98329 Homes with FHA Terms

98329 Homes with FHA Terms

Welcome to the charming community of Gig Harbor, Washington, nestled in the picturesque Pierce County and boasting the zip code 98329. Known for its stunning waterfront views and vibrant local culture, Gig Harbor offers a unique blend of natural beauty and modern amenities, making it a desirable place to call home.

Residents of this enchanting city enjoy a rich maritime heritage, with a lively harbor that serves as a hub for boating, fishing, and other water activities. The scenic waterfront is lined with delightful shops, restaurants, and parks, providing endless opportunities for leisure and recreation. Whether you're strolling along the waterfront, exploring the local art galleries, or enjoying a meal at one of the many waterfront eateries, Gig Harbor offers a lifestyle that is both relaxed and engaging.

For prospective homebuyers, Gig Harbor presents an array of housing options, including properties that qualify for FHA financing. This is great news for first-time homebuyers or those looking to secure a home with more favorable lending terms. The FHA loan program allows for lower down payments and more flexible credit requirements, making homeownership more accessible in this beautiful community.

With its charming neighborhoods, excellent schools, and a strong sense of community, Gig Harbor (zip code 98329) is not just a place to live but a place to thrive. Discover the perfect home that suits your lifestyle and enjoy all that this delightful city has to offer!

Newest 98329 Homes with FHA Terms

13607 132nd Street Ct NW, Gig Harbor
$629,950
3 Beds ⋅ 3 Baths ⋅ 2590182 MLS ⋅ ACTIVE Status
Fall in love with this beautifully updated 3-bedroom home in Lake of the Woods, featuring open-concept living, designer finishes and a stunning kitchen with new white cabinetry, quartz countertops and stainless steel appliances. The main-floor primary suite offers a private bath with a custom tiled tub/shower surround and new vanity. Upstairs, two spacious bedrooms feature vaulted ceilings and ductless mini-splits, with an updated bathroom located between them. One bedroom opens to a spacious upper deck. Interior upgrades include new paint, flooring, fixtures, millwork and doors. The exterior has been transformed with a new metal roof, new siding, all-new windows and new decking on two levels. Set on a peaceful .377-acre cul-de-sac lot with a park-like backyard, there’s room for outdoor dining, entertaining and relaxing. The detached garage offers additional finished bonus space on two levels, including a downstairs bonus room and an upstairs room and bathroom. Enjoy all Lake of the Woods offers, including community lake access, a picnic area, playground and sports court!

13607 132nd Street Ct NW, Gig Harbor

Listing Broker: Terrafin; Paul Coleman; 253-677-7628; colemanteamre@gmail.com

13221 91st Avenue Ct NW, Gig Harbor
$574,900
2 Beds ⋅ 2 Baths ⋅ 2590669 MLS ⋅ ACTIVE Status
Space, privacy & turnkey living on 1.5 acres - less than 15 minutes from the heart of Gig Harbor! Tucked into a private setting in Purdy, yet just minutes from the freeway, North Gig Harbor shopping, dining & everyday amenities. Enjoy easy access to the waterfront nearby - perfect for launching a kayak or paddleboard, walking along the beach or simply enjoying time by the water. This single-level home has been completely refreshed & renovated from top to bottom with a bright, open layout, wood-burning fireplace & beautifully renovated kitchen featuring quartz counters, updated cabinetry, stainless appliances, tile backsplash & walk-in pantry. The flexible floor plan lives as a 3 bedroom or easily functions as 2 bedrooms + a private office with its own exterior entrance. Outside, 1.5 acres provides room to spread out, garden, park the RV or boat & explore possibilities for a future shop or additional outbuilding. Completely turnkey & ready to enjoy!

