Bellevue Homes with USDA Loan Terms

Bellevue Homes with USDA Loan Terms

Bellevue: A Vibrant City in Washington State

Nestled in the heart of King County, Washington, Bellevue is a thriving city known for its vibrant community, stunning natural beauty, and a strong economy. Located on the eastern shores of Lake Washington, Bellevue offers a perfect blend of urban amenities and outdoor recreation opportunities.

As part of the greater Seattle metropolitan area, Bellevue benefits from its close proximity to the city while maintaining its own distinct charm. The city boasts a diverse population and a rich cultural scene, with numerous art galleries, theaters, and music venues. Residents and visitors alike can explore the Bellevue Arts Museum or catch a performance at the Meydenbauer Center.

Bellevue is also renowned for its excellent schools and educational institutions, making it an attractive place for families. The city's commitment to education is reflected in its well-regarded public and private schools, as well as Bellevue College, a leading community college in the region.

If you're considering buying a home in Bellevue, you'll be pleased to know that there are options available with USDA loan terms. The USDA loan program provides eligible homebuyers with affordable financing options in qualifying rural and suburban areas. With favorable terms and low-interest rates, USDA loans can make homeownership more accessible for those who meet the program's criteria.

Bellevue offers a range of housing options, from cozy single-family homes in peaceful neighborhoods to modern condominiums in bustling downtown areas. With its strong real estate market and steady appreciation in property values, investing in a home in Bellevue can be a wise decision.

Whether you're attracted to Bellevue for its thriving economy, natural beauty, or excellent schools, this city has something to offer everyone. With USDA loan terms available, now may be the perfect time to explore the real estate opportunities in Bellevue and make this vibrant city your new home.

Newest Bellevue Homes with USDA Loan Terms

$2,350,000
4 Beds ⋅ 3 Baths ⋅ 2566575 MLS ⋅ ACTIVE Status
In a neighborhood increasingly defined by larger-scale new construction, this Enatai home stands apart for its charm, livability, and unmistakable sense of character. Originally built in 1955 and extensively remodeled, it offers a rare combination of architectural personality, natural light, and flexible living spaces just blocks from Lake Washington.Dormer ceilings, vaulted spaces, and expansive windows create warmth and volume throughout. The open-concept kitchen, living, and dining spaces feel connected yet intimate, centered around a substantial masonry wood-burning fireplace that gives the home its soul. Morning sun pours into the east-facing rooms while warm evening light settles across the west-facing spaces and backyard.The layout offers exceptional flexibility for changing needs and lifestyles. Main-level primary suite features heated travertine floors, soaking tub, walk-in closet, and private shower. A second main-floor bedroom works equally well as office, nursery, or guest space. Upstairs includes two additional bedrooms, full bath, vaulted rec room, and west-facing IPE ironwood deck with peekaboo Cascade and Mt. Rainier views. Outside, a rare flat and fully fenced backyard creates space to gather, garden, entertain, or play. Just moments from Enatai Beach Park, Mercer Slough trails, Enatai Elementary, downtown Bellevue, parks, tennis courts, and light rail. A home with heart in one of Bellevue’s most beloved neighborhoods. Rarely do homes feel this genuine today.

11059 SE 31st Street, Bellevue

Listing courtesy of Real Residential.

$1,999,950
4 Beds ⋅ 3 Baths ⋅ 2564934 MLS ⋅ ACTIVE Status
Stunning Bellevue retreat in one of the Eastside’s most coveted neighborhoods! Thoughtfully designed with designer finishes and a timeless, sophisticated aesthetic throughout, this exceptional residence offers the perfect balance of luxury and functionality. The well-appointed galley kitchen features abundant cabinetry, a charming breakfast nook, and flows seamlessly to a formal dining room with direct patio access, creating the ideal setting for everyday living and entertaining. Two distinct living spaces provide flexibility for relaxing, gathering, or hosting guests, while expansive windows fill the home with natural light. Ideally located just minutes from downtown Bellevue, premier shopping, dining, parks, top-rated schools, and major tech campuses, this is a rare opportunity to own a beautifully curated home in one of the Pacific Northwest’s most desirable communities.

