Aberdeen Homes with USDA Loan Terms

Aberdeen Homes with USDA Loan Terms

Aberdeen, a charming city located in Grays Harbor County, Washington, is a hidden gem that offers a wonderful quality of life. Nestled in the beautiful Pacific Northwest region of the United States, Aberdeen is known for its stunning natural beauty, friendly community, and affordable housing options.

One of the great advantages of living in Aberdeen is the availability of homes with USDA loan terms. The USDA (United States Department of Agriculture) loan program provides low-interest mortgages to eligible homebuyers in rural areas. Aberdeen, with its picturesque surroundings and peaceful atmosphere, qualifies as a suitable location for USDA loans.

These loans offer numerous benefits for homebuyers, including no down payment requirements, low monthly mortgage insurance premiums, and flexible credit guidelines. With the help of USDA loans, prospective buyers in Aberdeen can fulfill their dream of homeownership without the burden of a large down payment or high-interest rates.

Aberdeen is an ideal place to settle down for those seeking a close-knit community and a tranquil lifestyle. The city boasts a range of amenities, including parks, recreational facilities, and a vibrant downtown area with local shops and restaurants. Aberdeen is also known for its rich history and cultural heritage, with attractions such as the Aberdeen Museum of History and the Kurt Cobain Memorial Park.

In Aberdeen, you can enjoy the best of both worlds – a peaceful and affordable lifestyle, coupled with easy access to the natural wonders of the Pacific Northwest. Whether you're a first-time homebuyer or looking to relocate, Aberdeen offers a welcoming community and attractive housing options with USDA loan terms.

Newest Aberdeen Homes with USDA Loan Terms

$299,500
3 Beds ⋅ 2 Baths ⋅ 2569034 MLS ⋅ ACTIVE Status
"This Gorgeous Fully Remodeled Home Features 3 Bedrooms, 1.5 Baths, Living Room, Dining Room. 2 Bedrooms are on the Main Floor, 1 Bedroom and a Bonus Room Upstairs. It Has Been Fully Remodeled within the last 4 1/2 years. Kitchen includes Granite Countertops and Stainless Appliances, and updated Cabinetry. Laminate floors throughout, newer Windows, new paint inside and out. A few original historic details were kept inside too, 3 ceiling fans and custom white faux wood blinds, as well as room darkening pull down shades stay. Downstairs bedrooms have built in closet organizers. One bedroom has new white barn door. Oversized Detached 2 Car Garage with Shop and Storage area. Fully fenced property with two apple trees, raspberry and Blackberry bushes, and beautiful bushes and flowers, including Calla Lilies, a rose bush, holly bush, Rhododendron, and Azalea. The back gate is designed to open to securely allow you to park your RV in the backyard. There is ample room for gardening, and a back patio for entertaining. Along with being in the middle of Grays Harbor you are only 30 minutes from Ocean Shores and 40 minutes to Olympia. Come enjoy everything that Grays Harbor has to offer."

1610 Morgan Street, Aberdeen

Listing courtesy of John L. Scott Ocean Shores.

$600,000
1 Beds ⋅ 1 Baths ⋅ 2568014 MLS ⋅ ACTIVE Status
Five acres, river on three sides, and private hunting grounds—this is Pacific Northwest living at its best! Surrounded by nature and perfectly landscaped, this one-of-a-kind property offers privacy, beauty, and room to breathe. Enjoy views of the calm summer river, raging winter currents, local herd of Elk grazing or bedding down, and beautiful greenery of Western Washington from the beautifully finished, low-maintenance wraparound deck—the perfect spot for morning coffee, outdoor meals, and gatherings.Inside, custom-made cabinetry adds warmth and craftsmanship, while a mini-split provides year-round comfort and the woodstove is ready for cozy winter days. An enclosed breezeway creates a practical, protected entry and adds to the home's country charm.Thoughtful features make rural living easy, including a 75' encased well that has never run dry, 2-bedroom septic with pump system, automatic generator, 50-year roof, seamless gutters, and an outbuilding with dedicated wood storage plus additional space. A 3 bay garage offers covered parking and storage in abundance!

470 Newskah Road, Aberdeen

Listing courtesy of Premier Realty Grays Harbor.

