98177 Homes with FHA Terms

98177 Homes with FHA Terms

Welcome to the charming zip code 98177, nestled in the picturesque region of King County, Washington. This vibrant area, which encompasses parts of Shoreline and Lake Forest Park, offers a delightful blend of suburban tranquility and urban convenience. With its lush greenery, scenic parks, and proximity to the stunning Puget Sound, 98177 is a haven for nature lovers and outdoor enthusiasts alike.

Residents of 98177 enjoy access to a variety of amenities, including boutique shops, local cafes, and diverse dining options. The community is well-served by excellent schools and recreational facilities, making it an ideal place for families to thrive. With its friendly neighborhoods and strong sense of community, newcomers will quickly feel at home.

For those considering homeownership, 98177 is particularly appealing due to the availability of homes that qualify for FHA financing. This means that buyers can take advantage of more accessible loan terms, making it easier to secure their dream home in this sought-after area. Whether you’re looking for a cozy bungalow, a spacious family home, or a modern townhouse, there is a diverse range of properties to suit various lifestyles and budgets.

In addition to its beautiful surroundings and community spirit, 98177 is conveniently located near major highways and public transportation, providing easy access to downtown Seattle and beyond. Experience the charm and convenience of living in 98177, where your perfect home awaits!

Newest 98177 Homes with FHA Terms

11825 8th Avenue NW, Seattle
$1,295,000
4 Beds ⋅ 2 Baths ⋅ 2588680 MLS ⋅ ACTIVE Status
Nestled among trees near Carkeek Park's northern edge, discover a rare combination within city limits: a fully turnkey mid-century home with updates abound, situated on a private shy half-acre lot with a newly painted pickleball / sport court. This is an opportunity like no other: a chance enjoy privacy, convenience & connection to nature in one of Seattle’s most desirable neighborhoods with exciting potential for a DADU or other expansion (seller has concept drawings & survey in-hand). A freshly painted interior accentuates a fabulously functional layout with hardwood floors, a gas fireplace, open living areas & picture windows. The beautifully updated kitchen is ready to host the holidays in, complete with a new fridge, granite counters, a gas range & plenty of storage. Flexible layout with 2 beds on each level; rec room for movie nights, shop space for all your projects, & new carpet throughout the lower level. An entertainment-sized deck overlooks your private oasis with a hot tub below, surrounded by lush landscaping, towering trees & barely-visible neighbors. Songbirds, sea breeze & rustling leaves overhead transport you away from the noise of busy life for a type of peace & quiet that's hard to find elsewhere. Meanwhile, everything you need is just mins away: great schools, picturesque parks, light rail/I-5 access & all the beloved spots in Ballard, Greenwood & Shoreline. Home inspection + sewer scope provided.

11825 8th Avenue NW, Seattle

Listing Broker: Lake & Company; Chris Randall; 206-595-6663; chris@lakere.com

836 NW Richmond Beach Road, Shoreline
$1,395,000
4 Beds ⋅ 3 Baths ⋅ 2587666 MLS ⋅ ACTIVE Status
A rare Richmond Beach retreat, this beautifully updated midcentury home is set well back on an extraordinary half-acre surrounded by towering evergreens and thoughtfully designed exterior lighting. Inside, an elegant open floor plan is filled with natural light from expansive windows, warm hardwood floors and two wood-burning fireplaces. At the heart of the home, the stunning renovated kitchen features custom cabinetry, waterfall countertops and sophisticated modern design that flows seamlessly into the living spaces. Two bedrooms and two baths on the main floor include a brand-new, skylit primary bath creating a true ensuite retreat. Downstairs, the finished basement offers two additional bedrooms, a full bath and a spacious second family room with its own wood-burning fireplace, plus brand-new carpeting. Outside, a newly painted oversized shed with electricity offers incredible possibilities-woodworking shop, art studio, home office, yoga space or creative retreat. An attached one-car garage completes the package. Beautifully renovated, exceptionally private and ideally located in sought-after Richmond Beach, this is a special property where space, style and setting come together.