13750 SE 23rd Lane, Bellevue

Listing courtesy of Skyline Properties, Inc..

$725,000
3 Beds ⋅ 2 Baths ⋅ 2556790 MLS ⋅ ACTIVE Status
Experience the best of downtown Bellevue living in this beautifully updated 3-bedroom home, ideally located just moments from world-class shopping, dining, parks, and everyday conveniences. Thoughtfully designed with a spacious, functional floor plan, this move-in-ready residence offers an exceptional blend of comfort, style, and convenience.The light-filled interior features expansive living and dining spaces anchored by a cozy fireplace, while the beautifully remodeled kitchen showcases quartz countertops, stainless steel appliances, and abundant cabinetry. Stylishly updated bathrooms, fresh interior paint, and modern finishes throughout create a polished, contemporary feel.Step outside to your own private patio—perfect for morning coffee, outdoor dining, or simply unwinding. Additional highlights include a deeded parking space, plentiful guest parking immediately adjacent to the home, and outstanding community amenities including a clubhouse, outdoor pool, and hot tub.Located just minutes from the Bellevue Farmers Market, Downtown Bellevue, Bellevue Square, major commuter routes including I-405 and SR-520, and served by highly acclaimed Bellevue schools including Clyde Hill Elementary, Chinook Middle School, and Bellevue High School. Pre-inspected, no rental cap, and truly turnkey—this is an exceptional opportunity to enjoy one of Bellevue's most desirable locations.

10221 NE 16th Street Unit #H7, Bellevue

Listing courtesy of eXp Realty.

$3,600,000
2534484 MLS ⋅ ACTIVE Status
Rare multi-family opportunity in Bellevue’s coveted 98006 zip code. This nearly 6,000-square-foot property features 11 bedrooms, 8.5 bathrooms, 3 kitchens, a private two-bedroom mother-in-law suite, and five studio-style units on the lower level. The flexible layout is ideal for multi-generational living, house hacking, or generating significant rental income. Located near Downtown Bellevue, major employers, shopping, dining, and Lake Sammamish, the property combines convenience with exceptional investment potential. short term rental for main house can exceed 650 a night, Opportunities of this size, income capability, and location are seldom available in Bellevue.

41311 153rd Ave SE, Bellevue

Listing courtesy of eXp Realty.

$3,450,000
11 Beds ⋅ 11 Baths ⋅ 2528929 MLS ⋅ ACTIVE Status
Positioned in the highly sought-after 98006 Bellevue zip code, this expansive three-level residence offers nearly 6,000 square feet of versatile living space designed for luxurious multi-generational living, and investment potential. The main level showcases soaring 25-foot ceilings, oversized windows, cherry hardwood floors, formal living and dining spaces, and a spacious primary suite. Featuring 11 bedrooms, 8.5 bathrooms, 3 full kitchens, this rare property combines size, flexibility, and location in one of the Eastside’s most desirable neighborhoods. The fully finished lower level features a separate entrance and generates $7,000 per month in rental income. Located within the states best school district and served by top-ranked Newport High School, the home offers close proximity to Lake Sammamish, parks, Downtown Bellevue, major employers, premier shopping and dining, with convenient access to both I-90 and I-405.

4131 153rd Avenue SE, Bellevue

Listing courtesy of eXp Realty.

$499,000
2 Beds ⋅ 2 Baths ⋅ 2477259 MLS ⋅ ACTIVE Status
Bright and sunny top floor unit with vaulted ceilings. West facing deck overlooking the Mercer Environmental Center and wetlands. Well maintained home with many updates including kitchen and bathrooms. Individual garage and an uncovered parking space. Great location near downtown Bellevue with convenient access to I-405 & I-90. Across the street from the 329 acre Mercer Slough Nature Park a tranquil setting for walking, biking and observation. Backing to future Eastrail biking and hiking trail with EZ access to Downtown Bellevue and Link Rail, opening Fall 2026.

1628 118th Avenue SE Unit #F316, Bellevue

Listing courtesy of Coldwell Banker Bain.

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