms. Whether you're a first-time homebuyer or looking to upgrade to a new property, Cle Elum offers a diverse range of real estate opportunities to suit every need and budget.

From cozy bungalows to spacious family homes, Cle Elum has something for everyone. Imagine waking up to breathtaking mountain views, exploring nearby hiking trails, or simply relaxing in your own backyard – all within reach in this picturesque city.

So why wait? Discover the beauty and charm of Cle Elum today and find your perfect home with FHA terms in this idyllic corner of Washington state.

Newest Cle Elum Homes with FHA Terms

$1,075,990
5 Beds ⋅ 3 Baths ⋅ 2575624 MLS ⋅ ACTIVE Status
NOVEMBER COMPLETION!!!!!! Welcome to Pine Ranch by Risewell Homes! Cle Elum's newest master planned community in the heart of the Cascades. Enjoy a more down-to-earth way of living that cultivates deeper roots in nature and community, with an abundance of parks, playgrounds and trails and future clubhouse featuring a swimming pool and fitness center, pickleball beach volleyball court - surrounded by over 400 acres of open space! Next door to the renowned Suncadia Resort with golf courses, restaurants and winery. Minutes from historic Roslyn and downtown Cle Elum's cafes, shops, restaurant, and Sunday Roslyn Farmer's market! Your home is a homebase for world class recreation, hiking and mountain biking along the Pacific Crest trails, world class fly fishing on the Yakima River, camping at Salmon La Sac or swimming at Speelyi beach, skiing and snowboarding at Snoqualmie pass, the possibilities are endless! A world away yet only 90 minutes from downtown Seattle! The Canopy Plan offers a highly sought-after multigenerational-friendly layout with five total bedrooms. A first-floor bedroom with a nearby full bath provides privacy and convenience for guests or a home office. Upstairs, four additional bedrooms and a loft create abundant living space. The open-concept main living area, covered patio, and mud room further enhance everyday comfort and functionality.

530 Appaloosa Way Unit #lot 36, Cle Elum

Listing courtesy of Risewell Homes.

$1,174,995
5 Beds ⋅ 4 Baths ⋅ 2575642 MLS ⋅ ACTIVE Status
JANUARY COMPLETION!!!!!! Welcome to Pine Ranch by Risewell Homes! Cle Elum's newest master planned community in the heart of the Cascades. Enjoy a more down-to-earth way of living that cultivates deeper roots in nature and community, with an abundance of parks, playgrounds and trails and future clubhouse featuring a swimming pool and fitness center, pickleball beach volleyball court - surrounded by over 400 acres of open space! Next door to the renowned Suncadia Resort with golf courses, restaurants and winery. Minutes from historic Roslyn and downtown Cle Elum's cafes, shops, restaurant, and Sunday Roslyn Farmer's market! Your home is a homebase for world class recreation, hiking and mountain biking along the Pacific Crest trails, world class fly fishing on the Yakima River, camping at Salmon La Sac or swimming at Speelyi beach, skiing and snowboarding at Snoqualmie pass, the possibilities are endless! The Cascade Plan delivers exceptional flexibility with a spacious 5-bedroom layout and thoughtfully designed gathering spaces. A first-floor bedroom and full bath create an ideal setup for guests or a private workspace. The expansive kitchen features a walk-in pantry and dedicated appliance kitchen area, providing extra prep and storage capabilities. A mud room off of the garage provides convenience and extra storage. Upstairs, a loft and four additional bedrooms, including a luxurious primary suite, offer comfort and versatility for growing households.

502 Appaloosa Way Unit #lot 34, Cle Elum

Listing courtesy of Risewell Homes.

$1,360,000
3 Beds ⋅ 1 Baths ⋅ 2562739 MLS ⋅ ACTIVE Status
Nestled along one of the Yakima River's most extraordinary stretches of waterfront, this impeccably maintained 3 bed, 1 bath home offers a riverfront setting that is impossible to replicate. Boasting extensive, true low-bank river frontage, you'll enjoy breathtaking views of Peoh Point, access to the river & endless opportunities for fly fishing, kayaking, floating or relaxing along the water's edge. A long private drive leads to this secluded retreat, where protected Tribal land across the river & PSE-owned property bordering one side create an exceptional level of privacy w/ virtually no neighboring homes in sight. Thoughtfully updated throughout, the home features high-end appliances, a cozy propane fireplace, heated floors, new mini-split heating & cooling & a spacious primary bedroom with French doors opening to a brand-new Trex deck overlooking the river. A second Trex deck, high-quality gazebo, hot tub, & storage shed complete the property. Previously operated as a successful short-term rental, this home is equally suited as a full-time residence, vacation getaway or investment opportunity. Set on just over 3 acres across 2 separate parcels, the property offers exceptional flexibility. The home has its own septic system, while the second parcel features an approved 4-bedroom septic design, its own well, & power on site. Build a second home or ADU (subject to approvals) continue renting2 RV spaces or enjoy the added privacy. Home & land parcels also listed independently

