Sinclair Ridge Homes with USDA Loan Terms

Sinclair Ridge Homes with USDA Loan Terms

Welcome to Sinclair Ridge, a remarkable community nestled in the heart of Bremerton, Washington, within the picturesque Kitsap County. This beautifully designed residential development offers a perfect blend of comfort, style, and modern amenities, making it an ideal place for families, professionals, and retirees alike.

Sinclair Ridge boasts a variety of thoughtfully crafted homes that cater to diverse lifestyles. Each residence is built with quality materials and features spacious layouts, contemporary finishes, and abundant natural light. From cozy single-family homes to larger family units, there’s something here for everyone. The community is designed to foster a sense of belonging, with lush green spaces, walking trails, and recreational areas that encourage outdoor activities and neighborly connections.

One of the standout features of Sinclair Ridge is its accessibility to USDA loan terms, making homeownership more attainable for eligible buyers. This financing option is particularly beneficial for families and individuals looking to settle in this vibrant community without the burden of hefty down payments. The USDA loan program is designed to promote rural development and provides an excellent opportunity for those seeking a home in a serene yet accessible environment.

Located just a short drive from downtown Bremerton, residents enjoy easy access to shopping, dining, and entertainment options, along with the stunning waterfront views that the area is known for. With its perfect blend of community spirit and natural beauty, Sinclair Ridge is not just a place to live; it’s a place to thrive. Explore your future home today and discover the charm of Sinclair Ridge!

Newest Sinclair Ridge Homes with USDA Loan Terms

$724,990
5 Beds ⋅ 4 Baths ⋅ 2581222 MLS ⋅ ACTIVE Status
November Move-In! *Washer/Dryer/Fridge & Fence Included through 9/20/26. Low Promotional Interest Rates available*, Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard, Sinclair Ridge is surrounded by 2 creeks & wooded conservation land/wetlands. Neighborhood mountain, greenbelt & peekaboo Sinclair Inlet water views welcome you home. Nestled on an oversized private, protected wooded greenbelt homesite, Lot 226 offers a 2792 sq. ft. 2-Level "Bridger" 5 bedroom, 3.5 Bath, 2+CG home w/a loft + main floor Multi-Generational Suite w/private entry, kitchenette, a second laundry & it’s own access to the covered patio. The main floor includes the 5th bedroom/office & powder rm. The chef's island kitchen features quartz counters, walk-in pantry, 42” soft-close solid wood dovetail cabinetry, gas cooktop w/hood, built-in convection wall ovens w/air fry & micro and opens to the great room with a gas fireplace & dining space. A loft, laundry, 2 BR's w/walk-in closets, full bath & primary suite w/en-suite bath featuring a quartz vanity w/2 sinks, tub, tiled walk-in shower, & walk-in closet are upstairs. Included: landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, CAT-6 wiring/FIBER internet ready & R-60 insulation. Walk to golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball, sport courts + future retail/restaurants. Minutes to PSNS, Naval Base Kitsap & the Bremerton or Southworth Ferry. Brokers 2 register buyers before or at first visit.

3918 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$649,990
3 Beds ⋅ 3 Baths ⋅ 2581018 MLS ⋅ ACTIVE Status
October Move-In! *Washer/Dryer/Fridge & Fence Included through 9/20/26. Low Promotional Interest Rates available*, Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard, Sinclair Ridge is surrounded by 2 creeks & wooded conservation land/wetlands. Neighborhood mountain, greenbelt & peekaboo Sinclair Inlet water views welcome you home. Nestled on a private, protected wooded greenbelt CUL-DE-SAC homesite, Lot 211 offers a 2219 sq. ft. 2-Level "Luna" 3 bedroom + loft, 2.5 Bath, 2 Car Garage smart home. The expansive chef's island kitchen features quartz counters, walk-in pantry, 42” soft-close solid wood dovetail cabinetry (drawers too!), gas cooktop w/hood, built-in convection wall ovens w/air fry & micro and opens to the great room with a gas fireplace. The dining nook is adjacent to the kitchen w/access to the partially covered patio. A loft splits 2 bedrooms & a full bath from the laundry + primary suite, complete w/en-suite bath featuring a quartz vanity w/2 sinks, tub, tiled walk-in shower, & walk-in closet are upstairs. Included: landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, CAT-6 wiring/FIBER internet ready & R-60 insulation. Walk to golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball, sport courts + future retail/restaurants. Minutes to PSNS, Naval Base Kitsap & the Bremerton or Southworth Ferry. Brokers 2 register buyers before or at first visit.

