Camano Island Homes with FHA Terms

Camano Island Homes with FHA Terms

Welcome to Camano Island, a hidden gem in the Pacific Northwest located in Washington State, USA. Known for its serene beauty and small-town charm, Camano Island offers a peaceful retreat from the hustle and bustle of city life.

With stunning views of the Puget Sound and the Olympic Mountains, Camano Island is a nature lover's paradise. Residents enjoy outdoor activities such as hiking, boating, and beachcombing, making it the perfect place to unwind and connect with the natural world.

For those looking to make Camano Island their home, the option of purchasing a property with FHA terms is available. This provides a fantastic opportunity for first-time homebuyers or those looking for a more flexible financing option.

Whether you're searching for a cozy cottage by the water or a spacious family home with panoramic views, Camano Island has a diverse range of properties to choose from. From modern waterfront estates to charming country cottages, there's something for everyone on this picturesque island.

Come and experience the magic of Camano Island - where small-town charm meets natural beauty, and the perfect home is waiting for you with FHA terms to make your dream a reality.

Newest Camano Island Homes with FHA Terms

$775,000
3 Beds ⋅ 2 Baths ⋅ 2570406 MLS ⋅ ACTIVE Status
Nestled in the desirable Camano Heights neighborhood, this 3-bedroom, 1.5-bath home offers 1,788 sq ft of living space plus additional rooms for entertaining and relaxing. Set on an expansive double lot of 57,935 sq ft, this property backs to a nature preserve, ensuring privacy for decades to come along with serene surroundings and abundant wildlife. A circle driveway provides easy in-and-out access while enhancing privacy from the road. For hobbyists and collectors, a 36'x36' shop offers ample space for projects and storage, plus room for your RV and toys. Mature fruit trees, including some of the best-tasting plums around, add charm to the grounds. Located in a well-established, relaxed island neighborhood close to local amenities, beaches, and parks. A rare opportunity for a private retreat with room to breathe, grow, work, and play.

937 Rowe Road, Camano Island

Listing courtesy of The Joseph Group.

$549,000
2 Beds ⋅ 2 Baths ⋅ 2575637 MLS ⋅ ACTIVE Status
Discover the peaceful charm of Camano Island in this inviting 2-bedroom, 2-bath home nestled on a large, private lot surronded by mature trees. Enjoy beautiful filtered sunrise views and views of Port Susan Bay. With the feeling of being tucked away in a serene natural setting while remaining centrally located on the Island. A large, level lot with gardening space, fruit trees and a tree house where nature abounds. Nearby beach access makes it easy to enjoy the best of the Island lifestyle, from waterfront walks to relaxing days by the water. A wonderful opportunity to create your own Island retreat in a tranquil and convenient location with nearby amenities and easy access.

1054 Michael Way, Camano Island

Listing courtesy of Windermere Real Estate/CIR.

$830,000
3 Beds ⋅ 3 Baths ⋅ 2575521 MLS ⋅ ACTIVE Status
Welcome to this stunning home nestled in the highly desirable SeaScape Community, offering unparalleled access to private trails, beaches, crabbing and fishing. Surrounded by lush greenbelt areas, this residence provides a peaceful and scenic setting with breathtaking views of the Sound from the open living space. The Main floor features three spacious bedrooms and 2 bathrooms, complimented by a custom kitchen with beautiful hardwood oak floors and vaulted ceilings that create a bright, airy atmosphere. The home is thoughtfully designed to function as a four-bedroom residence, with a separate sleeping area on the lower level for added flexibility. Enjoy outdoor living on the large dining deck, perfect for gatherings amidst tall trees and nature's tranquility. The property boasts a driftwood and bay sound view, creating a serene backdrop for everyday life. The lower level offers a comfortable family room, an additional bedroom and bathroom, and ample storage space -- ideal for guests! Bring your boat and take advantage of the nearby beach, where you can enjoy fresh crab and endless outdoor activities. This beautiful home combines comfort, functionality, and a prime location for the ultimate coastal lifestyle.

265 Sukyma Lane, Camano Island

Listing courtesy of The Preview Group.

$599,950
3 Beds ⋅ 2 Baths ⋅ 2575490 MLS ⋅ ACTIVE Status
Beautifully remodeled single-level home in Camano Island's Rocky Point Heights community. This 3-bedroom, 2-bath home offers 1,290 sq ft of bright, open living space with vaulted ceilings, wide-plank flooring and a wood-burning stove with stone surround. The updated kitchen features quartz countertops, crisp white cabinetry, a contrasting island, stainless appliances and generous prep space. The primary suite includes a private updated bath, while two additional bedrooms offer flexible living space. Step outside to an expansive deck overlooking mature evergreens with partial views of Saratoga Passage and beautiful western sunsets. Fully fenced front and back yards, RV parking, storage/outbuilding space and an attached 2-car garage add everyday convenience. North-end Camano location with easy access to beaches, boat launches and Stanwood, with no ferry required.