971 McDonald Road, Cle Elum

Listing courtesy of HomeSmart Realty Group.

$835,000
3 Beds ⋅ 1 Baths ⋅ 2562019 MLS ⋅ ACTIVE Status
Nestled along one of the Yakima River's most extraordinary stretches of waterfront, this impeccably maintained 3-bedroom, 1-bath home offers a riverfront setting that is nearly impossible to replicate. Boasting extensive, true low-bank river frontage, you'll enjoy breathtaking views of Peoh Point, easy access to the river, and endless opportunities for fly fishing, kayaking, floating, or simply relaxing along the water's edge. A long private driveway leads to this secluded retreat, where protected Tribal land across the river and PSE-owned property bordering one side create an incredibly rare sense of privacy with virtually no neighboring homes in sight. Surrounded by nature, you'll enjoy abundant wildlife, incredible scenery, and a peaceful setting that is truly one of a kind.Thoughtfully updated throughout, the home features high-end appliances, a cozy propane fireplace, new mini-split heating and cooling, and heated floors. The spacious primary bedroom is a true retreat with expansive windows, French doors, and direct access to a brand-new Trex deck overlooking the river. A second Trex deck welcomes you at the front entrance, while the hot tub and storage shed complete the property. Previously operated as a successful short-term rental, this home offers exceptional potential as a full-time residence, vacation getaway, or investment opportunity. Furnishings are negotiable.

971 McDonald Road, Cle Elum

Listing courtesy of HomeSmart Realty Group.

$599,000
2 Beds ⋅ 2 Baths ⋅ 2574258 MLS ⋅ ACTIVE Status
Welcome to this well cared for one owner home tucked among the trees in the desirable Sun Country Golf Course community. Situated on two lots, this 2-bedroom, 2-bath home offers the space, seclusion, and recreational lifestyle that make the Cle Elum area so special. Enjoy a peaceful mountain setting right on the golf course, with a covered front deck perfect for relaxing and taking in the surroundings. The property features an attached 2-car garage plus an impressive 32x40 detached shop with 3 bays, ideal for storing your RV, snowmobiles, side-by-sides, golf cart, outdoor gear, or creating the ultimate workshop. The double-lot setting provides plenty of room to spread out while mature trees create a wonderful sense of privacy and separation. From golfing and fishing to hiking, biking, snowmobiling, and exploring nearby trails, four-season recreation is right outside your door. Whether you're looking for a full-time residence, mountain getaway, or investment opportunity, this property delivers a hard to find combination of location, usable space, garage and shop storage, and the Cle Elum lifestyle. Home owners dues include water and road maintenance. Two additional lots are available and listed, if you want a packaged deal. Easy access to 1-90 and all the amenities of Cle Elum, Suncadia and Roslyn. Come see what makes Sun Country such a special place to call home.

20 Oakmont Drive, Cle Elum

Listing courtesy of RE/MAX, The Collective.

$799,990
3 Beds ⋅ 2 Baths ⋅ 2572736 MLS ⋅ ACTIVE Status
DECEMBER COMPLETION RAMBLER!!!!!! Welcome to Pine Ranch by Risewell Homes! Cle Elum's newest master planned community in the heart of the Cascades. Enjoy a more down-to-earth way of living that cultivates deeper roots in nature and community, with an abundance of parks, playgrounds and trails and future clubhouse featuring a swimming pool and fitness center, pickleball beach volleyball court - surrounded by over 400 acres of open space! Next door to the renowned Suncadia Resort with golf courses, restaurants and winery. Minutes from historic Roslyn and downtown Cle Elum's cafes, shops, restaurant, and Sunday Roslyn Farmer's market! Your home is a homebase for world class recreation, hiking and mountain biking along the Pacific Crest trails, world class fly fishing on the Yakima River, camping at Salmon La Sac or swimming at Speelyi beach, skiing and snowboarding at Snoqualmie pass, the possibilities are endless! A world away yet only 90 minutes from downtown Seattle! The Sierra Rambler Plan offers an efficient and highly functional single-story layout designed for modern living. At the heart of the home, the open great room, dining area, and kitchen create a bright and welcoming gathering space. The primary suite is tucked away for privacy and includes a walk-in closet and luxurious bath, while two secondary bedrooms provide comfortable accommodations for visitors. Thoughtful details such as a mud room, pantry & covered patio enhance both convenience and livability.