3978 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$624,990
5 Beds ⋅ 3 Baths ⋅ 2580933 MLS ⋅ ACTIVE Status
Quick Move-In! *Washer/Dryer/Fridge & Fence Included for a limited time only! Low Below Market Promotional Interest Rates available on select homes*, Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard, Sinclair Ridge is surrounded by 2 creeks & wooded conservation land/wetlands. Neighborhood mountain, greenbelt & peekaboo Sinclair Inlet water views welcome you home. This 2587 sq. ft. Hadley smart home on Lot 193 offers 5 bedrooms + loft, 2.5 baths + a 2 car garage. The cozy front porch & impressive entry hallway lead to the 5th Bedroom/office. The expansive dining & great room windows showcase gorgeous wooded greenbelt views. Adjacent to the dining nook that offers access to the large covered patio, the chef's island kitchen boasts quartz counters, spacious walk-in pantry, 42” soft-close solid wood dovetail cabinetry, gas cooktop w/hood, built-in convection wall ovens w/air fry & microwave & opens to the great room w/gas fireplace. Included: Landscaping, A/C, 9’ ceilings, 8’ entry/garage doors, fire sprinklers, CAT-6/Fiber Internet Ready, fire sprinklers, hot water recirc pump, Energy Star w/R-60 insulation & builder warranty. Golf Cart Friendly or Walk 2 McCormick Woods golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball, sport courts + future retail/restaurants. Minutes 2 PSNS, Naval Base Kitsap & the Bremerton or Southworth Ferry. Washer/Dryer/Fridge Available. Brokers 2 register buyers before/at 1st visit.

3947 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$699,990
5 Beds ⋅ 4 Baths ⋅ 2574235 MLS ⋅ ACTIVE Status
Quick Move-In! *Washer/Dryer/Fridge & Fence Included through 9/20/26. Low Promotional Interest Rates available*, Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard, Sinclair Ridge is surrounded by 2 creeks & wooded conservation land/wetlands. Neighborhood mountain, greenbelt & peekaboo Sinclair Inlet water views welcome you home. Nestled on an oversized homesite, Lot 189 offers a 2792 sq. ft. 2-Level "Bridger" 5 bedroom, 3.5 Bath, 2+CG home w/a loft + main floor Multi-Generational Suite w/private entry, kitchenette, a second laundry & it’s own access to the covered patio. The main floor includes the 5th bedroom/office & powder rm. The chef's island kitchen features quartz counters, walk-in pantry, 42” soft-close solid wood dovetail cabinetry, gas cooktop w/hood, built-in convection wall ovens w/air fry & micro and opens to the great room with a gas fireplace & dining space. A loft, laundry, 2 BR's w/walk-in closets, full bath & primary suite w/en-suite bath featuring a quartz vanity w/2 sinks, tub, tiled walk-in shower, & walk-in closet are upstairs. Included: landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, CAT-6 wiring/FIBER internet ready & R-60 insulation. Walk to golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball, sport courts + future retail/restaurants. Minutes to PSNS, Naval Base Kitsap & the Bremerton or Southworth Ferry. Brokers 2 register buyers before or at first visit.