939 James Way, Camano Island

Listing courtesy of MLS4owners.com.

$1,150,000
4 Beds ⋅ 3 Baths ⋅ 2575332 MLS ⋅ ACTIVE Status
Tucked away on 2.5 peaceful acres, this Camano Island property offers the kind of space that makes everyday life feel a little slower and a lot more special. Inside, the 2,180 sq ft home has been thoughtfully refreshed with a beautifully renovated kitchen, new appliances, flooring, trim and a brand-new roof. With 3 bedrooms and 2.75 baths sprawling on one level, and a bonus room above, it's the perfect open and flowing floorplan for easy living. Step outside for summer dinners on the patio, evenings under the backyard gazebo, or mornings spent tending the large fenced garden with raised beds. With 3 bedrooms, 2.75 baths, an attached 2-car garage, generator wiring, plus a detached 2-bay shop and 790 sq ft 1-bed, 1-bath ADU, there’s room for guests, income potential, hobbies, projects and whatever life brings next—all in a convenient mid-island location.

79 Adeline Lane, Camano Island

Listing courtesy of The Agency Camano Island.

$1,400,000
3 Beds ⋅ 3 Baths ⋅ 2574541 MLS ⋅ ACTIVE Status
Tucked away at the end of a newly paved 400-ft driveway, this private Camano Island retreat feels like it belongs in a Pottery Barn magazine. An automatic gate opens to a beautifully finished home surrounded by trees, offering exceptional privacy and quiet. Inside, warm white rift oak cabinetry, exposed beams, 9-ft ceilings and a vaulted living room create a cozy Northwest feel. The chef’s kitchen features quartz surfaces, Thermador range/oven, Bosch dishwasher, wall oven, wine fridge and walk-in pantry. The main-floor primary suite offers easy one-level living with a soaking tub and radiant-heated bath floors. Enjoy the fireplace, black-framed Andersen windows and expansive sliders that connect the living space to a covered Trex deck with tongue-and-groove ceiling, overlooking the fenced backyard, wooded setting and creek beyond. Thoughtful upgrades include a heat pump, tankless water heater, Generac generator, water treatment system, Ring security, EV-ready finished garage, solid wood garage doors, hot tub and propane BBQ hookups, plus a shed. Multiple covered outdoor spaces, including the breezeway, invite morning coffee, evening tea and year-round entertaining. Enjoy the slower pace of island living with beaches, parks, trails, golf and local dining nearby—all on an island you can drive to without a ferry. Private, polished and incredibly inviting, this is Camano living at its best.

1906 Journeys End Lane, Camano Island

Listing courtesy of Unique Lifestyle Realty.

$650,000
3 Beds ⋅ 2 Baths ⋅ 2575018 MLS ⋅ ACTIVE Status
Storybook setting, this serene escape on sprawling 4.85 acres offers complete privacy. Tucked away past long driveway on the N. End of desirable Camano Island, this trendy home features white exterior & contrasting black accents. Lounge on 2-tier front deck overlooking spacious wooded & cleared property & adorable, newly updated well house. Home boasts vinyl tile flooring, white cabinetry & wood accents. Open floor plan w/ vaulted ceilings throughout spacious entry, adjacent living room, dining room & kitchen. Updated kitchen offers SS appliances & island w/ breakfast bar. Oversized primary bedroom w/ en-suite bathroom & WIC. Large shop for projects & parking. No HOA. Looking to build? Previously approved for 4BR septic. Island living w bridge access!

154 Lindsay Road, Camano Island

Listing courtesy of Salt & Sound Realty.

$525,000
2 Beds ⋅ 2 Baths ⋅ 2572700 MLS ⋅ ACTIVE Status
Welcome to Camaloch! Move in ready recently refreshed rambler with 2-bedrooms and 1.5-bath golf-course views toward the 12th green. Recent updates include new flooring throughout, interior and exterior paint, remodeled bathrooms, new appliances and kitchen sink, new blinds, light fixtures, new water heater, new front and rear decks. Large level lot features professional landscaping with mature plantings, and a new gravel driveway. The two-car garage provides storage space and includes a utility sink. Additional improvements provide peace of mind with a new roof and sub-roofing with a 30-year warranty, along with new gutters and downspouts. Camaloch HOA dues include household water, golf, access to 2 swimming pools, the clubhouse, and a community lake featuring fishing. Gated community leads to comfort and peace of mind. Nearby grocery and minutes to shopping centers.

241 Mackenzie Drive, Camano Island

Listing courtesy of Redfin.