$499,000
5 Beds ⋅ 6 Baths ⋅ 2564916 MLS ⋅ ACTIVE Status
Rare East Aberdeen opportunity on a spacious corner lot featuring three distinct living spaces! The property includes a 4-bedroom primary residence spanning over 2,300 sq. ft., a 1-bedroom apartment above the garage offering 1,244 sq. ft., and a completely separate 2-bedroom, 1-bath home with 752 sq. ft. of living space. The spacious two-story primary residence features a comfortable living room, main-floor primary bedroom, dining area, kitchen with ceramic tile, full bathroom, and large utility room with an instant hot water heater. A humongous converted garage adds even more usable living space, featuring ceramic tile flooring and a half bathroom. Upstairs, the fully carpeted second level features a primary bedroom with its own 3/4 bath, two additional bedrooms, a half bathroom, and a versatile great room offering plenty of space for a family room, office etc. The large 2-bay garage/shop offers room for 4+ vehicles and includes its own half bathroom, providing plenty of room for parking, storage, projects, or workspace. Above the garage, the expansive 1-bedroom apartment features LVP flooring, a 3/4 bathroom, and laundry hookups and updated kitchen w/ dining area making it an excellent rental, guest suite, or private living space. A separate, updated 2-bedroom, 1-bath home adds even more versatility and income potential. The property also includes a detached 2-car garage and a concrete back patio for additional parking, storage, outdoor entertaining, or relaxation.

801 E 2nd Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$287,500
4 Beds ⋅ 1 Baths ⋅ 2566090 MLS ⋅ ACTIVE Status
WELCOME to this sweet 4 bedroom home located on an etra large lot in North Aberdeen. This home offers tranquility yet you are but a stones throw away from a public Park. Boasting three bedrooms on the main floor and a private third bedroom with a walk in closet on the second floor. The kitchen has been updated, has a generous island and is very inviting to the cook. Dining room offers room for a large table with seating for everyone. The pellet stove gives the home a warm cozy feel in those crispy, chilly winter months. The large utility room couild easily accommodate an extra bathroom off the back bedroom or a simple door for access to the backyard. Step into the garage is a large area for crafts, shop, woodworking, or just park the car. Outside is plenty of room for gardening and/or park an Rv for invited guests. There are an abundance of blueberries too! The roof and foundation will be celebrating thier first birthdays later this year. This home has been lovingly cared for and has it all.

915 Thomas Street, Aberdeen

Listing courtesy of eXp Realty.

$499,990
2 Beds ⋅ 3 Baths ⋅ 2565925 MLS ⋅ ACTIVE Status
**Panoramic Hilltop Views Await** Perched on a quiet dead-end street atop Scammel Hill, this home delivers something few Aberdeen properties can: nearly panoramic views stretching across the city skyline and the winding Chehalis River. Whether you're sipping coffee at sunrise or watching the lights come on at dusk, this is a view that changes with the light and never gets old. Designed with flexibility in mind, the split-level layout offers excellent multi-generational living potential or an income-producing opportunity (second w/d stubs prepped in wall on lower level) — ideal for entertainment, a private guest suite, or a rental unit, all while keeping everyone under one roof. Tucked away, yet just minutes from everything Aberdeen has to offer. Built in 2018, the home offers the peace of mind of modern construction, low maintenance landscaping and a setting that is simply hard to replicate! Homes with this combination of a commanding view, versatile living space, and a premium hilltop location don't come along often. Come see why Scammel Hill is one of Aberdeen's most under-rated, best-kept secrets.

910 N Thornton, Aberdeen

Listing courtesy of Riley Jackson Real Estate Inc..

$225,000
2 Beds ⋅ 1 Baths ⋅ 2558862 MLS ⋅ ACTIVE Status
Check out this cute single-story 2 bed, 1 bath with 1354 sq. ft. of living space on a large 9,000 sq. ft. lot in South Aberdeen. The home features an entryway mud room, living room w/ propane insert, kitchen w/ modern appliances, full bathroom, a finished great room w/ vaulted ceilings and wood burning fireplace, and large utility room w/ tons of storage (could be used as a 3rd bedroom). Exterior features include vinyl siding, and newer vinyl windows, fruit trees, garden space, covered carport, back patio and firepit, a newer 520 sq. ft. detached garage, and utility shed.

120 W Marion Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$349,900
4 Beds ⋅ 3 Baths ⋅ 2564270 MLS ⋅ ACTIVE Status
Completely transformed from the studs out ~ this 4 bed/2.75 bath Aberdeen home has been rebuilt to like-new condition. Both structures were significantly elevated on new perimeter foundations to meet city requirements, bringing them above base flood elevation. The elevation also offers a lovely territorial view ~ a rare treat for an in-town Aberdeen home. The elevated foundation creates generous accessible storage space below. Featuring a primary bedroom with private en-suite bath. New roof, new siding, new electrical, new plumbing, new flooring, new paint, new appliances ~ nothing was left untouched. Move-in ready! Located in the heart of the Pacific Northwest with easy access to ocean beaches, the Chehalis River, Olympic National Park, and miles of coastal trails ~ all just minutes away. Flood elevation certificate available.