3931 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$674,990
5 Beds ⋅ 4 Baths ⋅ 2574793 MLS ⋅ ACTIVE Status
Quick Move-In! *Washer/Dryer/Fridge & Fence Included through 9/20/26. Low Promotional Interest Rates available*, Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard, Sinclair Ridge is surrounded by 2 creeks & wooded conservation land/wetlands. Neighborhood mountain, greenbelt & peekaboo Sinclair Inlet water views welcome you home. Nestled on an oversized homesite, Lot 190 offers a 2792 sq. ft. 2-Level "Bridger" 5 bedroom, 3.5 Bath, 2+CG home w/a loft + main floor Multi-Generational Suite w/private entry, kitchenette, a second laundry & it’s own access to the covered patio. The main floor includes the 5th bedroom/office & powder rm. The chef's island kitchen features quartz counters, walk-in pantry, 42” soft-close solid wood dovetail cabinetry, gas cooktop w/hood, built-in convection wall ovens w/air fry & micro and opens to the great room with a gas fireplace & dining space. A loft, laundry, 2 BR's w/walk-in closets, full bath & primary suite w/en-suite bath featuring a quartz vanity w/2 sinks, tub, tiled walk-in shower, & walk-in closet are upstairs. Included: landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, CAT-6 wiring/FIBER internet ready & R-60 insulation. Walk to golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball, sport courts + future retail/restaurants. Minutes to PSNS, Naval Base Kitsap & the Bremerton or Southworth Ferry. Brokers 2 register buyers before or at first visit.

3935 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$649,990
5 Beds ⋅ 3 Baths ⋅ 2573416 MLS ⋅ ACTIVE Status
Quick Move-In - private GREENBELT Lot 222 with wooded views! *LOW below market interest rates available on select homes. Washer/dryer/fridge & fencing included for a limited time* Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard. Sinclair Ridge is surrounded by 2 creeks & wooded conservation/wetlands, neighborhood greenbelt, mountain & peekaboo Sinclair Inlet water views welcome you home. Nestled on a private, protected wooded greenbelt - Lot 221 offers a 2587 sq. ft. 2-Level Hadley smart home with 5 bedrooms + loft, 2.5 baths + a 2 car garage. A cozy front porch & impressive entry hallway lead to the 5th Bedroom/office & great room w/gas fireplace. The expansive windows showcase gorgeous wooded greenbelt views. The dining nook offers access to the large covered patio, the chef's island kitchen boasts quartz counters, spacious walk-in pantry, 42” soft-close solid wood dovetail cabinetry, gas cooktop w/hood, built-in convection wall ovens w/air fry & microwave & opens to the great room w/gas fireplace. Included: Landscaping, A/C, 9’ ceilings, 8’ entry/garage doors, fire sprinklers, CAT-6/Fiber Internet Ready, fire sprinklers, hot water recirc pump, Energy Star w/R-60 insulation & builder warranty. Walk 2 McCormick Woods golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball, sport courts + future retail/restaurants. Minutes 2 PSNS, Naval Base Kitsap & the Bremerton or Southworth Ferry. Brokers 2 register buyers before/at 1st visit.

3934 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$599,990
3 Beds ⋅ 2 Baths ⋅ 2569804 MLS ⋅ ACTIVE Status
Quick Move-In! *Washer/Dryer/Fridge & Fence Included through 9/20/26. Low Promotional Interest Rates available*, Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard, Sinclair Ridge is surrounded by 2 creeks & wooded conservation land/wetlands. Neighborhood mountain, greenbelt & peekaboo Sinclair Inlet water views welcome you home. Lot 187 offers a 1,726 sq. ft. "Aurora" single-level/rambler smart home with 3 bedrooms, 2 baths + 2-bay garage. The spacious gourmet chef's island kitchen boasts a walk-in pantry, abundant 42” soft-close dovetail cabinetry (drawers too!), tile backsplash, gas cooktop w/hood, built-in convection wall oven w/air fry & micro, and quartz counters. The open great room w/gas fireplace flows into the dining area w/access to the spacious backyard. The primary suite w/vaulted ceilings is on the opposite side of the home from bedrooms 2&3, with an en-suite bath that includes a quartz topped dual sink vanity, separate tub, tiled walk-in shower, and a large walk-in closet. Included: landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, fire sprinklers, hot water recirculation pump, CAT-6 wiring/FIBER internet ready, fire sprinklers, Energy Star Certified w/R-60 insulation & builder warranty. Walk 2 nearby golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball & sport courts + future retail/restaurants. Brokers 2 register buyers before or at first visit.