13221 91st Avenue Ct NW, Gig Harbor

Listing Broker: Windermere Prof Partners; Jamie Nelson; 253-442-3535; jamienelson@windermere.com

9916 Creviston Drive NW, Gig Harbor
$685,000
3 Beds ⋅ 3 Baths ⋅ 2589764 MLS ⋅ ACTIVE Status
**STOP SCROLLING—THIS IS THE ACREAGE PROPERTY YOU’VE BEEN WAITING FOR!** ???? If you’ve been dreaming of more space, more privacy and room to actually LIVE, this 3-bedroom, 2.5-bath retreat on just over **2 acres** is ready to make those dreams a reality! Imagine having your own little slice of the country with a **2-stall horse barn, chicken coop and fully fenced backyard**—perfect for horses, chickens, gardening, hobbies or simply enjoying the peace and quiet. There’s room here for the lifestyle you’ve been wanting without giving up everyday comforts. Love cars or working on projects? You’ll appreciate the **TWO detached garages**, including one that can be the ultimate **auto shop or hobby workspace**. Store vehicles, toys and equipment, build something, tinker on projects—the possibilities are endless! Inside, the spacious primary suite offers a private escape with **direct access to the expansive back deck**. Start your morning with coffee surrounded by nature, entertain friends, or end the day relaxing in the **hot tub** beneath the stars. And the location? Just **½ mile from Gateway Park**, putting hiking, biking and outdoor adventures practically at your doorstep. **Space. Privacy. Horses. Chickens. A shop. Room to breathe. Room to dream.** If you’ve been waiting for a property that offers more than four walls, **WELCOME HOME!**

9916 Creviston Drive NW, Gig Harbor

Listing Broker: Windermere RE West Campus Inc; Kris Huber; 253-777-5976; Seattle_REO@LIVE.com

13615 97th Avenue NW, Gig Harbor
$490,000
3 Beds ⋅ 2 Baths ⋅ 2588679 MLS ⋅ ACTIVE Status
Set among mature trees, 13615 97th Ave NW combines a flexible multi-level layout with three bedrooms, two baths, and inviting indoor-outdoor connections. The kitchen features a center island, generous cabinetry, and direct deck access, while the adjoining living area is anchored by a brick fireplace. Fresh interior paint and updated flooring carry through comfortable bedrooms and bright gathering spaces. Downstairs, two spacious bonus areas create room for work, recreation, or hobbies, with a convenient laundry nook nearby. Outside, an elevated deck overlooks the broad backyard and wooded backdrop. An attached one-car garage and expansive lot round out the appeal.

13615 97th Avenue NW, Gig Harbor

Listing Broker: Opendoor Brokerage, LLC; Sharon Parmenter; 206-202-8947; Sharon.Parmenter@opendoor.com

15513 135th Street Ct NW, Gig Harbor
$599,000
4 Beds ⋅ 3 Baths ⋅ 2589275 MLS ⋅ ACTIVE Status
Rare 2800 SF one level Palm Harbor triple wide, top of the line manufactured home. This home has been completely remodeled throughout complete with a full fire sprinkler system. 9 foot ceilings and brand new kitchen cabinets with quartz counters. Huge eating island. Thermador 36 inch propane range. Brand new doors and trim throughout. 1640 SF of Vinyl planked flooring in entry, dining room, kitchen, living room, and family rooms. New 30yr roof. Large primary suite with adjoining office or sitting room. New soaking tub, walk in closets and separate shower. Upgraded "Duraskirt" maintenance free concrete panel skirting with built in venting designed to keep the crawl area free of rodent intrusion. Full interior fire sprinkler system will keep insurance rates low! This 1.25 acre lot at the end of the paved road, butts up against the 240 acre Rocky Creek Conservancy area with gorgeous walking trails down to Rocky Creek right outside your backdoor! This is truly a Rare Find and the lowest price per square foot on the market!

15513 135th Street Ct NW, Gig Harbor

Listing Broker: Windermere Prof Partners; Paul T. Redal; 253-677-3989; paulredal@windermere.com

8221 164th Street NW, Gig Harbor
$649,000
3 Beds ⋅ 2 Baths ⋅ 2587855 MLS ⋅ ACTIVE Status
Welcome to your own slice of heaven! Nestled on 2.5 private, tree-lined acres, this beautifully maintained one-story home offers the perfect blend of peaceful country living and modern comfort. Featuring 3 bedrooms, 1.75 baths, a spacious family room, and an inviting kitchen with Corian countertops and new stainless steel appliances, this home is designed for both everyday living and entertaining. The generous primary suite easily accommodates a king-size bed and includes a ¾ ensuite bath and a large walk-in closet. Two additional bedrooms and a full bath provide plenty of space for guests. The oversized utility room, conveniently located off the attached two-car garage, offers endless possibilities—including the HGTV-worthy mudroom you've always wanted. Recent upgrades include all-new windows and a ductless mini-split heating and cooling system, providing year-round comfort and energy efficiency & carpet. Step outside to your private backyard, where you can relax on the patio or unwind in the hot tub. A partially fenced backyard is perfect for keeping your furry family members close, while the expansive acreage invites your imagination—build the dream shop, create a hobby farm, add a chicken coop, or design the ultimate play area. Bonus: Enjoy the benefits of a community well with unlimited water for just $50 per month! This property is the perfect combination of privacy, space, and only 10 min from Gig North Shopping!