1720 W Market Street, Aberdeen

Listing courtesy of First Harbor Real Estate, Inc..

$379,900
3 Beds ⋅ 2 Baths ⋅ 2563832 MLS ⋅ ACTIVE Status
Located on a beautiful 3/4-acre corner lot in the desirable Central Park neighborhood, this move-in ready mid-century modern home offers 3 bedrooms and 1.5 bathrooms. The sellers recently removed the shag carpet to reveal stunning oak hardwood floors underneath, then had them professionally refinished—they're absolutely gorgeous.The home's mid-century charm continues into the kitchen, featuring real wood cabinetry, a drop-in range, a wall oven, and a cozy space for a breakfast table.Along with the attached 2 car garage, you'll find a fenced garden area that's perfect for anyone with a green thumb, along with a hidden, park-like retreat nestled among the trees. Fresh interior and exterior paint completes the package, making this home ready for its next owner to enjoy.

504 Solki Road, Aberdeen

Listing courtesy of Price & Price Realty, Inc. PS.

$255,000
2 Beds ⋅ 1 Baths ⋅ 2563163 MLS ⋅ ACTIVE Status
Just like new! This 936 square foot home has 2 bedrooms and 1 bathroom all on 1 level. The owner has just repainted both the inside and outside; has installed: 7 new windows, and mini-blinds; new interior lights; new luxury vinyl plank flooring and wall-to-wall carpet; 4 new Cadet heaters and 1 baseboard heater; new electric switches, receptacles and covers; window trim. It is located a block off Highway 101 between Aberdeen and Cosmopolis. It is close to downtown for shopping; the beaches for clam digging and fishing; an hour +/- drive to Olympic National Park, Olympia and Oregon. It has a storage shed in the back for tools.

816 Polk Street, Aberdeen

Listing courtesy of Windermere RE/Aberdeen.

$370,000
3 Beds ⋅ 2 Baths ⋅ 2561250 MLS ⋅ ACTIVE Status
This charming 3-bed, 2-bath home offering 1,362 sq ft of comfortable living space on a expansive 25,265 sq ft lot in a highly desirable Central Park neighborhood. Inside you will find a spacious living room with a beautiful double-sided wood burning fireplace, shared with the dining room, creating a warm and inviting atmosphere for everyday living. The large kitchen opens to the dining area that features a sliding glass door leading to a covered patio, making indoor-outdoor living a breeze. The thoughtfully designed floor plan features three generously sized bedrooms, a Jack-and-Jill 3/4 bath, and a full bath to accommodate guest. Outside, you'll love the huge fully fenced backyard with mature trees, offering plenty of privacy and room to garden, play or just relax. Additional highlights include a new roof in 2021, RV parking, dual-pane windows, garden shed with electricity, and just minutes from the Golf course. This property offers the perfect combination of space, functionality, and outdoor living-Don't miss out on this exceptional HOME!

400 Fairway Drive, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$319,900
5 Beds ⋅ 1 Baths ⋅ 2558599 MLS ⋅ ACTIVE Status
Timeless Craftsman full of character and space! This 5 bed, 1 bath home offers ~2,110 sq ft and showcases original hardwood floors, beautiful built-ins, and classic craftsmanship throughout. The unfinished basement provides additional storage or future potential. Enjoy your morning coffee on the welcoming covered front porch and take advantage of the extra-large detached two-car garage with a loft above for storage, hobbies, or workspace. Conveniently located out of the flood zone and ready for its next owner to make it their own!

312 W 2nd Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$359,900
4 Beds ⋅ 2 Baths ⋅ 2555809 MLS ⋅ ACTIVE Status
Charming 4-Bedroom Home in a Peaceful NeighborhoodWelcome to this spacious 4-bedroom, 1-bath home offering 1,684 square feet of comfortable living space. Rich in character, this inviting home features beautiful original hardwood flooring and large windows that fill the interior with natural light.Step outside to a backyard with mature fruit trees, creating a relaxing space for gardening, entertaining, or simply enjoying the peaceful surroundings. Conveniently located near a local park and situated outside the flood zone, this home offers added peace of mind along with a desirable location. With its generous layout, timeless charm, and inviting outdoor space, this property is an excellent opportunity for first-time buyers or investors looking for a home with character and potential.

510 E Burleigh Avenue, Aberdeen

Listing courtesy of Keller Williams South Sound.

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