3923 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$574,990
3 Beds ⋅ 2 Baths ⋅ 2569803 MLS ⋅ ACTIVE Status
Find your Serenity at Sinclair Ridge, tucked behind McCormick Village and surrounded by two creeks, wooded conservation & wetlands, where greenbelt, mountain, and peek-a-boo Sinclair Inlet water views welcome you home. Lot 188 offers the 1,726 sq. ft. Aurora, a single-level/rambler smart home with 3 bedrooms, 2 baths + 2-bay garage. A full hall bath splits Bedrooms 2 & 3 near the front of the home, complete with w/a quartz topped dual sink vanity, tub/shower combo + linen closet. The primary suite w/vaulted ceilings is on the opposite side of the home, with an en-suite bath that includes a quartz topped dual sink vanity, separate tub, tiled walk-in shower, and a large walk-in closet. The open-concept great room boasts a gas fireplace, flowing into the dining area with access to a covered patio, spacious backyard, and a well-appointed gourmet chef's island kitchen with a corner walk-in pantry, 42” soft-close dovetail cabinetry with abundant drawer space, tile backsplash, a gas cooktop w/hood, built-in convection wall oven w/air fry & microwave, and quartz countertops. Included: landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, fire sprinklers, hot water recirculation pump, CAT-6 wiring/FIBER internet ready, fire sprinklers, Energy Star Certified w/R-60 insulation & builder warranty. Walk 2 nearby golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball & sport courts + future retail/restaurants. Brokers 2 register buyers before or at first visit.

3927 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$649,990
5 Beds ⋅ 3 Baths ⋅ 2569802 MLS ⋅ ACTIVE Status
*Washer/Dryer/Fridge & Fence Included through 9/20/26. Low Promotional Interest Rates available*, Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard, Sinclair Ridge is surrounded by 2 creeks & wooded conservation land/wetlands. Neighborhood mountain, greenbelt & peekaboo Sinclair Inlet water views welcome you home. This 2741 sq. ft. Asher, a 2-story smart home offers 5 bedrooms, 3 baths, a Bonus Room w/French Doors, Main floor bedroom/bath w/walk-in shower & a 2 Car Garage on Lot 194. The expansive dining & great room windows greet you from the formal entryway. The chef's island kitchen boasts quartz counters, a desk/tech center (an ideal homework or buffet station) w/upper cabinetry, walk-in pantry, 42” soft-close solid wood dovetail cabinetry, gas cooktop w/hood, built-in convection wall ovens w/air fry & micro & opens to the great room w/gas fireplace. The dining nook has access to the large covered patio & spacious backyard. The primary suite boasts a private en-suite bath featuring a quartz vanity w/2 sinks, tub, tiled walk-in shower, & walk-in closet. Included: landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, CAT-6 wiring/FIBER internet ready & R-60 insulation. Walk to golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball, sport courts + future retail/restaurants. Minutes to PSNS, Naval Base Kitsap & the Bremerton or Southworth Ferry. Brokers 2 register buyers before or at first visit.

3951 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$624,990
3 Beds ⋅ 2 Baths ⋅ 2553715 MLS ⋅ ACTIVE Status
This private GREENBELT Lot 225 with wooded views is our FINAL Aurora greenbelt lot in our current phase. *LOW below market interest rates available on select homes. Washer/dryer/fridge & fencing included for a limited time* Find your Serenity at Sinclair Ridge, tucked behind McCormick Village and surrounded by two creeks, wooded conservation & wetlands, where greenbelt, mountain, and peek-a-boo Sinclair Inlet water views welcome you home. The 1,726 sq. ft. Aurora is a single-level/rambler smart home with 3 bedrooms, 2 baths + 2-bay garage. The primary suite w/vaulted ceilings is on the opposite side of the home from bedrooms 2 & 3, complete with an en-suite bath that includes a quartz topped dual sink vanity, separate tub, tiled walk-in shower, and walk-in closet. The great room boasts a gas fireplace and opens to the gourmet chef's island kitchen with a corner walk-in pantry, 42” soft-close dovetail cabinetry with abundant drawer space, tile backsplash, a gas cooktop w/hood, built-in convection wall ovens w/air fry & microwave, quartz counters & an adjacent dining area. Included: covered patio, landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, fire sprinklers, hot water recirculation pump, CAT-6 wiring/FIBER internet ready, fire sprinklers, Energy Star Certified w/R-60 insulation. Walk 2 nearby golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball & sport courts + future retail/restaurants. Brokers 2 register buyers before or at first visit.