836 NW Richmond Beach Road, Shoreline

Listing Broker: Windermere Real Estate Co.; Leah Hill; 206-852-7634; leahhill@windermere.com

10737 3rd Avenue NW, Seattle
$1,075,000
3 Beds ⋅ 2 Baths ⋅ 2585573 MLS ⋅ ACTIVE Status
Designed by renowned PNW architect Paul Hayden Kirk, this beautifully maintained Broadview residence showcases the timeless appeal of authentic mid-century modern design. Vaulted ceilings, exposed beams, hardwood floors, and a dramatic floor-to-ceiling windows fill the home with natural light while capturing Olympic Mountain and sunset views. Open-concept living and dining areas are anchored by a striking double-sided fireplace and flow seamlessly to an expansive view deck overlooking breathtaking panorama. Updated kitchen features stainless appliances and new counters/backsplash. Stylishly renovated baths, including a private primary ensuite with walk-in shower, blend modern comfort with architectural character. Large lower-level family room with fireplace, fenced yard, and attached garage complete this exceptional offering. Near Carkeek Park + commuter routes.

10737 3rd Avenue NW, Seattle

Listing Broker: Windermere RE Greenwood; Junior Torres; 206-854-5596; junior@windermere.com

2231 NW 190th Place, Shoreline
$4,500,000
5 Beds ⋅ 5 Baths ⋅ 2583690 MLS ⋅ ACTIVE Status
Endless sunsets & 180º Sound views, perched on the bluff above Richmond Beach this 5-bed coastal Cape Cod stunner offers the pinnacle of luxurious private living. Panoramic unobstructed water & mountain views from nearly every room. Orcas breach, eagles soar, & sailboats drift by the ever-changing backdrop to multiple indoor & outdoor private gathering spaces. Tiered terraces create incredible setting for entertaining, complete w/ bocce ball ct, garden casita, chicken coop, raised beds, expansive wraparound deck, new gate & fencing. Mature landscaping & lighting transforms the grounds after sunset. Inside, craftsmanship takes center stage. Rich millwork, refinished East Coast pine hardwoods, soaring ceilings, & generously scaled rooms create an easy, breathing elegance, warmed by multiple gas fireplaces. Gourmet Nancy Meyers kitchen w/ chef-grade appliances. Tremendous Primary Wing a true retreat: views, views, views. Private balcony, gas fireplace, built-in window seats & intimate bonus room: imagine cozy mornings & romantic movie nights. Luxe 5-piece bath w/ soaking tub, oversized walk-in shower, & walk-in closet the size of a bedroom. 2nd ensuite. Lower-level rec-rm w/ 2nd kitchen, wine cellar & separate entry for multi-generational living or guests. New heating system, hot water tanks, upgraded Sonos whole-home audio & speakers, enhanced mesh WiFi, & new garage flooring. Freshly painted exterior w/ 7-year warranty. Abundant storage throughout. The home dreams are made of.

2231 NW 190th Place, Shoreline

Listing Broker: Windermere Real Estate GH LLC; Adam E. Cobb; 206-854-9454; adamcobb@windermere.com

618 NW 163rd Street, Shoreline
$1,695,000
5 Beds ⋅ 4 Baths ⋅ 2582868 MLS ⋅ ACTIVE Status
Introducing a distinctive Northwest contemporary set on nearly half an acre in Shoreline’s desirable Shorewood Hills neighborhood. Beyond the double-door entry, this 4,230 sq ft, 5-bedroom home unfolds with impressive volume, warmth & connection to its natural setting. A soaring wood-clad vaulted ceiling spans the main living spaces, where expansive windows frame mature greenery and flood the home with natural light. The updated kitchen pairs crisp cabinetry with a waterfall island, gas cooktop, double ovens & generous seating, opening seamlessly to dining and living spaces anchored by a striking fireplace. Living spaces open to expansive composite decking, glass railings & a covered pavilion immersed in the surrounding tree canopy. The spacious primary suite offers a private retreat with walk-in closet, dual vanity, jetted soaking tub & oversized glass shower. The fully finished lower level adds remarkable flexibility with a second kitchen, rec room, bedroom, bath, workspace & laundry. A 3-car garage, heat pump with A/C and abundant storage complete a home with exceptional scale, flexibility & connection to its setting.