157 Knotted Mane Court Unit #lot114, Cle Elum

Listing courtesy of Risewell Homes.

$1,057,000
3 Beds ⋅ 3 Baths ⋅ 2574928 MLS ⋅ ACTIVE Status
NOVEMBER COMPLETION!!!!!! Welcome to Pine Ranch by Risewell Homes! Cle Elum's newest master planned community in the heart of the Cascades. Enjoy a more down-to-earth way of living that cultivates deeper roots in nature and community, with an abundance of parks, playgrounds and trails and future clubhouse featuring a swimming pool and fitness center, pickleball beach volleyball court - surrounded by over 400 acres of open space! Next door to the renowned Suncadia Resort with golf courses, restaurants and winery. Minutes from historic Roslyn and downtown Cle Elum's cafes, shops, restaurant, and Sunday Roslyn Farmer's market! Your home is a homebase for world class recreation, hiking and mountain biking along the Pacific Crest trails, world class fly fishing on the Yakima River, camping at Salmon La Sac or swimming at Speelyi beach, skiing and snowboarding at Snoqualmie pass, the possibilities are endless! A world away yet only 90 minutes from downtown Seattle! The Vista Plan is designed for households seeking additional flexibility and work-from-home functionality. The main level includes a dedicated office near the entry, expansive living and dining areas, and dual covered patios that enhance indoor-outdoor living. Upstairs, the loft provides a secondary gathering space while the primary suite offers generous proportions, a walk-in closet, and a luxurious bath. Thoughtful details throughout create a versatile home that adapts to changing lifestyles.

516 Appaloosa Way Unit #lot 35, Cle Elum

Listing courtesy of Risewell Homes.

$525,000
4 Beds ⋅ 3 Baths ⋅ 2567972 MLS ⋅ ACTIVE Status
This beautifully updated and Pre-inspected 4-bedroom, 2.5-bathroom home in Cle Elum Pines is completely turn-key and ready for its new owners! The main level offers an open-concept layout highlighted by fresh paint, flooring, and a 2025 Kitchen upgrade featuring Quartz countertops and stainless steel appliances, alongside a cozy propane fireplace, forced air furnace, and a convenient fourth bedroom. Upstairs, you will find the primary bedroom with its own ensuite bathroom, a spacious second family room, two additional bedrooms and a full bathroom. Convenient mudroom leading into the garage is equipped with a newly purchased 2025 washer and dryer. The outdoor space is perfect for entertaining with a fully fenced backyard that includes a patio, a fire pit, and dedicated garden space. Convenient irrigation through the front and back yards! Freshly painted inside and out, the property boasts excellent curb appeal, a spacious two-car garage, and extensive off-street parking. Conveniently located near local schools and grocery, the home also provides quick, easy access to I-90 for commuters. No HOA!

918 Marian Drive, Cle Elum

Listing courtesy of Great NW Real Estate LLC.

$419,950
3 Beds ⋅ 1 Baths ⋅ 2570747 MLS ⋅ ACTIVE Status
Charming 3 bedroom and 1 bath home boasts stunning interior renovations. Located in the heart of downtown Cle Elum with endless potential for full-time residence, weekend getaway or possible business use. Gorgeous new kitchen with quartz countertops, island with eating space, classic white subway tile and a darling farmhouse apron front sink. Updated bathroom with new dual sink vanity, lighting, hardware and timeless shiplap detailing. New flooring, craftsman style doors, drywall and fresh paint throughout. Updated lighting and electrical along with a new sewer line in 2020 means that most of the heavy lifting has been done. The MASSIVE 24x40 garage/shop is suited for multiple vehicles, bikes, sleds or tools and adds functional space and storage.