$489,000
3 Beds ⋅ 1 Baths ⋅ 2572903 MLS ⋅ ACTIVE Status
If you love fishing, crabbing, or spending time at the beach then this fully remodeled home is for you! Perfectly located 3 minutes from Mabana Beach on a quiet dead-end street, Preferred Lender offering BUYER CREDIT. Also home comes w/HOME WARRANTY to ease the buying process! Situated on a large corner lot, there’s plenty of parking, including RV/BOAT PARKING, with sandy beach access just minutes away. Step inside to modern touches and a bright OPEN FLOOR PLAN. Prepare your favorite meals in the beautiful BRAND-NEW KITCHEN, then retreat to the den/HOME OFFICE and cozy up by the wood-burning fireplace. The bathroom has been tastefully remodeled, and the bedrooms are spacious and inviting. New light fixtures throught. Out back, enjoy fruit trees and plenty of yard space for gatherings, gardening, and hobbies. New roof in 2017 and a newer water heater. Not in a flood zone.

1447 Christine Lane, Camano Island

Listing courtesy of Realty One Group Orca.

$499,000
2 Beds ⋅ 2 Baths ⋅ 2554631 MLS ⋅ ACTIVE Status
Welcome to your serene Camano Island retreat. Nestled in the desirable Idlewood neighborhood, this beautifully maintained home lives like new, offering the perfect blend of privacy, comfort, and Pacific Northwest charm. Thoughtful updates throughout include luxury flooring and modern finishes that create a fresh, inviting atmosphere the moment you step inside. Large windows and vaulted ceilings fill the living spaces with natural light, while the open layout provides an easy flow for everyday living and entertaining. The kitchen features generous counter space and storage, opening to a cozy dining area and a living room anchored by a warm, inviting fireplace. The primary suite provides a peaceful escape with its own ensuite bath and spacious walk in closet The second bedroom offers flexibility for guests, office space, or hobbies. Enjoy year round comfort with a heat pump, and peace of mind knowing the home is wired for generator, pre inspected, and comes with a home warranty for added confidence. Step outside to a spacious yard with room to play, entertain, or simply relax. Raised garden beds await your special touch, and the charming front porch is the perfect spot to sip your morning coffee while embracing Camano’s quiet beauty. A two car garage and ample parking complete the package. Located just minutes from beaches, parks, and local amenities. Move in ready and lovingly cared for, it’s a wonderful opportunity to enjoy the lifestyle Camano Island is known for.

1087 Idlewood Drive, Camano Island

Listing courtesy of Windermere Real Estate JS.

$975,000
2 Beds ⋅ 2 Baths ⋅ 2570914 MLS ⋅ ACTIVE Status
Welcome to Juniper Beach, where gleaming sunsets and relaxing mornings fill everyday life in this meticulously maintained single-owner home. The spacious entryway offers thoughtful storage and an oversized laundry room, and leads into the living room with soaring ceilings and windows framing picturesque views of Port Susan. The expansive kitchen and sun-filled dining room are thoughtfully designed with ample storage, granite countertops, and casual seating at the center island. The peaceful primary suite boasts a large walk-in closet and private ensuite featuring birch cabinetry and a walk-in shower, while a secondary bedroom and nearby hall bath provide space for guests. The sunny back deck offers beautiful views and plenty of room for outdoor dining, entertaining, and relaxing. The fully fenced yard includes a separately fenced garden filled with raised beds, blooming flowers, and space to grow fruits and vegetables. A large three-bay fully finished shop features a ¾ bath, a 200-amp electrical panel, and RV parking with a 220V outlet. Downstairs, the huge partially finished basement provides flexible space for a home gym, craft room, or future living space. This home is ideally located 10 minutes from daily conveniences in both Stanwood and Camano Island, with easy access to SR 532, beaches, and boat launches.

1320 Juniper Beach Road, Camano Island

Listing courtesy of Lamb Real Estate.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2566043 MLS ⋅ ACTIVE Status
Location, lifestyle, and opportunity come together in this charming North End Camano Island home, offered for the very first time. Enjoy private community beach access just down the street, where kayaking, paddle boarding, and beach walks become part of everyday life. Nestled on a quiet dead-end street and backing onto a sprawling community greenbelt. This peaceful setting offers the perfect balance of privacy and recreation. Inside, you'll appreciate the ease of single-level living with a warm, inviting layout featuring 3 bedrooms including a spacious primary suite, 1 3/4 bathrooms, a cozy living area, abundant storage, and thoughtful floor plan create a home that's both comfortable and functional. Outside, the large yard offers room to garden, play, or simply relax, while the garden shed and ample parking provide everyday convenience. The unbeatable North End location puts you just minutes from Terry's Corner, Stanwood, shopping, restaurants, and easy I-5 access. Whether you're searching for a full-time residence or the perfect island retreat, this is a rare opportunity to own a home in one of Camano's most sought-after neighborhoods.

825 Livingston Bay Shore Drive, Camano Island

Listing courtesy of Windermere Real Estate/CIR.

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