618 NW 163rd Street, Shoreline

Listing Broker: Windermere Real Estate GH LLC; Adam E. Cobb; 206-854-9454; adamcobb@windermere.com

13220 7th Avenue NW, Seattle
$1,400,000
4 Beds ⋅ 3 Baths ⋅ 2583281 MLS ⋅ ACTIVE Status
A wonderfully expansive floor plan unfolds across light-filled rooms, comfortable gathering spaces and private places to retreat. Broad western views reach across Puget Sound to the rugged silhouette of the Olympic Mountains. Fresh interior paint brings a clean, luminous quality throughout, complemented by hardwood floors and new wall-to-wall carpeting. The primary suite takes its rightful place on the top floor: peaceful, private and oriented toward the westernly views. An adjoining bonus room adds an unexpected layer of flexibility; office, library, studio, etc. Vaulted ceilings, expansive windows hold the open main-floor living spaces. Gas fireplace, wet bar and informal living all smartly connected to the beautiful kitchen. Rec room below to let loose and have fun. Plus, a private lower level bedroom opening to the backyard. Efficient heat pump with AC. Oversized lot creates a sense of openness increasingly difficult to find. Open, bright and meticulous with ample room to play, or plant something ambitious. Large 2-car garage provides space for cars, bikes, tools and all that is PNW. Broadview completes the picture. Highly regarded schools, Carkeek Park, convenient transportation lines and local shops/amenities keep daily life connected. A home with room to live large, a landscape that gives you breathing room, and a view that makes the world beyond the windows part of the architecture. Some homes end at the property line. This one carries all the way to the Olympics!

13220 7th Avenue NW, Seattle

Listing Broker: Windermere Real Estate Co.; Mark T. Emily; 206-522-9600; markemily@windermere.com

825 NW 180th Street, Shoreline
$795,000
3 Beds ⋅ 1 Baths ⋅ 2583573 MLS ⋅ ACTIVE Status
Charming from the moment you arrive with its circle driveway, this adorable mid-century 1-story rambler is tucked among mature plantings in the desirable Richmond Highlands neighborhood, creating a setting that feels both welcoming and wonderfully established. Enjoy beautiful partial Puget Sound and mountain views from the dining and living rooms as well as the primary bedroom. Meticulously maintained and filled with warmth and character, this is one of those homes that simply feels good the moment you step inside. Beautiful hardwood floors, fresh interior and exterior paint and a cozy gas fireplace insert complement its timeless appeal, while the updates in the kitchen bring a fresh touch to its classic style. Outside, mature landscaping surrounds the home with seasonal color, complete with an in-ground sprinkler system for easy care. A spacious carport and separate storage shed add everyday convenience. Thoughtfully updated while preserving the charm that makes a 1950s home so special, this home is truly move-in ready. Located within the Shoreline School District and pre-inspected and sewer scoped for added peace of mind—a delightful Richmond Highlands gem ready to welcome its next owner. Close to shopping, parks, Richmond Beach and Downtown Edmonds. Welcome Home!

825 NW 180th Street, Shoreline

Listing Broker: Windermere RE North, Inc.; Jill Langer; 425-772-3783; jilllanger@windermere.com

18311 8th Avenue NW, Shoreline
$3,650,000
5 Beds ⋅ 3 Baths ⋅ 2582331 MLS ⋅ ACTIVE Status
Absolutely THE BEST, MOST SWEEPING 180-degree view in Innis Arden uninterrupted...no cars, no ravine trees, just pure panorama. This property delivers WHAT MATTERS MOST: due-WEST Sound and mountain vistas, level access, all major entertaining spaces positioned on the view side, and a logical floor plan with true main-floor living. A timeless Hamptons-inspired estate blending sophisticated classic American architecture with relaxed coastal elegance, all bathed in natural light. Mature landscaping ensures complete privacy front and back...you don’t look onto neighbors, and they don’t look onto you. Enjoy the expansive lawn that invites play and relaxation, plus a hidden sport court, multiple decks, and thoughtfully designed patios that create exceptional outdoor living. A rare offering of enduring architecture, elevated craftsmanship, and unforgettable indoor-outdoor living in Innis Arden. Homes like this are few and far between. Don’t miss this opportunity!

18311 8th Avenue NW, Shoreline

Listing Broker: Windermere RE North, Inc.; Cori Whitaker; 206-795-4361; coriwhitaker@windermere.com

18900 8th Avenue NW Unit #203, Shoreline
$299,950
1 Beds ⋅ 1 Baths ⋅ 2583370 MLS ⋅ ACTIVE Status
Welcome to Richmond Village Condo #203, a charming 729-square-foot, 1-bedroom, 1-bathroom home nestled in Shoreline's desirable Hillwood community. The inviting interior features a comfortable layout, ample natural light, and pleasant territorial views for everyday comfort. Residents enjoy peaceful surroundings on three beautifully landscaped acres alongside great community amenities, including an outdoor pool. Ideally situated just minutes from local parks, top-rated Shoreline schools, and nearby transit, this condo offers low-maintenance living with fantastic convenience.