205 Yakima Ave, Cle Elum

Listing courtesy of The Preview Group.

$799,990
3 Beds ⋅ 3 Baths ⋅ 2564310 MLS ⋅ ACTIVE Status
DECEMBER COMPLETION!!!!!! Pine Ranch by Risewell Homes! A new world of Washington living in the heart of the Cascades, enjoy a more down-to-earth way of living that cultivates deeper roots in nature and community, with an abundance of parks, playgrounds and trails and future clubhouse featuring a swimming pool and fitness center, pickleball beach volleyball court - surrounded by over 400 acres of open space! Next door to the renowned Suncadia Resort with golf courses, restaurants and winery. Minutes from historic Roslyn and downtown Cle Elum's cafes, shops, restaurant, and Sunday Roslyn Farmer's market! Your home is a homebase for world class recreation, hiking and mountain biking along the Pacific Crest trails, world class fly fishing on the Yakima River, camping at Salmon La Sac or swimming at Speelyi beach, skiing and snowboarding at Snoqualmie pass, the possibilities are endless! A world away yet only 90 minutes from downtown Seattle! The Verde floorplan! Thoughtfully designed two-story home that blends open-concept living with flexible family spaces. The main floor features a spacious great room, dining area, and beautifully crafted kitchen with a walk-in pantry, all flowing seamlessly to a covered patio for year-round enjoyment. Upstairs, the private primary suite includes a large walk-in closet and spa-inspired bath, while two secondary bedrooms and a versatile loft provide room to grow. An open-to-below design adds volume and natural light throughout the home.

553 Appaloosa Way Unit #lot 59, Cle Elum

Listing courtesy of Risewell Homes.

$919,990
4 Beds ⋅ 3 Baths ⋅ 2564314 MLS ⋅ ACTIVE Status
SEPTEMBER COMPLETION!!!!! Welcome to Pine Ranch by Risewell Homes! Cle Elum's newest master planned community in the heart of the Cascades. Enjoy a more down-to-earth way of living that cultivates deeper roots in nature and community, with an abundance of parks, playgrounds and trails and future clubhouse featuring a swimming pool and fitness center, pickleball beach volleyball court - surrounded by over 400 acres of open space! Next door to the renowned Suncadia Resort with golf courses, restaurants and winery. Minutes from historic Roslyn and downtown Cle Elum's cafes, shops, restaurant, and Sunday Roslyn Farmer's market! Your home is a homebase for world class recreation, hiking and mountain biking along the Pacific Crest trails, world class fly fishing on the Yakima River, camping at Salmon La Sac or swimming at Speelyi beach, skiing and snowboarding at Snoqualmie pass, the possibilities are endless! A world away yet only 90 minutes from downtown Seattle! The Sendero Plan combines modern design with exceptional functionality. The first floor features a large great room, dining area, oversized kitchen with pantry, and a convenient mud room for daily organization. Upstairs, four bedrooms are complemented by a centrally located loft that can serve as a media room, study area, or play space. The spacious primary suite offers a walk-in closet and private bath, creating a comfortable retreat at the end of the day. Stop by today and tour our completed model of this floorplan!

479 Appaloosa Way Unit #lot 68, Cle Elum

Listing courtesy of Risewell Homes.

$425,000
2 Beds ⋅ 1 Baths ⋅ 2564035 MLS ⋅ ACTIVE Status
Escape to your own private mountain wilderness in this charming 2 bedroom cabin, nestled on 18 secluded acres near the scenic heights of Peoh Point and featuring mature forests, and bounties of spring trillium flowers. Located just 10 minutes from downtown Cle Elum, this rare recreational retreat perfectly balances absolute privacy with quick access to local shops and dining. Or go hiking outside your door and fishing in the Yakima river. The thoughtful layout offers a convenient bedroom on the main level, complemented by an extra large loft upstairs. Outside, a large deck provides the perfect space to unwind and take in the serene surroundings. Designed for independent, self sufficient living, the property features robust off-grid systems, including reliable propane energy, a traditional wood stove for cozy mountain nights, 300 gallon water tank, and an established private septic system. The house is also completely wired for future connection to both electrical grid and a generator. New paint inside and out, and the AWD gravel drive is freshly graded.

390 Tillman Creek Road, Cle Elum

Listing courtesy of John L. Scott, Inc..

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