8221 164th Street NW, Gig Harbor

Listing Broker: Realty One Group Turn Key; Ronda L Haase; 253-222-4762; ronda@rogtk.com

10017 137th Street NW, Gig Harbor
$890,000
4 Beds ⋅ 4 Baths ⋅ 2587220 MLS ⋅ ACTIVE Status
Completely remodeled from the ground up, this unique property beautifully combines modern updates with the charm of a true gardener’s paradise. The cook’s dream gourmet kitchen features high-end Italian appliances and opens to a spacious deck and oversized patio, creating an ideal setting for entertaining and outdoor living. A generous butler’s pantry/mudroom provides exceptional storage and everyday convenience.The lower level offers a mother-in-law suite with separate access and flexible living space. Outside, discover a lush garden retreat with abundant flower beds, edible plants, and a charming chicken coop. A detached studio/cottage provides a versatile space for an art studio, creative pursuits, or private retreat. Adjacent to the studio, the impressive 30' x 36' garage/shop offers plenty of room for projects, equipment, and recreational toys, with 220V power in garage shop.Electric car charger ready.Conveniently located near Gateway Park.

10017 137th Street NW, Gig Harbor

Listing Broker: Kelly Right RE of Seattle LLC; Cathy Le-Roux; 425-890-3526; cathylerouxrealestate@gmail.com

13304 140th Ave Nw, Gig Harbor
$425,000
4 Beds ⋅ 2 Baths ⋅ 2587478 MLS ⋅ ACTIVE Status
Move-in ready home in Lake of the Woods! Spacious floor plan provides plenty of room to live and entertain, featuring 4 bedrooms, 2 bathrooms, a 2-car garage, and plenty of extra parking for an RV or boat. Recently refreshed with a new roof, siding, flooring, appliances, and fresh paint. The fully fenced yard and large patio offer privacy and a comfortable outdoor space. Enjoy all that the Lake of the Woods community has to offer, including community lake access, a playground, picnic area, and sports courts. An exceptional opportunity to own in Gig Harbor—don’t miss this one!

13304 140th Ave Nw, Gig Harbor

Listing Broker: Infinity Real Estate, LLC; Blake Williams; 253-651-8711; blake@teamblakere.com

12406 114th Avenue NW, Gig Harbor
$175,000
2586780 MLS ⋅ ACTIVE Status
Rare opportunity to create your own custom retreat in Gig Harbor! Tucked into a quiet, established neighborhood, this vacant parcel offers exciting potential in a beautiful Pacific Northwest setting. Walk the property and you'll immediately see the possibilities—mature trees, privacy and potential peek-a-boo views with thoughtful home placement and selective clearing. The property is part of an established Pierce County short plat and benefits from recorded ingress, egress and utility easement rights. Title also reflects recorded well-site and view easements, offering additional features for buyers to explore as they envision the property's future. Enjoy a peaceful, tucked-away setting while remaining convenient to nearby Gateway Park, outdoor recreation, schools, shopping, dining, Gig Harbor amenities and Hwy 16 access. Bring your builder, plans and imagination and create something special from the ground up. Buyer to verify utilities, well, septic, zoning, critical areas, easements, view potential and all development feasibility to buyer's satisfaction.