18900 8th Avenue NW Unit #203, Shoreline

Listing Broker: Inspire Realty; Alexander Bradshaw; 253-250-7520; alexbradshaw@mjreseattle.com

12221 8th Avenue NW, Seattle
$1,795,000
4 Beds ⋅ 5 Baths ⋅ 2579930 MLS ⋅ ACTIVE Status
With 4 bedrooms and 4.5 bathrooms, this private home is a special find. An architectural triumph in North Seattle’s coveted Broadview neighborhood, this rare, custom-built Mediterranean home offers unmatched privacy, sophisticated finishes, and territorial views of the Puget Sound and Olympic Mountains. Designed with grand scale and an effortless open floor plan, the expansive main living spaces flow seamlessly out to stone verandas and sun-drenched patios. Surrounded by secluded gardens, these outdoor spaces create an ideal setting for both serene relaxation and memorable entertaining. Large windows throughout ensure every room is bathed in natural light while capturing glimpses of the surrounding mountain scenery. The lower level features a fully independent mother-in-law suite with its own entryway. Complete with a full kitchen, generous living area, two bedrooms, and 2.5 bathrooms, this versatile space comfortably accommodates extended living, guests, or potential rental income. Living in Broadview provides a peaceful retreat while keeping you close to city amenities. You are just minutes from the scenic oceanfront park at Carkeek Park, popular shopping and dining at Northgate, and convenient commuter routes via Highway 99 and I-5.

12221 8th Avenue NW, Seattle

Listing Broker: COMPASS; Becco Zou; 206-876-0088; beccoteam@gmail.com

20134 23rd Avenue NW, Shoreline
$2,274,500
6 Beds ⋅ 5 Baths ⋅ 2579520 MLS ⋅ ACTIVE Status
Coastal luxury meets exceptional craftsmanship in the highly desirable Richmond Beach community. Built by a respected local boutique builder known for exceptional quality and attention to detail, this brand-new home pairs elevated design with effortless livability. Custom millwork, bespoke cabinetry, layered lighting and sophisticated finishes create warmth throughout. The showpiece kitchen impresses with premium Thermador appliances, paneled refrigeration and dishwasher, and sleek induction cooking. Three ensuite bedrooms, a flexible fourth bedroom and 4.5 baths offer space to retreat, while dual primary suites feature spa-inspired baths with heated floors. Moments from beaches, parks and neighborhood favorites—polished yet relaxed, luxurious yet completely at home.

20134 23rd Avenue NW, Shoreline

Listing Broker: Windermere Real Estate Co.; Gunnar M. Hadley; 206-409-5846; ghadley@windermere.com

112 NW 159th Street, Shoreline
$725,000
4 Beds ⋅ 1 Baths ⋅ 2579057 MLS ⋅ ACTIVE Status
Darling mid-century home that lives much larger than its square footage suggests! Tucked away at the end of a quiet street, this charming one-story home is filled with natural light and has been refreshed with newly refinished hardwood floors and fresh interior paint. Three bedrooms plus a versatile bonus room offer plenty of flexibility for bedrooms, a home office, workout space or hobbies.The kitchen and living areas flow easily to a huge, newly refinished deck - perfect for outdoor dining, entertaining or simply enjoying the expansive, private yard. There's room here for everyone to play, garden and relax. The utility room offers an exciting opportunity to add a second bathroom and make the home even more functional. Upgraded 200 amp panel and insulated attic and crawl space.Double-paned windows, attached garage and thoughtful updates add everyday comfort. Conveniently located just a 5-minute drive to Town and Country Market, next to Shoreline Community College, with easy access to Hwy 99 and I-5. Enjoy nearby parks and the Interurban Bike Trail for biking and recreation. Charming, flexible and full of potential - this is one you'll want to see!

112 NW 159th Street, Shoreline

Listing Broker: KW Greater Seattle; Sharon O'Mahony; 206-465-8169; sharon@omahonyhomes.com

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