3922 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$699,990
5 Beds ⋅ 3 Baths ⋅ 2555998 MLS ⋅ ACTIVE Status
Quick Move-In! *Washer/Dryer/Fridge & Fence Included through 9/20/26. Low Promotional Interest Rates available*, Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard, Sinclair Ridge is surrounded by 2 creeks & wooded conservation land/wetlands. Neighborhood mountain, greenbelt & peekaboo Sinclair Inlet water views welcome you home. Nestled on oversized Lot 192, this 2741 sq. ft. Asher, a 2-story smart home offers 5 bedrooms, 3 baths, Bonus Room w/French Doors, Main floor bedroom/bath w/walk-in shower & a 2 Car Garage. The expansive dining & great room windows greet you from the formal entryway. The chef's island kitchen boasts quartz counters, a desk/tech center (an ideal homework or buffet station) w/upper cabinetry, walk-in pantry, 42” soft-close solid wood dovetail cabinetry, gas cooktop w/hood, built-in convection wall ovens w/air fry & micro & opens to the great room w/gas fireplace. The dining nook has access to the large covered patio & spacious backyard. The primary suite boasts a private en-suite bath featuring a quartz vanity w/2 sinks, tub, tiled walk-in shower, & walk-in closet. Included: landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, CAT-6 wiring/FIBER internet ready & R-60 insulation. Walk to golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball, sport courts + future retail/restaurants. Minutes to PSNS, Naval Base Kitsap & the Bremerton or Southworth Ferry. Brokers 2 register buyers before or at first visit.

3943 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

$629,990
5 Beds ⋅ 3 Baths ⋅ 2556035 MLS ⋅ ACTIVE Status
Quick Move-In - private GREENBELT Lot 221 with wooded views! *LOW below market interest rates available on select homes. Washer/dryer/fridge & fencing included for a limited time* Tucked behind McCormick Village, on the edge of Bremerton & Port Orchard. Sinclair Ridge is surrounded by 2 creeks & wooded conservation/wetlands, neighborhood greenbelt, mountain & peekaboo Sinclair Inlet water views welcome you home. Nestled on a private, protected wooded greenbelt - Lot 221 offers a 2587 sq. ft. 2-Level Hadley smart home with 5 bedrooms + loft, 2.5 baths + a 2 car garage. A cozy front porch & impressive entry hallway lead to the 5th Bedroom/office & great room w/gas fireplace. The expansive windows showcase gorgeous wooded greenbelt views. The dining nook offers access to the large covered patio, the chef's island kitchen boasts quartz counters, spacious walk-in pantry, 42” soft-close solid wood dovetail cabinetry, gas cooktop w/hood, built-in convection wall ovens w/air fry & microwave & opens to the great room w/gas fireplace. Included: Landscaping, A/C, 9’ ceilings, 8’ entry/garage doors, fire sprinklers, CAT-6/Fiber Internet Ready, fire sprinklers, hot water recirc pump, Energy Star w/R-60 insulation & builder warranty. Walk 2 McCormick Woods golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball, sport courts + future retail/restaurants. Minutes 2 PSNS, Naval Base Kitsap & the Bremerton or Southworth Ferry. Brokers 2 register buyers before/at 1st visit.

3938 Flat Top Drive, Bremerton

Listing courtesy of BMC Realty Advisors, Inc.

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