12406 114th Avenue NW, Gig Harbor

Listing Broker: Commencement Bay Brokers LLC; Nicolas Lind; 253-851-2897; nic@commencementbrokers.com

10702 Cramer Road NW, Gig Harbor
$800,000
3 Beds ⋅ 4 Baths ⋅ 2584674 MLS ⋅ ACTIVE Status
Hobby Farm, Family Compound Potential, or Car Enthusiast! Rare opportunity on 13.11 acres on the Key Peninsula. This 2,944 sq ft home offers 4 bedrooms, 4.25 baths, and a spacious 1,044 sq ft ADU with a private entrance, kitchen, and washer/dryer hookups. Previously used as a long-term rental, the ADU is ideal for multi-generational living, guests, or rental income. The main home offers a primary bedroom, bath, and utility room on the main floor for one-level living. Upstairs features 2 bedrooms plus a flexible 3rd room for a rec room, office, or additional bedroom. RV owners will appreciate power and water hookups, while the shop includes 2 oversized RV bays and covered parking for 6–8 vehicles, trailers, or equipment. A run-in shed/barn and usable pastures provide space for horses, livestock, or a hobby farm. Several fruit trees and a dedicated garden area add to the country lifestyle. Additional features include a heat pump, attached garage, wood deck, and metal roof. First time on the market since built in 1979! Bring your animals and your vision. Whether you're looking for a hobby farm, multi-generational property, family compound, or income-producing ADU, this unique property offers the acreage, space, and infrastructure to make it happen.

10702 Cramer Road NW, Gig Harbor

Listing Broker: K Properties NW; Paul Osness; 253-888-9620; prosness@gmail.com

8807 Danforth Street NW, Gig Harbor
$799,950
4 Beds ⋅ 2 Baths ⋅ 2584601 MLS ⋅ CONTINGENT Status
Tucked away on a shy acre, this 4 bedroom rambler makes you exhale the moment you arrive. It feels like a true retreat, yet you're still just minutes from town. Inside, one-story living is effortless and bright, with designer finishes at every turn. The living/dining spaces flow into a spacious kitchen with granite countertops, full-height backsplash, newer appliances, and generous cabinetry, warmed by wood-wrapped windows framing the greenery outside. An oversized utility/craft room keeps life organized, enjoy a heat pump with A/C on hot summer days. The updated primary suite is a sanctuary of its own, with a walk-in tiled shower, new vanity, walk-in closet, and French doors opening onto the deck. Outside you'll understand why this one is special. Stunning gardens bloom around you, the pond waterfall hums its soothing song, and a hot tub waits for you after a long day. The fully-fenced gated backyard unfolds with an expansive upper lawn, playset for little adventurers, and a hammock strung up for daydreams. Green thumbs will swoon over the raised beds, fruit trees, and greenhouse, plus a storage shed with workbench and shelving. This is paradise, plain and simple: a place to play, gather, and grow. A two car garage with covered carport and extra parking welcomes the boat, RV, and all your toys. One exit from shopping including Costco, close to parks, and under a mile to the water for beach strolls and waterfront dinners. No HOA. Come wander the gardens and see for yourself!

8807 Danforth Street NW, Gig Harbor

Listing Broker: COMPASS; Jamie Stubben; 425-242-6440; transactionup@gmail.com

13309 146th Avenue NW, Gig Harbor
$459,900
2 Beds ⋅ 2 Baths ⋅ 2583340 MLS ⋅ ACTIVE Status
WATERFRONT LIVING ON DOYLE POND! Beautifully remodeled home located on the shore of Doyle Pond in the desirable Lake of the Woods Subdivision. Situated on .328 acres with 60+ feet of waterfront, this move-in-ready home has been extensively updated from floor to ceiling. Updates include new flooring, interior and exterior paint, bathroom shower/tub surrounds, vanities, sinks, mirrors, lighting, kitchen appliances and more. The home features 2 bedrooms, 2 full bathrooms, a spacious kitchen with brand-new stainless-steel appliances, dining area, dinette, comfortable living room, laundry room and generous primary suite with private en-suite bathroom featuring a shower/tub combination and new vanity. The large second bedroom is conveniently located across from the second full bathroom. Outside, enjoy beautifully refreshed landscaping with new grass, borders and planters, plus a paver patio overlooking the pond—perfect for morning coffee, relaxing or entertaining. Additional improvements include a new rock driveway/road bed extending toward the backyard and a good-sized lockable storage shed for added convenience. With extensive renovations, beautiful waterfront, peaceful pond views and inviting outdoor spaces, this property offers a rare turnkey opportunity to enjoy the Lake of the Woods lifestyle. Come see this waterfront gem and make it your own!

13309 146th Avenue NW, Gig Harbor

Listing Broker: United R/E Puget Sound West; Mel Santos; 253-514-0065; Mel.Santos@TheSantosGroup.net

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